Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
EIN 57-0278705 • 501(c)15 • Winnsboro, SC
Profile
Providing fire and casualty insurance to rural residents of fairfield county sc
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
Liabilities / Revenue
80th percentile
Higher debt load relative to revenue than 80% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
58th percentile
Higher top officer pay than 58% of similar nonprofits.
Top officer pay equals 19.9% of source-year revenue.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
34th percentile
Faster revenue growth than 34% of similar nonprofits.
Assets
Up$1,611,266
Up $5,951 (+0.4%) from 2024
Liabilities
Down$66,236
Down $2,859 (-4.1%) from 2024
Net Assets
Up$1,545,030
Up $8,810 (+0.6%) from 2024
Revenue
Down$186,078
Down $573 (-0.3%) from 2024
Expenses
Down$177,268
Down $24,510 (-12%) from 2024
Net Income
Up$8,810
Up $23,937 (+158%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Providing fire and casualty insurance to rural residents of fairfield county sc
Providing fire and casualty insurance to rural residents of fairfield county, sc
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $1,369,750 | $1,415,208 | ▲ $45,458 |
| Investments in Publicly Traded Securities | $109,713 | $111,811 | ▲ $2,098 |
| Land, Buildings, and Equipment, Net | $57,303 | $55,743 | ▼ $1,560 |
| Prepaid Expenses and Deferred Charges | $62,293 | $23,709 | ▼ $38,584 |
| Accounts Receivable | $6,206 | $4,745 | ▼ $1,461 |
| Cash and Non-Interest-Bearing Accounts | $50 | $50 | → $0 |
| Total Assets | $1,605,315 | $1,611,266 | ▲ $5,951 |
| Liabilities | |||
| Deferred Revenue | $53,684 | $52,955 | ▼ $729 |
| Accounts Payable and Accrued Expenses | $15,411 | $13,281 | ▼ $2,130 |
| Total Liabilities | $69,095 | $66,236 | ▼ $2,859 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $1,536,220 | $1,545,030 | ▲ $8,810 |
| Total Net Assets Fund Balance | $1,536,220 | $1,545,030 | ▲ $8,810 |
| Total Liabilities and Net Assets / Fund Balance | $1,605,315 | $1,611,266 | ▲ $5,951 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $33,343 | $29,055 | - |
| Land | $22,400 | - | - |
| Equipment | - | $24,043 | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Rebecca H Lambert | Sec/treas. | FT | $37,048 | $37,048 |
| Robert R Brown Jr | President / | PT | $2,561 | $2,561 |
| Thomas C Raines Jr | Vice Preside | PT | $1,300 | $1,300 |
| Jackie D Mattox | Director | PT | $1,134 | $1,134 |
| Line Item | Amount |
|---|---|
| Other Expenses | $130,791 |
| Salaries, Compensation, and Employee Benefits | $46,477 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $42,043 | - | - | $42,043 |
| Fees for Services Accounting | $7,550 | - | - | $7,550 |
| Insurance | $7,005 | - | - | $7,005 |
| Occupancy | $5,890 | - | - | $5,890 |
| Other Expenses | $3,837 | - | - | $3,837 |
| All Other Expenses | $3,301 | - | - | $3,301 |
| Other Salaries and Wages | $2,080 | - | - | $2,080 |
| Payroll Taxes | $1,994 | - | - | $1,994 |
| Depreciation Depletion | $1,560 | - | - | $1,560 |
| Office Expenses | $721 | - | - | $721 |
| Other Employee Benefits | $360 | - | - | $360 |
| Total Functional Expenses | $177,268 | $0 | $0 | $177,268 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Form 990 governing body review (part vi, line 11) no review by full board was conducted or will be conducted. Form 990 is reviewed by president and secretary/treasurer prior to filing; full board of directors does not normally review, but may do so upon request. Conflict of interest policy compliance (part vi, line 12c) directors are provided a copy of the policy prior to the convening of each annual meeting and are required to certify in writing their understanding of, and compliance with, the policy. Form 990 availability to public (part vi, line 18) newspaper ads are run each week for three weeks prior to annual meeting. Public is advised of meeting time and place and is notified that governing documents, reports, etc, including form 990, will be made available upon request. Governing documents, etc, available to public (part vi, line 19) newspaper ads are run each week for three weeks prior to annual meeting. Public is advised of meeting time and place and is notified that governing documents, reports, etc, including form 990, will be made available upon request.”
“Form 990 governing body review (part vi, line 11) no review by full board was conducted or will be conducted. Form 990 is reviewed by president and secretary/treasurer prior to filing; full board of directors does not normally review, but may do so upon request. Newspaper ads are run each week for three weeks prior to annual meeting. Public is advised of meeting time and place and is notified that governing documents, reports, etc. Including form 990, will be made available upon request.”
“Conflict of interest policy compliance (part vi, line 12c) directors are provided a copy of the policy prior to the covening of each annual meeting and are required to certify in writing their understanding of, and compliance with, the policy.”
“No documents available to the public”
“Part xii, line 1: assoc required by sc law to employ certain accounting procedures that are normal for insurance companies but that differ from gaap.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 15411 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 13281 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 6206 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 4745 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDING FIRE AND CASUALTY INSURANCE TO RURAL RESIDENTS OF FAIRFIELD COUNTY, SC |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 3301 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 3301 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | REBECCA H LAMBERT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8036359610 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 263 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WINNSBORO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 29180 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 50 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 50 |
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| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
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| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/CYOtherExpensesAmt | 0 | 130791 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
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| IRS990/CYRevenuesLessExpensesAmt | 0 | 8810 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 46477 |
| IRS990/CYTotalExpensesAmt | 0 | 177268 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 186078 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 53684 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 52955 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 1560 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1560 |
| IRS990/Desc | 0 | PROVIDED APPROXIMATELY 10.7 MILLION IN FIRE AND CASUALTY INSURANCE COVERAGE TO HOMEOWNERS IN RURAL AREAS OF FAIRFIELD COUNTY, SC. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 177268 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
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| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7550 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5.00 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | REBECCA H LAMBERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT R BROWN JR |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JACKIE D MATTOX |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 37048 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 2561 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 1300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 1134 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | SEC/TREAS. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT / |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1894 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 3 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 186078 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 7005 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7005 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 58020 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 58020 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 109713 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 111811 |
| IRS990/IRPDocumentCnt | 0 | 6 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 53098 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 57303 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 55743 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 108841 |
| IRS990/LegalDomicileStateCd | 0 | SC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDING FIRE AND CASUALTY INSURANCE TO RURAL RESIDENTS OF FAIRFIELD COUNTY SC |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1536220 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1545030 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1536220 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 1545030 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 5890 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 5890 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 721 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 721 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 360 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 360 |
| IRS990/OtherExpensesGrp/Desc | 0 | REINSURANCE PREMIUMS |
| IRS990/OtherExpensesGrp/Desc | 1 | PREMIUM TAXES |
| IRS990/OtherExpensesGrp/Desc | 2 | OUTSIDE CONTRACTORS |
| IRS990/OtherExpensesGrp/Desc | 3 | CLAIMS AND ADJ COSTS |
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| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 5981 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 4590 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 3837 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 90356 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 5981 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4590 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 3837 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 2080 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2080 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 1994 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 1994 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 62293 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 23709 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT R BROWN JR |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524126 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524126 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | GROSS PREMIUMS AND FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | COMMISSIONS EARNED |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 105745 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 22313 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 105745 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 22313 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
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| IRS990/PYOtherExpensesAmt | 0 | 152315 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 133836 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -15127 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 49463 |
| IRS990/PYTotalExpensesAmt | 0 | 201778 |
| IRS990/PYTotalRevenueAmt | 0 | 186651 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 8810 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
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| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
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| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 128058 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1369750 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1415208 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 33343 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 29055 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 62398 |
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| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 24043 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 22400 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 22400 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 55743 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | FORM 990 GOVERNING BODY REVIEW (PART VI, LINE 11) NO REVIEW BY FULL BOARD WAS CONDUCTED OR WILL BE CONDUCTED. FORM 990 IS REVIEWED BY PRESIDENT AND SECRETARY/TREASURER PRIOR TO FILING; FULL BOARD OF DIRECTORS DOES NOT NORMALLY REVIEW, BUT MAY DO SO UPON REQUEST. CONFLICT OF INTEREST POLICY COMPLIANCE (PART VI, LINE 12C) DIRECTORS ARE PROVIDED A COPY OF THE POLICY PRIOR TO THE CONVENING OF EACH ANNUAL MEETING AND ARE REQUIRED TO CERTIFY IN WRITING THEIR UNDERSTANDING OF, AND COMPLIANCE WITH, THE POLICY. FORM 990 AVAILABILITY TO PUBLIC (PART VI, LINE 18) NEWSPAPER ADS ARE RUN EACH WEEK FOR THREE WEEKS PRIOR TO ANNUAL MEETING. PUBLIC IS ADVISED OF MEETING TIME AND PLACE AND IS NOTIFIED THAT GOVERNING DOCUMENTS, REPORTS, ETC, INCLUDING FORM 990, WILL BE MADE AVAILABLE UPON REQUEST. GOVERNING DOCUMENTS, ETC, AVAILABLE TO PUBLIC (PART VI, LINE 19) NEWSPAPER ADS ARE RUN EACH WEEK FOR THREE WEEKS PRIOR TO ANNUAL MEETING. PUBLIC IS ADVISED OF MEETING TIME AND PLACE AND IS NOTIFIED THAT GOVERNING DOCUMENTS, REPORTS, ETC, INCLUDING FORM 990, WILL BE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | FORM 990 GOVERNING BODY REVIEW (PART VI, LINE 11) NO REVIEW BY FULL BOARD WAS CONDUCTED OR WILL BE CONDUCTED. FORM 990 IS REVIEWED BY PRESIDENT AND SECRETARY/TREASURER PRIOR TO FILING; FULL BOARD OF DIRECTORS DOES NOT NORMALLY REVIEW, BUT MAY DO SO UPON REQUEST. NEWSPAPER ADS ARE RUN EACH WEEK FOR THREE WEEKS PRIOR TO ANNUAL MEETING. PUBLIC IS ADVISED OF MEETING TIME AND PLACE AND IS NOTIFIED THAT GOVERNING DOCUMENTS, REPORTS, ETC. INCLUDING FORM 990, WILL BE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CONFLICT OF INTEREST POLICY COMPLIANCE (PART VI, LINE 12C) DIRECTORS ARE PROVIDED A COPY OF THE POLICY PRIOR TO THE COVENING OF EACH ANNUAL MEETING AND ARE REQUIRED TO CERTIFY IN WRITING THEIR UNDERSTANDING OF, AND COMPLIANCE WITH, THE POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PART XII, LINE 1: ASSOC REQUIRED BY SC LAW TO EMPLOY CERTAIN ACCOUNTING PROCEDURES THAT ARE NORMAL FOR INSURANCE COMPANIES BUT THAT DIFFER FROM GAAP. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART XII |
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| IRS990/SignificantChangeInd | 0 | false |
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| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 1605315 |
| IRS990/TotalAssetsEOYAmt | 0 | 1611266 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 1605315 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1611266 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 2 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 177268 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 177268 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 69095 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 66236 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 69095 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 66236 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1536220 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1545030 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 177268 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 128058 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 42043 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 186078 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 186078 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 1605315 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1611266 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 263 |
| IRS990/USAddress/CityNm | 0 | WINNSBORO |
| IRS990/USAddress/StateAbbreviationCd | 0 | SC |
| IRS990/USAddress/ZIPCd | 0 | 29180 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 3 |
| IRS990/VotingMembersIndependentCnt | 0 | 0 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROBERT R BROWN JR |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT / DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8036359610 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FARMERS MUTUAL FIRE INS ASSOC OF |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | FAIRFIELD COUNTY SC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FARM |
| ReturnHeader/Filer/EIN | 0 | 570278705 |
| ReturnHeader/Filer/PhoneNum | 0 | 8036359610 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 263 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WINNSBORO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 29180 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 571021392 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SCOTT AND COMPANY LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 8388 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | COLUMBIA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | SC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 292028388 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8032566021 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | WILLIAM C WEST |
| ReturnHeader/ReturnTs | 0 | 2026-03-10T19:27:41-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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