Civic Intelligence

Cherokee County Chamber of Commerce

EIN 57-0288311 • 501(c)6 • Gaffney, SC

Profile

Community business promotion

225 S Limestone StreetGaffney, SC 29340
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

26th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

7th percentile

-25%

Higher net margin than 7% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

57th percentile

$62,995

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 39.2% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

25th percentile

-6.3%

Faster asset growth than 25% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

1st percentile

-75%

Faster revenue growth than 1% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets25th percentile

Assets

Down

$602,841

Down $40,218 (-6.3%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$602,841

Down $40,218 (-6.3%) from 2024

Operations
Liabilities / Revenue26th percentileNet Margin7th percentile

Revenue

Down

$160,778

Down $491,799 (-75%) from 2024

Expenses

Up

$200,996

Up $30,558 (+18%) from 2024

Net Income

Down

-$40,218

Down $522,357 (-108%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $154,051Liabilities 2011: $13,0772011Assets 2012: $139,634Liabilities 2012: $7,5152012Assets 2013: $179,949Liabilities 2013: $3,701Net Assets 2013: $176,2482013Assets 2014: $200,502Liabilities 2014: $11,258Net Assets 2014: $189,2442014Assets 2015: $201,502Liabilities 2015: $4,903Net Assets 2015: $196,5992015Assets 2016: $216,012Liabilities 2016: $6,289Net Assets 2016: $209,7232016Assets 2017: $198,392Liabilities 2017: $4,682Net Assets 2017: $193,7102017Assets 2018: $178,459Liabilities 2018: $4,662Net Assets 2018: $173,7972018Assets 2019: $161,569Liabilities 2019: $4,443Net Assets 2019: $157,1262019Assets 2020: $148,497Liabilities 2020: $4,550Net Assets 2020: $143,9472020Assets 2021: $147,780Liabilities 2021: $4,254Net Assets 2021: $143,5262021Assets 2022: $149,022Liabilities 2022: $4,241Net Assets 2022: $144,7812022Assets 2023: $160,920Liabilities 2023: $0Net Assets 2023: $160,9202023Assets 2024: $643,059Liabilities 2024: $0Net Assets 2024: $643,0592024Assets 2025: $602,841Liabilities 2025: $0Net Assets 2025: $602,8412025

Highlighted filing

2025

Assets$602,841
Liabilities$0
Net Assets$602,841
Open 2025 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $167,283Expenses 2011: $136,142Net Income 2011: $31,1412011Revenue 2012: $155,165Expenses 2012: $164,020Net Income 2012: -$8,8552012Revenue 2013: $190,570Expenses 2013: $146,441Net Income 2013: $44,1292013Revenue 2014: $115,002Expenses 2014: $102,006Net Income 2014: $12,9962014Revenue 2015: $140,208Expenses 2015: $132,853Net Income 2015: $7,3552015Revenue 2016: $143,793Expenses 2016: $130,669Net Income 2016: $13,1242016Revenue 2017: $148,484Expenses 2017: $167,335Net Income 2017: -$18,8512017Revenue 2018: $158,677Expenses 2018: $178,352Net Income 2018: -$19,6752018Revenue 2019: $148,296Expenses 2019: $164,967Net Income 2019: -$16,6712019Revenue 2020: $131,611Expenses 2020: $144,790Net Income 2020: -$13,1792020Revenue 2021: $133,990Expenses 2021: $134,411Net Income 2021: -$4212021Revenue 2022: $152,172Expenses 2022: $150,917Net Income 2022: $1,2552022Revenue 2023: $169,341Expenses 2023: $153,202Net Income 2023: $16,1392023Revenue 2024: $652,577Expenses 2024: $170,438Net Income 2024: $482,1392024Revenue 2025: $160,778Expenses 2025: $200,996Net Income 2025: -$40,2182025

Highlighted filing

2025

Revenue$160,778
Expenses$200,996
Net Income-$40,218
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$602,841
Liabilities
$0
Net assets
$602,841
Revenue
$160,778
Expenses
$200,996
Net income
-$40,218
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.03$0.00$6.03$1.61$2.01$0.40
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.43$0.00$6.43$6.53$1.70$4.82
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.61$0.00$1.61$1.69$1.53$0.16
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.49$0.04$1.45$1.52$1.51$0.01
2021Detailed filing. Detailed filing data is available for this year.$1.48$0.04$1.44$1.34$1.34$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.48$0.05$1.44$1.32$1.45$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.62$0.04$1.57$1.48$1.65$0.17
2018Detailed filing. Detailed filing data is available for this year.$1.78$0.05$1.74$1.59$1.78$0.20
2017Summary only. Only limited summary data is available for this year.$1.98$0.05$1.94$1.48$1.67$0.19
2016Summary only. Only limited summary data is available for this year.$2.16$0.06$2.10$1.44$1.31$0.13
2015Summary only. Only limited summary data is available for this year.$2.02$0.05$1.97$1.40$1.33$0.07
2014Summary only. Only limited summary data is available for this year.$2.01$0.11$1.89$1.15$1.02$0.13
2013Summary only. Only limited summary data is available for this year.$1.80$0.04$1.76$1.91$1.46$0.44
2012Summary only. Only limited summary data is available for this year.$1.40$0.08$1.55$1.64$0.09
2011Summary only. Only limited summary data is available for this year.$1.54$0.13$1.67$1.36$0.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 18, 2026
Return Version
2025v4.0
Gross Receipts
$174,920
Mission and Program Overview

Mission

Community business promotion

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$61,058$407,404▲ $346,346
Cash and Non-Interest-Bearing Accounts$546,689$168,340▼ $378,349
Accounts Receivable$30,312$22,097▼ $8,215
Savings and Temporary Cash Investments$5,000$5,000→ $0
Total Assets$643,059$602,841▼ $40,218
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$564,280$503,395▼ $60,885
Net Assets With Donor Restrictions$78,779$99,446▲ $20,667
Total Net Assets Fund Balance$643,059$602,841▼ $40,218
Total Liabilities and Net Assets / Fund Balance$643,059$602,841▼ $40,218

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$402,404$147,401$549,805
Equipment-$38,146$38,146
Land$5,000-$5,000
Compensation and Service Providers
Top Officer Pay57th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Frances StockwellExecutive DiFT$62,995$62,995

Board Members and Trustees

NameTitle
Shannon WyliePresident
Sheltina MorrisTreasurer
Shanese DawkinsVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$131,398
Program Service Revenue
$0
Investment Income
$106
Other Revenue
$29,274
Change in Net Assets
$-40,218
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$124,443
Other Expenses$76,553
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$47,246$15,749-$62,995
Other Salaries and Wages$37,768$12,589-$50,357
Office Expenses$10,734$3,578-$14,312
Payroll Taxes$8,318$2,773-$11,091
Occupancy$8,255$2,752-$11,007
Insurance$3,551$1,184-$4,735
Depreciation Depletion$4,220--$4,220
Fees for Services Accounting$3,120$1,040-$4,160
Other Expenses$1,793$598-$2,391
Advertising$826$276-$1,102
Conferences and Meetings$665$222-$887
All Other Expenses$524$175-$699
Total Functional Expenses$151,800$49,196$0$200,996
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$43,416
Fundraising Direct Expenses$14,142
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Meeting$28,825$28,825$13,536$15,289
Annual Retreat$11,250$11,250-$11,250
Total Events$40,075$40,075$13,536$26,539
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Return is reviewed before filing.”

Form 990, Page 6, Part VI, Line 15B

“The board has an opportunity to review the form 990 before it is filed.”

Form 990, Page 6, Part VI, Line 19

“All forms are made available for public inspection by request only.”

Filing and Contact Details

Filer

Filer Name
Cherokee County Chamber of Commerce
EIN
57-0288311
Phone
8644895712
Address
225 S LIMESTONE STREET, GAFFNEY, SC 29340

Signing Officer

Name
Frances Stockwell
Title
Executive Director
Phone
8644895721
Signed
2026-02-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Frances Stockwell
Formed
1947
Legal Domicile
Sc
Voting Board Members
19
Independent Board Members
19
Employees
3

Preparer

Firm
Stokes & Company Cpas Pc
Address
1530 OLD GEORGIA HIGHWAY, GAFFNEY, SC 29341
Preparer
Rita B Mizell Ea
Phone
8644894343
Raw XML Appendix305 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD HAS AN OPPORTUNITY TO REVIEW THE FORM 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL FORMS ARE MADE AVAILABLE FOR PUBLIC INSPECTION BY REQUEST ONLY.
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0FRANCES STOCKWELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08644895721
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHEROKEE COUNTY CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CHER
ReturnHeader/Filer/EIN0570288311
ReturnHeader/Filer/PhoneNum08644895712
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01530 OLD GEORGIA HIGHWAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GAFFNEY
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ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RITA B MIZELL EA
ReturnHeader/ReturnTs02026-02-18T14:15:36-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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