Civic Intelligence

Outer Banks Relief Foundation Inc

EIN 56-2526271 • 501(c)3 • Nags Head, NC

Profile

The primary purpose of the outer banks relief foundation is to assist people living or working on the outer banks of north carolina who are burdened with financial difficulties due to a debiliating disease or illness or a personal tragedy to themselves or their families.

103 E 8th StreetNags Head, NC 27959

www.obrf.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

41st percentile

0.03x

Higher debt load relative to assets than 41% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

47th percentile

0.06x

Higher debt load relative to revenue than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

13th percentile

-24%

Higher net margin than 13% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

14th percentile

-11%

Faster asset growth than 14% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

46th percentile

5.1%

Faster revenue growth than 46% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets41st percentile

Assets

Down

$1,676,099

Down $198,942 (-11%) from 2023

Liabilities

Down

$51,491

Down $16,302 (-24%) from 2023

Net Assets

Down

$1,624,608

Down $182,640 (-10%) from 2023

Operations
Liabilities / Revenue47th percentileNet Margin13th percentile

Revenue

Up

$797,723

Up $38,935 (+5.1%) from 2023

Expenses

Up

$988,563

Up $266,702 (+37%) from 2023

Net Income

Down

-$190,840

Down $227,767 (-617%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $293,637Liabilities 2011: $24,417Net Assets 2011: $269,2202011Assets 2012: $723,713Liabilities 2012: $334,572Net Assets 2012: $389,1412012Assets 2013: $856,118Liabilities 2013: $318,132Net Assets 2013: $537,9862013Assets 2014: $795,023Liabilities 2014: $306,900Net Assets 2014: $488,1232014Assets 2015: $792,927Liabilities 2015: $284,225Net Assets 2015: $508,7022015Assets 2016: $1,053,593Liabilities 2016: $269,559Net Assets 2016: $784,0342016Assets 2017: $1,012,300Liabilities 2017: $250,067Net Assets 2017: $762,2332017Assets 2018: $1,262,581Liabilities 2018: $25,882Net Assets 2018: $1,236,6992018Assets 2019: $1,649,996Liabilities 2019: $31,499Net Assets 2019: $1,618,4972019Assets 2020: $1,774,428Liabilities 2020: $67,772Net Assets 2020: $1,706,6562020Assets 2021: $1,873,123Liabilities 2021: $55,735Net Assets 2021: $1,817,3882021Assets 2022: $1,830,998Liabilities 2022: $71,638Net Assets 2022: $1,759,3602022Assets 2023: $1,875,041Liabilities 2023: $67,793Net Assets 2023: $1,807,2482023Assets 2024: $1,676,099Liabilities 2024: $51,491Net Assets 2024: $1,624,6082024

Highlighted filing

2024

Assets$1,676,099
Liabilities$51,491
Net Assets$1,624,608
Open 2024 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $358,486Expenses 2011: $197,168Net Income 2011: $161,3182011Revenue 2012: $362,361Expenses 2012: $243,504Net Income 2012: $118,8572012Revenue 2013: $404,938Expenses 2013: $260,180Net Income 2013: $144,7582013Revenue 2014: $261,783Expenses 2014: $316,708Net Income 2014: -$54,9252014Revenue 2015: $340,950Expenses 2015: $321,980Net Income 2015: $18,9702015Revenue 2016: $544,415Expenses 2016: $272,322Net Income 2016: $272,0932016Revenue 2017: $291,684Expenses 2017: $324,387Net Income 2017: -$32,7032017Revenue 2018: $931,981Expenses 2018: $443,409Net Income 2018: $488,5722018Revenue 2019: $746,748Expenses 2019: $384,283Net Income 2019: $362,4652019Revenue 2020: $499,667Expenses 2020: $411,974Net Income 2020: $87,6932020Revenue 2021: $488,734Expenses 2021: $373,095Net Income 2021: $115,6392021Revenue 2022: $560,561Expenses 2022: $603,551Net Income 2022: -$42,9902022Revenue 2023: $758,788Expenses 2023: $721,861Net Income 2023: $36,9272023Revenue 2024: $797,723Expenses 2024: $988,563Net Income 2024: -$190,8402024

Highlighted filing

2024

Revenue$797,723
Expenses$988,563
Net Income-$190,840
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,676,099
Liabilities
$51,491
Net assets
$1,624,608
Revenue
$797,723
Expenses
$988,563
Net income
-$190,840
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.68$0.05$1.62$0.80$0.99$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.88$0.07$1.81$0.76$0.72$0.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.83$0.07$1.76$0.56$0.60$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.87$0.06$1.82$0.49$0.37$0.12
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$0.07$1.71$0.50$0.41$0.09
2019Summary only. Only limited summary data is available for this year.$1.65$0.03$1.62$0.75$0.38$0.36
2018Summary only. Only limited summary data is available for this year.$1.26$0.03$1.24$0.93$0.44$0.49
2017Summary only. Only limited summary data is available for this year.$1.01$0.25$0.76$0.29$0.32$0.03
2016Summary only. Only limited summary data is available for this year.$1.05$0.27$0.78$0.54$0.27$0.27
2015Summary only. Only limited summary data is available for this year.$0.79$0.28$0.51$0.34$0.32$0.02
2014Summary only. Only limited summary data is available for this year.$0.80$0.31$0.49$0.26$0.32$0.05
2013Summary only. Only limited summary data is available for this year.$0.86$0.32$0.54$0.40$0.26$0.14
2012Summary only. Only limited summary data is available for this year.$0.72$0.33$0.39$0.36$0.24$0.12
2011Summary only. Only limited summary data is available for this year.$0.29$0.02$0.27$0.36$0.20$0.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$1,047,298
Mission and Program Overview

Mission

The primary purpose of the outer banks relief foundation is to assist people living or working on the outer banks of north carolina who are burdened with financial difficulties due to a debiliating disease or illness or a personal tragedy to themselves or their families.

The outer banks relief foundation has one goal -- to ease people's suffering in the face of a personal tragedy. Tragedies may include battling a major illness, sustaining a catastrophic injury, or losing one's home to a house fire. We have one primary program and two secondary programs that allow us to meet this goal. The primary program is relief funding, that is, paying bills for people in our community for as long as needed on a case-by-case basis and to the extent our resources permit. The relief foundation pays household bills directly to landlords, mortgage companies, or automobile insurance and loan companies, for instance, on behalf of beneficiaries. In 2024, 184 families received relief funding of 692,659. Since our founding in 2005, 1,717 families have been granted 4.47 million toward household bills during times of tragedy. Our outcomes are the release from worry and the increase of peace of mind of our beneficiaries. You can read about their experiences at https://obrf.org/

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,123,648$969,646▼ $154,002
Land, Buildings, and Equipment, Net$467,025$473,253▲ $6,228
Pledges and Grants Receivable$143,865$86,769▼ $57,096
Prepaid Expenses and Deferred Charges$11,000$11,000→ $0
Accounts Receivable$2,505$2,142▼ $363
Total Assets$1,875,041$1,676,099▼ $198,942
Other Assets Total$126,998$133,289▲ $6,291
Liabilities
Accounts Payable and Accrued Expenses$67,793$51,491▼ $16,302
Total Liabilities$67,793$51,491▼ $16,302
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,642,295$1,452,795▼ $189,500
Net Assets With Donor Restrictions$164,953$171,813▲ $6,860
Total Net Assets Fund Balance$1,807,248$1,624,608▼ $182,640
Total Liabilities and Net Assets / Fund Balance$1,875,041$1,676,099▼ $198,942

Asset Categories

AssetBook ValueDepreciationBasis
Land$297,530-$297,530
Leasehold Improvements$84,156$34,474$118,630
Buildings$73,690$35,792$109,482
Equipment$17,877$2,585$20,462
Other Assets Org$133,289--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2020$133,731$50▲ $13,181-$150,572
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Elizabeth HoffmierPresident
Charles SheltonDirector
Gail MeeDirector
Heather SakersDirector
Jane WebsterDirector
Janet Owen-rossoDirector
Jason WardDirector
Marc HellmanDirector
Matt WinsteadDirector
Michelle ChimentoDirector
Monica ThibodeauDirector
Sandy WilliamsDirector
Evelyn TalbottCo-treasurer
Susan ClissoldSecretary
Jeremy MillerVP & Co- Tre
Revenue and Support

Revenue Composition

Contributions and Grants
$579,832
Program Service Revenue
$19,200
Investment Income
$19,103
Other Revenue
$179,588
All Other Contributions
$579,832
Change in Net Assets
$-190,840
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$692,659
Other Expenses$170,041
Total Fundraising Expense$148,718
Salaries, Compensation, and Employee Benefits$125,863
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$692,659--$692,659
Other Salaries and Wages$36,298$25,182$52,381$113,861
Advertising--$48,662$48,662
Fees for Services Other$14,508$14,080$17,129$45,717
Office Expenses$8,702$8,447$8,446$25,595
Occupancy$6,951$6,745$6,746$20,442
Insurance$4,725$4,586$4,586$13,897
Depreciation Depletion$2,993$2,902$2,902$8,797
Payroll Taxes$2,777$1,926$4,007$8,710
Conferences and Meetings$1,414$1,371$1,371$4,156
Other Employee Benefits$965$755$1,572$3,292
Fees for Services Accounting$943$916$916$2,775
Total Functional Expenses$772,935$66,910$148,718$988,563
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$203,878
Fundraising Direct Expenses$24,290
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Couture by Shor$203,878$203,878$24,290$179,588
Total Events$203,878$203,878$24,290$179,588
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Treasurer reviews return before the return is filed.”

Form 990, Page 6, Part VI, Line 12C

“Reviewed when issues arise or noted and annually when budget is prepared.”

Form 990, Page 6, Part VI, Line 15A

“The board reviews and confers with other members as well as other organizations in the area.”

Form 990, Page 6, Part VI, Line 15B

“The board reviews and confers with other members as well as other organizations in the area.”

Form 990, Page 6, Part VI, Line 19

“All are available upon request.”

Filing and Contact Details

Filer

Filer Name
Outer Banks Relief Foundation Inc
EIN
56-2526271
Phone
2522612004
Address
103 E 8TH STREET, NAGS HEAD, NC 27959

Signing Officer

Name
Jeremy Miller
Title
VP & Co- Treasurer
Phone
2522612004
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeremy Miller
Formed
2005
Legal Domicile
Nc
Voting Board Members
15
Independent Board Members
15
Employees
4
Volunteers
3

Preparer

Firm
Coastal CPA Group Pc
Address
4709 N CROATAN HIGHWAY, KITTY HAWK, NC 27949
Preparer
Charles Kearns Lowman CPA
Phone
2522551040
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The primary purpose of the outer banks relief foundation is to assist people living or working on the outer banks of north carolina who are burdened with financial difficulties due to a debiliating disease or illness or a personal tragedy to themselves or their families.”

Form 990, Part XI, Line 9

“Book / tax depreciation difference 1,125 changes in funds 7,076 rounding -1 total 8,200”

Raw XML AppendixShowing 400 of 501 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt051491
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IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE OUTER BANKS RELIEF FOUNDATION HAS ONE GOAL -- TO EASE PEOPLE'S SUFFERING IN THE FACE OF A PERSONAL TRAGEDY. TRAGEDIES MAY INCLUDE BATTLING A MAJOR ILLNESS, SUSTAINING A CATASTROPHIC INJURY, OR LOSING ONE'S HOME TO A HOUSE FIRE. WE HAVE ONE PRIMARY PROGRAM AND TWO SECONDARY PROGRAMS THAT ALLOW US TO MEET THIS GOAL. THE PRIMARY PROGRAM IS RELIEF FUNDING, THAT IS, PAYING BILLS FOR PEOPLE IN OUR COMMUNITY FOR AS LONG AS NEEDED ON A CASE-BY-CASE BASIS AND TO THE EXTENT OUR RESOURCES PERMIT. THE RELIEF FOUNDATION PAYS HOUSEHOLD BILLS DIRECTLY TO LANDLORDS, MORTGAGE COMPANIES, OR AUTOMOBILE INSURANCE AND LOAN COMPANIES, FOR INSTANCE, ON BEHALF OF BENEFICIARIES. IN 2024, 184 FAMILIES RECEIVED RELIEF FUNDING OF 692,659. SINCE OUR FOUNDING IN 2005, 1,717 FAMILIES HAVE BEEN GRANTED 4.47 MILLION TOWARD HOUSEHOLD BILLS DURING TIMES OF TRAGEDY. OUR OUTCOMES ARE THE RELEASE FROM WORRY AND THE INCREASE OF PEACE OF MIND OF OUR BENEFICIARIES. YOU CAN READ ABOUT THEIR EXPERIENCES AT HTTPS://OBRF.ORG/
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IRS990/AllOtherContributionsAmt0579832
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0JEREMY MILLER
IRS990/BooksInCareOfDetail/PhoneNum02522612004
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05217 POPLAR COURT
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IRS990/CYContributionsGrantsAmt0579832
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IRS990/CYSalariesCompEmpBnftPaidAmt0125863
IRS990/CYTotalExpensesAmt0988563
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0797723
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IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
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IRS990/DepreciationDepletionGrp/ProgramServicesAmt02993
IRS990/DepreciationDepletionGrp/TotalAmt08797
IRS990/Desc0TO PROVIDE FINANCIAL ASSISTANCE TO PEOPLE LIVING OR WORKING ON THE OUTER BANKS OF NORTH CAROLINA WHO ARE BURDENED WITH FINANCIAL DIFFICULTIES DUE TO A DEBILIATING DISEASE OR ILLNESS OR A PERSONAL TRAGEDY TO THEMSELVES OR THEIR FAMILIES. 184 OUTER BANKS FAMILIES IN DISTRESS DUE TO TRAGEDIES RECEIVED 691,888 OF RELIEF FUNDING IN 2024, 31% MORE ASSISTANCE THAN PROVIDED IN 2023. THIS ASSISTANCE WAS GIVEN IN THE FORM OF PAYMENTS MADE DIRECTLY TO MORTGAGE COMPANIES, LANDLORDS, UTILITY COMPANIES, AND AUTO REPAIR SHOPS TO NAME A FEW PAYEES. THE FAMILIES ASSISTED KNEW THIER BASIC HOUSEHOLD EXPENSES WERE COVERED WHILE THEY FOUGHT FOR THEIR HEALTH AND WELL-BEING. THE IMPACT OF THESE GRANTS WAS MORE RESPITE, PEACH OF MIND, AND COMFORT FOR THESE 184 FAMILIES.
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IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP & CO- TRE
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IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
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IRS990/MissionDesc0THE PRIMARY PURPOSE OF THE OUTER BANKS RELIEF FOUNDATION IS TO ASSIST PEOPLE LIVING OR WORKING ON THE OUTER BANKS OF NORTH CAROLINA WHO ARE BURDENED WITH FINANCIAL DIFFICULTIES DUE TO A DEBILIATING DISEASE OR ILLNESS OR A PERSONAL TRAGEDY TO THEMSELVES OR THEIR FAMILIES.
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IRS990/ProgSrvcAccomActy2Grp/Desc0BUTCH'S NIGHT OUT IN 2024 3 LOCAL FAMILIES WERE TREATED TO A SPECIAL OUTING OF THEIR CHOICE DURING CHALLENGING TIMES. BUTCH'S NIGHT OUT PROVIDES THE FUNDING FOR FAMILIES TO ENJOY FUN EXPERIENCES TOGETHER AS THEY FACE SHORT-TERM OR LONG-TERM PERSONAL CRISES SUCH AS TERMINAL ILLNESS. THIS PROGRAM IS OFFERED IN MEMORY OF BUTCH CLOSE.
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IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY SERVICES COLLABORATIVE THE COMMUNITY SERVICES COLLABORATIVE IS ORGANIZED BY THE OUTER BANKS RELIEF FOUNDATION. IT IS AN INFORMAL GROUP OF REPRESENTATIVES FROM LOCAL HUMAN SERVICES AGENCIES AND COMMUNITY BENEFIT GROUPS WHO MEET QUARTERLY TO STAY INFORMED ABOUT AND SUPPORT ONE ANOTHER'S WORK. THESE MEETINGS PROVIDE THE OUTER BANKS RELIEF FOUNDATION WITH THE SKILLS AND KNOWLEDGE TO HELP OUR CLIENTS ACCESS ALL LOCAL SERVICES AVAILABLE TO THEM.
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0365,378
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ENDOWMENT FUNDS
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0COUTURE BY SHOR
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IRS990ScheduleG/SupplementalInformationDetail/ExplanationTxt0COUTURE BY THE SHORE 2024 - TOGETHER WITH SPONSORS, AUCTION DONORS, RETAILERS AND GUESTS, THIS SPRING FASHION SHOW RAISED A NET AMOUNT OF 179,588 FOR LOCAL FAMILIES. THIS LUNCHEON, FASHION SHOW, AND SILENT AUCTION SHOPPING EXPERIENCE HAS A 250 PERSON AUDIENCE OF PEOPLE WHO TOGETHER PLAY A CRITICAL ROLE IN THE RELIEF FOUNDATION'S WORK ASSISTING LOCAL HOUSEHOLDS WHEN TRAGEDY STRIKES. COUTURE BY THE SHORE IS OUR ONE IN-HOUSE FUNDRAISING EVENT AND HAS RAISED 1,100,470 SINCE 2011.
IRS990ScheduleG/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE G, PART IV

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