Civic Intelligence

Tcp Credit Union

EIN 56-1256441 • 501(c)14 • Rural Hall, NC

View Organization Page

Profile

To provide services to members

3501 Westinghouse RoadRural Hall, NC 27045

www.tcpcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.83x

Higher debt load relative to assets than 33% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

19th percentile

10.71x

Higher debt load relative to revenue than 19% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Net Margin

43rd percentile

4.8%

Higher net margin than 43% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

61st percentile

$91,390

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2025

Asset Growth

95th percentile

12%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

41st percentile

3.9%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Down

$13,836,219

Down $566,657 (-3.9%) from 2023

Liabilities

Down

$11,203,227

Down $555,840 (-4.7%) from 2023

Net Assets

Down

$2,632,992

Down $10,817 (-0.4%) from 2023

Operations
Liabilities / Revenue19th percentileNet Margin43rd percentile

Revenue

Up

$1,147,390

Up $151,555 (+15%) from 2023

Expenses

Up

$1,158,207

Up $294,946 (+34%) from 2023

Net Income

Down

-$10,817

Down $143,391 (-108%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $14,281,287Liabilities 2010: $12,325,963Net Assets 2010: $1,955,3242010Assets 2011: $13,998,209Liabilities 2011: $12,035,374Net Assets 2011: $1,962,8352011Assets 2012: $14,324,229Liabilities 2012: $12,516,652Net Assets 2012: $1,807,5772012Assets 2013: $13,753,245Liabilities 2013: $11,961,969Net Assets 2013: $1,791,2762013Assets 2014: $12,359,838Liabilities 2014: $10,478,124Net Assets 2014: $1,881,7142014Assets 2015: $11,683,233Liabilities 2015: $9,749,413Net Assets 2015: $1,933,8202015Assets 2016: $11,798,273Liabilities 2016: $9,781,048Net Assets 2016: $2,017,2252016Assets 2017: $11,096,734Liabilities 2017: $9,102,160Net Assets 2017: $1,994,5742017Assets 2018: $10,468,401Liabilities 2018: $8,341,526Net Assets 2018: $2,126,8752018Assets 2019: $10,740,881Liabilities 2019: $8,471,103Net Assets 2019: $2,269,7782019Assets 2020: $11,302,785Liabilities 2020: $9,031,762Net Assets 2020: $2,271,0232020Assets 2021: $11,666,177Liabilities 2021: $9,307,587Net Assets 2021: $2,358,5902021Assets 2022: $12,411,992Liabilities 2022: $9,849,255Net Assets 2022: $2,562,7372022Assets 2023: $14,402,876Liabilities 2023: $11,759,067Net Assets 2023: $2,643,8092023Assets 2024: $13,836,219Liabilities 2024: $11,203,227Net Assets 2024: $2,632,9922024

Highlighted filing

2024

Assets$13,836,219
Liabilities$11,203,227
Net Assets$2,632,992
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $530,8762010Expenses 2011: $484,8642011Expenses 2012: $643,6812012Revenue 2013: $457,236Expenses 2013: $478,731Net Income 2013: -$21,4952013Revenue 2014: $453,725Expenses 2014: $363,287Net Income 2014: $90,4382014Revenue 2015: $431,769Expenses 2015: $379,663Net Income 2015: $52,1062015Revenue 2016: $479,900Expenses 2016: $396,495Net Income 2016: $83,4052016Revenue 2017: $544,890Expenses 2017: $567,541Net Income 2017: -$22,6512017Revenue 2018: $618,358Expenses 2018: $486,057Net Income 2018: $132,3012018Revenue 2019: $693,397Expenses 2019: $550,494Net Income 2019: $142,9032019Revenue 2020: $681,934Expenses 2020: $680,689Net Income 2020: $1,2452020Revenue 2021: $662,308Expenses 2021: $574,741Net Income 2021: $87,5672021Revenue 2022: $791,585Expenses 2022: $587,438Net Income 2022: $204,1472022Revenue 2023: $995,835Expenses 2023: $863,261Net Income 2023: $132,5742023Revenue 2024: $1,147,390Expenses 2024: $1,158,207Net Income 2024: -$10,8172024

Highlighted filing

2024

Revenue$1,147,390
Expenses$1,158,207
Net Income-$10,817
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$13,836,219
Liabilities
$11,203,227
Net assets
$2,632,992
Revenue
$1,147,390
Expenses
$1,158,207
Net income
-$10,817
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.8$11.2$2.63$1.15$1.16$0.01
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$11.8$2.64$1.00$0.86$0.13
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.4$9.85$2.56$0.79$0.59$0.20
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.7$9.31$2.36$0.66$0.57$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.3$9.03$2.27$0.68$0.68$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.7$8.47$2.27$0.69$0.55$0.14
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.5$8.34$2.13$0.62$0.49$0.13
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.1$9.10$1.99$0.54$0.57$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.8$9.78$2.02$0.48$0.40$0.08
2015Detailed filing. Detailed filing data is available for this year.$11.7$9.75$1.93$0.43$0.38$0.05
2014Detailed filing. Detailed filing data is available for this year.$12.4$10.5$1.88$0.45$0.36$0.09
2013Detailed filing. Detailed filing data is available for this year.$13.8$12.0$1.79$0.46$0.48$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$12.5$1.81$0.64
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$12.0$1.96$0.48
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$12.3$1.96$0.53
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 4, 2023
Return Version
2022v5.0
Gross Receipts
$791,585
Mission and Program Overview

Mission

To provide services to members and pay dividends at reasonable rates

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$7,105,707$9,014,850▲ $1,909,143
Savings and Temporary Cash Investments$4,030,749$2,978,080▼ $1,052,669
Rtn Earn Endowment Incm Other Fnds$2,358,590$2,562,737▲ $204,147
Land, Buildings, and Equipment, Net$124,761$148,498▲ $23,737
Investments in Publicly Traded Securities$110,227--
Cash and Non-Interest-Bearing Accounts$144,614$86,453▼ $58,161
Prepaid Expenses and Deferred Charges$37,778$43,758▲ $5,980
Accounts Receivable$2,623$29,096▲ $26,473
Total Assets$11,666,177$12,411,992▲ $745,815
Other Assets Total$109,718$111,257▲ $1,539
Liabilities
Other Liabilities$9,274,171$9,806,093▲ $531,922
Accounts Payable and Accrued Expenses$33,416$43,162▲ $9,746
Total Liabilities$9,307,587$9,849,255▲ $541,668
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,358,590$2,562,737▲ $204,147
Total Liabilities and Net Assets / Fund Balance$11,666,177$12,411,992▲ $745,815

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$51,745$162,367$214,112
Equipment$31,544$81,172$112,716
Leasehold Improvements$37,475$29,781$67,256
Land$22,416-$22,416
Other Land Buildings$5,318$11,783$17,101
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Barbara IsaacsCEOFT$75,593$75,593

Board Members and Trustees

NameTitle
Keri ShoreChairperson/
Ed BlackburnVice Chairpe
David JonesBoard Member
Holly HuelskampBoard Member
Meecie MooreBoard Member
Rachael BurchBoard Member
Roger Morris IiiBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$727,251
Investment Income
$51,296
Other Revenue
$13,038
Change in Net Assets
$204,147
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$309,788
Salaries, Compensation, and Employee Benefits$265,010
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$181,714$20,190-$201,904
Office Expenses$144,900--$144,900
Other Employee Benefits$56,795$6,311-$63,106
Interest$46,401--$46,401
Occupancy$34,767--$34,767
Benefits to Members$12,640--$12,640
Travel$10,978--$10,978
Other Expenses$7,200$4,215-$7,200
Advertising$6,927--$6,927
Fees for Services Other$5,300--$5,300
Conferences and Meetings$900--$900
All Other Expenses$-10,954--$-10,954
Total Functional Expenses$556,722$30,716$0$587,438
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$9,806,093
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“MEMBERS”

Form 990, Page 6, Part VI, Line 7A

“Directors and officers are elected by members”

Form 990, Page 6, Part VI, Line 7B

“Decisions subject to members votes”

Form 990, Page 6, Part VI, Line 11B

“Sent to manager for review and signature”

Form 990, Page 6, Part VI, Line 12C

“Review of file maintenance report to ensure that no one is completing transactions for themselves or family”

Form 990, Page 6, Part VI, Line 15A

“The compensation for the ceo and other officers of the organization are reviewed and approved by the board of directors”

Form 990, Page 6, Part VI, Line 19

“Governing documents are available to the public upon request. Persons may come into the credit union and request a copy of any of our governing documents. Some documents are posted in the branch lobbies.”

Filing and Contact Details

Filer

Filer Name
Tcp Credit Union
EIN
56-1256441
Address
3501 WESTINGHOUSE ROAD, RURAL HALL, NC 27045
Doing Business As
Co Barbara Isaacs CEO

Signing Officer

Name
Barbara Isaacs
Title
CEO
Phone
3369696518
Signed
2023-05-04

Organization Details

Principal Officer
Barbara Isaacs
Formed
1979
Legal Domicile
Nc
Voting Board Members
7
Independent Board Members
7
Employees
7

Preparer

Firm
Cantey Tiller Pierce & Green Llp
Address
PO BOX 862, CAMDEN, SC 29021
Preparer
Janet M Pierce
Phone
8034321436
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“To provide services to members and pay dividends at reasonable rates”

Raw XML Appendix353 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt033416
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt043162
IRS990/AccountsReceivableGrp/BOYAmt02623
IRS990/AccountsReceivableGrp/EOYAmt029096
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE SERVICES TO MEMBERS AND PAY DIVIDENDS AT REASONABLE RATES
IRS990/AdvertisingGrp/ProgramServicesAmt06927
IRS990/AdvertisingGrp/TotalAmt06927
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0-10954
IRS990/AllOtherExpensesGrp/TotalAmt0-10954
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0false
IRS990/BenefitsToMembersGrp/ProgramServicesAmt012640
IRS990/BenefitsToMembersGrp/TotalAmt012640
IRS990/BooksInCareOfDetail/PersonNm0BARBARA ISAACS
IRS990/BooksInCareOfDetail/PhoneNum03369696518
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03051 WESTINGHOUSE ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0RURAL HALL
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd027045
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0144614
IRS990/CashNonInterestBearingGrp/EOYAmt086453
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0900
IRS990/ConferencesMeetingsGrp/TotalAmt0900
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt012640
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt051296
IRS990/CYOtherExpensesAmt0309788
IRS990/CYOtherRevenueAmt013038
IRS990/CYProgramServiceRevenueAmt0727251
IRS990/CYRevenuesLessExpensesAmt0204147
IRS990/CYSalariesCompEmpBnftPaidAmt0265010
IRS990/CYTotalExpensesAmt0587438
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0791585
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0TO PROVIDE SERVICES TO MEMBERS AND PAY DIVIDENDS AT REASONABLE RATES
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0CO BARBARA ISAACS CEO
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt05300
IRS990/FeesForServicesOtherGrp/TotalAmt05300
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0BARBARA ISAACS
IRS990/Form990PartVIISectionAGrp/PersonNm1ED BLACKBURN
IRS990/Form990PartVIISectionAGrp/PersonNm2RACHAEL BURCH
IRS990/Form990PartVIISectionAGrp/PersonNm3HOLLY HUELSKAMP
IRS990/Form990PartVIISectionAGrp/PersonNm4ROGER MORRIS III
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID JONES
IRS990/Form990PartVIISectionAGrp/PersonNm6MEECIE MOORE
IRS990/Form990PartVIISectionAGrp/PersonNm7KERI SHORE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt075593
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRPERSON/
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01979
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0791585
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/ProgramServicesAmt046401
IRS990/InterestGrp/TotalAmt046401
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt051296
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt051296
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0110227
IRS990/IRPDocumentCnt0202
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0285103
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0124761
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0148498
IRS990/LandBldgEquipCostOrOtherBssAmt0433601
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE SERVICES TO MEMBERS AND PAY DIVIDENDS AT REASONABLE RATES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02358590
IRS990/NetAssetsOrFundBalancesEOYAmt02562737
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt034767
IRS990/OccupancyGrp/TotalAmt034767
IRS990/OfficeExpensesGrp/ProgramServicesAmt0144900
IRS990/OfficeExpensesGrp/TotalAmt0144900
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0109718
IRS990/OtherAssetsTotalGrp/EOYAmt0111257
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt06311
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt056795
IRS990/OtherEmployeeBenefitsGrp/TotalAmt063106
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL & OUTSIDE SE
IRS990/OtherExpensesGrp/Desc1LOAN SERVISING
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSE
IRS990/OtherExpensesGrp/Desc3EXAM/SUPERVISION FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt04215
IRS990/OtherExpensesGrp/ProgramServicesAmt037931
IRS990/OtherExpensesGrp/ProgramServicesAmt111378
IRS990/OtherExpensesGrp/ProgramServicesAmt29845
IRS990/OtherExpensesGrp/ProgramServicesAmt37200
IRS990/OtherExpensesGrp/TotalAmt042146
IRS990/OtherExpensesGrp/TotalAmt111378
IRS990/OtherExpensesGrp/TotalAmt29845
IRS990/OtherExpensesGrp/TotalAmt37200
IRS990/OtherLiabilitiesGrp/BOYAmt09274171
IRS990/OtherLiabilitiesGrp/EOYAmt09806093
IRS990/OtherRevenueMiscGrp/Desc0NON OPERATING GAIN/LOSS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt013038
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt013038
IRS990/OtherRevenueTotalAmt013038
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt020190
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0181714
IRS990/OtherSalariesAndWagesGrp/TotalAmt0201904
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07105707
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09014850
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt037778
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt043758
IRS990/PrincipalOfficerNm0BARBARA ISAACS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0649361
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt167096
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt210794
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0649361
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt167096
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt210794
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TO PROVIDE SERVICES TO MEMBERS AND PAY DIVIDENDS AT REASONABLE RATES
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt012986
IRS990/PYInvestmentIncomeAmt05178
IRS990/PYOtherExpensesAmt0321574
IRS990/PYOtherRevenueAmt022201
IRS990/PYProgramServiceRevenueAmt0634929
IRS990/PYRevenuesLessExpensesAmt087567
IRS990/PYSalariesCompEmpBnftPaidAmt0240181
IRS990/PYTotalExpensesAmt0574741
IRS990/PYTotalRevenueAmt0662308
IRS990/ReconcilationRevenueExpnssAmt0204147
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02358590
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02562737
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04030749
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02978080
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt051745
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0162367
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0214112
IRS990ScheduleD/EquipmentGrp/BookValueAmt031544
IRS990ScheduleD/EquipmentGrp/DepreciationAmt081172
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0112716
IRS990ScheduleD/LandGrp/BookValueAmt022416
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt022416
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt037475
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt029781
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt067256
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt05318
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt011783
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt017101
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09806093
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0148498
IRS990ScheduleD/TotalLiabilityAmt09806093
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE SERVICES TO MEMBERS AND PAY DIVIDENDS AT REASONABLE RATES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DIRECTORS AND OFFICERS ARE ELECTED BY MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DECISIONS SUBJECT TO MEMBERS VOTES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SENT TO MANAGER FOR REVIEW AND SIGNATURE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5REVIEW OF FILE MAINTENANCE REPORT TO ENSURE THAT NO ONE IS COMPLETING TRANSACTIONS FOR THEMSELVES OR FAMILY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE COMPENSATION FOR THE CEO AND OTHER OFFICERS OF THE ORGANIZATION ARE REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO THE CREDIT UNION AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt011666177
IRS990/TotalAssetsEOYAmt012411992
IRS990/TotalAssetsGrp/BOYAmt011666177
IRS990/TotalAssetsGrp/EOYAmt012411992
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt030716
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0556722
IRS990/TotalFunctionalExpensesGrp/TotalAmt0587438
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt09307587
IRS990/TotalLiabilitiesEOYAmt09849255
IRS990/TotalLiabilitiesGrp/BOYAmt09307587
IRS990/TotalLiabilitiesGrp/EOYAmt09849255
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02358590
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02562737
IRS990/TotalProgramServiceRevenueAmt0727251
IRS990/TotalReportableCompFromOrgAmt075593
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0791585
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0791585
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt011666177
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt012411992
IRS990/TravelGrp/ProgramServicesAmt010978
IRS990/TravelGrp/TotalAmt010978
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0484 NEW LIFE CHURCH ROAD
IRS990/USAddress/CityNm0MT AIRY
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd027050
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.TCPCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0BARBARA ISAACS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03369696518
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TCP CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0TCPC
ReturnHeader/Filer/EIN0561256441
ReturnHeader/Filer/USAddress/AddressLine1Txt03501 WESTINGHOUSE ROAD
ReturnHeader/Filer/USAddress/CityNm0RURAL HALL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027045
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0570568919
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CANTEY TILLER PIERCE & GREEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 862
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CAMDEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029021
ReturnHeader/PreparerPersonGrp/PhoneNum08034321436
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JANET M PIERCE
ReturnHeader/ReturnTs02023-05-12T10:11:10-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0BARBARA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0ISAACS
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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