Civic Intelligence

Chattooga County Chamber of Commerce

EIN 58-1378618 • 501(c)6 • Summerville, GA

Profile

The mission of the chamber of

PO Box 217Summerville, GA 30747

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.25x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.28x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

63rd percentile

7.3%

Higher net margin than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

88th percentile

$45,124

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 45.3% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

66th percentile

7.2%

Faster asset growth than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

73rd percentile

15%

Faster revenue growth than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$111,501

Up $7,443 (+7.2%) from 2023

Liabilities

Up

$27,432

Up $208 (+0.8%) from 2023

Net Assets

$84,069

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue87th percentileNet Margin63rd percentile

Revenue

Up

$99,565

Up $13,322 (+15%) from 2023

Expenses

Down

$92,330

Down $6,743 (-6.8%) from 2023

Net Income

Up

$7,235

Up $20,065 (+156%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth66th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $51,771Liabilities 2010: $10,183Net Assets 2010: $41,5882010Assets 2011: $28,648Liabilities 2011: $15,403Net Assets 2011: $13,2452011Assets 2012: $37,674Liabilities 2012: $21,510Net Assets 2012: $16,1642012Assets 2013: $30,606Liabilities 2013: $28,744Net Assets 2013: $1,8622013Assets 2014: $35,506Liabilities 2014: $18,883Net Assets 2014: $16,6232014Assets 2015: $40,801Liabilities 2015: $19,468Net Assets 2015: $21,3332015Assets 2016: $59,536Liabilities 2016: $21,500Net Assets 2016: $38,0362016Assets 2017: $63,824Liabilities 2017: $26,188Net Assets 2017: $37,6362017Assets 2018: $80,519Liabilities 2018: $38,009Net Assets 2018: $42,5102018Assets 2019: $102,382Liabilities 2019: $52,413Net Assets 2019: $49,9692019Assets 2020: $89,495Liabilities 2020: $33,892Net Assets 2020: $55,6032020Assets 2021: $112,356Liabilities 2021: $25,033Net Assets 2021: $87,3232021Assets 2022: $114,741Liabilities 2022: $25,077Net Assets 2022: $89,6642022Assets 2023: $104,058Liabilities 2023: $27,2242023Assets 2024: $111,501Liabilities 2024: $27,432Net Assets 2024: $84,0692024

Highlighted filing

2024

Assets$111,501
Liabilities$27,432
Net Assets$84,069
Open 2024 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $70,9462010Expenses 2011: $63,3302011Expenses 2012: $70,2102012Revenue 2013: $51,458Expenses 2013: $65,760Net Income 2013: -$14,3022013Revenue 2014: $49,213Expenses 2014: $34,452Net Income 2014: $14,7612014Revenue 2015: $50,636Expenses 2015: $45,926Net Income 2015: $4,7102015Revenue 2016: $89,065Expenses 2016: $72,362Net Income 2016: $16,7032016Revenue 2017: $52,867Expenses 2017: $53,267Net Income 2017: -$4002017Revenue 2018: $49,429Expenses 2018: $44,555Net Income 2018: $4,8742018Revenue 2019: $87,475Expenses 2019: $80,016Net Income 2019: $7,4592019Revenue 2020: $72,990Expenses 2020: $67,356Net Income 2020: $5,6342020Revenue 2021: $116,535Expenses 2021: $84,815Net Income 2021: $31,7202021Revenue 2022: $92,020Expenses 2022: $89,679Net Income 2022: $2,3412022Revenue 2023: $86,243Expenses 2023: $99,073Net Income 2023: -$12,8302023Revenue 2024: $99,565Expenses 2024: $92,330Net Income 2024: $7,2352024

Highlighted filing

2024

Revenue$99,565
Expenses$92,330
Net Income$7,235
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,501
Liabilities
$27,432
Net assets
$84,069
Revenue
$99,565
Expenses
$92,330
Net income
$7,235
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.12$0.27$0.84$1.00$0.92$0.07
2023Summary only. Only limited summary data is available for this year.$1.04$0.27$0.86$0.99$0.13
2022Detailed filing. Detailed filing data is available for this year.$1.15$0.25$0.90$0.92$0.90$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.12$0.25$0.87$1.17$0.85$0.32
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.89$0.34$0.56$0.73$0.67$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.02$0.52$0.50$0.87$0.80$0.07
2018Detailed filing. Detailed filing data is available for this year.$0.81$0.38$0.43$0.49$0.45$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.64$0.26$0.38$0.53$0.53$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.60$0.22$0.38$0.89$0.72$0.17
2015Detailed filing. Detailed filing data is available for this year.$0.41$0.19$0.21$0.51$0.46$0.05
2014Summary only. Only limited summary data is available for this year.$0.36$0.19$0.17$0.49$0.34$0.15
2013Detailed filing. Detailed filing data is available for this year.$0.31$0.29$0.02$0.51$0.66$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.22$0.16$0.70
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.15$0.13$0.63
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.52$0.10$0.42$0.71
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 15, 2025
Return Version
2024v5.2
Gross Receipts
$99,565
Mission and Program Overview

Mission

The mission of the chamber of

The mission of the chamber of commerce is to be the catalyst and facilitator for growth, development, and commerce while preserving quality of life for the citizens of

Program Services

DescriptionGrantsExpenses
LEADERSHIP CHATTOOGA-$6,833
MARKETINGMAINTAINED A WEBSITE FOR THE AREA THAT SHOWS EVENTSUPCOMING IN THE AREA-$6,703
LUNCHEONHOSTS MONTHLY LUNCHEONS THAT HAVE A SPEAKER THAT HIGHLIGHTS VARIOUS THINGS OF INTEREST FOR THE COMMUNITY-$5,926
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CINDY RIVERSExecutive DirectorFT$38,500$6,624$45,124
ASHLEY CAMPBELLSecretary/Treasurer-$0--
EMILY TUCKERDirector-$0--
CLIFTON BAGLEYImmediate Past Chair-$0--
HEATHER CASEYDirector-$0--
ROBBY HILLDirector-$0--
LISA HUGHESDirector-$0--
PAUL MEREDITYChair-$0--
HALEY GOODSONDirector-$0--
LIZA MORGANChair Elect-$0--
ZACH WHITEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Chattooga County Chamber of Commerce
EIN
58-1378618
Phone
7068574033
Address
PO BOX 217, SUMMERVILLE, GA 30747

Signing Officer

Name
Cindy Mcgraw
Title
Executive Director
Phone
7068574033
Signed
2025-10-15
Discuss with paid preparer
Yes

Preparer

Firm
Bowen & Associates Cpas Pc
Address
251 TECHNOLOGY PKWY NW, ROME, GA 30165
Preparer
Kimberly Hart-poole CPA
Phone
7062352269
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“TRAVEL/MEETINGS 5251.”

Form 990EZ, Part I, Line 16

“DUES/SUBSCRIPTIONS 1822.”

Form 990EZ, Part I, Line 16

“BANQUETS/MEETINGS 5926.”

Form 990EZ, Part I, Line 16

“PAYROLL TAXES 3239.”

Form 990EZ, Part I, Line 16

“Leadership chattooga expense 6833.”

Form 990EZ, Part I, Line 16

“Economic dev expense 2777.”

Form 990EZ, Part I, Line 16

“MARKETING 6703.”

Form 990EZ, Part I, Line 16

“MISCELLANEOUS 446.”

Form 990EZ, Part I, Line 16

“PLAQUES AND AWARDS 465.”

Form 990EZ, Part II, Line 24

“RECEIVABLE”

Form 990EZ, Part II, Line 26

“Payroll taxes 2122. 2330.”

Form 990EZ, Part II, Line 26

“Gift certificate liability 24550. 24550.”

Form 990EZ, Part II, Line 26

“2020 PLAN 552. 552.”

Raw XML Appendix196 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
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IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/MembershipDuesAmt043768
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CINDY RIVERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ASHLEY CAMPBELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2EMILY TUCKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CLIFTON BAGLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4HEATHER CASEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ROBBY HILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6LISA HUGHES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7PAUL MEREDITY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8HALEY GOODSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9LIZA MORGAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10ZACH WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3IMMEDIATE PAST CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9CHAIR ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt033462
IRS990EZ/PrimaryExemptPurposeTxt0THE MISSION OF THE CHAMBER OF COMMERCE IS TO BE THE CATALYST AND FACILITATOR FOR GROWTH, DEVELOPMENT, AND COMMERCE WHILE PRESERVING QUALITY OF LIFE FOR THE CITIZENS OF
IRS990EZ/PrintingPublicationsPostageAmt0685
IRS990EZ/ProgramServiceRevenueAmt055771
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0LEADERSHIP CHATTOOGA
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1MARKETINGMAINTAINED A WEBSITE FOR THE AREA THAT SHOWS EVENTSUPCOMING IN THE AREA
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2LUNCHEONHOSTS MONTHLY LUNCHEONS THAT HAVE A SPEAKER THAT HIGHLIGHTS VARIOUS THINGS OF INTEREST FOR THE COMMUNITY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06833
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt16703
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt25926
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/WebsiteAddressTxt0N/A
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TRAVEL/MEETINGS 5251.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DUES/SUBSCRIPTIONS 1822.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BANQUETS/MEETINGS 5926.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PAYROLL TAXES 3239.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4LEADERSHIP CHATTOOGA EXPENSE 6833.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ECONOMIC DEV EXPENSE 2777.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MARKETING 6703.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MISCELLANEOUS 446.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PLAQUES AND AWARDS 465.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9RECEIVABLE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10PAYROLL TAXES 2122. 2330.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11GIFT CERTIFICATE LIABILITY 24550. 24550.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt122020 PLAN 552. 552.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CINDY MCGRAW
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum07068574033
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHATTOOGA COUNTY CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CHAT
ReturnHeader/Filer/EIN0581378618
ReturnHeader/Filer/PhoneNum07068574033
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ReturnHeader/Filer/USAddress/CityNm0SUMMERVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030747
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463261946
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BOWEN & ASSOCIATES CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0251 TECHNOLOGY PKWY NW
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROME
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030165
ReturnHeader/PreparerPersonGrp/PhoneNum07062352269
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KIMBERLY HART-POOLE CPA
ReturnHeader/ReturnTs02025-11-13T11:41:39-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits