Civic Intelligence

Better Business Bureau Foundation of Northwest Florida Inc.

EIN 56-2376290 • 501(c)3 • Pensacola, FL

Pub. 78 Eligible

Profile

To support the better business bureau's vision of an ethical marketplace through community education and recognition programs.

912 East Gadsden StreetPensacola, FL 32501

www.nwfl.bbb.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

50th percentile

1.4%

Higher net margin than 50% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

55th percentile

0.4%

Faster asset growth than 55% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

32nd percentile

-19%

Faster revenue growth than 32% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$54,941

Up $242 (+0.4%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$54,941

Up $242 (+0.4%) from 2023

Revenue

Down

$16,814

Down $3,885 (-19%) from 2023

Expenses

Down

$16,572

Down $1,817 (-9.9%) from 2023

Net Income

Down

$242

Down $2,068 (-90%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2010: $29,607Liabilities 2010: $3,217Net Assets 2010: $26,3902010Assets 2011: $27,549Liabilities 2011: $2,0022011Assets 2012: $31,726Liabilities 2012: $7,999Net Assets 2012: $23,7272012Assets 2013: $32,794Liabilities 2013: $1,000Net Assets 2013: $31,7942013Assets 2014: $37,028Liabilities 2014: $3,000Net Assets 2014: $34,0282014Assets 2015: $38,859Liabilities 2015: $1,000Net Assets 2015: $37,8592015Assets 2016: $40,510Net Assets 2016: $40,5102016Assets 2017: $41,369Net Assets 2017: $41,3692017Assets 2018: $41,113Net Assets 2018: $41,1132018Assets 2019: $43,028Net Assets 2019: $43,0282019Assets 2020: $47,463Net Assets 2020: $47,4632020Assets 2021: $50,626Net Assets 2021: $50,6262021Assets 2022: $52,388Net Assets 2022: $52,3882022Assets 2023: $54,699Net Assets 2023: $54,6992023Assets 2024: $54,941Net Assets 2024: $54,9412024

Highlighted filing

2024

Assets$54,941
Liabilities-
Net Assets$54,941

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0-$10KRevenue 2010: $34,048Expenses 2010: $29,098Net Income 2010: $4,9502010Revenue 2011: $26,354Expenses 2011: $27,198Net Income 2011: -$8442011Revenue 2012: $27,805Expenses 2012: $29,627Net Income 2012: -$1,8222012Revenue 2013: $27,077Expenses 2013: $19,009Net Income 2013: $8,0682013Revenue 2014: $23,142Expenses 2014: $20,908Net Income 2014: $2,2342014Revenue 2015: $23,789Expenses 2015: $19,958Net Income 2015: $3,8312015Revenue 2016: $23,913Expenses 2016: $21,262Net Income 2016: $2,6512016Revenue 2017: $23,225Expenses 2017: $22,366Net Income 2017: $8592017Revenue 2018: $22,280Expenses 2018: $22,536Net Income 2018: -$2562018Revenue 2019: $22,025Expenses 2019: $20,111Net Income 2019: $1,9142019Revenue 2020: $18,198Expenses 2020: $13,763Net Income 2020: $4,4352020Revenue 2021: $21,601Expenses 2021: $18,438Net Income 2021: $3,1632021Revenue 2022: $21,267Expenses 2022: $19,505Net Income 2022: $1,7622022Revenue 2023: $20,699Expenses 2023: $18,389Net Income 2023: $2,3102023Revenue 2024: $16,814Expenses 2024: $16,572Net Income 2024: $2422024

Highlighted filing

2024

Revenue$16,814
Expenses$16,572
Net Income$242

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$54.9$54.9$16.8$16.6$0.24
2023Detailed filing. Detailed filing data is available for this year.$54.7$54.7$20.7$18.4$2.31
2022Detailed filing. Detailed filing data is available for this year.$52.4$52.4$21.3$19.5$1.76
2021Detailed filing. Detailed filing data is available for this year.$50.6$50.6$21.6$18.4$3.16
2020Detailed filing. Detailed filing data is available for this year.$47.5$47.5$18.2$13.8$4.44
2019Detailed filing. Detailed filing data is available for this year.$43.0$43.0$22.0$20.1$1.91
2018Detailed filing. Detailed filing data is available for this year.$41.1$41.1$22.3$22.5$0.26
2017Detailed filing. Detailed filing data is available for this year.$41.4$41.4$23.2$22.4$0.86
2016Detailed filing. Detailed filing data is available for this year.$40.5$40.5$23.9$21.3$2.65
2015Detailed filing. Detailed filing data is available for this year.$38.9$1.00$37.9$23.8$20.0$3.83
2014Detailed filing. Detailed filing data is available for this year.$37.0$3.00$34.0$23.1$20.9$2.23
2013Detailed filing. Detailed filing data is available for this year.$32.8$1.00$31.8$27.1$19.0$8.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$31.7$8.00$23.7$27.8$29.6$1.82
2011Summary only. Only limited summary data is available for this year.$27.5$2.00$26.4$27.2$0.84
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.6$3.22$26.4$34.0$29.1$4.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 22, 2025
Return Version
2024v5.0
Gross Receipts
$16,814
Mission and Program Overview

Mission

To support the better business bureau's vision of an ethical marketplace through community education and recognition programs.

Program Services

DescriptionGrantsExpenses
RECOGNITION PROGRAM: THE ANNUAL TORCH AWARD FOR MARKETPLACE ETHICS RECOGNIZES BUSINESSES AND CHARITIES WHO EXEMPLIFY ETHICS AND INTEGRITY; THE STUDENT ETHICS SCHOLARSHIP RECOGNIZES COLLEGE-BOUND STUDENTS WHO PERSONIFY HIGH ETHICS; THE CUSTOMER SERVICE EXCELLENCE AWARD RECOGNIZES INDIVIDUALS WHO GO ABOVE AND BEYOND IN THEIR CUSTOMER SERVICE ACTIVITIES.-$8,760
COMMUNITY EDUCATION: THROUGH OUTREACH EFFORTS, THE FOUNDATION SEEKS TO EDUCATE BUSINESSES, CHARITIES AND CONSUMERS IN NORTHWEST FLORIDA TO MAKE WISE BUYING AND GIVING DECISIONS. EFFORTS INCLUDE PRESENTATIONS, PUBLICATIONS, PARTICIPATION IN TRADESHOWS AND EXPOS, PARTNERSHIPS WITH LOCAL MEDIA, INVOLVEMENT IN FINANCIAL CRIMES TASK FORCE, FINANCIAL STABILITY COALITION AND OTHER ORGANIZATIONS.-$2,875
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BILL CLEARYChairman-$0--
CHRISTINE SIXVice Chair-$0--
WILL CLAUSETreasurer-$0--
STEVE CLOPTONTrustee-$0--
JAMES GRACETrustee-$0--
EDDIE HILLTrustee-$0--
CHRISTINE MATHISCEO-$0--
Filing and Contact Details

Filer

Filer Name
Better Business Bureau Foundation
EIN
56-2376290
Phone
8504290026
Address
912 EAST GADSDEN STREET, PENSACOLA, FL 32501

Signing Officer

Name
Christine Mathis
Title
CEO
Phone
8504290026
Signed
2025-10-22
Discuss with paid preparer
Yes

Preparer

Firm
Carlson & Company Chartered
Address
7100 PLANTATION ROAD BUILDING 21, PENSACOLA, FL 32504
Preparer
Kevin J Carlson
Phone
8504766900
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses scholarships 7,000 consumer education 2,088 recognition award events 376 postage/mailing service r 820 conferences/meetings educ 500 promotional items educati 287 total 11,071

Form 990-ez, Part II, Line 24

Accounts receivable 15 0 equipment & other depreciable assets 4,752 4,752 less accumulated depreciation 4,752 4,752 total 15 0

Form 990-ez, Part III

To support the better business bureau's vision of an ethical marketplace through community education and recognition programs.

Form 990-ez, Part III, Line 28

Community education: through outreach efforts, the foundation seeks to educate businesses, charities and consumers in northwest florida to make wise buying and giving decisions. Efforts include presentations, publications, participation in tradeshows and expos, partnerships with local media, involvement in financial crimes task force, financial stability coalition and other organizations.

Form 990-ez, Part III, Line 29

Recognition program: the annual torch award for marketplace ethics recognizes businesses and charities who exemplify ethics and integrity; the student ethics scholarship recognizes college-bound students who personify high ethics; the customer service excellence award recognizes individuals who go above and beyond in their customer service activities.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES SCHOLARSHIPS 7,000 CONSUMER EDUCATION 2,088 RECOGNITION AWARD EVENTS 376 POSTAGE/MAILING SERVICE R 820 CONFERENCES/MEETINGS EDUC 500 PROMOTIONAL ITEMS EDUCATI 287 TOTAL 11,071
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 15 0 EQUIPMENT & OTHER DEPRECIABLE ASSETS 4,752 4,752 LESS ACCUMULATED DEPRECIATION 4,752 4,752 TOTAL 15 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO SUPPORT THE BETTER BUSINESS BUREAU'S VISION OF AN ETHICAL MARKETPLACE THROUGH COMMUNITY EDUCATION AND RECOGNITION PROGRAMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMMUNITY EDUCATION: THROUGH OUTREACH EFFORTS, THE FOUNDATION SEEKS TO EDUCATE BUSINESSES, CHARITIES AND CONSUMERS IN NORTHWEST FLORIDA TO MAKE WISE BUYING AND GIVING DECISIONS. EFFORTS INCLUDE PRESENTATIONS, PUBLICATIONS, PARTICIPATION IN TRADESHOWS AND EXPOS, PARTNERSHIPS WITH LOCAL MEDIA, INVOLVEMENT IN FINANCIAL CRIMES TASK FORCE, FINANCIAL STABILITY COALITION AND OTHER ORGANIZATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4RECOGNITION PROGRAM: THE ANNUAL TORCH AWARD FOR MARKETPLACE ETHICS RECOGNIZES BUSINESSES AND CHARITIES WHO EXEMPLIFY ETHICS AND INTEGRITY; THE STUDENT ETHICS SCHOLARSHIP RECOGNIZES COLLEGE-BOUND STUDENTS WHO PERSONIFY HIGH ETHICS; THE CUSTOMER SERVICE EXCELLENCE AWARD RECOGNIZES INDIVIDUALS WHO GO ABOVE AND BEYOND IN THEIR CUSTOMER SERVICE ACTIVITIES.
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