Civic Intelligence

Greater Cheraw Chamber of Commerce

EIN 57-0553854 • 501(c)6 • Cheraw, SC

Profile

Promote community commerce

221 Market StreetCheraw, SC 29520

cherawchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.07x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

73rd percentile

0.06x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

79th percentile

18%

Higher net margin than 79% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$24,246

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 32.1% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

56th percentile

1.7%

Faster asset growth than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

74%

Faster revenue growth than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$70,761

Up $1,178 (+1.7%) from 2023

Liabilities

Down

$4,635

Down $12,494 (-73%) from 2023

Net Assets

Up

$66,126

Up $13,672 (+26%) from 2023

Operations
Liabilities / Revenue73rd percentileNet Margin79th percentile

Revenue

Up

$75,426

Up $31,960 (+74%) from 2023

Expenses

Up

$61,754

Up $1,691 (+2.8%) from 2023

Net Income

Up

$13,672

Up $30,269 (+182%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $133,051Liabilities 2011: $4,909Net Assets 2011: $128,1422011Assets 2012: $119,321Liabilities 2012: $3,650Net Assets 2012: $115,6712012Assets 2013: $119,499Liabilities 2013: $9,562Net Assets 2013: $109,9372013Assets 2014: $125,304Liabilities 2014: $29,962Net Assets 2014: $95,3422014Assets 2015: $130,938Liabilities 2015: $23,005Net Assets 2015: $107,9332015Assets 2016: $122,975Liabilities 2016: $11,489Net Assets 2016: $111,4862016Assets 2017: $114,604Liabilities 2017: $20,411Net Assets 2017: $94,1932017Assets 2018: $99,349Liabilities 2018: $9,253Net Assets 2018: $90,0962018Assets 2020: $108,924Liabilities 2020: $15,683Net Assets 2020: $93,2412020Assets 2021: $95,221Liabilities 2021: $17,810Net Assets 2021: $77,4112021Assets 2022: $84,278Liabilities 2022: $15,229Net Assets 2022: $69,0492022Assets 2023: $69,583Liabilities 2023: $17,129Net Assets 2023: $52,4542023Assets 2024: $70,761Liabilities 2024: $4,635Net Assets 2024: $66,1262024

Highlighted filing

2024

Assets$70,761
Liabilities$4,635
Net Assets$66,126
Open 2024 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $77,456Expenses 2011: $86,854Net Income 2011: -$9,3982011Revenue 2012: $82,499Expenses 2012: $94,970Net Income 2012: -$12,4712012Revenue 2013: $77,579Expenses 2013: $83,313Net Income 2013: -$5,7342013Revenue 2014: $72,408Expenses 2014: $87,021Net Income 2014: -$14,6132014Revenue 2015: $97,983Expenses 2015: $85,392Net Income 2015: $12,5912015Revenue 2016: $81,180Expenses 2016: $77,839Net Income 2016: $3,3412016Revenue 2017: $62,600Expenses 2017: $79,178Net Income 2017: -$16,5782017Revenue 2018: $72,185Expenses 2018: $75,062Net Income 2018: -$2,8772018Revenue 2020: $50,556Expenses 2020: $40,618Net Income 2020: $9,9382020Revenue 2021: $48,917Expenses 2021: $75,347Net Income 2021: -$26,4302021Revenue 2022: $54,371Expenses 2022: $62,732Net Income 2022: -$8,3612022Revenue 2023: $43,466Expenses 2023: $60,063Net Income 2023: -$16,5972023Revenue 2024: $75,426Expenses 2024: $61,754Net Income 2024: $13,6722024

Highlighted filing

2024

Revenue$75,426
Expenses$61,754
Net Income$13,672
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$70,761
Liabilities
$4,635
Net assets
$66,126
Revenue
$75,426
Expenses
$61,754
Net income
$13,672
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.71$0.05$0.66$0.75$0.62$0.14
2023Detailed filing. Detailed filing data is available for this year.$0.70$0.17$0.52$0.43$0.60$0.17
2022Detailed filing. Detailed filing data is available for this year.$0.84$0.15$0.69$0.54$0.63$0.08
2021Detailed filing. Detailed filing data is available for this year.$0.95$0.18$0.77$0.49$0.75$0.26
2020Detailed filing. Detailed filing data is available for this year.$1.09$0.16$0.93$0.51$0.41$0.10
2018Summary only. Only limited summary data is available for this year.$0.99$0.09$0.90$0.72$0.75$0.03
2017Summary only. Only limited summary data is available for this year.$1.15$0.20$0.94$0.63$0.79$0.17
2016Summary only. Only limited summary data is available for this year.$1.23$0.11$1.11$0.81$0.78$0.03
2015Summary only. Only limited summary data is available for this year.$1.31$0.23$1.08$0.98$0.85$0.13
2014Summary only. Only limited summary data is available for this year.$1.25$0.30$0.95$0.72$0.87$0.15
2013Summary only. Only limited summary data is available for this year.$1.19$0.10$1.10$0.78$0.83$0.06
2012Summary only. Only limited summary data is available for this year.$1.19$0.04$1.16$0.82$0.95$0.12
2011Summary only. Only limited summary data is available for this year.$1.33$0.05$1.28$0.77$0.87$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 6, 2025
Return Version
2024v5.0
Gross Receipts
$104,671
Mission and Program Overview

Mission

Promote community commerce

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$62,099$57,852▼ $4,247
Cash and Non-Interest-Bearing Accounts$7,484$12,909▲ $5,425
Total Assets$69,583$70,761▲ $1,178
Liabilities
Deferred Revenue$9,797--
Accounts Payable and Accrued Expenses$7,332$4,635▼ $2,697
Total Liabilities$17,129$4,635▼ $12,494
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$52,454$66,126▲ $13,672
Total Net Assets Fund Balance$52,454$66,126▲ $13,672
Total Liabilities and Net Assets / Fund Balance$69,583$70,761▲ $1,178

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$53,852$108,340$162,192
Equipment$0$33,129$33,129
Land$4,000-$4,000
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jenny C MclaughlinPresidentPT$24,246$24,246

Board Members and Trustees

NameTitle
Adam GilbertPast Chair
Bill Benedict1st Vice Chair
Blake Tillman2nd Vice Chair
Timothy Mccune2nd Vice Chair
Leah MorrellSecretary
Krystin RiversTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$42,641
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$32,785
Change in Net Assets
$13,672
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$35,353
Salaries, Compensation, and Employee Benefits$26,401
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$24,246$0$0$24,246
Depreciation Depletion$0$0$0$4,247
Insurance$3,263$0$0$3,263
Office Expenses$0$2,438$0$2,438
Payroll Taxes$2,155$0$0$2,155
Fees for Services Accounting$0$1,620$0$1,620
All Other Expenses$1,027$0$0$1,027
Other Expenses$346$0$0$346
Total Functional Expenses$50,894$6,613$0$61,754
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$62,030
Fundraising Direct Expenses$29,245
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Taste/golf/other$62,030$62,030$29,245$32,785
Total Events$62,030$62,030$29,245$32,785
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Greater Cheraw Chamber of Commerce
EIN
57-0553854
Phone
8435377681
Address
221 MARKET STREET, CHERAW, SC 29520

Signing Officer

Name
Jenny C Mclaughlin
Title
President
Phone
8435377681
Signed
2025-03-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Roger Jones President
Formed
1958
Legal Domicile
Sc
Voting Board Members
12
Independent Board Members
12
Employees
1
Volunteers
14

Preparer

Firm
Hendley & Associates Pc
Address
219 MARKET STREET, CHERAW, SC 29520
Preparer
Franklin O Hendley CPA
Phone
8435375326
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Organization has chamber members”

Pt VI, Line 7A

“Organization has chamber members that vote for board”

Pt VI, Line 7B

“Board decisions are subject to member approval”

Pt VI, Line 11B

“990 approved by board treasurer prior to signing”

Pt VI, Line 15A

“Organizations employee pay determined by volunteer board”

Pt VI, Line 15B

“Organizations employee pay determined by volunteer board”

Other

“Income from unrelated activities before nol carryforward”

Pt XI

“$10,600 PPP”

Raw XML Appendix346 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION HAS CHAMBER MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ORGANIZATION HAS CHAMBER MEMBERS THAT VOTE FOR BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BOARD DECISIONS ARE SUBJECT TO MEMBER APPROVAL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3990 APPROVED BY BOARD TREASURER PRIOR TO SIGNING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ORGANIZATIONS EMPLOYEE PAY DETERMINED BY VOLUNTEER BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ORGANIZATIONS EMPLOYEE PAY DETERMINED BY VOLUNTEER BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6INCOME FROM UNRELATED ACTIVITIES BEFORE NOL CARRYFORWARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7$10,600 PPP
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt XI
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0SC
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt069583
IRS990/TotalAssetsEOYAmt070761
IRS990/TotalAssetsGrp/BOYAmt069583
IRS990/TotalAssetsGrp/EOYAmt070761
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt042641
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt06613
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt050894
IRS990/TotalFunctionalExpensesGrp/TotalAmt061754
IRS990/TotalGrossUBIAmt032785
IRS990/TotalLiabilitiesBOYAmt017129
IRS990/TotalLiabilitiesEOYAmt04635
IRS990/TotalLiabilitiesGrp/BOYAmt017129
IRS990/TotalLiabilitiesGrp/EOYAmt04635
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt052454
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt066126
IRS990/TotalOtherCompensationAmt00
IRS990/TotalReportableCompFromOrgAmt024246
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt075426
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt032785
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt069583
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt070761
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0221 MARKET ST
IRS990/USAddress/CityNm0CHERAW
IRS990/USAddress/StateAbbreviationCd0SC
IRS990/USAddress/ZIPCd029520
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0cherawchamber.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNY C MCLAUGHLIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08435377681
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GREATER CHERAW CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0570553854
ReturnHeader/Filer/PhoneNum08435377681
ReturnHeader/Filer/USAddress/AddressLine1Txt0221 MARKET STREET
ReturnHeader/Filer/USAddress/CityNm0CHERAW
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029520
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0562177860
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HENDLEY & ASSOCIATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0219 MARKET STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHERAW
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029520
ReturnHeader/PreparerPersonGrp/PhoneNum08435375326
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0FRANKLIN O HENDLEY CPA
ReturnHeader/ReturnTs02025-03-06T15:12:24-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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