Civic Intelligence

Three Score and Ten Club Inc

EIN 56-6093509 • 501(c)7 • Naples, FL

Profile

TO PROMOTE GOLF

P O Box 8124Naples, FL 34101

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.47x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

83rd percentile

0.20x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

65th percentile

8.5%

Higher net margin than 65% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

98th percentile

$10,000

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 6.8% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

97th percentile

198%

Faster asset growth than 97% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

94th percentile

70%

Faster revenue growth than 94% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$64,106

Up $42,623 (+198%) from 2024

Liabilities

$30,072

No earlier filing loaded for comparison.

Net Assets

Up

$34,034

Up $12,551 (+58%) from 2024

Operations
Liabilities / Revenue83rd percentileNet Margin65th percentile

Revenue

Up

$148,139

Up $61,046 (+70%) from 2024

Expenses

Up

$135,588

Up $44,862 (+49%) from 2024

Net Income

Up

$12,551

Up $16,184 (+445%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth97th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $25,568Net Assets 2011: $25,5682011Assets 2012: $18,657Net Assets 2012: $18,6572012Assets 2013: $19,664Net Assets 2013: $19,6642013Assets 2014: $22,098Net Assets 2014: $22,0982014Assets 2015: $24,268Net Assets 2015: $24,2682015Assets 2016: $17,739Net Assets 2016: $17,7392016Assets 2017: $21,789Net Assets 2017: $21,7892017Assets 2018: $96,612Liabilities 2018: $73,196Net Assets 2018: $23,4162018Assets 2019: $30,204Liabilities 2019: $748Net Assets 2019: $29,4562019Assets 2020: $25,089Liabilities 2020: $5,360Net Assets 2020: $19,7292020Assets 2021: $19,294Net Assets 2021: $19,2942021Assets 2022: $23,782Net Assets 2022: $23,7822022Assets 2023: $25,116Net Assets 2023: $25,1162023Assets 2024: $21,483Net Assets 2024: $21,4832024Assets 2025: $64,106Liabilities 2025: $30,072Net Assets 2025: $34,0342025

Highlighted filing

2025

Assets$64,106
Liabilities$30,072
Net Assets$34,034
Open 2025 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $36,037Expenses 2011: $38,787Net Income 2011: -$2,7502011Revenue 2012: $67,052Expenses 2012: $73,963Net Income 2012: -$6,9112012Revenue 2013: $69,012Expenses 2013: $68,005Net Income 2013: $1,0072013Revenue 2014: $110,854Expenses 2014: $108,420Net Income 2014: $2,4342014Revenue 2015: $110,274Expenses 2015: $108,104Net Income 2015: $2,1702015Revenue 2016: $26,053Expenses 2016: $32,582Net Income 2016: -$6,5292016Revenue 2017: $108,265Expenses 2017: $104,215Net Income 2017: $4,0502017Revenue 2018: $127,427Expenses 2018: $125,800Net Income 2018: $1,6272018Revenue 2019: $155,218Expenses 2019: $149,178Net Income 2019: $6,0402019Revenue 2020: $27,033Expenses 2020: $36,760Net Income 2020: -$9,7272020Revenue 2021: $155,154Expenses 2021: $155,589Net Income 2021: -$4352021Revenue 2022: $124,461Expenses 2022: $119,973Net Income 2022: $4,4882022Revenue 2023: $54,476Expenses 2023: $53,142Net Income 2023: $1,3342023Revenue 2024: $87,093Expenses 2024: $90,726Net Income 2024: -$3,6332024Revenue 2025: $148,139Expenses 2025: $135,588Net Income 2025: $12,5512025

Highlighted filing

2025

Revenue$148,139
Expenses$135,588
Net Income$12,551
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$64,106
Liabilities
$30,072
Net assets
$34,034
Revenue
$148,139
Expenses
$135,588
Net income
$12,551
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.64$0.30$0.34$1.48$1.36$0.13
2024Detailed filing. Detailed filing data is available for this year.$0.21$0.21$0.87$0.91$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.25$0.25$0.54$0.53$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.24$0.24$1.24$1.20$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.19$0.19$1.55$1.56$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.25$0.05$0.20$0.27$0.37$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.30$0.01$0.29$1.55$1.49$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.97$0.73$0.23$1.27$1.26$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.22$0.22$1.08$1.04$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.18$0.18$0.26$0.33$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.24$0.24$1.10$1.08$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.22$0.22$1.11$1.08$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.20$0.20$0.69$0.68$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.19$0.67$0.74$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.26$0.26$0.36$0.39$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Jan 26, 2026
Return Version
2025v4.0
Gross Receipts
$148,139
Mission and Program Overview

Mission

TO PROMOTE GOLF

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION CONDUCTS GOLF TOURNAMENTS FOR ITS MEMBERSTO PROMOTE GOLF AND FOSTER FRIENDLY COMPETITION--
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KIMBERLEYExecutive DirectorPT$10,000-$10,000
THOMAS BEDDOWPresident-$0--
JUDITH KELLEYTreasurer-$0--
DON GREGORYVice-President-$0--
FRANK PUCKETTSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Three Score and Ten Club Inc
EIN
56-6093509
Phone
2176496625
Address
P O BOX 8124, NAPLES, FL 34101

Signing Officer

Name
Thomas Beddow
Title
President
Phone
2176496625
Signed
2026-01-26
Discuss with paid preparer
Yes

Preparer

Firm
Busby & Co
Address
170 E Connecticut Ave, Southern Pines, NC 28387
Preparer
Monica B McDonaldCPA
Phone
9106921040
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“BANK CHARGES 18.”

Form 990EZ, Part I, Line 16

“Charitable donation 2000.”

Form 990EZ, Part I, Line 16

“EVENT EXPENSES 117977.”

Form 990EZ, Part I, Line 16

“MEMBERSHIP SUPPLIES 135.”

Form 990EZ, Part I, Line 16

“OFFICE EXPENSE 217.”

Form 990EZ, Part II, Line 24

“Prepaid 2026 event expenses 0. 9570.”

Form 990EZ, Part II, Line 26

“Prepaid 2026 event income 30072.”

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum02176496625
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 8124
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NAPLES
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd034101
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt021483
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt054536
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt012551
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt015241
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt021483
IRS990EZ/Form990TotalAssetsGrp/EOYAmt064106
IRS990EZ/FundraisingGrossIncomeAmt0130352
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0148139
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt0976
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt017787
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt021483
IRS990EZ/NetAssetsOrFundBalancesEOYAmt034034
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt021483
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt034034
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt410000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0THOMAS BEDDOW
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JUDITH KELLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DON GREGORY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3FRANK PUCKETT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KIMBERLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE-PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4EXECUTIVE DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt09570
IRS990EZ/OtherExpensesTotalAmt0120347
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE GOLF
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION CONDUCTS GOLF TOURNAMENTS FOR ITS MEMBERSTO PROMOTE GOLF AND FOSTER FRIENDLY COMPETITION
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt0130352
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt030072
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0135588
IRS990EZ/TotalRevenueAmt0148139
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BANK CHARGES 18.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CHARITABLE DONATION 2000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EVENT EXPENSES 117977.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEMBERSHIP SUPPLIES 135.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICE EXPENSE 217.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PREPAID 2026 EVENT EXPENSES 0. 9570.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PREPAID 2026 EVENT INCOME 30072.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02176496625
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THREE SCORE AND TEN CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0THRE
ReturnHeader/Filer/EIN0566093509
ReturnHeader/Filer/PhoneNum02176496625
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 8124
ReturnHeader/Filer/USAddress/CityNm0NAPLES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd034101
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0561780972
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Busby & Co
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0170 E Connecticut Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Southern Pines
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028387
ReturnHeader/PreparerPersonGrp/PhoneNum09106921040
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Monica B McDonaldCPA
ReturnHeader/ReturnTs02026-02-05T07:06:54-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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