Civic Intelligence

State Chartered Credit Union in North Carolina

990 • Fiscal year 2016 • EIN 56-6047303

Jan 01, 2016 to Dec 31, 2016 • Filed on May 15, 2017

Organization ProfileWWW.TELCU.COM

View Organization Page

PO Box 4002Tarboro, NC 27886

(252) 823-0119

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

13th percentile

0.82x

Higher debt load relative to assets than 13% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

64th percentile

21.12x

Higher debt load relative to revenue than 64% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

1st percentile

-32%

Higher net margin than 1% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

3rd percentile

$0

Higher top officer pay than 3% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

97th percentile

16%

Faster asset growth than 97% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

100th percentile

1251%

Faster revenue growth than 100% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets13th percentile

Assets

Up

$63,467,462

Up $8,721,082 (+16%) from 2015

Net Assets

Down

$11,348,130

Down $390,199 (-3.3%) from 2015

Liabilities

Up

$52,119,332

Up $9,111,281 (+21%) from 2015

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin1st percentile

Revenue

Up

$2,467,790

Up $2,285,167 (+1251%) from 2015

Expenses

Up

$3,258,219

Up $2,949,223 (+954%) from 2015

Net Income

Down

-$790,429

Down $664,056 (-525%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth97th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $58,667,405Liabilities 2010: $148,688Net Assets 2010: $58,518,7172010Assets 2011: $56,210,046Liabilities 2011: $97,174Net Assets 2011: $56,112,8722011Assets 2012: $53,653,427Liabilities 2012: $164,146Net Assets 2012: $53,489,2812012Assets 2013: $52,651,609Liabilities 2013: $87,239Net Assets 2013: $52,564,3702013Assets 2014: $53,424,904Liabilities 2014: $41,470,391Net Assets 2014: $11,954,5132014Assets 2015: $54,746,380Liabilities 2015: $43,008,051Net Assets 2015: $11,738,3292015Assets 2016: $63,467,462Liabilities 2016: $52,119,332Net Assets 2016: $11,348,1302016Assets 2017: $63,045,510Liabilities 2017: $56,232,686Net Assets 2017: $6,812,8242017Assets 2018: $62,696,529Liabilities 2018: $53,939,613Net Assets 2018: $8,756,9162018Assets 2019: $63,189,111Liabilities 2019: $56,041,467Net Assets 2019: $7,147,6442019Assets 2020: $62,340,253Liabilities 2020: $54,813,837Net Assets 2020: $7,526,4162020Assets 2021: $51,559,939Liabilities 2021: $44,744,938Net Assets 2021: $6,815,0012021Assets 2022: $48,536,514Liabilities 2022: $41,411,558Net Assets 2022: $7,124,9562022Assets 2023: $52,003,379Liabilities 2023: $45,077,287Net Assets 2023: $6,926,0922023

Highlighted filing

2016

Assets$63,467,462
Liabilities$52,119,332
Net Assets$11,348,130
Open 2016 Filing

Operations Trend

Revenue Growth100th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,351,7432010Expenses 2011: $2,752,7672011Expenses 2012: $2,528,3912012Revenue 2013: $1,964,900Expenses 2013: $1,830,682Net Income 2013: $134,2182013Revenue 2014: $1,902,372Expenses 2014: $2,118,559Net Income 2014: -$216,1872014Revenue 2015: $182,623Expenses 2015: $308,996Net Income 2015: -$126,3732015Revenue 2016: $2,467,790Expenses 2016: $3,258,219Net Income 2016: -$790,4292016Revenue 2017: $3,028,191Expenses 2017: $3,193,166Net Income 2017: -$164,9752017Revenue 2018: $3,553,270Expenses 2018: $3,865,858Net Income 2018: -$312,5882018Revenue 2019: $3,109,404Expenses 2019: $4,003,075Net Income 2019: -$893,6712019Revenue 2020: $3,089,462Expenses 2020: $2,710,690Net Income 2020: $378,7722020Revenue 2021: $2,489,741Expenses 2021: $2,640,240Net Income 2021: -$150,4992021Revenue 2022: $2,992,888Expenses 2022: $2,690,662Net Income 2022: $302,2262022Revenue 2023: $3,569,382Expenses 2023: $3,466,739Net Income 2023: $102,6432023

Highlighted filing

2016

Revenue$2,467,790
Expenses$3,258,219
Net Income-$790,429
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 15, 2017
Return Version
2016v3.0
Gross Receipts
$2,467,790
Mission and Program Overview

Mission

To operate a state chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$32,025,595$47,602,435▲ $15,576,840
Investments in Publicly Traded Securities$17,613,805$9,019,855▼ $8,593,950
Land, Buildings, and Equipment, Net$3,988,041$4,986,133▲ $998,092
Cash and Non-Interest-Bearing Accounts$689,903$1,514,449▲ $824,546
Accounts Receivable$153,610$178,081▲ $24,471
Prepaid Expenses and Deferred Charges$46,456$146,868▲ $100,412
Intangible Assets$19,641$19,641→ $0
Total Assets$54,746,380$63,467,462▲ $8,721,082
Other Assets Total$209,329--
Liabilities
Accounts Payable and Accrued Expenses$43,008,051$52,119,332▲ $9,111,281
Total Liabilities$43,008,051$52,119,332▲ $9,111,281
Net Assets / Fund Balance
Temporarily Rstr Net Assets$6,511,948$6,511,948→ $0
Unrestricted Net Assets$5,226,381$4,836,182▼ $390,199
Total Net Assets Fund Balance$11,738,329$11,348,130▼ $390,199
Total Liabilities and Net Assets / Fund Balance$54,746,380$63,467,462▲ $8,721,082

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,371,018-$2,371,018
Land$949,901-$949,901
Compensation and Service Providers
Top Officer Pay3rd percentile

Board Members and Trustees

NameTitle
Charles L JohnsonPresident Cf
Chessley H Helms IiiDirector
Craig C SmithDirector
Elizabeth BlandDirector
Harold WrightDirector
Pam DavisDirector
Wanda Fish VoylesDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$2,045,221
Other Revenue
$422,569
Change in Net Assets
$-790,429
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,015,537
Salaries, Compensation, and Employee Benefits$1,242,682
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$937,284--$937,284
Fees for Services Other$533,488--$533,488
Office Expenses$514,006--$514,006
Interest$263,221--$263,221
Other Employee Benefits$232,812--$232,812
Depreciation Depletion$121,655--$121,655
Payroll Taxes$72,586--$72,586
Insurance$51,762--$51,762
Occupancy$34,800--$34,800
Fees for Services Accounting$19,708--$19,708
Conferences and Meetings$10,019--$10,019
Fees for Services Legal$4,704--$4,704
Other Expenses$3,533--$3,533
All Other Expenses$849--$849
Total Functional Expenses$3,258,219$0$0$3,258,219
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Union in
EIN
56-6047303
Phone
2528230119
Address
PO BOX 4002, TARBORO, NC 27886
Doing Business As
Telco Credit Union

Signing Officer

Name
Charles L Johnson
Title
President CFO
Phone
2528233125
Signed
2017-05-15

Organization Details

Principal Officer
Charles L Johnson
Voting Board Members
7
Independent Board Members
7
Employees
17

Preparer

Firm
John a Pollard CPA Pllc
Address
503 TRADE ST, TARBORO, NC 27886
Preparer
John a Pollard
Phone
2528231040
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“To operate a state chartered credit union”

Form 990, Part IX, Line 11G

“Janitorial 27,049 0 0 maintenance building 3,725 0 0 utilities 27,092 0 0 property taxes 335 0 0 off site storage 6,662 0 0 telephone 69,657 0 0 web site 938 0 0 association dues 495 0 0 service fees (cudl) 30,537 0 0 security 1,743 0 0 professional and outside ipay 3,734 0 0 professional and outside ipay 8,623 0 0 professional and outside ipay 56,434 0 0 professional and outside ipay 4,595 0 0 dividends share 19,735 0 0 dividends share 12 0 0 mail 13,595 0 0 professional other 95,325 0 0 rent 1,700 0 0 network 5,074 0 0 fleet 2,316 0 0 atm checks 154,112 0 0 total 533,488 0 0”

Raw XML Appendix312 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt043008051
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt052119332
IRS990/AccountsReceivableGrp/BOYAmt0153610
IRS990/AccountsReceivableGrp/EOYAmt0178081
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO OPERATE A STATE CHARTERED CREDIT UNION
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0849
IRS990/AllOtherExpensesGrp/TotalAmt0849
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0CHARLES JOHNSON
IRS990/BooksInCareOfDetail/PhoneNum02528230119
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 4002
IRS990/BooksInCareOfDetail/USAddress/CityNm0TARBORO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd027886
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0689903
IRS990/CashNonInterestBearingGrp/EOYAmt01514449
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt010019
IRS990/ConferencesMeetingsGrp/TotalAmt010019
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02045221
IRS990/CYOtherExpensesAmt02015537
IRS990/CYOtherRevenueAmt0422569
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-790429
IRS990/CYSalariesCompEmpBnftPaidAmt01242682
IRS990/CYTotalExpensesAmt03258219
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02467790
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0121655
IRS990/DepreciationDepletionGrp/TotalAmt0121655
IRS990/Desc0TO OPERATE A STATE CHARTERED CREDIT UNION
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0TELCO CREDIT UNION
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt017
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt019708
IRS990/FeesForServicesAccountingGrp/TotalAmt019708
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt04704
IRS990/FeesForServicesLegalGrp/TotalAmt04704
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0533488
IRS990/FeesForServicesOtherGrp/TotalAmt0533488
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0ELIZABETH BLAND
IRS990/Form990PartVIISectionAGrp/PersonNm1WANDA FISH VOYLES
IRS990/Form990PartVIISectionAGrp/PersonNm2PAM DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm3CRAIG C SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm4CHESSLEY H HELMS III
IRS990/Form990PartVIISectionAGrp/PersonNm5HAROLD WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm6CHARLES L JOHNSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT CF
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02467790
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InsuranceGrp/ProgramServicesAmt051762
IRS990/InsuranceGrp/TotalAmt051762
IRS990/IntangibleAssetsGrp/BOYAmt019641
IRS990/IntangibleAssetsGrp/EOYAmt019641
IRS990/InterestGrp/ProgramServicesAmt0263221
IRS990/InterestGrp/TotalAmt0263221
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02045221
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02045221
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt017613805
IRS990/InvestmentsPubTradedSecGrp/EOYAmt09019855
IRS990/IRPDocumentCnt063
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03988041
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04986133
IRS990/LandBldgEquipCostOrOtherBssAmt04986133
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0221018
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0221018
IRS990/MissionDesc0TO OPERATE A STATE CHARTERED CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt011738329
IRS990/NetAssetsOrFundBalancesEOYAmt011348130
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt034800
IRS990/OccupancyGrp/TotalAmt034800
IRS990/OfficeExpensesGrp/ProgramServicesAmt0514006
IRS990/OfficeExpensesGrp/TotalAmt0514006
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0209329
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0232812
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0232812
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1MISC OPERATING FEES
IRS990/OtherExpensesGrp/Desc2OPERATING FEES - SUPERVIS
IRS990/OtherExpensesGrp/Desc3MISC OPERATING FEES OPER
IRS990/OtherExpensesGrp/ProgramServicesAmt0419095
IRS990/OtherExpensesGrp/ProgramServicesAmt133563
IRS990/OtherExpensesGrp/ProgramServicesAmt25134
IRS990/OtherExpensesGrp/ProgramServicesAmt33533
IRS990/OtherExpensesGrp/TotalAmt0419095
IRS990/OtherExpensesGrp/TotalAmt133563
IRS990/OtherExpensesGrp/TotalAmt25134
IRS990/OtherExpensesGrp/TotalAmt33533
IRS990/OtherRevenueMiscGrp/Desc0FEES TELCO
IRS990/OtherRevenueMiscGrp/Desc1INCOME MASTER MONEY CARD
IRS990/OtherRevenueMiscGrp/Desc2FEES-PAPER STATEMENTS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt087646
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt167772
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt246133
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt087646
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt167772
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt246133
IRS990/OtherRevenueTotalAmt0422569
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0937284
IRS990/OtherSalariesAndWagesGrp/TotalAmt0937284
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt032025595
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt047602435
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt072586
IRS990/PayrollTaxesGrp/TotalAmt072586
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt046456
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0146868
IRS990/PrincipalOfficerNm0CHARLES L JOHNSON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy3Grp/Desc0TO OPERATE A STATE CHARTERED CREDIT UNION
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO OPERATE A STATE CHARTERED CREDIT UNION
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0144174
IRS990/PYOtherExpensesAmt099514
IRS990/PYOtherRevenueAmt038449
IRS990/PYRevenuesLessExpensesAmt0-126373
IRS990/PYSalariesCompEmpBnftPaidAmt0209482
IRS990/PYTotalExpensesAmt0308996
IRS990/PYTotalRevenueAmt0182623
IRS990/ReconcilationRevenueExpnssAmt0-790429
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02371018
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02371018
IRS990ScheduleD/LandGrp/BookValueAmt0949901
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0949901
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03320919
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO OPERATE A STATE CHARTERED CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3JANITORIAL 27,049 0 0 MAINTENANCE BUILDING 3,725 0 0 UTILITIES 27,092 0 0 PROPERTY TAXES 335 0 0 OFF SITE STORAGE 6,662 0 0 TELEPHONE 69,657 0 0 WEB SITE 938 0 0 ASSOCIATION DUES 495 0 0 SERVICE FEES (CUDL) 30,537 0 0 SECURITY 1,743 0 0 PROFESSIONAL AND OUTSIDE IPAY 3,734 0 0 PROFESSIONAL AND OUTSIDE IPAY 8,623 0 0 PROFESSIONAL AND OUTSIDE IPAY 56,434 0 0 PROFESSIONAL AND OUTSIDE IPAY 4,595 0 0 DIVIDENDS SHARE 19,735 0 0 DIVIDENDS SHARE 12 0 0 MAIL 13,595 0 0 PROFESSIONAL OTHER 95,325 0 0 RENT 1,700 0 0 NETWORK 5,074 0 0 FLEET 2,316 0 0 ATM CHECKS 154,112 0 0 TOTAL 533,488 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt06511948
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt06511948
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt054746380
IRS990/TotalAssetsEOYAmt063467462
IRS990/TotalAssetsGrp/BOYAmt054746380
IRS990/TotalAssetsGrp/EOYAmt063467462
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03258219
IRS990/TotalFunctionalExpensesGrp/TotalAmt03258219
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt043008051
IRS990/TotalLiabilitiesEOYAmt052119332
IRS990/TotalLiabilitiesGrp/BOYAmt043008051
IRS990/TotalLiabilitiesGrp/EOYAmt052119332
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt011738329
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt011348130
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02467790
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02467790
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt054746380
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt063467462
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt05226381
IRS990/UnrestrictedNetAssetsGrp/EOYAmt04836182
IRS990/USAddress/AddressLine1Txt0714 SALEM LANE
IRS990/USAddress/CityNm0TARBORO
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd027886
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES L JOHNSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum02528233125
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STATE CHARTERED CREDIT UNION IN
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0NORTH CAROLINA
ReturnHeader/Filer/BusinessNameControlTxt0STAT
ReturnHeader/Filer/EIN0566047303
ReturnHeader/Filer/PhoneNum02528230119
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 4002
ReturnHeader/Filer/USAddress/CityNm0TARBORO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027886
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0105765E572DEB4DC3E7ACB4146B0BE8786E2D991
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09FAAF1616B4CCCDB4442939EE88CB87B1EA87359
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454964747
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JOHN A POLLARD CPA PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0503 TRADE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TARBORO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027886
ReturnHeader/PreparerPersonGrp/PhoneNum02528231040
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOHN A POLLARD
ReturnHeader/ReturnTs02017-05-15T16:03:59-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$63,467,462
Liabilities
$52,119,332
Net assets
$11,348,130
Revenue
$2,467,790
Expenses
$3,258,219
Net income
-$790,429
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$52.0$45.1$6.93$3.57$3.47$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.5$41.4$7.12$2.99$2.69$0.30
2021Summary only. Only limited summary data is available for this year.$51.6$44.7$6.82$2.49$2.64$0.15
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.3$54.8$7.53$3.09$2.71$0.38
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.2$56.0$7.15$3.11$4.00$0.89
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.7$53.9$8.76$3.55$3.87$0.31
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$63.0$56.2$6.81$3.03$3.19$0.16
2016Detailed filing. Detailed filing data is available for this year.$63.5$52.1$11.3$2.47$3.26$0.79
2015Detailed filing. Detailed filing data is available for this year.$54.7$43.0$11.7$0.18$0.31$0.13
2014Detailed filing. Detailed filing data is available for this year.$53.4$41.5$12.0$1.90$2.12$0.22
2013Detailed filing. Detailed filing data is available for this year.$52.7$0.09$52.6$1.96$1.83$0.13
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.7$0.16$53.5$2.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.2$0.10$56.1$2.75
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.7$0.15$58.5$3.35