Civic Intelligence

Bread Inc

EIN 56-2023951 • 501(c)3 • Gastonia, NC

Profile

Provide food household and personal items to those who qualify as being in need.

3803 Old York RoadGastonia, NC 28056

www.breadfoodbank.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.03x

Higher debt load relative to assets than 77% of similar nonprofits.

NTEE P99 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

78th percentile

0.03x

Higher debt load relative to revenue than 78% of similar nonprofits.

NTEE P99 • <$500k nonprofits • Source year 2024

Net Margin

26th percentile

-2.6%

Higher net margin than 26% of similar nonprofits.

NTEE P99 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE P99 • <$500k nonprofits • Source year 2024

Asset Growth

46th percentile

0.1%

Faster asset growth than 46% of similar nonprofits.

NTEE P99 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

58th percentile

11%

Faster revenue growth than 58% of similar nonprofits.

NTEE P99 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$58,862

Up $34 (+0.1%) from 2023

Liabilities

Up

$1,749

Up $1,749 from 2023

Net Assets

Down

$57,113

Down $1,715 (-2.9%) from 2023

Operations
Liabilities / Revenue78th percentileNet Margin26th percentile

Revenue

Up

$66,297

Up $6,380 (+11%) from 2023

Expenses

Down

$68,012

Down $28,919 (-30%) from 2023

Net Income

Up

-$1,715

Up $35,299 (+95%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2022: $95,842Liabilities 2022: $0Net Assets 2022: $95,8422022Assets 2023: $58,828Liabilities 2023: $0Net Assets 2023: $58,8282023Assets 2024: $58,862Liabilities 2024: $1,749Net Assets 2024: $57,1132024

Highlighted filing

2024

Assets$58,862
Liabilities$1,749
Net Assets$57,113
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2022: $64,638Expenses 2022: $68,281Net Income 2022: -$3,6432022Revenue 2023: $59,917Expenses 2023: $96,931Net Income 2023: -$37,0142023Revenue 2024: $66,297Expenses 2024: $68,012Net Income 2024: -$1,7152024

Highlighted filing

2024

Revenue$66,297
Expenses$68,012
Net Income-$1,715
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$58,862
Liabilities
$1,749
Net assets
$57,113
Revenue
$66,297
Expenses
$68,012
Net income
-$1,715
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$58.9$1.75$57.1$66.3$68.0$1.72
2023Detailed filing. Detailed filing data is available for this year.$58.8$0.00$58.8$59.9$96.9$37.0
2022Detailed filing. Detailed filing data is available for this year.$95.8$0.00$95.8$64.6$68.3$3.64
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 14, 2025
Return Version
2024v5.0
Gross Receipts
$66,297
Mission and Program Overview

Mission

Provide food household and personal items to those who qualify as being in need.

Program Services

DescriptionGrantsExpenses
Bread Inc.provides packaged,canned and fresh food for take away as available to clients with documented need on a weekly basis. Donated clothing and household items are also made available all free of charge. From director and officers to everyday staff Bread inc. is completely volunteer having no paid employees. Some food has to be purchased but most is donated by local businesses. Throughout the calendar year of 2024 Bread Inc. served approximately 200 clients per week.$10,000$68,012
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jill C MooreDirectorPT$0--
Nancy BryantAssistant DirectorPT$0--
Steve EppersonBoard Director-$0--
Steven CaldwellBoard Member-$0--
Jay McGuinnessBoard Member-$0--
Jeff CranfieldBoard Member-$0--
Chip RabyBoard Member-$0--
Debbie LymanWarehouse ManagerPT$0--
Terry HolcombeMaintenancePT$0--
Gayle BalogaOutside ManagerPT$0--
Filing and Contact Details

Filer

Filer Name
Bread Inc
EIN
56-2023951
In Care Of
% Jill Moore
Address
3803 Old York Road, Gastonia, NC 28056

Signing Officer

Name
Jill C Moore Moore
Title
Director
Signed
2025-03-14
Supplemental Narrative

Additional Explanations

Part I, line 16

“| Other Expenses:, Amount:| Vehicle Insurance, $2555| Internet Access, $1253| Dumpster Service, $2112| Food Acquisition, $10574| Vehicle Expenses, $1507| Supplies, $221| Miscellaneous, $352|”

Part II, line 26

“| Explanation:, BOYAmount:, EOYAmount:| Credit Card Debt, $923, $1749|”

Raw XML Appendix193 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Jill C Moore
IRS990EZ/BooksInCareOfDetail/PhoneNum07043080096
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02365 Country Club Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LINCOLNTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0280928735
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt059751
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt058862
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt066297
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1715
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/Form990TotalAssetsGrp/BOYAmt059751
IRS990EZ/Form990TotalAssetsGrp/EOYAmt058862
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
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IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt058828
IRS990EZ/NetAssetsOrFundBalancesEOYAmt057113
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt057113
IRS990EZ/OccupancyRentUtltsAndMaintAmt049438
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt030
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jill C Moore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Nancy Bryant
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Steve Epperson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Steven Caldwell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Jay McGuinness
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Jeff Cranfield
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Chip Raby
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Debbie Lyman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Terry Holcombe
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Gayle Baloga
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Assistant Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Board Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Warehouse Manager
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Maintenance
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Outside Manager
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt018574
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Provide food household and personal items to those who qualify as being in need.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Bread Inc.provides packaged,canned and fresh food for take away as available to clients with documented need on a weekly basis. Donated clothing and household items are also made available all free of charge. From director and officers to everyday staff Bread inc. is completely volunteer having no paid employees. Some food has to be purchased but most is donated by local businesses. Throughout the calendar year of 2024 Bread Inc. served approximately 200 clients per week.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt010000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt068012
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0923
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01749
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt068012
IRS990EZ/TotalProgramServiceExpensesAmt068012
IRS990EZ/TotalRevenueAmt066297
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.breadfoodbank.com
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt066297
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt059917
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt064638
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt066418
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt043788
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0301058
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearAmt00
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt00
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IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.7906
IRS990ScheduleA/PublicSupportPY170Pct00.7746
IRS990ScheduleA/PublicSupportTotal170Amt0238012
IRS990ScheduleA/SubstantialContributorsTotAmt063046
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearAmt00
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IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt066297
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt064638
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt066418
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt043788
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0301058
IRS990ScheduleA/TotalSupportAmt0301058
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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Expenses:, Amount:| Vehicle Insurance, $2555| Internet Access, $1253| Dumpster Service, $2112| Food Acquisition, $10574| Vehicle Expenses, $1507| Supplies, $221| Miscellaneous, $352|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Explanation:, BOYAmount:, EOYAmount:| Credit Card Debt, $923, $1749|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part II, line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Jill C Moore Moore
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BREAD INC
ReturnHeader/Filer/BusinessNameControlTxt0BREA
ReturnHeader/Filer/EIN0562023951
ReturnHeader/Filer/ForeignPhoneNum07043080096
ReturnHeader/Filer/InCareOfNm0% Jill Moore
ReturnHeader/Filer/USAddress/AddressLine1Txt03803 Old York Road
ReturnHeader/Filer/USAddress/CityNm0Gastonia
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028056
ReturnHeader/ReturnTs02025-03-13T13:05:14-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. NTEE P99 • <$500k nonprofits