Civic Intelligence

North Carolina Title Insurance

EIN 56-1918629 • 501(c)6 • Raleigh, NC

Profile

Operate title insurance rating bureau in north carolina

6300 Creedmoor Road - Suite 170391Raleigh, NC 27612

none

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

17th percentile

-29%

Higher net margin than 17% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

10th percentile

-75%

Faster asset growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

91st percentile

54%

Faster revenue growth than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$5,191

Down $15,262 (-75%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$5,191

Down $15,262 (-75%) from 2024

Operations
Liabilities / Revenue51st percentileNet Margin17th percentile

Revenue

Up

$52,504

Up $18,376 (+54%) from 2024

Expenses

Up

$67,766

Up $35,730 (+112%) from 2024

Net Income

Down

-$15,262

Down $17,354 (-830%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2015: $38,215Liabilities 2015: $0Net Assets 2015: $38,2152015Assets 2016: $4,334Liabilities 2016: $0Net Assets 2016: $4,3342016Assets 2017: $13,027Liabilities 2017: $0Net Assets 2017: $13,0272017Assets 2018: $27,496Liabilities 2018: $0Net Assets 2018: $27,4962018Assets 2019: $33,919Liabilities 2019: $0Net Assets 2019: $33,9192019Assets 2020: $52,991Liabilities 2020: $0Net Assets 2020: $52,9912020Assets 2021: $65,376Liabilities 2021: $0Net Assets 2021: $65,3762021Assets 2022: $72,521Liabilities 2022: $0Net Assets 2022: $72,5212022Assets 2023: $18,361Liabilities 2023: $0Net Assets 2023: $18,3612023Assets 2024: $20,453Liabilities 2024: $0Net Assets 2024: $20,4532024Assets 2025: $5,191Liabilities 2025: $0Net Assets 2025: $5,1912025

Highlighted filing

2025

Assets$5,191
Liabilities$0
Net Assets$5,191
Open 2025 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2015: $65,002Expenses 2015: $62,661Net Income 2015: $2,3412015Revenue 2016: $42,502Expenses 2016: $76,383Net Income 2016: -$33,8812016Revenue 2017: $42,501Expenses 2017: $33,808Net Income 2017: $8,6932017Revenue 2018: $80,004Expenses 2018: $65,535Net Income 2018: $14,4692018Revenue 2019: $68,503Expenses 2019: $62,080Net Income 2019: $6,4232019Revenue 2020: $85,957Expenses 2020: $66,885Net Income 2020: $19,0722020Revenue 2021: $69,958Expenses 2021: $57,573Net Income 2021: $12,3852021Revenue 2022: $67,559Expenses 2022: $60,414Net Income 2022: $7,1452022Revenue 2023: $34,162Expenses 2023: $88,322Net Income 2023: -$54,1602023Revenue 2024: $34,128Expenses 2024: $32,036Net Income 2024: $2,0922024Revenue 2025: $52,504Expenses 2025: $67,766Net Income 2025: -$15,2622025

Highlighted filing

2025

Revenue$52,504
Expenses$67,766
Net Income-$15,262
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,191
Liabilities
$0
Net assets
$5,191
Revenue
$52,504
Expenses
$67,766
Net income
-$15,262
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.19$0.00$5.19$52.5$67.8$15.3
2024Detailed filing. Detailed filing data is available for this year.$20.5$0.00$20.5$34.1$32.0$2.09
2023Detailed filing. Detailed filing data is available for this year.$18.4$0.00$18.4$34.2$88.3$54.2
2022Detailed filing. Detailed filing data is available for this year.$72.5$0.00$72.5$67.6$60.4$7.15
2021Detailed filing. Detailed filing data is available for this year.$65.4$0.00$65.4$70.0$57.6$12.4
2020Detailed filing. Detailed filing data is available for this year.$53.0$0.00$53.0$86.0$66.9$19.1
2019Detailed filing. Detailed filing data is available for this year.$33.9$0.00$33.9$68.5$62.1$6.42
2018Detailed filing. Detailed filing data is available for this year.$27.5$0.00$27.5$80.0$65.5$14.5
2017Detailed filing. Detailed filing data is available for this year.$13.0$0.00$13.0$42.5$33.8$8.69
2016Summary only. Only limited summary data is available for this year.$4.33$0.00$4.33$42.5$76.4$33.9
2015Summary only. Only limited summary data is available for this year.$38.2$0.00$38.2$65.0$62.7$2.34
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Dec 1, 2024 to Nov 30, 2025
Signed
Jan 30, 2026
Return Version
2024v5.0
Gross Receipts
$52,504
Mission and Program Overview

Mission

Operate title insurance rating bureau in north carolina

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$20,453$5,191▼ $15,262
Total Assets$20,453$5,191▼ $15,262
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$20,453$5,191▼ $15,262
Total Net Assets Fund Balance$20,453$5,191▼ $15,262
Total Liabilities and Net Assets / Fund Balance$20,453$5,191▼ $15,262
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
T Karl KnightPresident
Darcy E ComstockSecretary
Traci L WatsonTreasurer
Robert BauchleVice-preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$52,500
Investment Income
$4
Other Revenue
$0
Change in Net Assets
$-15,262
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$67,766
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting-$2,850-$2,850
Fees for Services Legal$2,385--$2,385
Other Expenses$24,000$1,553-$1,553
All Other Expenses-$478-$478
Total Functional Expenses$60,385$7,381$0$67,766
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990 is reviewed by the organization's president before filing.”

Form 990, Page 6, Part VI, Line 19

“All documents available for public inspection upon request.”

Filing and Contact Details

Filer

Filer Name
North Carolina Title Insurance
EIN
56-1918629
Phone
3362525339
Address
6300 CREEDMOOR ROAD - SUITE 170391, RALEIGH, NC 27612

Signing Officer

Name
T Karl Knight
Title
President
Phone
3362525339
Signed
2026-01-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
T Karl Knight
Formed
1995
Legal Domicile
Nc
Voting Board Members
21
Independent Board Members
0
Employees
0
Volunteers
4

Preparer

Firm
Johnny M Fisher CPA Pa
Address
8408 SIX FORKS RD STE 201, RALEIGH, NC 27615
Preparer
Johnny M Fisher CPA
Phone
9196761374
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“The officers of the organization are the only volunteers performing services for the organization. They serve on a volunteer basis and receive no compensation or fringe benefits of any kind from the organization.”

Raw XML Appendix254 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AllOtherExpensesGrp/TotalAmt0478
IRS990/BooksInCareOfDetail/PersonNm0T KARL KNIGHT
IRS990/BooksInCareOfDetail/PhoneNum03362525309
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06300 CREEDMOOR ROAD - STE 170391
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt06300 CREEDMOOR ROAD - STE 170391
IRS990/BooksInCareOfDetail/USAddress/CityNm0RALEIGH
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IRS990/CYOtherRevenueAmt00
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IRS990/CYRevenuesLessExpensesAmt0-15262
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IRS990/CYTotalRevenueAmt052504
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/Desc0PERFORMED RESEARCH AND STATISTICAL ANALYSIS TO FILE FOR APPROVAL MANUALS OF CLASSIFICATIONS AND RULES AND RATES FOR TITLE INSURANCE RISKS AND TO PROPOSE RATES FOR SUCH INSURANCE ON AN EQUITABLE AND IMPARTIAL BASIS, SUBJECT TO THE CONSENT, ACTIVE SUPERVISION, EXAMINATION AND APPROVAL OF THE INSURANCE COMMISSIONER OF THE STATE OF NORTH CAROLINA. BUREAU CURRENTLY SERVES TWENTY ONE MEMBERS.
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IRS990/EmployeeCnt00
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IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT BAUCHLE
IRS990/Form990PartVIISectionAGrp/PersonNm1DARCY E COMSTOCK
IRS990/Form990PartVIISectionAGrp/PersonNm2T KARL KNIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm3TRACI L WATSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0VICE-PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01995
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt021
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt052504
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt04
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0OPERATE TITLE INSURANCE RATING BUREAU IN NORTH CAROLINA
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt020453
IRS990/NetAssetsOrFundBalancesEOYAmt05191
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt020453
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt05191
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0STATISTICAL COLLECT/ANALY
IRS990/OtherExpensesGrp/Desc1REGULATORY COMPLIANCE
IRS990/OtherExpensesGrp/Desc2REGULATORY FEES
IRS990/OtherExpensesGrp/Desc3INSURANCE
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11553
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IRS990/OtherExpensesGrp/ProgramServicesAmt124000
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IRS990/OtherExpensesGrp/TotalAmt124000
IRS990/OtherExpensesGrp/TotalAmt22500
IRS990/OtherExpensesGrp/TotalAmt31553
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
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IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0ANNUAL ASSESSMENTS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt052500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt052500
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IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt030192
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IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-15262
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
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IRS990/ScheduleBRequiredInd0false
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE OFFICERS OF THE ORGANIZATION ARE THE ONLY VOLUNTEERS PERFORMING SERVICES FOR THE ORGANIZATION. THEY SERVE ON A VOLUNTEER BASIS AND RECEIVE NO COMPENSATION OR FRINGE BENEFITS OF ANY KIND FROM THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS REVIEWED BY THE ORGANIZATION'S PRESIDENT BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL DOCUMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.
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IRS990/TotalLiabilitiesEOYAmt00
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt052504
IRS990/TotalVolunteersCnt04
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IRS990/TypeOfOrganizationCorpInd0X
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IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0RALEIGH
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IRS990/USAddress/ZIPCd027612
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IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0NONE
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0T KARL KNIGHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03362525339
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH CAROLINA TITLE INSURANCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0RATING BUREAU
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0561918629
ReturnHeader/Filer/PhoneNum03362525339
ReturnHeader/Filer/USAddress/AddressLine1Txt06300 CREEDMOOR ROAD - SUITE 170391
ReturnHeader/Filer/USAddress/CityNm0RALEIGH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027612
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0300063543
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JOHNNY M FISHER CPA PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08408 SIX FORKS RD STE 201
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RALEIGH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027615
ReturnHeader/PreparerPersonGrp/PhoneNum09196761374
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOHNNY M FISHER CPA
ReturnHeader/ReturnTs02026-01-30T17:03:33-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-12-01
ReturnHeader/TaxPeriodEndDt02025-11-30
ReturnHeader/TaxYr02024

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