Civic Intelligence

Black River United Way Inc

EIN 57-0526145 • 501(c)3 • Georgetown, SC

Profile

The mission of black river united way is to increase our communities' capacity to care for itself through education, financial stability and disaster preparedness.

PO Box 1065Georgetown, SC 29442

www.blackriveruw.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.03x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

74th percentile

0.03x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

26th percentile

-16%

Higher net margin than 26% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

25th percentile

-28%

Faster asset growth than 25% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

29th percentile

-24%

Faster revenue growth than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$393,556

Down $156,830 (-28%) from 2023

Liabilities

Down

$12,864

Down $30,690 (-70%) from 2023

Net Assets

Down

$380,692

Down $126,140 (-25%) from 2023

Revenue

Down

$451,905

Down $143,514 (-24%) from 2023

Expenses

Down

$524,965

Down $136,021 (-21%) from 2023

Net Income

Down

-$73,060

Down $7,493 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $489,361Liabilities 2010: $338,302Net Assets 2010: $151,0592010Assets 2011: $427,836Liabilities 2011: $313,668Net Assets 2011: $114,1682011Assets 2012: $449,573Liabilities 2012: $324,106Net Assets 2012: $125,4672012Assets 2013: $468,627Liabilities 2013: $317,734Net Assets 2013: $150,8932013Assets 2014: $401,982Liabilities 2014: $294,695Net Assets 2014: $107,2872014Assets 2015: $389,991Liabilities 2015: $274,403Net Assets 2015: $115,5882015Assets 2016: $477,349Liabilities 2016: $208,916Net Assets 2016: $268,4332016Assets 2017: $367,205Liabilities 2017: $191,429Net Assets 2017: $175,7762017Assets 2018: $399,940Liabilities 2018: $229,872Net Assets 2018: $170,0682018Assets 2019: $440,035Liabilities 2019: $216,597Net Assets 2019: $223,4382019Assets 2020: $533,204Liabilities 2020: $223,694Net Assets 2020: $309,5102020Assets 2021: $634,821Liabilities 2021: $224,112Net Assets 2021: $410,7092021Assets 2022: $638,675Liabilities 2022: $66,276Net Assets 2022: $572,3992022Assets 2023: $550,386Liabilities 2023: $43,554Net Assets 2023: $506,8322023Assets 2024: $393,556Liabilities 2024: $12,864Net Assets 2024: $380,6922024

Highlighted filing

2024

Assets$393,556
Liabilities$12,864
Net Assets$380,692

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $416,3682010Revenue 2011: $441,071Expenses 2011: $381,247Net Income 2011: $59,8242011Revenue 2012: $446,627Expenses 2012: $435,328Net Income 2012: $11,2992012Revenue 2013: $483,407Expenses 2013: $457,981Net Income 2013: $25,4262013Revenue 2014: $435,686Expenses 2014: $479,292Net Income 2014: -$43,6062014Revenue 2015: $485,537Expenses 2015: $474,274Net Income 2015: $11,2632015Revenue 2016: $623,316Expenses 2016: $662,358Net Income 2016: -$39,0422016Revenue 2017: $826,705Expenses 2017: $919,362Net Income 2017: -$92,6572017Revenue 2018: $859,357Expenses 2018: $896,609Net Income 2018: -$37,2522018Revenue 2019: $753,686Expenses 2019: $700,316Net Income 2019: $53,3702019Revenue 2020: $917,096Expenses 2020: $831,024Net Income 2020: $86,0722020Revenue 2021: $859,445Expenses 2021: $758,246Net Income 2021: $101,1992021Revenue 2022: $1,124,163Expenses 2022: $962,473Net Income 2022: $161,6902022Revenue 2023: $595,419Expenses 2023: $660,986Net Income 2023: -$65,5672023Revenue 2024: $451,905Expenses 2024: $524,965Net Income 2024: -$73,0602024

Highlighted filing

2024

Revenue$451,905
Expenses$524,965
Net Income-$73,060

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.01$0.38$0.45$0.52$0.07
2023Detailed filing. Detailed filing data is available for this year.$0.55$0.04$0.51$0.60$0.66$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.64$0.07$0.57$1.12$0.96$0.16
2021Detailed filing. Detailed filing data is available for this year.$0.63$0.22$0.41$0.86$0.76$0.10
2020Detailed filing. Detailed filing data is available for this year.$0.53$0.22$0.31$0.92$0.83$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.44$0.22$0.22$0.75$0.70$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.40$0.23$0.17$0.86$0.90$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.19$0.18$0.83$0.92$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.48$0.21$0.27$0.62$0.66$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.39$0.27$0.12$0.49$0.47$0.01
2014Summary only. Only limited summary data is available for this year.$0.40$0.29$0.11$0.44$0.48$0.04
2013Summary only. Only limited summary data is available for this year.$0.47$0.32$0.15$0.48$0.46$0.03
2012Summary only. Only limited summary data is available for this year.$0.45$0.32$0.13$0.45$0.44$0.01
2011Summary only. Only limited summary data is available for this year.$0.43$0.31$0.11$0.44$0.38$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.34$0.15$0.42
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 2, 2025
Return Version
2024v5.0
Gross Receipts
$451,905
Mission and Program Overview

Mission

The mission of black river united way is to increase our communities' capacity to care for itself through education, financial stability and disaster preparedness.

For more than half a century, black river united way has brought together people and resources to tackle complex issues and drive sustainable, positive change. From strengthening local resilience, to advancing youth opportunity, we have partnered with local communities to co-create solutions to these pressing challenges, taking a comprehensive approach, and listening and responding to local needs. Black river united way is leading georgetown and williamsburg counties to sustainability by empowering the lives of its community members. We empower our communities by working collaboratively to improve early childhood success and ensuring our community members are prepared for disasters. Community focused we are committed to working with and for the citizens of georgetown and williamsburg counties. Commitment to access we will provide equitable access and awareness for our community to the programs that support bruws purpose by removing barriers and leveraging resources. Collaborative we en

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$398,916$338,899▼ $60,017
Accounts Receivable$70,406--
Land, Buildings, and Equipment, Net$52,450$48,166▼ $4,284
Pledges and Grants Receivable$28,614$6,491▼ $22,123
Total Assets$550,386$393,556▼ $156,830
Liabilities
Accounts Payable and Accrued Expenses$32,014$6,868▼ $25,146
Other Liabilities$9,786$5,996▼ $3,790
Deferred Revenue$1,754--
Total Liabilities$43,554$12,864▼ $30,690
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$417,169$300,733▼ $116,436
Net Assets With Donor Restrictions$89,663$79,959▼ $9,704
Total Net Assets Fund Balance$506,832$380,692▼ $126,140
Total Liabilities and Net Assets / Fund Balance$550,386$393,556▼ $156,830

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$48,166$16,291$64,457
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Yolanda MccrayCEOFT$77,098$77,098

Board Members and Trustees

NameTitle
Ross MarpleBoard Chair
Jessica ReedVice Chair
Busy KimballMember
Camilla RobinsonMember
Lauren BrownMember
Sadia McknightMember
Mauretta WilsonSecretary
Jimmy ParkerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$441,381
Program Service Revenue
$0
Investment Income
$10,524
Other Revenue
$0
All Other Contributions
$220,595
Change in Net Assets
$-73,060

Audited Revenue Reconciliation

Revenue per Audited Statements
$451,905
Total Revenue per Audited Statements
$451,905
Total Revenue per Form 990
$451,905
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$286,470
Other Expenses$238,495
Total Fundraising Expense$57,980
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$116,307$9,200$25,586$151,093
Current Officers, Directors, Trustees, and Key Employees$38,549$38,549-$77,098
Payroll Taxes$24,215$32,026$2,038$58,279
Advertising--$30,356$30,356
Other Expenses$18,142$4,536-$22,678
All Other Expenses$8,176$2,216-$10,392
Fees for Services Other$6,765$1,691-$8,456
Occupancy$6,454$1,613-$8,067
Conferences and Meetings$5,893$1,473-$7,366
Depreciation Depletion$3,426$857-$4,283
Insurance$3,102$776-$3,878
Payments to Affiliates$2,363--$2,363
Total Functional Expenses$374,048$92,937$57,980$524,965

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$524,965
Total Expenses per Audited Statements$524,965
Total Expenses per Form 990$524,965
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Pr$3,367
Compensated Absences$2,629
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI

Related party: past board chair recuses herself from any banking votes.

Form 990, Page 6, Part VI, Line 2

South state bank manager past board chair

Form 990, Page 6, Part VI, Line 11B

The ceo and finance manager reviews the form 990 and recommend its approval to the full board of directors.

Form 990, Page 6, Part VI, Line 12C

Each year officers and board members are required to disclose any conflicts of interests and sign an assurance to that effect. Any conflicts so disclosed are investigated and resolved. During the year, if any other conflicts are made aware to management, it would pursue and resolve those issues with the office or board member in question.

Form 990, Page 6, Part VI, Line 15A

The president & ceo, finance manager and executive board work together annually to develop the annual operating budget, including any salary and benefit changes. Any new employee positions would be budgeted and approved as part of this process.

Form 990, Page 6, Part VI, Line 15B

The president & ceo, finance manager and executive board work together annually to develop the annual operating budget, including any salary and benefit changes. Any new employee positions would be budgeted and approved as part of this process.

Form 990, Page 6, Part VI, Line 19

The organization's latest audited financial statements and form 990 are available on its website. Governing documents, form 1023 and the conflict of interest policy are available at request from the organization.

Filing and Contact Details

Filer

Filer Name
Black River United Way Inc
EIN
57-0526145
Phone
8435466317
Address
PO BOX 1065, GEORGETOWN, SC 29442

Signing Officer

Name
Yolanda Mccray
Title
CEO
Phone
8435466317
Signed
2025-07-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Yolanda Mccray
Formed
1978
Legal Domicile
Sc
Voting Board Members
9
Independent Board Members
9
Employees
9
Volunteers
211

Preparer

Firm
Love Bailey & Associates LLC
Address
111 1/2 E LAURENS ST, LAURENS, SC 29360
Preparer
Gary Bailey
Phone
8649842698
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

For more than half a century, black river united way has brought together people and resources to tackle complex issues and drive sustainable, positive change. From strengthening local resilience, to advancing youth opportunity, we have partnered with local communities to co-create solutions to these pressing challenges, taking a comprehensive approach, and listening and responding to local needs. Black river united way is leading georgetown and williamsburg counties to sustainability by empowering the lives of its community members. We empower our communities by working collaboratively to improve early childhood success and ensuring our community members are prepared for disasters. Community focused we are committed to working with and for the citizens of georgetown and williamsburg counties. Commitment to access we will provide equitable access and awareness for our community to the programs that support bruws purpose by removing barriers and leveraging resources. Collaborative we ensure that our work complements those organizations that support and share in bruws purpose in making our community stronger. Credibility we will build and maintain trust by creating processes and procedures that ensure transparency, accountability, and integrity as we fulfill our goal of producing the greatest community impact. We focus on local needs to provide local solutions.

Form 990, Page 2, Part III, Line 4A

The waccamaw region for childhood success is our tri-county response to early childhood needs in georgetown, horry, and williamsburg counties. Black river united way focuses on georgetown and williamsburg counties (united way of horry county focuses on horry county). This initiative focuses on kindergarten readiness and early grade reading, birth 3rd grade, and promotes working collaboratively between schools and communities that are committed to the success of every child. Through our waccamaw region for childhood success initiative we work in partnership with local school districts, child development facilities, and early education partners to support students struggling in reading, prepare rising learners for kindergarten, and empower families, caregivers, and teachers to help children read, learn, and thrive. Waccamaw region for childhood success bruw's 3rd annual kinderwaves kindergarten transition camp took place june 10th - 13th at 6 local elementary schools, with 42 pre-k children. Through the theme of an oceanic safari, kinderwaves introduced local pre-k students to a love of reading, structured classroom settings, science and mathematical thinking, hands-on learning activities, and relationship building. The camp ended with a family fun day at beck recreation center featuring a stilt-walker and balloon artist, a hands-on tour of a fire truck from the georgetown fire department, snow cones from the georgetown county sheriff's department, free concessions, and a triple p parenting workshop parenting class. Triple p (the positive parenting program) is one of the most trusted parenting programs across the globe, utilized in over 30 countries. This evidence based program is a parenting and family support system designed to prevent and treat behavioral and emotional problems in children up to the age of 12. In 2023-2024, bruw provided triple p parenting classes to 115 caregivers black river united way has been able to offer this program to our community since 2019, thanks to the partnership of the childrens trust of south carolina. Since 2015(through 2024), black river united way has been the recipient of an americorps south carolina grant, providing an opportunity for americorps members to serve georgetown and williamsburg counties. After nine successful years of impact, in july bruw's americorps program focused on early literacy reached its conclusion. Through americorps sc, black river united way leveraged: 969,248 in matching funds to generate 2.68 mm in program support 204 americorps members to serve at 12 elementary schools, 2 child development centers, and 5 after school programs 76,140.75 hours of volunteer time to tutor 1,479 students, improving 576 to reading on or above grade level and supporting 541 studentsf academi improvement in reading we are so grateful for our incredible partnership with the americorps south carolina program and the south carolina service commission. Though these funding partnerships have ended, their impact lives on through each child supported to third grade reading success. Black river united way hosted its annual summer enrichment program, summer sail, in partnership with tidelands health and brown's ferry outreach from june 4 to june 26, 2024. Through the summer sail (science and inquiry learning) program, community volunteers and local elementary schools work with students to maintain their skills and competencies in reading and math over the summer, eliminating summer learning loss. 32 students in kindergarten through 5th grade were assisted through the four week program. Students were assessed at the beginning and the end of the program in math and reading. Student assessments showed a 1.5% improvement on average over the summer, demonstrating the effectiveness of summer sail in stopping the "summer slide". United to read is an annual reading event where volunteers read to elementary school children. In 2024, 92 volunteers read to over 3,000 children in pre-k, 1st, 2nd, and specia

Form 990, Page 2, Part III, Line 4B

Every community deserves the opportunity to prosper. At black river united way we work with our neighbors to build resilient communities that are ready for any challenge. Through disaster preparedness and recovery and health and human services, we are strengthening the foundations of communities for a more sustainable and secure future. Black river united way is the lead agency of the winyah bay coad (community organizations active in disaster) / long-term recovery group, spearheading the effort to help our community be ready for disaster and activating a the speed of need when our residents are impacted. Through our leadership of the coad, we leverage our community networks to facilitate compassionate, comprehensive aid, ensuring all human needs are met. See below activation chart to understand how we partner during disaster. Our impact includes the following: equipped 824 students to be ready for disaster through training and disaster starter kits through partnership with dsm-firmenich and georgetown county emd. Collaborated with the georgetown county emd to conduct the wb coadfs first hurricane table top exercise to prepare for disaster. Utilized the coadfs training and collaboration to save a home from mold damage during a severe weather event.

Form 990, Page 2, Part III, Line 4C

Community support black river united way provides overall support to our communities through three (3) programs: sc 211 (human services hotline) and emergency food and shelter program (efsp). The emergency food and shelter program supplements and expands ongoing work of local social service organizations to provide shelter, food and supportive services to individuals and families who are experiencing, or at risk of experiencing, hunger and/or homelessness. 76,324 distributed to 4 agencies to support emergency food and shelter needs. Black river united way is there when our communities need us. One way that happens - in 99% of the u.s. And across canada - is through 211. This confidential 24/7 call center connects people with locally available help. 211 in georgetown and williamsburg counties received: 1,163 calls, and made 3,426 service referrals.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0FOR MORE THAN HALF A CENTURY, BLACK RIVER UNITED WAY HAS BROUGHT TOGETHER PEOPLE AND RESOURCES TO TACKLE COMPLEX ISSUES AND DRIVE SUSTAINABLE, POSITIVE CHANGE. FROM STRENGTHENING LOCAL RESILIENCE, TO ADVANCING YOUTH OPPORTUNITY, WE HAVE PARTNERED WITH LOCAL COMMUNITIES TO CO-CREATE SOLUTIONS TO THESE PRESSING CHALLENGES, TAKING A COMPREHENSIVE APPROACH, AND LISTENING AND RESPONDING TO LOCAL NEEDS. BLACK RIVER UNITED WAY IS LEADING GEORGETOWN AND WILLIAMSBURG COUNTIES TO SUSTAINABILITY BY EMPOWERING THE LIVES OF ITS COMMUNITY MEMBERS. WE EMPOWER OUR COMMUNITIES BY WORKING COLLABORATIVELY TO IMPROVE EARLY CHILDHOOD SUCCESS AND ENSURING OUR COMMUNITY MEMBERS ARE PREPARED FOR DISASTERS. COMMUNITY FOCUSED WE ARE COMMITTED TO WORKING WITH AND FOR THE CITIZENS OF GEORGETOWN AND WILLIAMSBURG COUNTIES. COMMITMENT TO ACCESS WE WILL PROVIDE EQUITABLE ACCESS AND AWARENESS FOR OUR COMMUNITY TO THE PROGRAMS THAT SUPPORT BRUWS PURPOSE BY REMOVING BARRIERS AND LEVERAGING RESOURCES. COLLABORATIVE WE EN
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IRS990/Desc0THE WACCAMAW REGION FOR CHILDHOOD SUCCESS IS OUR TRI-COUNTY RESPONSE TO EARLY CHILDHOOD NEEDS IN GEORGETOWN, HORRY, AND WILLIAMSBURG COUNTIES. BLACK RIVER UNITED WAY FOCUSES ON GEORGETOWN AND WILLIAMSBURG COUNTIES (UNITED WAY OF HORRY COUNTY FOCUSES ON HORRY COUNTY). THIS INITIATIVE FOCUSES ON KINDERGARTEN READINESS AND EARLY GRADE READING, BIRTH 3RD GRADE, AND PROMOTES WORKING COLLABORATIVELY BETWEEN SCHOOLS AND COMMUNITIES THAT ARE COMMITTED TO THE SUCCESS OF EVERY CHILD. THROUGH OUR WACCAMAW REGION FOR CHILDHOOD SUCCESS INITIATIVE WE WORK IN PARTNERSHIP WITH LOCAL SCHOOL DISTRICTS, CHILD DEVELOPMENT FACILITIES, AND EARLY EDUCATION PARTNERS TO SUPPORT STUDENTS STRUGGLING IN READING, PREPARE RISING LEARNERS FOR KINDERGARTEN, AND EMPOWER FAMILIES, CAREGIVERS, AND TEACHERS TO HELP CHILDREN READ, LEARN, AND THRIVE. WACCAMAW REGION FOR CHILDHOOD SUCCESS BRUW'S 3RD ANNUAL KINDERWAVES KINDERGARTEN TRANSITION CAMP TOOK PLACE JUNE 10TH - 13TH AT 6 LOCAL ELEMENTARY SCHOOLS, WITH 42 PRE-K CHILDREN. THROUGH THE THEME OF AN OCEANIC SAFARI, KINDERWAVES INTRODUCED LOCAL PRE-K STUDENTS TO A LOVE OF READING, STRUCTURED CLASSROOM SETTINGS, SCIENCE AND MATHEMATICAL THINKING, HANDS-ON LEARNING ACTIVITIES, AND RELATIONSHIP BUILDING. THE CAMP ENDED WITH A FAMILY FUN DAY AT BECK RECREATION CENTER FEATURING A STILT-WALKER AND BALLOON ARTIST, A HANDS-ON TOUR OF A FIRE TRUCK FROM THE GEORGETOWN FIRE DEPARTMENT, SNOW CONES FROM THE GEORGETOWN COUNTY SHERIFF'S DEPARTMENT, FREE CONCESSIONS, AND A TRIPLE P PARENTING WORKSHOP PARENTING CLASS. TRIPLE P (THE POSITIVE PARENTING PROGRAM) IS ONE OF THE MOST TRUSTED PARENTING PROGRAMS ACROSS THE GLOBE, UTILIZED IN OVER 30 COUNTRIES. THIS EVIDENCE BASED PROGRAM IS A PARENTING AND FAMILY SUPPORT SYSTEM DESIGNED TO PREVENT AND TREAT BEHAVIORAL AND EMOTIONAL PROBLEMS IN CHILDREN UP TO THE AGE OF 12. IN 2023-2024, BRUW PROVIDED TRIPLE P PARENTING CLASSES TO 115 CAREGIVERS BLACK RIVER UNITED WAY HAS BEEN ABLE TO OFFER THIS PROGRAM TO OUR COMMUNITY SINCE 2019, THANKS TO THE PARTNERSHIP OF THE CHILDRENS TRUST OF SOUTH CAROLINA. SINCE 2015(THROUGH 2024), BLACK RIVER UNITED WAY HAS BEEN THE RECIPIENT OF AN AMERICORPS SOUTH CAROLINA GRANT, PROVIDING AN OPPORTUNITY FOR AMERICORPS MEMBERS TO SERVE GEORGETOWN AND WILLIAMSBURG COUNTIES. AFTER NINE SUCCESSFUL YEARS OF IMPACT, IN JULY BRUW'S AMERICORPS PROGRAM FOCUSED ON EARLY LITERACY REACHED ITS CONCLUSION. THROUGH AMERICORPS SC, BLACK RIVER UNITED WAY LEVERAGED: 969,248 IN MATCHING FUNDS TO GENERATE 2.68 MM IN PROGRAM SUPPORT 204 AMERICORPS MEMBERS TO SERVE AT 12 ELEMENTARY SCHOOLS, 2 CHILD DEVELOPMENT CENTERS, AND 5 AFTER SCHOOL PROGRAMS 76,140.75 HOURS OF VOLUNTEER TIME TO TUTOR 1,479 STUDENTS, IMPROVING 576 TO READING ON OR ABOVE GRADE LEVEL AND SUPPORTING 541 STUDENTSF ACADEMI IMPROVEMENT IN READING WE ARE SO GRATEFUL FOR OUR INCREDIBLE PARTNERSHIP WITH THE AMERICORPS SOUTH CAROLINA PROGRAM AND THE SOUTH CAROLINA SERVICE COMMISSION. THOUGH THESE FUNDING PARTNERSHIPS HAVE ENDED, THEIR IMPACT LIVES ON THROUGH EACH CHILD SUPPORTED TO THIRD GRADE READING SUCCESS. BLACK RIVER UNITED WAY HOSTED ITS ANNUAL SUMMER ENRICHMENT PROGRAM, SUMMER SAIL, IN PARTNERSHIP WITH TIDELANDS HEALTH AND BROWN'S FERRY OUTREACH FROM JUNE 4 TO JUNE 26, 2024. THROUGH THE SUMMER SAIL (SCIENCE AND INQUIRY LEARNING) PROGRAM, COMMUNITY VOLUNTEERS AND LOCAL ELEMENTARY SCHOOLS WORK WITH STUDENTS TO MAINTAIN THEIR SKILLS AND COMPETENCIES IN READING AND MATH OVER THE SUMMER, ELIMINATING SUMMER LEARNING LOSS. 32 STUDENTS IN KINDERGARTEN THROUGH 5TH GRADE WERE ASSISTED THROUGH THE FOUR WEEK PROGRAM. STUDENTS WERE ASSESSED AT THE BEGINNING AND THE END OF THE PROGRAM IN MATH AND READING. STUDENT ASSESSMENTS SHOWED A 1.5% IMPROVEMENT ON AVERAGE OVER THE SUMMER, DEMONSTRATING THE EFFECTIVENESS OF SUMMER SAIL IN STOPPING THE "SUMMER SLIDE". UNITED TO READ IS AN ANNUAL READING EVENT WHERE VOLUNTEERS READ TO ELEMENTARY SCHOOL CHILDREN. IN 2024, 92 VOLUNTEERS READ TO OVER 3,000 CHILDREN IN PRE-K, 1ST, 2ND, AND SPECIA
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IRS990/MissionDesc0FOR MORE THAN HALF A CENTURY, BLACK RIVER UNITED WAY HAS BROUGHT TOGETHER PEOPLE AND RESOURCES TO TACKLE COMPLEX ISSUES AND DRIVE SUSTAINABLE, POSITIVE CHANGE. FROM STRENGTHENING LOCAL RESILIENCE, TO ADVANCING YOUTH OPPORTUNITY, WE HAVE PARTNERED WITH LOCAL COMMUNITIES TO CO-CREATE SOLUTIONS TO THESE PRESSING CHALLENGES, TAKING A COMPREHENSIVE APPROACH, AND LISTENING AND RESPONDING TO LOCAL NEEDS. BLACK RIVER UNITED WAY IS LEADING GEORGETOWN AND WILLIAMSBURG COUNTIES TO SUSTAINABILITY BY EMPOWERING THE LIVES OF ITS COMMUNITY MEMBERS. WE EMPOWER OUR COMMUNITIES BY WORKING COLLABORATIVELY TO IMPROVE EARLY CHILDHOOD SUCCESS AND ENSURING OUR COMMUNITY MEMBERS ARE PREPARED FOR DISASTERS. COMMUNITY FOCUSED WE ARE COMMITTED TO WORKING WITH AND FOR THE CITIZENS OF GEORGETOWN AND WILLIAMSBURG COUNTIES. COMMITMENT TO ACCESS WE WILL PROVIDE EQUITABLE ACCESS AND AWARENESS FOR OUR COMMUNITY TO THE PROGRAMS THAT SUPPORT BRUWS PURPOSE BY REMOVING BARRIERS AND LEVERAGING RESOURCES. COLLABORATIVE WE EN
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IRS990/ProgSrvcAccomActy2Grp/Desc0EVERY COMMUNITY DESERVES THE OPPORTUNITY TO PROSPER. AT BLACK RIVER UNITED WAY WE WORK WITH OUR NEIGHBORS TO BUILD RESILIENT COMMUNITIES THAT ARE READY FOR ANY CHALLENGE. THROUGH DISASTER PREPAREDNESS AND RECOVERY AND HEALTH AND HUMAN SERVICES, WE ARE STRENGTHENING THE FOUNDATIONS OF COMMUNITIES FOR A MORE SUSTAINABLE AND SECURE FUTURE. BLACK RIVER UNITED WAY IS THE LEAD AGENCY OF THE WINYAH BAY COAD (COMMUNITY ORGANIZATIONS ACTIVE IN DISASTER) / LONG-TERM RECOVERY GROUP, SPEARHEADING THE EFFORT TO HELP OUR COMMUNITY BE READY FOR DISASTER AND ACTIVATING A THE SPEED OF NEED WHEN OUR RESIDENTS ARE IMPACTED. THROUGH OUR LEADERSHIP OF THE COAD, WE LEVERAGE OUR COMMUNITY NETWORKS TO FACILITATE COMPASSIONATE, COMPREHENSIVE AID, ENSURING ALL HUMAN NEEDS ARE MET. SEE BELOW ACTIVATION CHART TO UNDERSTAND HOW WE PARTNER DURING DISASTER. OUR IMPACT INCLUDES THE FOLLOWING: EQUIPPED 824 STUDENTS TO BE READY FOR DISASTER THROUGH TRAINING AND DISASTER STARTER KITS THROUGH PARTNERSHIP WITH DSM-FIRMENICH AND GEORGETOWN COUNTY EMD. COLLABORATED WITH THE GEORGETOWN COUNTY EMD TO CONDUCT THE WB COADFS FIRST HURRICANE TABLE TOP EXERCISE TO PREPARE FOR DISASTER. UTILIZED THE COADFS TRAINING AND COLLABORATION TO SAVE A HOME FROM MOLD DAMAGE DURING A SEVERE WEATHER EVENT.
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IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY SUPPORT BLACK RIVER UNITED WAY PROVIDES OVERALL SUPPORT TO OUR COMMUNITIES THROUGH THREE (3) PROGRAMS: SC 211 (HUMAN SERVICES HOTLINE) AND EMERGENCY FOOD AND SHELTER PROGRAM (EFSP). THE EMERGENCY FOOD AND SHELTER PROGRAM SUPPLEMENTS AND EXPANDS ONGOING WORK OF LOCAL SOCIAL SERVICE ORGANIZATIONS TO PROVIDE SHELTER, FOOD AND SUPPORTIVE SERVICES TO INDIVIDUALS AND FAMILIES WHO ARE EXPERIENCING, OR AT RISK OF EXPERIENCING, HUNGER AND/OR HOMELESSNESS. 76,324 DISTRIBUTED TO 4 AGENCIES TO SUPPORT EMERGENCY FOOD AND SHELTER NEEDS. BLACK RIVER UNITED WAY IS THERE WHEN OUR COMMUNITIES NEED US. ONE WAY THAT HAPPENS - IN 99% OF THE U.S. AND ACROSS CANADA - IS THROUGH 211. THIS CONFIDENTIAL 24/7 CALL CENTER CONNECTS PEOPLE WITH LOCALLY AVAILABLE HELP. 211 IN GEORGETOWN AND WILLIAMSBURG COUNTIES RECEIVED: 1,163 CALLS, AND MADE 3,426 SERVICE REFERRALS.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FOR MORE THAN HALF A CENTURY, BLACK RIVER UNITED WAY HAS BROUGHT TOGETHER PEOPLE AND RESOURCES TO TACKLE COMPLEX ISSUES AND DRIVE SUSTAINABLE, POSITIVE CHANGE. FROM STRENGTHENING LOCAL RESILIENCE, TO ADVANCING YOUTH OPPORTUNITY, WE HAVE PARTNERED WITH LOCAL COMMUNITIES TO CO-CREATE SOLUTIONS TO THESE PRESSING CHALLENGES, TAKING A COMPREHENSIVE APPROACH, AND LISTENING AND RESPONDING TO LOCAL NEEDS. BLACK RIVER UNITED WAY IS LEADING GEORGETOWN AND WILLIAMSBURG COUNTIES TO SUSTAINABILITY BY EMPOWERING THE LIVES OF ITS COMMUNITY MEMBERS. WE EMPOWER OUR COMMUNITIES BY WORKING COLLABORATIVELY TO IMPROVE EARLY CHILDHOOD SUCCESS AND ENSURING OUR COMMUNITY MEMBERS ARE PREPARED FOR DISASTERS. COMMUNITY FOCUSED WE ARE COMMITTED TO WORKING WITH AND FOR THE CITIZENS OF GEORGETOWN AND WILLIAMSBURG COUNTIES. COMMITMENT TO ACCESS WE WILL PROVIDE EQUITABLE ACCESS AND AWARENESS FOR OUR COMMUNITY TO THE PROGRAMS THAT SUPPORT BRUWS PURPOSE BY REMOVING BARRIERS AND LEVERAGING RESOURCES. COLLABORATIVE WE ENSURE THAT OUR WORK COMPLEMENTS THOSE ORGANIZATIONS THAT SUPPORT AND SHARE IN BRUWS PURPOSE IN MAKING OUR COMMUNITY STRONGER. CREDIBILITY WE WILL BUILD AND MAINTAIN TRUST BY CREATING PROCESSES AND PROCEDURES THAT ENSURE TRANSPARENCY, ACCOUNTABILITY, AND INTEGRITY AS WE FULFILL OUR GOAL OF PRODUCING THE GREATEST COMMUNITY IMPACT. WE FOCUS ON LOCAL NEEDS TO PROVIDE LOCAL SOLUTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE WACCAMAW REGION FOR CHILDHOOD SUCCESS IS OUR TRI-COUNTY RESPONSE TO EARLY CHILDHOOD NEEDS IN GEORGETOWN, HORRY, AND WILLIAMSBURG COUNTIES. BLACK RIVER UNITED WAY FOCUSES ON GEORGETOWN AND WILLIAMSBURG COUNTIES (UNITED WAY OF HORRY COUNTY FOCUSES ON HORRY COUNTY). THIS INITIATIVE FOCUSES ON KINDERGARTEN READINESS AND EARLY GRADE READING, BIRTH 3RD GRADE, AND PROMOTES WORKING COLLABORATIVELY BETWEEN SCHOOLS AND COMMUNITIES THAT ARE COMMITTED TO THE SUCCESS OF EVERY CHILD. THROUGH OUR WACCAMAW REGION FOR CHILDHOOD SUCCESS INITIATIVE WE WORK IN PARTNERSHIP WITH LOCAL SCHOOL DISTRICTS, CHILD DEVELOPMENT FACILITIES, AND EARLY EDUCATION PARTNERS TO SUPPORT STUDENTS STRUGGLING IN READING, PREPARE RISING LEARNERS FOR KINDERGARTEN, AND EMPOWER FAMILIES, CAREGIVERS, AND TEACHERS TO HELP CHILDREN READ, LEARN, AND THRIVE. WACCAMAW REGION FOR CHILDHOOD SUCCESS BRUW'S 3RD ANNUAL KINDERWAVES KINDERGARTEN TRANSITION CAMP TOOK PLACE JUNE 10TH - 13TH AT 6 LOCAL ELEMENTARY SCHOOLS, WITH 42 PRE-K CHILDREN. THROUGH THE THEME OF AN OCEANIC SAFARI, KINDERWAVES INTRODUCED LOCAL PRE-K STUDENTS TO A LOVE OF READING, STRUCTURED CLASSROOM SETTINGS, SCIENCE AND MATHEMATICAL THINKING, HANDS-ON LEARNING ACTIVITIES, AND RELATIONSHIP BUILDING. THE CAMP ENDED WITH A FAMILY FUN DAY AT BECK RECREATION CENTER FEATURING A STILT-WALKER AND BALLOON ARTIST, A HANDS-ON TOUR OF A FIRE TRUCK FROM THE GEORGETOWN FIRE DEPARTMENT, SNOW CONES FROM THE GEORGETOWN COUNTY SHERIFF'S DEPARTMENT, FREE CONCESSIONS, AND A TRIPLE P PARENTING WORKSHOP PARENTING CLASS. TRIPLE P (THE POSITIVE PARENTING PROGRAM) IS ONE OF THE MOST TRUSTED PARENTING PROGRAMS ACROSS THE GLOBE, UTILIZED IN OVER 30 COUNTRIES. THIS EVIDENCE BASED PROGRAM IS A PARENTING AND FAMILY SUPPORT SYSTEM DESIGNED TO PREVENT AND TREAT BEHAVIORAL AND EMOTIONAL PROBLEMS IN CHILDREN UP TO THE AGE OF 12. IN 2023-2024, BRUW PROVIDED TRIPLE P PARENTING CLASSES TO 115 CAREGIVERS BLACK RIVER UNITED WAY HAS BEEN ABLE TO OFFER THIS PROGRAM TO OUR COMMUNITY SINCE 2019, THANKS TO THE PARTNERSHIP OF THE CHILDRENS TRUST OF SOUTH CAROLINA. SINCE 2015(THROUGH 2024), BLACK RIVER UNITED WAY HAS BEEN THE RECIPIENT OF AN AMERICORPS SOUTH CAROLINA GRANT, PROVIDING AN OPPORTUNITY FOR AMERICORPS MEMBERS TO SERVE GEORGETOWN AND WILLIAMSBURG COUNTIES. AFTER NINE SUCCESSFUL YEARS OF IMPACT, IN JULY BRUW'S AMERICORPS PROGRAM FOCUSED ON EARLY LITERACY REACHED ITS CONCLUSION. THROUGH AMERICORPS SC, BLACK RIVER UNITED WAY LEVERAGED: 969,248 IN MATCHING FUNDS TO GENERATE 2.68 MM IN PROGRAM SUPPORT 204 AMERICORPS MEMBERS TO SERVE AT 12 ELEMENTARY SCHOOLS, 2 CHILD DEVELOPMENT CENTERS, AND 5 AFTER SCHOOL PROGRAMS 76,140.75 HOURS OF VOLUNTEER TIME TO TUTOR 1,479 STUDENTS, IMPROVING 576 TO READING ON OR ABOVE GRADE LEVEL AND SUPPORTING 541 STUDENTSF ACADEMI IMPROVEMENT IN READING WE ARE SO GRATEFUL FOR OUR INCREDIBLE PARTNERSHIP WITH THE AMERICORPS SOUTH CAROLINA PROGRAM AND THE SOUTH CAROLINA SERVICE COMMISSION. THOUGH THESE FUNDING PARTNERSHIPS HAVE ENDED, THEIR IMPACT LIVES ON THROUGH EACH CHILD SUPPORTED TO THIRD GRADE READING SUCCESS. BLACK RIVER UNITED WAY HOSTED ITS ANNUAL SUMMER ENRICHMENT PROGRAM, SUMMER SAIL, IN PARTNERSHIP WITH TIDELANDS HEALTH AND BROWN'S FERRY OUTREACH FROM JUNE 4 TO JUNE 26, 2024. THROUGH THE SUMMER SAIL (SCIENCE AND INQUIRY LEARNING) PROGRAM, COMMUNITY VOLUNTEERS AND LOCAL ELEMENTARY SCHOOLS WORK WITH STUDENTS TO MAINTAIN THEIR SKILLS AND COMPETENCIES IN READING AND MATH OVER THE SUMMER, ELIMINATING SUMMER LEARNING LOSS. 32 STUDENTS IN KINDERGARTEN THROUGH 5TH GRADE WERE ASSISTED THROUGH THE FOUR WEEK PROGRAM. STUDENTS WERE ASSESSED AT THE BEGINNING AND THE END OF THE PROGRAM IN MATH AND READING. STUDENT ASSESSMENTS SHOWED A 1.5% IMPROVEMENT ON AVERAGE OVER THE SUMMER, DEMONSTRATING THE EFFECTIVENESS OF SUMMER SAIL IN STOPPING THE "SUMMER SLIDE". UNITED TO READ IS AN ANNUAL READING EVENT WHERE VOLUNTEERS READ TO ELEMENTARY SCHOOL CHILDREN. IN 2024, 92 VOLUNTEERS READ TO OVER 3,000 CHILDREN IN PRE-K, 1ST, 2ND, AND SPECIA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EVERY COMMUNITY DESERVES THE OPPORTUNITY TO PROSPER. AT BLACK RIVER UNITED WAY WE WORK WITH OUR NEIGHBORS TO BUILD RESILIENT COMMUNITIES THAT ARE READY FOR ANY CHALLENGE. THROUGH DISASTER PREPAREDNESS AND RECOVERY AND HEALTH AND HUMAN SERVICES, WE ARE STRENGTHENING THE FOUNDATIONS OF COMMUNITIES FOR A MORE SUSTAINABLE AND SECURE FUTURE. BLACK RIVER UNITED WAY IS THE LEAD AGENCY OF THE WINYAH BAY COAD (COMMUNITY ORGANIZATIONS ACTIVE IN DISASTER) / LONG-TERM RECOVERY GROUP, SPEARHEADING THE EFFORT TO HELP OUR COMMUNITY BE READY FOR DISASTER AND ACTIVATING A THE SPEED OF NEED WHEN OUR RESIDENTS ARE IMPACTED. THROUGH OUR LEADERSHIP OF THE COAD, WE LEVERAGE OUR COMMUNITY NETWORKS TO FACILITATE COMPASSIONATE, COMPREHENSIVE AID, ENSURING ALL HUMAN NEEDS ARE MET. SEE BELOW ACTIVATION CHART TO UNDERSTAND HOW WE PARTNER DURING DISASTER. OUR IMPACT INCLUDES THE FOLLOWING: EQUIPPED 824 STUDENTS TO BE READY FOR DISASTER THROUGH TRAINING AND DISASTER STARTER KITS THROUGH PARTNERSHIP WITH DSM-FIRMENICH AND GEORGETOWN COUNTY EMD. COLLABORATED WITH THE GEORGETOWN COUNTY EMD TO CONDUCT THE WB COADFS FIRST HURRICANE TABLE TOP EXERCISE TO PREPARE FOR DISASTER. UTILIZED THE COADFS TRAINING AND COLLABORATION TO SAVE A HOME FROM MOLD DAMAGE DURING A SEVERE WEATHER EVENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMMUNITY SUPPORT BLACK RIVER UNITED WAY PROVIDES OVERALL SUPPORT TO OUR COMMUNITIES THROUGH THREE (3) PROGRAMS: SC 211 (HUMAN SERVICES HOTLINE) AND EMERGENCY FOOD AND SHELTER PROGRAM (EFSP). THE EMERGENCY FOOD AND SHELTER PROGRAM SUPPLEMENTS AND EXPANDS ONGOING WORK OF LOCAL SOCIAL SERVICE ORGANIZATIONS TO PROVIDE SHELTER, FOOD AND SUPPORTIVE SERVICES TO INDIVIDUALS AND FAMILIES WHO ARE EXPERIENCING, OR AT RISK OF EXPERIENCING, HUNGER AND/OR HOMELESSNESS. 76,324 DISTRIBUTED TO 4 AGENCIES TO SUPPORT EMERGENCY FOOD AND SHELTER NEEDS. BLACK RIVER UNITED WAY IS THERE WHEN OUR COMMUNITIES NEED US. ONE WAY THAT HAPPENS - IN 99% OF THE U.S. AND ACROSS CANADA - IS THROUGH 211. THIS CONFIDENTIAL 24/7 CALL CENTER CONNECTS PEOPLE WITH LOCALLY AVAILABLE HELP. 211 IN GEORGETOWN AND WILLIAMSBURG COUNTIES RECEIVED: 1,163 CALLS, AND MADE 3,426 SERVICE REFERRALS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4RELATED PARTY: PAST BOARD CHAIR RECUSES HERSELF FROM ANY BANKING VOTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SOUTH STATE BANK MANAGER PAST BOARD CHAIR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CEO AND FINANCE MANAGER REVIEWS THE FORM 990 AND RECOMMEND ITS APPROVAL TO THE FULL BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EACH YEAR OFFICERS AND BOARD MEMBERS ARE REQUIRED TO DISCLOSE ANY CONFLICTS OF INTERESTS AND SIGN AN ASSURANCE TO THAT EFFECT. ANY CONFLICTS SO DISCLOSED ARE INVESTIGATED AND RESOLVED. DURING THE YEAR, IF ANY OTHER CONFLICTS ARE MADE AWARE TO MANAGEMENT, IT WOULD PURSUE AND RESOLVE THOSE ISSUES WITH THE OFFICE OR BOARD MEMBER IN QUESTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE PRESIDENT & CEO, FINANCE MANAGER AND EXECUTIVE BOARD WORK TOGETHER ANNUALLY TO DEVELOP THE ANNUAL OPERATING BUDGET, INCLUDING ANY SALARY AND BENEFIT CHANGES. ANY NEW EMPLOYEE POSITIONS WOULD BE BUDGETED AND APPROVED AS PART OF THIS PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE PRESIDENT & CEO, FINANCE MANAGER AND EXECUTIVE BOARD WORK TOGETHER ANNUALLY TO DEVELOP THE ANNUAL OPERATING BUDGET, INCLUDING ANY SALARY AND BENEFIT CHANGES. ANY NEW EMPLOYEE POSITIONS WOULD BE BUDGETED AND APPROVED AS PART OF THIS PROCESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10THE ORGANIZATION'S LATEST AUDITED FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE ON ITS WEBSITE. GOVERNING DOCUMENTS, FORM 1023 AND THE CONFLICT OF INTEREST POLICY ARE AVAILABLE AT REQUEST FROM THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 2, PART III, LINE 4B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 2, PART III, LINE 4C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PAGE 6, PART VI, LINE 19
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