Civic Intelligence

Baptist Employees Credit Union

EIN 56-6045338

PO Box 110727512
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.89x

Higher debt load relative to assets than 94% of similar nonprofits.

$1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

40th percentile

0.1%

Faster asset growth than 40% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$4,008,419

Up $5,210 (+0.1%) from 2010

Liabilities

Up

$3,570,366

Up $127,142 (+3.7%) from 2010

Net Assets

Down

$438,053

Down $121,932 (-22%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$245,693

Up $64,156 (+35%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,003,209Liabilities 2010: $3,443,224Net Assets 2010: $559,9852010Assets 2011: $4,008,419Liabilities 2011: $3,570,366Net Assets 2011: $438,0532011

Highlighted filing

2011

Assets$4,008,419
Liabilities$3,570,366
Net Assets$438,053

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Expenses 2010: $181,5372010Expenses 2011: $245,6932011

Highlighted filing

2011

Revenue-
Expenses$245,693
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
May 7, 2012
Return Version
2011v1.2
Gross Receipts
$127,669
Filing and Contact Details

Filer

EIN
56-6045338
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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