Civic Intelligence

Laurel Estates Inc.

990EZ • Fiscal year 2015 • EIN 57-0602821

Jan 01, 2015 to Dec 31, 2015 • Filed on May 09, 2016

Organization ProfileN/A
PO Box 23589Columbia, SC 29224

(803) 788-3800

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

90th percentile

0.57x

Higher debt load relative to assets than 90% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

94th percentile

0.76x

Higher debt load relative to revenue than 94% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Net Margin

59th percentile

7.6%

Higher net margin than 59% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Asset Growth

44th percentile

-0.7%

Faster asset growth than 44% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

50th percentile

0.7%

Faster revenue growth than 50% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$125,415

Down $867 (-0.7%) from 2014

Net Assets

Up

$54,497

Up $7,077 (+15%) from 2014

Liabilities

Down

$70,918

Down $7,944 (-10%) from 2014

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin59th percentile

Revenue

Up

$93,041

Up $642 (+0.7%) from 2014

Expenses

Down

$85,964

Down $4,652 (-5.1%) from 2014

Net Income

Up

$7,077

Up $5,294 (+297%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $144,522Liabilities 2011: $96,581Net Assets 2011: $47,9412011Assets 2012: $130,091Liabilities 2012: $90,794Net Assets 2012: $39,2972012Assets 2013: $128,788Liabilities 2013: $83,151Net Assets 2013: $45,6372013Assets 2014: $126,282Liabilities 2014: $78,862Net Assets 2014: $47,4202014Assets 2015: $125,415Liabilities 2015: $70,918Net Assets 2015: $54,4972015Assets 2016: $99,878Liabilities 2016: $63,157Net Assets 2016: $36,7212016Assets 2017: $122,046Liabilities 2017: $60,354Net Assets 2017: $61,6922017Assets 2018: $130,660Liabilities 2018: $52,299Net Assets 2018: $78,3612018Assets 2019: $133,238Liabilities 2019: $44,913Net Assets 2019: $88,3252019Assets 2020: $153,029Liabilities 2020: $41,239Net Assets 2020: $111,7902020Assets 2021: $179,075Liabilities 2021: $31,166Net Assets 2021: $147,9092021Assets 2022: $208,313Liabilities 2022: $24,158Net Assets 2022: $184,1552022Assets 2023: $230,628Liabilities 2023: $16,750Net Assets 2023: $213,8782023Assets 2024: $245,704Liabilities 2024: $59,029Net Assets 2024: $186,6752024

Highlighted filing

2015

Assets$125,415
Liabilities$70,918
Net Assets$54,497
Open 2015 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2011: $85,894Expenses 2011: $91,863Net Income 2011: -$5,9692011Revenue 2012: $85,751Expenses 2012: $94,395Net Income 2012: -$8,6442012Revenue 2013: $88,275Expenses 2013: $81,935Net Income 2013: $6,3402013Revenue 2014: $92,399Expenses 2014: $90,616Net Income 2014: $1,7832014Revenue 2015: $93,041Expenses 2015: $85,964Net Income 2015: $7,0772015Revenue 2016: $94,125Expenses 2016: $111,901Net Income 2016: -$17,7762016Revenue 2017: $114,871Expenses 2017: $89,900Net Income 2017: $24,9712017Revenue 2018: $112,140Expenses 2018: $95,471Net Income 2018: $16,6692018Revenue 2019: $115,553Expenses 2019: $105,589Net Income 2019: $9,9642019Revenue 2020: $121,592Expenses 2020: $98,127Net Income 2020: $23,4652020Revenue 2021: $134,009Expenses 2021: $97,890Net Income 2021: $36,1192021Revenue 2022: $134,266Expenses 2022: $98,020Net Income 2022: $36,2462022Revenue 2023: $142,549Expenses 2023: $112,826Net Income 2023: $29,7232023Revenue 2024: $157,822Expenses 2024: $185,025Net Income 2024: -$27,2032024

Highlighted filing

2015

Revenue$93,041
Expenses$85,964
Net Income$7,077
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 9, 2016
Return Version
2015v2.1
Gross Receipts
$93,041
Mission and Program Overview

Mission

To provide low to moderate income housing for citizens for the surrounding area

Program Services

DescriptionGrantsExpenses
THE PROGRAM EXISTS SOLELY FOR THE PURPOSE OF MAINTAINING A LOW TO MODERATE INCOME HOUSING PROJECT WHICH CONSISTS OF 20 UNITS(1 BEDROOM). ALL EXPENSES ARE ATTRIBUTABLE TO THE OPERATION OF THE PROJECT.-$85,964
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOE WILCZEWSKIAgent-$0--
DE BURNSIDESecretary-$0--
RALPH ISBELLPresident-$0--
Filing and Contact Details

Filer

Filer Name
Laurel Estates Inc
EIN
57-0602821
Phone
8037883800
Address
PO BOX 23589, COLUMBIA, SC 29224

Signing Officer

Name
Joe Wilczewski
Title
Agent
Phone
8037883800
Signed
2016-05-09
Discuss with paid preparer
Yes

Preparer

Firm
Durant Schraibman & Lindsay LLC
Address
4408 FOREST DR STE 300, COLUMBIA, SC 29206-3135
Preparer
Cliff C Lindsay Jr CPA
Phone
8037900020
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses mortgage interest 801 insurance 6,155 rental expenses-o & m 22,586 rental expenses-admin 18,724 rental expenses-other exp 1,874 rental expenses-licenses 235 rental expenses-dep 6,971 total 57,346”

Form 990-ez, Part II, Line 24

“Accounts receivable 2 1,635 prepaid expenses and deferred charges 392 447 equipment 1,815 1,694 less accumulated depreciation 1,542 1,424 total 667 2,352”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 2,525 2,144 deferred revenue 307 426 tenant security deposits 3,150 2,850 mortgage and other notes payable 72,880 65,498”

Form 990-ez, Part III

“To provide low to moderate income housing for citizens for the surrounding area”

Form 990-ez, Part III, Line 28

“The program exists solely for the purpose of maintaining a low to moderate income housing project which consists of 20 units(1 bedroom). All expenses are attributable to the operation of the project.”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BOYD MANAGEMENT COMPANY
IRS990EZ/BooksInCareOfDetail/PhoneNum08037900020
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt07700 TRENHOLM RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0COLUMBIA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd029206
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036655
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt040912
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt036841
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt07077
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt012980
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0126282
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0125415
IRS990EZ/GrossReceiptsAmt093041
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt018
IRS990EZ/LandAndBuildingsGrp/BOYAmt088960
IRS990EZ/LandAndBuildingsGrp/EOYAmt082151
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt047420
IRS990EZ/NetAssetsOrFundBalancesEOYAmt054497
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt047420
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt054497
IRS990EZ/OccupancyRentUtltsAndMaintAmt015638
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOE WILCZEWSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DE BURNSIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RALPH ISBELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0AGENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0667
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02352
IRS990EZ/OtherExpensesTotalAmt057346
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE LOW TO MODERATE INCOME HOUSING FOR CITIZENS FOR THE SURROUNDING AREA
IRS990EZ/ProgramServiceRevenueAmt056182
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PROGRAM EXISTS SOLELY FOR THE PURPOSE OF MAINTAINING A LOW TO MODERATE INCOME HOUSING PROJECT WHICH CONSISTS OF 20 UNITS(1 BEDROOM). ALL EXPENSES ARE ATTRIBUTABLE TO THE OPERATION OF THE PROJECT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt085964
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt078862
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt070918
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt085964
IRS990EZ/TotalProgramServiceExpensesAmt085964
IRS990EZ/TotalRevenueAmt093041
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0RENT 230,649
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt1THE NON-PROFIT ORGANIZATION PROVIDES HOUSING FOR LOW AND MODERATE INCOME TENANTS. THE MORTGAGE IS THROUGH RURAL DEVELOPMENT, A GOVERNMENT AGENCY.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc1SUPPLEMENTAL INFORMATION
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt036841
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt034394
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt030218
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt027413
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt028235
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0157101
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt018
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt021
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt030
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt069
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt056
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0194
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt056182
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt057984
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt057512
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt057945
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt057208
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0286831
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.35370
IRS990ScheduleA/PublicSupportPY170Pct00.34070
IRS990ScheduleA/PublicSupportTotal170Amt0157101
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt036841
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt034394
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt030218
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt027413
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt028235
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0157101
IRS990ScheduleA/TotalSupportAmt0444126
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES MORTGAGE INTEREST 801 INSURANCE 6,155 RENTAL EXPENSES-O & M 22,586 RENTAL EXPENSES-ADMIN 18,724 RENTAL EXPENSES-OTHER EXP 1,874 RENTAL EXPENSES-LICENSES 235 RENTAL EXPENSES-DEP 6,971 TOTAL 57,346
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 2 1,635 PREPAID EXPENSES AND DEFERRED CHARGES 392 447 EQUIPMENT 1,815 1,694 LESS ACCUMULATED DEPRECIATION 1,542 1,424 TOTAL 667 2,352
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 2,525 2,144 DEFERRED REVENUE 307 426 TENANT SECURITY DEPOSITS 3,150 2,850 MORTGAGE AND OTHER NOTES PAYABLE 72,880 65,498
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO PROVIDE LOW TO MODERATE INCOME HOUSING FOR CITIZENS FOR THE SURROUNDING AREA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PROGRAM EXISTS SOLELY FOR THE PURPOSE OF MAINTAINING A LOW TO MODERATE INCOME HOUSING PROJECT WHICH CONSISTS OF 20 UNITS(1 BEDROOM). ALL EXPENSES ARE ATTRIBUTABLE TO THE OPERATION OF THE PROJECT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOE WILCZEWSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0AGENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08037883800
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LAUREL ESTATES INC
ReturnHeader/Filer/BusinessNameControlTxt0LAUR
ReturnHeader/Filer/EIN0570602821
ReturnHeader/Filer/PhoneNum08037883800
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 23589
ReturnHeader/Filer/USAddress/CityNm0COLUMBIA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029224
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263965901
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DURANT SCHRAIBMAN & LINDSAY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04408 FOREST DR STE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COLUMBIA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0292063135
ReturnHeader/PreparerPersonGrp/PhoneNum08037900020
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLIFF C LINDSAY JR CPA
ReturnHeader/ReturnTs02016-05-10T09:45:07-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$125,415
Liabilities
$70,918
Net assets
$54,497
Revenue
$93,041
Expenses
$85,964
Net income
$7,077
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.46$0.59$1.87$1.58$1.85$0.27
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.31$0.17$2.14$1.43$1.13$0.30
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.08$0.24$1.84$1.34$0.98$0.36
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.79$0.31$1.48$1.34$0.98$0.36
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.53$0.41$1.12$1.22$0.98$0.23
2019Detailed filing. Detailed filing data is available for this year.$1.33$0.45$0.88$1.16$1.06$0.10
2018Detailed filing. Detailed filing data is available for this year.$1.31$0.52$0.78$1.12$0.95$0.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.22$0.60$0.62$1.15$0.90$0.25
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.00$0.63$0.37$0.94$1.12$0.18
2015Detailed filing. Detailed filing data is available for this year.$1.25$0.71$0.54$0.93$0.86$0.07
2014Detailed filing. Detailed filing data is available for this year.$1.26$0.79$0.47$0.92$0.91$0.02
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.29$0.83$0.46$0.88$0.82$0.06
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.91$0.39$0.86$0.94$0.09
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.45$0.97$0.48$0.86$0.92$0.06