Civic Intelligence

Palmetto Homeschool Association

EIN 57-1050759 • 501(c)3 • Rock Hill, SC

Profile

Provide legal accountability for sc home educators

454 S Anderson Rd Btc 568Rock Hill, SC 29730

www.palmettoha.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

64th percentile

10%

Higher net margin than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$43,680

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 30.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

67th percentile

9.2%

Faster asset growth than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

69th percentile

16%

Faster revenue growth than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$170,672

Up $14,356 (+9.2%) from 2024

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Up

$170,672

Up $14,356 (+9.2%) from 2024

Operations
Liabilities / Revenue62nd percentileNet Margin64th percentile

Revenue

Up

$142,994

Up $19,531 (+16%) from 2024

Expenses

Up

$128,638

Up $22,271 (+21%) from 2024

Net Income

Down

$14,356

Down $2,740 (-16%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2014: $34,568Liabilities 2014: $725Net Assets 2014: $33,8432014Assets 2015: $44,043Liabilities 2015: $725Net Assets 2015: $43,3182015Assets 2016: $45,822Liabilities 2016: $725Net Assets 2016: $45,0972016Assets 2017: $48,785Liabilities 2017: $7252017Assets 2018: $53,622Liabilities 2018: $725Net Assets 2018: $52,8972018Assets 2019: $51,578Liabilities 2019: $725Net Assets 2019: $50,8532019Assets 2020: $58,553Liabilities 2020: $02020Assets 2021: $93,750Net Assets 2021: $93,7502021Assets 2022: $116,930Net Assets 2022: $116,9302022Assets 2023: $139,220Net Assets 2023: $139,2202023Assets 2024: $156,316Net Assets 2024: $156,3162024Assets 2025: $170,672Liabilities 2025: $0Net Assets 2025: $170,6722025

Highlighted filing

2025

Assets$170,672
Liabilities$0
Net Assets$170,672
Open 2025 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2014: $54,598Expenses 2014: $50,839Net Income 2014: $3,7592014Revenue 2015: $64,155Expenses 2015: $54,680Net Income 2015: $9,4752015Revenue 2016: $66,865Expenses 2016: $65,086Net Income 2016: $1,7792016Revenue 2017: $68,267Expenses 2017: $65,304Net Income 2017: $2,9632017Revenue 2018: $69,341Expenses 2018: $71,989Net Income 2018: -$2,6482018Revenue 2019: $84,859Expenses 2019: $86,903Net Income 2019: -$2,0442019Revenue 2020: $89,645Expenses 2020: $81,677Net Income 2020: $7,9682020Revenue 2021: $119,503Expenses 2021: $84,306Net Income 2021: $35,1972021Revenue 2022: $111,573Expenses 2022: $88,393Net Income 2022: $23,1802022Revenue 2023: $118,359Expenses 2023: $96,069Net Income 2023: $22,2902023Revenue 2024: $123,463Expenses 2024: $106,367Net Income 2024: $17,0962024Revenue 2025: $142,994Expenses 2025: $128,638Net Income 2025: $14,3562025

Highlighted filing

2025

Revenue$142,994
Expenses$128,638
Net Income$14,356
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$170,672
Liabilities
$0
Net assets
$170,672
Revenue
$142,994
Expenses
$128,638
Net income
$14,356
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.71$0.00$1.71$1.43$1.29$0.14
2024Detailed filing. Detailed filing data is available for this year.$1.56$1.56$1.23$1.06$0.17
2023Detailed filing. Detailed filing data is available for this year.$1.39$1.39$1.18$0.96$0.22
2022Detailed filing. Detailed filing data is available for this year.$1.17$1.17$1.12$0.88$0.23
2021Detailed filing. Detailed filing data is available for this year.$0.94$0.94$1.20$0.84$0.35
2020Summary only. Only limited summary data is available for this year.$0.59$0.00$0.90$0.82$0.08
2019Detailed filing. Detailed filing data is available for this year.$0.52$0.01$0.51$0.85$0.87$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.54$0.01$0.53$0.69$0.72$0.03
2017Summary only. Only limited summary data is available for this year.$0.49$0.01$0.68$0.65$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.46$0.01$0.45$0.67$0.65$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.44$0.01$0.43$0.64$0.55$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.35$0.01$0.34$0.55$0.51$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 7, 2025
Return Version
2024v5.2
Gross Receipts
$142,994
Mission and Program Overview

Mission

SEE LINE 28

Provide legal accountability for sc home educators

Program Services

DescriptionGrantsExpenses
PROVIDE LEGAL ACCOUNTABILITY FOR SC HOME EDUCATORS$0$0
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Denise FrenchExecutive DirectorFT$43,680-$43,680
Lori FerebeePresident-$0--
Matt StoreyVice-President-$0--
Charles SmithTreasurer-$0--
Mitizi OnessiSecretary-$0--
Cindy MelsonBoard Member-$0--
Charles PryorBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Palmetto Homeschool Association
EIN
57-1050759
Phone
8033272344
Address
454 S ANDERSON RD BTC 568, ROCK HILL, SC 29730

Signing Officer

Name
Denise N French
Title
Executive Director
Phone
8033272344
Signed
2025-08-07
Discuss with paid preparer
Yes

Preparer

Firm
Fitbooks Financial
Address
3029 Trace Meadow Court, York, SC 29745
Preparer
Tony Tucker
Phone
8034484903
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

“Late Fee 10.”

Form 990EZ, Part I, Line 8

“PSAT Refund 238.”

Form 990EZ, Part I, Line 8

“Tax Penalty Reimbursement 1275.”

Form 990EZ, Part I, Line 16

“Advertising and promotion 1491.”

Form 990EZ, Part I, Line 16

“Bank service charges 5590.”

Form 990EZ, Part I, Line 16

“BOARD EXPENSE 121.”

Form 990EZ, Part I, Line 16

“Computer and Internet Expenses 3620.”

Form 990EZ, Part I, Line 16

“Diploma Expense 291.”

Form 990EZ, Part I, Line 16

“Graduation Expense 6297.”

Form 990EZ, Part I, Line 16

“Independent Contractor 36780.”

Form 990EZ, Part I, Line 16

“Insurance Expense 2054.”

Form 990EZ, Part I, Line 16

“Meals and Entertainment 54.”

Form 990EZ, Part I, Line 16

“Member Due Expenses 70.”

Form 990EZ, Part I, Line 16

“Office Supplies 631.”

Form 990EZ, Part I, Line 16

“Postage 1171.”

Form 990EZ, Part I, Line 16

“Professional Fees 1078.”

Form 990EZ, Part I, Line 16

“Training 29.”

Form 990EZ, Part I, Line 16

“Transcript Expense 548.”

Form 990EZ, Part II, Line 24

“Furniture and Fixtures 2301. 2360.”

Raw XML Appendix224 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Rock Hill
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Lori Ferebee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Matt Storey
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Charles Smith
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Mitizi Onessi
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Denise French
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Cindy Melson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Charles Pryor
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice-President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02301
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02360
IRS990EZ/OtherExpensesTotalAmt059825
IRS990EZ/OtherRevenueTotalAmt01523
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
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IRS990EZ/ProgramServiceRevenueAmt047549
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE LEGAL ACCOUNTABILITY FOR SC HOME EDUCATORS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt062175
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0128638
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0142994
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.palmettoha.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Other Income Part III, Line 12 Description: Investment Income 2020: 79. 2021: 32. 2022: 112. 2023: 324. 2024: 330.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Pt III Ln 12
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt093592
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt080722
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt078605
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt076175
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt083130
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0412224
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt047549
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt042417
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt035366
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0201268
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IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt0330
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IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt0112
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt032
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt079
IRS990ScheduleA/OtherIncome509Grp/TotalAmt0877
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IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
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IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0141141
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IRS990ScheduleA/Total509Grp/TotalAmt0613492
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0614369
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Late Fee 10.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PSAT Refund 238.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Tax Penalty Reimbursement 1275.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ADVERTISING AND PROMOTION 1491.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BANK SERVICE CHARGES 5590.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD EXPENSE 121.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Computer and Internet Expenses 3620.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Diploma Expense 291.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Graduation Expense 6297.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Independent Contractor 36780.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Insurance Expense 2054.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Meals and Entertainment 54.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Member Due Expenses 70.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Office Supplies 631.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Postage 1171.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Professional Fees 1078.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Training 29.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Transcript Expense 548.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Furniture and Fixtures 2301. 2360.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Denise N French
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum08033272344
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PALMETTO HOMESCHOOL ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0PALM
ReturnHeader/Filer/EIN0571050759
ReturnHeader/Filer/PhoneNum08033272344
ReturnHeader/Filer/USAddress/AddressLine1Txt0454 S ANDERSON RD BTC 568
ReturnHeader/Filer/USAddress/CityNm0ROCK HILL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029730
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0861448175
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Fitbooks Financial
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03029 Trace Meadow Court
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0York
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029745
ReturnHeader/PreparerPersonGrp/PhoneNum08034484903
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Tony Tucker
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-07T16:12:43-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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