Civic Intelligence

Greenwood Area Chamber of Commerce

EIN 57-0173843 • 501(c)6 • Greenwood, SC

View Organization Page

Profile

Serves as an advocate for business by fostering economic growth and prosperity and advancing the quality of life in greenwood county.

PO Box 980Greenwood, SC 29648

www.greenwoodscchamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.24x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

0.46x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

11th percentile

-16%

Higher net margin than 11% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

70th percentile

$99,415

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 30.2% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

20th percentile

-9.9%

Faster asset growth than 20% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

46th percentile

3.6%

Faster revenue growth than 46% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets74th percentile

Assets

Down

$635,760

Down $69,765 (-9.9%) from 2023

Liabilities

Down

$152,619

Down $16,773 (-9.9%) from 2023

Net Assets

Down

$483,141

Down $52,992 (-9.9%) from 2023

Operations
Liabilities / Revenue89th percentileNet Margin11th percentile

Revenue

Up

$328,880

Up $11,390 (+3.6%) from 2023

Expenses

Up

$381,872

Up $43,600 (+13%) from 2023

Net Income

Down

-$52,992

Down $32,210 (-155%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth20th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2011: $288,976Liabilities 2011: $150,955Net Assets 2011: $138,0212011Assets 2012: $339,518Liabilities 2012: $178,549Net Assets 2012: $160,9692012Assets 2013: $505,119Liabilities 2013: $319,372Net Assets 2013: $185,7472013Assets 2014: $570,400Liabilities 2014: $373,580Net Assets 2014: $196,8202014Assets 2015: $732,294Liabilities 2015: $470,684Net Assets 2015: $261,6102015Assets 2016: $552,350Liabilities 2016: $233,081Net Assets 2016: $319,2692016Assets 2017: $546,238Liabilities 2017: $140,416Net Assets 2017: $405,8222017Assets 2018: $597,702Liabilities 2018: $132,773Net Assets 2018: $464,9292018Assets 2019: $515,848Liabilities 2019: $76,801Net Assets 2019: $439,0472019Assets 2020: $862,175Liabilities 2020: $428,784Net Assets 2020: $433,3912020Assets 2021: $953,857Liabilities 2021: $489,554Net Assets 2021: $464,3032021Assets 2022: $774,970Liabilities 2022: $218,055Net Assets 2022: $556,9152022Assets 2023: $705,525Liabilities 2023: $169,392Net Assets 2023: $536,1332023Assets 2024: $635,760Liabilities 2024: $152,619Net Assets 2024: $483,1412024

Highlighted filing

2024

Assets$635,760
Liabilities$152,619
Net Assets$483,141
Open 2024 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $617,7182011Expenses 2012: $591,7092012Revenue 2013: $659,833Expenses 2013: $635,056Net Income 2013: $24,7772013Revenue 2014: $621,885Expenses 2014: $610,812Net Income 2014: $11,0732014Revenue 2015: $593,823Expenses 2015: $529,033Net Income 2015: $64,7902015Revenue 2016: $542,448Expenses 2016: $484,789Net Income 2016: $57,6592016Revenue 2017: $556,253Expenses 2017: $469,700Net Income 2017: $86,5532017Revenue 2018: $479,616Expenses 2018: $413,433Net Income 2018: $66,1832018Revenue 2019: $506,364Expenses 2019: $490,904Net Income 2019: $15,4602019Revenue 2020: $363,501Expenses 2020: $382,071Net Income 2020: -$18,5702020Revenue 2021: $410,124Expenses 2021: $379,212Net Income 2021: $30,9122021Revenue 2022: $422,421Expenses 2022: $329,809Net Income 2022: $92,6122022Revenue 2023: $317,490Expenses 2023: $338,272Net Income 2023: -$20,7822023Revenue 2024: $328,880Expenses 2024: $381,872Net Income 2024: -$52,9922024

Highlighted filing

2024

Revenue$328,880
Expenses$381,872
Net Income-$52,992
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$635,760
Liabilities
$152,619
Net assets
$483,141
Revenue
$328,880
Expenses
$381,872
Net income
-$52,992
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.36$1.53$4.83$3.29$3.82$0.53
2023Detailed filing. Detailed filing data is available for this year.$7.06$1.69$5.36$3.17$3.38$0.21
2022Detailed filing. Detailed filing data is available for this year.$7.75$2.18$5.57$4.22$3.30$0.93
2021Detailed filing. Detailed filing data is available for this year.$9.54$4.90$4.64$4.10$3.79$0.31
2020Detailed filing. Detailed filing data is available for this year.$8.62$4.29$4.33$3.64$3.82$0.19
2019Detailed filing. Detailed filing data is available for this year.$5.16$0.77$4.39$5.06$4.91$0.15
2018Detailed filing. Detailed filing data is available for this year.$5.98$1.33$4.65$4.80$4.13$0.66
2017Detailed filing. Detailed filing data is available for this year.$5.46$1.40$4.06$5.56$4.70$0.87
2016Detailed filing. Detailed filing data is available for this year.$5.52$2.33$3.19$5.42$4.85$0.58
2015Detailed filing. Detailed filing data is available for this year.$7.32$4.71$2.62$5.94$5.29$0.65
2014Detailed filing. Detailed filing data is available for this year.$5.70$3.74$1.97$6.22$6.11$0.11
2013Detailed filing. Detailed filing data is available for this year.$5.05$3.19$1.86$6.60$6.35$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.40$1.79$1.61$5.92
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.89$1.51$1.38$6.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$359,560
Mission and Program Overview

Mission

Serves as an advocate for business by fostering economic growth and prosperity and advancing the quality of life in greenwood county.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$327,476$268,917▼ $58,559
Savings and Temporary Cash Investments$166,819$170,586▲ $3,767
Accounts Receivable$21,555$6,552▼ $15,003
Total Assets$705,525$635,760▼ $69,765
Other Assets Total$189,675$189,705▲ $30
Liabilities
Unsecured Notes Loans Payable$145,162$141,414▼ $3,748
Deferred Revenue$23,705$11,205▼ $12,500
Other Liabilities$525--
Total Liabilities$169,392$152,619▼ $16,773
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$461,133$408,141▼ $52,992
Net Assets With Donor Restrictions$75,000$75,000→ $0
Total Net Assets Fund Balance$536,133$483,141▼ $52,992
Total Liabilities and Net Assets / Fund Balance$705,525$635,760▼ $69,765

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$113,198$113,198
Other Assets Org$75,000--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Trentsie WilliamsPresidentFT$99,415$99,415

Board Members and Trustees

NameTitle
Zac CampbellChair
David TrentChair Elect
Jeff SmithPast Chair
Bob DurbinDirector At-
Boyd YarbroughDirector At-
Carson PenneyDirector At-
Dr Hope RiversDirector At-
Holly BrownDirector At-
Jim StillDirector At-
Jon NewlonDirector At-
Julie WilkieDirector At-
Kristin ManskeDirector At-
Laney BeckwithDirector At-
Patricia HartungDirector At-
Ron MillenderDirector At-
Steve RileyDirector At-
Theo LaneDirector At-
Cyndi NewSecretary
Josh GarvinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$235,230
Program Service Revenue
$62,290
Investment Income
$7,880
Other Revenue
$23,480
Change in Net Assets
$-52,992
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$214,768
Other Expenses$167,104
Total Fundraising Expense$16,239
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$123,545$54,285$9,360$187,190
Fees for Services Accounting$21,060$9,720$1,620$32,400
All Other Expenses$20,177$7,116$1,188$28,481
Payroll Taxes$9,418$4,346$724$14,488
Conferences and Meetings$9,081$4,192$699$13,972
Information Technology$7,705$3,556$593$11,854
Pension Plan Contributions$6,031$2,784$464$9,279
Office Expenses$5,588$2,579$430$8,597
Other Expenses$5,147$2,376$396$7,919
Insurance$4,426$2,041$340$6,807
Fees for Services Other$3,039$1,403$234$4,676
Interest$4,087--$4,087
Other Employee Benefits$2,477$1,143$191$3,811
Total Functional Expenses$270,092$95,541$16,239$381,872
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$53,385
Fundraising Direct Expenses$30,680
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Meeting$17,455$17,455$13,306$4,149
Golf Tournament$13,405$13,405$897$12,508
Total Events$53,385$53,385$30,680$22,705
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$3,113
Current Year Nondeductible Lobbying and Political Cost$113
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Organization's process to review form 990 is provided to the board of directors prior to submission.”

Form 990, Page 6, Part VI, Line 12C

“Board members sign a conflict of interest disclosure form annually.”

Form 990, Page 6, Part VI, Line 18

“The organization provides governing documents, financial statements, and form 990 to the public upon request.”

Form 990, Page 6, Part VI, Line 19

“The organization provides governing documents, financial statements and form 990 to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Greenwood Area Chamber of Commerce
EIN
57-0173843
Phone
8642238431
Address
PO BOX 980, GREENWOOD, SC 29648

Signing Officer

Name
Trentsie Williams
Title
President
Phone
8642338431
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Trentsie Williams
Formed
1901
Legal Domicile
Sc
Voting Board Members
19
Independent Board Members
19
Employees
4
Volunteers
70

Preparer

Firm
Manley Garvin LLC
Address
PO BOX 429, GREENWOOD, SC 29648
Preparer
Bonnie C Ashley
Phone
8642294951
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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR AT-
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IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt10SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt15PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt17CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR AT-
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IRS990/MissionDesc0SERVES AS AN ADVOCATE FOR BUSINESS BY FOSTERING ECONOMIC GROWTH AND PROSPERITY AND ADVANCING THE QUALITY OF LIFE IN GREENWOOD COUNTY.
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IRS990/OtherExpensesGrp/Desc1LEADERSHIP GREENWOOD
IRS990/OtherExpensesGrp/Desc2MEMBERSHIP EXPENSE
IRS990/OtherExpensesGrp/Desc3DUES AND SUBSCRIPTIONS
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IRS990/PrincipalOfficerNm0TRENTSIE WILLIAMS
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IRS990/ProgramServiceRevenueGrp/Desc0GENERAL PROGRAMS
IRS990/ProgramServiceRevenueGrp/Desc1LEADERSHIP GREENWOOD
IRS990/ProgramServiceRevenueGrp/Desc2WLC CONFERENCE
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IRS990/ProgSrvcAccomActy2Grp/Desc0LEADERSHIP GREENWOOD - THE PROGRAM INCREASES PARTICIPANTS AWARENESS, KNOWLEDGE, AND UNDERSTANDING OF COMMUNITY ISSUES TO MOLD THEM INTO ACTIVE LEADERS IN GREENWOOD. IT BRINGS TOGETHER INDIVIDUALS WHO HAVE A DESIRE TO LEARN MORE ABOUT THEIR COMMUNITY AND EXPLORE SOLUTIONS TO COMMUNITY ISSUES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt014215
IRS990/ProgSrvcAccomActy3Grp/Desc0WOMEN'S LEADERSHIP COLLABORATIVE - THE PROGRAM PROVIDES OPPORTUNITIES FOR ALL WOMEN TO GROW PERSONALLY AND PROFESSIONALLY, AND TO BUILD THEIR INFLUENCE IN THE COMMUNITY. THE WLCS STRATEGIC GOALS INCLUDING MENTORING AND GROWTH, AWARENESS AND RECOGNITION, AND RESOURCES, KNOWLEDGE AND CONNECTIVITY. EVERY TWO YEARS, WLC HOSTS A HIGHLY INTERACTIVE, WOMENS LEADERSHIP UPSTATE CONFERENCE, ATTRACTING OVER 250 WOMEN.
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IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt175000
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