Civic Intelligence

State Chartered Credit Unions in North Carolina

EIN 56-6089354 • 501(c)14 • Hickory, NC

Profile

To provide loans, share accounts, certificates,

PO Box 608Hickory, NC 28603-0608

www.centurycreditunion.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

14th percentile

0.68x

Higher debt load relative to assets than 14% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2016

Liabilities / Revenue

74th percentile

19.22x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2016

Net Margin

35th percentile

-1.1%

Higher net margin than 35% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2016

Top Officer Pay

47th percentile

$55,000

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 17.1% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2016

Asset Growth

89th percentile

6.0%

Faster asset growth than 89% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Revenue Growth

27th percentile

-2.8%

Faster revenue growth than 27% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets14th percentile

Assets

Up

$9,041,875

Up $515,691 (+6.0%) from 2015

Liabilities

Up

$6,185,947

Up $519,160 (+9.2%) from 2015

Net Assets

Down

$2,855,928

Down $3,469 (-0.1%) from 2015

Operations
Liabilities / Revenue74th percentileNet Margin35th percentile

Revenue

Down

$321,877

Down $9,129 (-2.8%) from 2015

Expenses

Up

$325,346

Up $15,645 (+5.1%) from 2015

Net Income

Down

-$3,469

Down $24,774 (-116%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth89th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $8,490,720Liabilities 2011: $5,581,839Net Assets 2011: $2,908,8812011Assets 2012: $8,658,067Liabilities 2012: $5,794,055Net Assets 2012: $2,864,0122012Assets 2013: $8,696,232Liabilities 2013: $5,866,579Net Assets 2013: $2,829,6532013Assets 2014: $8,909,312Liabilities 2014: $6,067,599Net Assets 2014: $2,841,7132014Assets 2015: $8,526,184Liabilities 2015: $5,666,787Net Assets 2015: $2,859,3972015Assets 2016: $9,041,875Liabilities 2016: $6,185,947Net Assets 2016: $2,855,9282016

Highlighted filing

2016

Assets$9,041,875
Liabilities$6,185,947
Net Assets$2,855,928
Open 2016 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $418,2302011Expenses 2012: $390,5512012Revenue 2013: $340,188Expenses 2013: $374,547Net Income 2013: -$34,3592013Revenue 2014: $338,869Expenses 2014: $330,430Net Income 2014: $8,4392014Revenue 2015: $331,006Expenses 2015: $309,701Net Income 2015: $21,3052015Revenue 2016: $321,877Expenses 2016: $325,346Net Income 2016: -$3,4692016

Highlighted filing

2016

Revenue$321,877
Expenses$325,346
Net Income-$3,469
Open 2016 Filing

Filings

Most recent year

2016 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$9,041,875
Liabilities
$6,185,947
Net assets
$2,855,928
Revenue
$321,877
Expenses
$325,346
Net income
-$3,469
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.04$6.19$2.86$0.32$0.33$0.00
2015Detailed filing. Detailed filing data is available for this year.$8.53$5.67$2.86$0.33$0.31$0.02
2014Detailed filing. Detailed filing data is available for this year.$8.91$6.07$2.84$0.34$0.33$0.01
2013Detailed filing. Detailed filing data is available for this year.$8.70$5.87$2.83$0.34$0.37$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.66$5.79$2.86$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.49$5.58$2.91$0.42
Latest Detailed Filing

The latest 2016 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Apr 29, 2016
Return Version
2015v2.1
Gross Receipts
$331,006
Mission and Program Overview

Mission

To provide loans, share accounts, certificates,

To provide loans, share accounts, certificates, drafts, atm access and other services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,448,259$4,208,149▼ $240,110
Savings and Temporary Cash Investments$4,034,130$4,055,727▲ $21,597
Rtn Earn Endowment Incm Other Fnds$2,841,713$2,859,397▲ $17,684
Cash and Non-Interest-Bearing Accounts$305,807$164,504▼ $141,303
Land, Buildings, and Equipment, Net$19,800$8,451▼ $11,349
Prepaid Expenses and Deferred Charges$13,902$7,592▼ $6,310
Total Assets$8,909,312$8,526,184▼ $383,128
Other Assets Total$87,414$81,761▼ $5,653
Liabilities
Other Liabilities$6,039,726$5,635,529▼ $404,197
Accounts Payable and Accrued Expenses$27,873$31,258▲ $3,385
Total Liabilities$6,067,599$5,666,787▼ $400,812
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,841,713$2,859,397▲ $17,684
Total Liabilities and Net Assets / Fund Balance$8,909,312$8,526,184▼ $383,128

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$8,451$266,734$275,185
Other Assets Org$16,086--
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseTotal
-3725 10th St Dr Ne Hickory Nc 28601FT$50,000$50,000

Board Members and Trustees

NameTitle
Allison Watts1065 Rink Dam Road Taylorsville Nc 28681
Amy Guyer145 Windsor Drive Taylorsville, Nc 28681
Kathy Young2209 1st St Ne, Hickory, Nc 28601
Bobbie Landrum2805 Pax Hill Road Morganton Nc 28655
Terry Fannon3130 17th St Ln Ne, Hickory, Nc 28601
Deborah Powell3180 Zion Church Road Hickory Nc 28601
Kevin Boyle6139 Timberlane Terrace Hickory Nc 28601
Robert K Johnson715 21st Ave Dr Nw Hickory Nc 28601
Stan Sturgess961 36th Ave Ct Ne, Hickory, Nc 28601
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$296,860
Investment Income
$34,146
Other Revenue
$0
Change in Net Assets
$21,305
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$181,458
Other Expenses$128,243
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$78,365
Other Salaries and Wages---$74,396
Other Employee Benefits---$57,062
Current Officers, Directors, Trustees, and Key Employees---$50,000
Fees for Services Other---$19,014
Interest---$16,073
Other Expenses---$9,678
Conferences and Meetings---$4,384
Advertising---$4,337
Total Functional Expenses$0$0$0$309,701
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares$5,635,529
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in North Carolina
EIN
56-6089354
Phone
8283268512
Address
PO BOX 608, HICKORY, NC 28603-0608

Signing Officer

Name
Lola Bumbarger
Title
Manager
Phone
8283268512
Signed
2016-04-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lola Bumbarger
Formed
1966
Legal Domicile
Nc
Voting Board Members
9
Independent Board Members
9
Employees
4
Volunteers
9

Preparer

Firm
Carolinas Credit Union League
Address
323 W Jones Street Suite 200, Raleigh, NC 27603
Preparer
Ladawn Atkinson
Phone
3363140812
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“MEMBERS”

Pt VI, Line 7A

“Directors and officers elected by members”

Pt VI, Line 7B

“Decisions subject to member votes”

Pt VI, Line 11B

“Sent to manager for review and signature”

Pt XI

“Adjustment per examiner”

Form 990, Part IX, Line 24F

“NCUSIF ASSESSMENT”

Raw XML Appendix339 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt031258
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IRS990/ActivityOrMissionDesc0TO PROVIDE LOANS, SHARE ACCOUNTS, CERTIFICATES, DRAFTS, ATM ACCESS AND OTHER SERVICES TO MEMBERS
IRS990/AdvertisingGrp/TotalAmt04337
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0LOLA BUMBARGER
IRS990/BooksInCareOfDetail/PhoneNum08283268512
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 608
IRS990/BooksInCareOfDetail/USAddress/CityNm0HICKORY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd028603
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0305807
IRS990/CashNonInterestBearingGrp/EOYAmt0164504
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt050000
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt04384
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt034146
IRS990/CYOtherExpensesAmt0128243
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0296860
IRS990/CYRevenuesLessExpensesAmt021305
IRS990/CYSalariesCompEmpBnftPaidAmt0181458
IRS990/CYTotalExpensesAmt0309701
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0331006
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0TOTAL MEMBERS: 1,454 TOTAL SHARES: $5,635,529 TOTAL LOANS: 629 TOTAL LOAN AMOUNT: $4,218,149
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesOtherGrp/TotalAmt019014
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt0LOLA BUMBARGER
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT K JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm1STAN STURGESS
IRS990/Form990PartVIISectionAGrp/PersonNm2ALLISON WATTS
IRS990/Form990PartVIISectionAGrp/PersonNm3BOBBIE LANDRUM
IRS990/Form990PartVIISectionAGrp/PersonNm4KATHY YOUNG
IRS990/Form990PartVIISectionAGrp/PersonNm5TERRY FANNON
IRS990/Form990PartVIISectionAGrp/PersonNm6KEVIN BOYLE
IRS990/Form990PartVIISectionAGrp/PersonNm7DEBORAH POWELL
IRS990/Form990PartVIISectionAGrp/PersonNm8AMY GUYER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt950000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/TitleTxt1961 36TH AVE CT NE, HICKORY, NC 28601
IRS990/Form990PartVIISectionAGrp/TitleTxt21065 RINK DAM ROAD TAYLORSVILLE NC 28681
IRS990/Form990PartVIISectionAGrp/TitleTxt32805 PAX HILL ROAD MORGANTON NC 28655
IRS990/Form990PartVIISectionAGrp/TitleTxt42209 1ST ST NE, HICKORY, NC 28601
IRS990/Form990PartVIISectionAGrp/TitleTxt53130 17TH ST LN NE, HICKORY, NC 28601
IRS990/Form990PartVIISectionAGrp/TitleTxt66139 TIMBERLANE TERRACE HICKORY NC 28601
IRS990/Form990PartVIISectionAGrp/TitleTxt73180 ZION CHURCH ROAD HICKORY NC 28601
IRS990/Form990PartVIISectionAGrp/TitleTxt8145 WINDSOR DRIVE TAYLORSVILLE, NC 28681
IRS990/Form990PartVIISectionAGrp/TitleTxt93725 10TH ST DR NE HICKORY NC 28601
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01966
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0331006
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/TotalAmt016073
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt034146
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0266734
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IRS990/LandBldgEquipCostOrOtherBssAmt0275185
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE LOANS, SHARE ACCOUNTS, CERTIFICATES,
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02841713
IRS990/NetAssetsOrFundBalancesEOYAmt02859397
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt078365
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt087414
IRS990/OtherAssetsTotalGrp/EOYAmt081761
IRS990/OtherEmployeeBenefitsGrp/TotalAmt057062
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2EXAMINATION/SUPERVISION FEES
IRS990/OtherExpensesGrp/Desc3MISC OPERATING EXPENSE
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IRS990/OtherExpensesGrp/TotalAmt24915
IRS990/OtherExpensesGrp/TotalAmt39678
IRS990/OtherLiabilitiesGrp/BOYAmt06039726
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04208149
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt013902
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IRS990/PrincipalOfficerNm0LOLA BUMBARGER
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IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
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IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02859397
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04034130
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IRS990/ScheduleBRequiredInd0false
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IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0275185
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt05278
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt160397
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt216086
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INTEREST ON LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NCUSIF
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCRUED INCOME ON INVESTMENTS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3REPOSSESSED VEHICLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4ALL OTHER ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05635529
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TOTAL SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08451
IRS990ScheduleD/TotalBookValueOtherAssetsAmt081761
IRS990ScheduleD/TotalLiabilityAmt05635529
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DIRECTORS AND OFFICERS ELECTED BY MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS SUBJECT TO MEMBER VOTES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SENT TO MANAGER FOR REVIEW AND SIGNATURE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Adjustment per examiner
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NCUSIF ASSESSMENT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24f
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NC
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt08909312
IRS990/TotalAssetsEOYAmt08526184
IRS990/TotalAssetsGrp/BOYAmt08909312
IRS990/TotalAssetsGrp/EOYAmt08526184
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/TotalAmt0309701
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt06067599
IRS990/TotalLiabilitiesEOYAmt05666787
IRS990/TotalLiabilitiesGrp/BOYAmt06067599
IRS990/TotalLiabilitiesGrp/EOYAmt05666787
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02841713
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02859397
IRS990/TotalProgramServiceRevenueAmt0296860
IRS990/TotalReportableCompFromOrgAmt050000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0331006
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0331006
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08909312
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt08526184
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 608
IRS990/USAddress/CityNm0HICKORY
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd0286030608
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CENTURYCREDITUNION.NET
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LOLA BUMBARGER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum08283268512
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-04-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA
ReturnHeader/Filer/BusinessNameControlTxt0STAT
ReturnHeader/Filer/EIN0566089354
ReturnHeader/Filer/PhoneNum08283268512
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 608
ReturnHeader/Filer/USAddress/CityNm0HICKORY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd0286030608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CAROLINAS CREDIT UNION LEAGUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0323 W Jones Street Suite 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Raleigh
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027603
ReturnHeader/PreparerPersonGrp/PhoneNum03363140812
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LADAWN ATKINSON
ReturnHeader/ReturnTs02016-05-06T12:59:58-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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