Civic Intelligence

Carolina Master Chorale Inc.

990EZ • Fiscal year 2020 • EIN 57-0773385

Jul 01, 2019 to Jun 30, 2020 • Filed on Sep 16, 2020

1811 North Oak StreetMyrtle Beach, SC 29577-3186

(843) 444-5774

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.15x

Higher debt load relative to assets than 78% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

76th percentile

0.10x

Higher debt load relative to revenue than 76% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

38th percentile

-1.2%

Higher net margin than 38% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

86th percentile

$29,300

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 24.4% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

59th percentile

11%

Faster asset growth than 59% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

48th percentile

-16%

Faster revenue growth than 48% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Up

$78,550

Up $7,515 (+11%) from 2019

Net Assets

$67,117

No earlier filing loaded for comparison.

Liabilities

Up

$11,433

Up $9,735 (+573%) from 2019

Revenue

Down

$120,146

Down $22,984 (-16%) from 2019

Expenses

Down

$121,627

Down $10,849 (-8.2%) from 2019

Net Income

Down

-$1,481

Down $12,135 (-114%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100KAssets 2011: $0Liabilities 2011: $435Net Assets 2011: -$4352011Assets 2012: $4,259Net Assets 2012: $4,2592012Assets 2013: $0Liabilities 2013: $8,126Net Assets 2013: -$8,1262013Assets 2014: $3,219Liabilities 2014: $20,000Net Assets 2014: -$16,7812014Assets 2015: $547Liabilities 2015: $9,586Net Assets 2015: -$9,0392015Assets 2016: $52Liabilities 2016: $17,770Net Assets 2016: -$17,7182016Assets 2017: $52Liabilities 2017: $17,299Net Assets 2017: -$17,2472017Assets 2018: $60,583Liabilities 2018: $02018Assets 2019: $71,035Liabilities 2019: $1,6982019Assets 2020: $78,550Liabilities 2020: $11,433Net Assets 2020: $67,1172020Assets 2021: $140,964Liabilities 2021: $463Net Assets 2021: $140,5012021Assets 2022: $128,259Liabilities 2022: $201Net Assets 2022: $128,0582022Assets 2023: $129,411Liabilities 2023: $0Net Assets 2023: $129,4112023Assets 2024: $185,979Liabilities 2024: $35,4062024Assets 2025: $184,814Liabilities 2025: $36,445Net Assets 2025: $148,3692025

Highlighted filing

2020

Assets$78,550
Liabilities$11,433
Net Assets$67,117

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $104,753Expenses 2011: $109,936Net Income 2011: -$5,1832011Revenue 2012: $96,550Expenses 2012: $91,856Net Income 2012: $4,6942012Revenue 2013: $102,603Expenses 2013: $114,988Net Income 2013: -$12,3852013Revenue 2014: $89,672Expenses 2014: $98,327Net Income 2014: -$8,6552014Revenue 2015: $118,290Expenses 2015: $110,548Net Income 2015: $7,7422015Revenue 2016: $106,661Expenses 2016: $115,340Net Income 2016: -$8,6792016Revenue 2017: $109,205Expenses 2017: $108,734Net Income 2017: $4712017Revenue 2018: $137,084Expenses 2018: $106,619Net Income 2018: $30,4652018Revenue 2019: $143,130Expenses 2019: $132,476Net Income 2019: $10,6542019Revenue 2020: $120,146Expenses 2020: $121,627Net Income 2020: -$1,4812020Revenue 2021: $146,132Expenses 2021: $95,923Net Income 2021: $50,2092021Revenue 2022: $117,762Expenses 2022: $128,019Net Income 2022: -$10,2572022Revenue 2023: $118,089Expenses 2023: $113,631Net Income 2023: $4,4582023Revenue 2024: $134,464Expenses 2024: $122,957Net Income 2024: $11,5072024Revenue 2025: $210,799Expenses 2025: $218,180Net Income 2025: -$7,3812025

Highlighted filing

2020

Revenue$120,146
Expenses$121,627
Net Income-$1,481
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Sep 16, 2020
Return Version
2019v5.1
Gross Receipts
$122,716
Mission and Program Overview

Mission

increase community music appreciation

Program Services

DescriptionGrantsExpenses
Provide a series of choral concerts and benefit performances in the coastal South Carolina area. Approximately 4,800 people benefitedincluding participants and audiences.$0$121,627
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tim KochMusic DirectorPT$29,300-$29,300
Rebecca DonevantExecutive DirectorPT$15,367-$15,367
Larry WilsonMember EmeritusPT$3,000-$3,000
Judith AdamsPresidentPT$0--
Katherine JasmineVice PresidentPT$0--
Janet SchmidSecretaryPT$0--
Anne HerlockerBoardPT$0--
Cindy VerostBoardPT$0--
Regina NoceBoardPT$0--
Suzanne SharpBoardPT$0--
Filing and Contact Details

Filer

Filer Name
Carolina Master Chorale Inc
EIN
57-0773385
Phone
8434445774
Address
1811 North Oak Street, Myrtle Beach, SC 29577-3186

Signing Officer

Name
Rebecca A Donevant
Title
Executive Director
Phone
8434445774
Signed
2020-09-16
Discuss with paid preparer
Yes

Preparer

Firm
Gamble & Livingston CPAs LLC
Address
1335 44th Avenue North Suite 102, Myrtle Beach, SC 29577
Preparer
Steve Gamble CPA
Phone
8438393511
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

Credit card processing fees 3478.

Form 990EZ, Part I, Line 16

Music royalties paid 753.

Form 990EZ, Part I, Line 16

Music purchases 4224.

Form 990EZ, Part I, Line 16

Music rentals 0.

Form 990EZ, Part I, Line 16

Dues paid 664.

Form 990EZ, Part I, Line 16

Advertising 13199.

Form 990EZ, Part I, Line 16

Software 268.

Form 990EZ, Part I, Line 16

Website 7169.

Form 990EZ, Part I, Line 16

Office supplies 708.

Form 990EZ, Part I, Line 16

Miscellaneous 945.

Form 990EZ, Part I, Line 16

Sound, lighting, stage 600.

Form 990EZ, Part I, Line 16

Interest 100.

Form 990EZ, Part I, Line 16

Sets & Costumes 0.

Form 990EZ, Part I, Line 16

Computer 1090.

Form 990EZ, Part I, Line 16

Concert attire 23.

Form 990EZ, Part I, Line 16

Equipment 0.

Form 990EZ, Part I, Line 16

Bank fees 133.

Form 990EZ, Part I, Line 16

Cancel fees 384.

Raw XML Appendix248 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08434445774
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Myrtle Beach
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0295773186
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Judith Adams
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Katherine Jasmine
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Janet Schmid
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Anne Herlocker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Cindy Verost
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Regina Noce
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Suzanne Sharp
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Tim Koch
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Larry Wilson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Rebecca Donevant
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Music Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Member Emeritus
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Executive Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-739
IRS990EZ/OtherExpensesTotalAmt033738
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0increase community music appreciation
IRS990EZ/PrintingPublicationsPostageAmt04610
IRS990EZ/ProgramServiceRevenueAmt037611
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Provide a series of choral concerts and benefit performances in the coastal South Carolina area. Approximately 4,800 people benefitedincluding participants and audiences.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0121627
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt02570
IRS990EZ/SpecialEventsNetIncomeLossAmt09467
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0SC
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01698
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt011433
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0121627
IRS990EZ/TotalProgramServiceExpensesAmt0121627
IRS990EZ/TotalRevenueAmt0120146
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.carolinamasterchorale.com
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt082535
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0101023
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt091334
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt078678
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt067144
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0420714
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt037611
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt042107
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt045750
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt030527
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt039517
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0195512
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt00
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IRS990ScheduleA/OtherSupportSumAmt00
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IRS990ScheduleA/Total509Grp/TotalAmt0616226
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0616226
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Credit card processing fees 3478.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Music royalties paid 753.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Music purchases 4224.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Music rentals 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Dues paid 664.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Advertising 13199.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Software 268.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Website 7169.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Office supplies 708.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Miscellaneous 945.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Sound, lighting, stage 600.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Interest 100.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Sets & Costumes 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Computer 1090.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Concert attire 23.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Equipment 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Bank fees 133.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Cancel fees 384.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Rebecca A Donevant
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum08434445774
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-09-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Carolina Master Chorale Inc
ReturnHeader/Filer/BusinessNameControlTxt0CARO
ReturnHeader/Filer/EIN0570773385
ReturnHeader/Filer/PhoneNum08434445774
ReturnHeader/Filer/USAddress/AddressLine1Txt01811 North Oak Street
ReturnHeader/Filer/USAddress/CityNm0Myrtle Beach
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd0295773186
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId04D52E76801ADBC3573566F12E30E0D77AFBCE841
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03D2DF3C56E3B79841C5F22A9DFC2935399010387
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.153.161.213
ReturnHeader/FilingSecurityInformation/IPDt02020-09-28
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm010:59:48
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gamble & Livingston CPAs LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01335 44th Avenue North Suite 102
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Myrtle Beach
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029577
ReturnHeader/PreparerPersonGrp/PhoneNum08438393511
ReturnHeader/PreparerPersonGrp/PreparationDt02020-09-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Steve Gamble CPA
ReturnHeader/ReturnTs02020-09-28T11:00:08-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-07-01
ReturnHeader/TaxPeriodEndDt02020-06-30
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.85$0.36$1.48$2.11$2.18$0.07
2024Summary only. Only limited summary data is available for this year.$1.86$0.35$1.34$1.23$0.12
2023Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$1.18$1.14$0.04
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.28$0.00$1.28$1.18$1.28$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.41$0.00$1.41$1.46$0.96$0.50
2020Detailed filing. Detailed filing data is available for this year.$0.79$0.11$0.67$1.20$1.22$0.01
2019Summary only. Only limited summary data is available for this year.$0.71$0.02$1.43$1.32$0.11
2018Summary only. Only limited summary data is available for this year.$0.61$0.00$1.37$1.07$0.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.17$0.17$1.09$1.09$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.18$0.18$1.07$1.15$0.09
2015Detailed filing. Detailed filing data is available for this year.$0.01$0.10$0.09$1.18$1.11$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.03$0.20$0.17$0.90$0.98$0.09
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.08$0.08$1.03$1.15$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.04$0.97$0.92$0.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$1.05$1.10$0.05