Civic Intelligence

Members United Credit Union

EIN 58-0899628 • 501(c)14 • Albany, GA

View Organization Page

Profile

Provide financial service to the members.

1115 N Westover BlvdAlbany, GA 31707

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.86x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

68th percentile

17.15x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

14th percentile

0.4%

Higher net margin than 14% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

32nd percentile

$137,085

Higher top officer pay than 32% of similar nonprofits.

Top officer pay equals 4.1% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

91st percentile

9.9%

Faster asset growth than 91% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

8th percentile

-5.8%

Faster revenue growth than 8% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets36th percentile

Assets

Up

$66,287,508

Up $5,964,636 (+9.9%) from 2019

Liabilities

Up

$57,172,598

Up $5,950,873 (+12%) from 2019

Net Assets

Up

$9,114,910

Up $13,763 (+0.2%) from 2019

Operations
Liabilities / Revenue68th percentileNet Margin14th percentile

Revenue

Down

$3,333,305

Down $205,188 (-5.8%) from 2019

Expenses

Down

$3,319,541

Down $552,999 (-14%) from 2019

Net Income

Up

$13,764

Up $347,811 (+104%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth91st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $40,123,574Liabilities 2010: $35,604,182Net Assets 2010: $4,519,3922010Assets 2011: $41,952,696Liabilities 2011: $37,182,010Net Assets 2011: $4,770,6862011Assets 2012: $52,978,546Liabilities 2012: $45,672,819Net Assets 2012: $7,305,7272012Assets 2013: $52,349,585Liabilities 2013: $45,036,267Net Assets 2013: $7,313,3182013Assets 2014: $53,674,594Liabilities 2014: $46,117,221Net Assets 2014: $7,557,3732014Assets 2015: $60,591,418Liabilities 2015: $46,363,866Net Assets 2015: $14,227,5522015Assets 2016: $61,361,191Liabilities 2016: $52,513,795Net Assets 2016: $8,847,3962016Assets 2017: $64,497,854Liabilities 2017: $55,164,031Net Assets 2017: $9,333,8232017Assets 2018: $64,776,549Liabilities 2018: $55,341,356Net Assets 2018: $9,435,1932018Assets 2019: $60,322,872Liabilities 2019: $51,221,725Net Assets 2019: $9,101,1472019Assets 2020: $66,287,508Liabilities 2020: $57,172,598Net Assets 2020: $9,114,9102020

Highlighted filing

2020

Assets$66,287,508
Liabilities$57,172,598
Net Assets$9,114,910
Open 2020 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,091,4532010Expenses 2011: $2,046,0622011Expenses 2012: $2,619,5902012Revenue 2013: $2,752,692Expenses 2013: $2,745,101Net Income 2013: $7,5912013Revenue 2014: $2,829,301Expenses 2014: $2,585,246Net Income 2014: $244,0552014Revenue 2015: $3,398,588Expenses 2015: $2,884,753Net Income 2015: $513,8352015Revenue 2016: $3,854,225Expenses 2016: $3,078,038Net Income 2016: $776,1872016Revenue 2017: $4,017,563Expenses 2017: $3,601,137Net Income 2017: $416,4262017Revenue 2018: $4,031,533Expenses 2018: $3,930,162Net Income 2018: $101,3712018Revenue 2019: $3,538,493Expenses 2019: $3,872,540Net Income 2019: -$334,0472019Revenue 2020: $3,333,305Expenses 2020: $3,319,541Net Income 2020: $13,7642020

Highlighted filing

2020

Revenue$3,333,305
Expenses$3,319,541
Net Income$13,764
Open 2020 Filing

Filings

Most recent year

2020 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$66,287,508
Liabilities
$57,172,598
Net assets
$9,114,910
Revenue
$3,333,305
Expenses
$3,319,541
Net income
$13,764
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.3$57.2$9.11$3.33$3.32$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.3$51.2$9.10$3.54$3.87$0.33
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.8$55.3$9.44$4.03$3.93$0.10
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.5$55.2$9.33$4.02$3.60$0.42
2016Summary only. Only limited summary data is available for this year.$61.4$52.5$8.85$3.85$3.08$0.78
2015Detailed filing. Detailed filing data is available for this year.$60.6$46.4$14.2$3.40$2.88$0.51
2014Detailed filing. Detailed filing data is available for this year.$53.7$46.1$7.56$2.83$2.59$0.24
2013Summary only. Only limited summary data is available for this year.$52.3$45.0$7.31$2.75$2.75$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.0$45.7$7.31$2.62
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.0$37.2$4.77$2.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.1$35.6$4.52$2.09
Latest Detailed Filing

The latest 2020 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2017 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 21, 2018
Return Version
2017v2.2
Gross Receipts
$4,017,563
Mission and Program Overview

Mission

Provide financial service to the members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,880,921$42,916,106▲ $1,035,185
Investments Other Securities$15,216,034$15,845,561▲ $629,527
Rtn Earn Endowment Incm Other Fnds$8,847,396$9,333,823▲ $486,427
Cash and Non-Interest-Bearing Accounts-$3,643,638-
Land, Buildings, and Equipment, Net$2,207,303$1,942,542▼ $264,761
Savings and Temporary Cash Investments$1,903,048--
Receivable From Disqualified Prsn$153,885$150,007▼ $3,878
Total Assets$61,361,191$64,497,854▲ $3,136,663
Liabilities
Other Liabilities$51,873,471$54,537,069▲ $2,663,598
Accounts Payable and Accrued Expenses$640,324$626,962▼ $13,362
Total Liabilities$52,513,795$55,164,031▲ $2,650,236
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,847,396$9,333,823▲ $486,427
Total Liabilities and Net Assets / Fund Balance$61,361,191$64,497,854▲ $3,136,663

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,898,188--
Other Land Buildings$44,354--
Other Securities$435,321--
Compensation and Service Providers
Top Officer Pay32nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
J GilmoreCEOFT$117,600$117,600
Gail LumplinCFOFT$75,705$75,705
Angela HittCFO/interimFT$50,000$50,000

Board Members and Trustees

NameTitle
James HammondChairperson
Ben Johnson SrBoard Membe R
Alice RachelBoard Member
Billy AdamsBoard Member
Charles MancusoBoard Member
Debra RichardsonBoard Member
Diane T OwensBoard Member
Edward J MillerBoard Member
Paul AvilaBoard Member
Connie MancusoMember
Gail HaickMember
Marie GatlinSupervisory Committee Member
Vickie AdcoxSupervisory Committee Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,889,445
Investment Income
$181,421
Other Revenue
$946,697
Change in Net Assets
$416,426
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,147,588
Salaries, Compensation, and Employee Benefits$1,453,549
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$1,210,244$0$1,210,244
Interest$273,964$0$0$273,964
Current Officers, Directors, Trustees, and Key Employees-$243,305-$243,305
Other Expenses$128,806$0$0$128,806
Total Functional Expenses$2,147,588$1,453,549$0$3,601,137
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$153,885$150,007▼ $3,878
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Share$30,191,425
Share Drafts$17,169,108
Base Shares$7,176,536
Share Certificates-
All Other Shares and Deposits-
Money Market Shares-
Ira/keogh Accts-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Members United Credit Union
EIN
58-0899628
Phone
2294391448
Address
1115 N WESTOVER BLVD, ALBANY, GA 31707

Signing Officer

Name
J Liz Gilmore
Title
Manager
Phone
2294391448
Signed
2018-05-21

Organization Details

Principal Officer
J Liz Gilmore
Formed
1991
Legal Domicile
Ga
Voting Board Members
16
Independent Board Members
16
Employees
28
Volunteers
14

Preparer

Firm
Tax Advantage Inc
Address
1201 NORTH THIRD STREET, JACKSONVILLE BEACH, FL 32250
Preparer
Stephen J Smith
Phone
9042410050
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“BOARD REVIEW”

Pt VI, Line 7A

“Directors are elected by the membership”

Pt VI, Line 15A

“Set and approved by the board”

Form 990, Part IX, Line 24E

“MISC. OPERATING EXPENSES”

Form 990, Part IX, Line 24E

“CASH OVER AND SHORT”

Form 990, Part IX, Line 24E

“ASSOCIATION DUES”

Form 990, Part IX, Line 24E

“GAIN (LOSS) INVESETMENTS”

Form 990, Part IX, Line 24E

“Gain or loss on sale of assets”

Raw XML AppendixShowing 400 of 489 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BackupWthldComplianceInd0true
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IRS990/BooksInCareOfDetail/PhoneNum02294391448
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01115 N WESTOVER BLVD
IRS990/BooksInCareOfDetail/USAddress/CityNm0ALBANY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd031707
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IRS990/CYTotalExpensesAmt03601137
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
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IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/FederalGrantAuditRequiredInd0false
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IRS990/ForeignFinancialAccountInd0false
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IRS990/Form990PartVIISectionAGrp/PersonNm0J GILMORE
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IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt10MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBE R
IRS990/Form990PartVIISectionAGrp/TitleTxt13CFO/INTERIM
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IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherExpensesGrp/Desc0TOTAL OTHER OPERATING EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN/LEASE
IRS990/OtherExpensesGrp/Desc2NON-OPERATING
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt01111818
IRS990/OtherExpensesGrp/ProgramServicesAmt1633000
IRS990/OtherExpensesGrp/ProgramServicesAmt2128806
IRS990/OtherExpensesGrp/TotalAmt01111818
IRS990/OtherExpensesGrp/TotalAmt1633000
IRS990/OtherExpensesGrp/TotalAmt2128806
IRS990/OtherLiabilitiesGrp/BOYAmt051873471
IRS990/OtherLiabilitiesGrp/EOYAmt054537069
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATIONAL INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0946697
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0946697
IRS990/OtherRevenueTotalAmt0946697
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt01210244
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01210244
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt041880921
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt042916106
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0J LIZ GILMORE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02889445
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0166832
IRS990/PYOtherExpensesAmt01715398
IRS990/PYOtherRevenueAmt0933859
IRS990/PYProgramServiceRevenueAmt02753534
IRS990/PYRevenuesLessExpensesAmt0776187
IRS990/PYSalariesCompEmpBnftPaidAmt01362640
IRS990/PYTotalExpensesAmt03078038
IRS990/PYTotalRevenueAmt03854225
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt0153885
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt0150007
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0416426
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08847396
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09333823
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01903048
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01898188
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01898188
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt044354
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt044354
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07176536
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt117169108
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt230191425
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0BASE SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2REGULAR SHARE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4ALL OTHER SHARES AND DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MONEY MARKET SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6IRA/KEOGH ACCTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt014877700
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1532540
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2435321
IRS990ScheduleD/OtherSecuritiesGrp/Desc0TOTAL INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1NCUSIF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2ALL OTHER ASSETS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01942542
IRS990ScheduleD/TotalBookValueSecuritiesAmt015845561
IRS990ScheduleD/TotalLiabilityAmt054537069
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt021344
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1645
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt21894
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt326340
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt44161
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt529569
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt611849
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt735953
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt818252
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt037500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt156000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt215000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt330000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt45000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt530000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt612000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt736000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt818500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MANCUSO CHARLES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1DIANE T OWENS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2GILMORE LIZ
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3HITT AGNELA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4AVILA PAULA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5HENDERSON PAULA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6SOUTHWELL KEITH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7DIXON DONNIE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8PITTS RICHARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3CFO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5ACH PROCESSOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6VP OF BUSINESS DEVEL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7GA FSIS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8RETIRED USPS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8true
IRS990ScheduleL/TotalBalanceDueAmt0150007
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD REVIEW
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DIRECTORS ARE ELECTED BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SET AND APPROVED BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MISC. OPERATING EXPENSES

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