Civic Intelligence

Swansboro Area Chamber of Commerce

EIN 56-1936268 • 501(c)6 • Swansboro, NC

Profile

To promote business in the town of swans

714 W Corbett Ave Suite 14Swansboro, NC 28584
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.14x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.01x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

47th percentile

-0.4%

Higher net margin than 47% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

87th percentile

$38,896

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 43.1% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

35th percentile

-11%

Faster asset growth than 35% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

62nd percentile

6.2%

Faster revenue growth than 62% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$8,450

Down $1,038 (-11%) from 2024

Liabilities

Down

$1,170

Down $680 (-37%) from 2024

Net Assets

Down

$7,280

Down $358 (-4.7%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin47th percentile

Revenue

Up

$90,330

Up $5,294 (+6.2%) from 2024

Expenses

Up

$90,688

Up $418 (+0.5%) from 2024

Net Income

Up

-$358

Up $4,876 (+93%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth35th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$15K$10K$5.0K$0Assets 2021: $18,627Liabilities 2021: $16,114Net Assets 2021: $2,5132021Assets 2022: $18,239Liabilities 2022: $16,021Net Assets 2022: $2,2182022Assets 2023: $14,009Liabilities 2023: $1,137Net Assets 2023: $12,8722023Assets 2024: $9,488Liabilities 2024: $1,850Net Assets 2024: $7,6382024Assets 2025: $8,450Liabilities 2025: $1,170Net Assets 2025: $7,2802025

Highlighted filing

2025

Assets$8,450
Liabilities$1,170
Net Assets$7,280
Open 2025 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2021: $98,207Expenses 2021: $103,143Net Income 2021: -$4,9362021Revenue 2022: $81,620Expenses 2022: $81,915Net Income 2022: -$2952022Revenue 2023: $98,840Expenses 2023: $88,574Net Income 2023: $10,2662023Revenue 2024: $85,036Expenses 2024: $90,270Net Income 2024: -$5,2342024Revenue 2025: $90,330Expenses 2025: $90,688Net Income 2025: -$3582025

Highlighted filing

2025

Revenue$90,330
Expenses$90,688
Net Income-$358
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,450
Liabilities
$1,170
Net assets
$7,280
Revenue
$90,330
Expenses
$90,688
Net income
-$358
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.08$0.01$0.07$0.90$0.91$0.00
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.09$0.02$0.08$0.85$0.90$0.05
2023Detailed filing. Detailed filing data is available for this year.$0.14$0.01$0.13$0.99$0.89$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.18$0.16$0.02$0.82$0.82$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.19$0.16$0.03$0.98$1.03$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jul 29, 2025
Return Version
2024v5.2
Gross Receipts
$109,688
Mission and Program Overview

Mission

To promote business in the town

To promote business in the town of swans

Program Services

DescriptionGrantsExpenses
TO PROMOTE BUSINESS IN THE TOWN OF SWANSBORO-$0
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL MCHUGHDirectorPT$38,896-$38,896
AL PIKEPresident-$0--
JOSHUA RYEVice President-$0--
JOANNE KOPANSKITreasurer-$0--
JANE SIMPSONSecretary-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Area Guide$23,030$23,030$7,848$15,182
Showcase$11,861$11,861$2,256$9,605
Total Events$40,016$35,091$14,433$20,658
Filing and Contact Details

Filer

Filer Name
Swansboro Area Chamber of Commerce
EIN
56-1936268
In Care Of
% MICHAEL MCHUGH
Phone
9103261174
Address
714 W CORBETT AVE SUITE 14, Swansboro, NC 28584

Signing Officer

Name
Michael Mchugh
Title
Director
Phone
9103261174
Signed
2025-07-29
Discuss with paid preparer
No

Preparer

Firm
Pinnacle Tax & Acctg Services Inc
Address
102 DOLPHIN BAY ESTATES, CEDAR POINT, NC 28584
Preparer
Mandi Russell
Phone
9103264033
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountPOSTAGE 118BANK SERVICE CHARGES 1,471ADVERTISING 120OFFICE 3,795MEETINGS 21STIPEND 7,600TELEPHONE 669INSURANCE 395OTHER EXPENSES 152”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearPAYROLL LIABILITIES 1,850 1,170”

Raw XML Appendix146 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MICHAEL MCHUGH
IRS990EZ/BooksInCareOfDetail/PhoneNum09103261174
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0714 W CORBETT AVE SUITE 14
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Swansboro
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028584
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt09488
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt08450
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt020112
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-358
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02100
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt09488
IRS990EZ/Form990TotalAssetsGrp/EOYAmt08450
IRS990EZ/FundraisingGrossIncomeAmt040016
IRS990EZ/GrossReceiptsAmt0109688
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt049560
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt07638
IRS990EZ/NetAssetsOrFundBalancesEOYAmt07280
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt07638
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt07280
IRS990EZ/OccupancyRentUtltsAndMaintAmt06000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt021.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt038896
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL MCHUGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1AL PIKE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOSHUA RYE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JOANNE KOPANSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JANE SIMPSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt014341
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE BUSINESS IN THE TOWN OF SWANS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROMOTE BUSINESS IN THE TOWN OF SWANSBORO
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt068247
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt019358
IRS990EZ/SpecialEventsNetIncomeLossAmt020658
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01850
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01170
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt090688
IRS990EZ/TotalRevenueAmt090330
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt0150
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt0150
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt04925
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriOtherEventsAmt04925
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt014433
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SHOWCASE
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0AREA GUIDE
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt0854
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt0854
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt011861
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt023030
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt05125
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt040016
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt011861
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt023030
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt0200
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt035091
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt020658
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt010104
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt02256
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt07848
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt03325
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt03325
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountPOSTAGE 118BANK SERVICE CHARGES 1,471ADVERTISING 120OFFICE 3,795MEETINGS 21STIPEND 7,600TELEPHONE 669INSURANCE 395OTHER EXPENSES 152
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearPAYROLL LIABILITIES 1,850 1,170
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL MCHUGH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09103261174
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SWANSBORO AREA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0SWAN
ReturnHeader/Filer/EIN0561936268
ReturnHeader/Filer/InCareOfNm0% MICHAEL MCHUGH
ReturnHeader/Filer/PhoneNum09103261174
ReturnHeader/Filer/USAddress/AddressLine1Txt0714 W CORBETT AVE SUITE 14
ReturnHeader/Filer/USAddress/CityNm0Swansboro
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028584
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0561710899
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PINNACLE TAX & ACCTG SERVICES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0102 DOLPHIN BAY ESTATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CEDAR POINT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028584
ReturnHeader/PreparerPersonGrp/PhoneNum09103264033
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MANDI RUSSELL
ReturnHeader/ReturnTs02025-08-05T09:09:56-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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