Civic Intelligence

Western Carolina Community Action Inc

EIN 56-0846319 • 501(c)3 • Hendersonville, NC

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Profile

Western Carolina Community Action, Inc. assists low-income and underserved people in Henderson, Transylvania, Rutherford and Polk Counties in achieving their full potential through quality services and advocacy that demonstrates compassion, respect, and the belief that all people are worthy.

PO Box 685Hendersonville, NC 28793

www.wcca.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.30x

Higher debt load relative to assets than 58% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

42nd percentile

0.21x

Higher debt load relative to revenue than 42% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

82nd percentile

31%

Higher net margin than 82% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

97th percentile

111%

Faster asset growth than 97% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

92nd percentile

77%

Faster revenue growth than 92% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$19,683,222

Up $10,359,696 (+111%) from 2023

Liabilities

Up

$5,906,491

Up $1,597,879 (+37%) from 2023

Net Assets

Up

$13,776,731

Up $8,761,817 (+175%) from 2023

Operations
Liabilities / Revenue42nd percentileNet Margin82nd percentile

Revenue

Up

$28,702,898

Up $12,521,563 (+77%) from 2023

Expenses

Up

$19,941,839

Up $3,280,873 (+20%) from 2023

Net Income

Up

$8,761,059

Up $9,240,690 (+1927%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth97th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2011: $6,663,700Liabilities 2011: $3,409,387Net Assets 2011: $3,254,3132011Assets 2012: $6,380,625Liabilities 2012: $3,149,929Net Assets 2012: $3,230,6962012Assets 2013: $6,362,074Liabilities 2013: $3,202,384Net Assets 2013: $3,159,6902013Assets 2014: $6,735,296Liabilities 2014: $3,700,304Net Assets 2014: $3,034,9922014Assets 2015: $6,715,911Liabilities 2015: $3,826,743Net Assets 2015: $2,889,1682015Assets 2016: $6,716,881Liabilities 2016: $3,559,218Net Assets 2016: $3,157,6632016Assets 2017: $6,722,791Liabilities 2017: $3,639,758Net Assets 2017: $3,083,0332017Assets 2018: $7,035,591Liabilities 2018: $3,886,629Net Assets 2018: $3,148,9622018Assets 2019: $6,975,122Liabilities 2019: $3,997,952Net Assets 2019: $2,977,1702019Assets 2020: $7,097,152Liabilities 2020: $3,144,370Net Assets 2020: $3,952,7822020Assets 2021: $8,009,014Liabilities 2021: $3,929,747Net Assets 2021: $4,079,2672021Assets 2022: $8,939,327Liabilities 2022: $3,447,260Net Assets 2022: $5,492,0672022Assets 2023: $9,323,526Liabilities 2023: $4,308,612Net Assets 2023: $5,014,9142023Assets 2024: $19,683,222Liabilities 2024: $5,906,491Net Assets 2024: $13,776,7312024

Highlighted filing

2024

Assets$19,683,222
Liabilities$5,906,491
Net Assets$13,776,731
Open 2024 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MRevenue 2011: $12,233,173Expenses 2011: $12,084,364Net Income 2011: $148,8092011Expenses 2012: $11,407,6432012Expenses 2013: $11,873,1522013Revenue 2014: $11,330,082Expenses 2014: $11,454,799Net Income 2014: -$124,7172014Revenue 2015: $11,970,392Expenses 2015: $12,116,216Net Income 2015: -$145,8242015Revenue 2016: $13,451,022Expenses 2016: $13,180,590Net Income 2016: $270,4322016Revenue 2017: $14,412,920Expenses 2017: $14,491,289Net Income 2017: -$78,3692017Revenue 2018: $14,640,598Expenses 2018: $14,576,962Net Income 2018: $63,6362018Revenue 2019: $14,595,439Expenses 2019: $14,766,884Net Income 2019: -$171,4452019Revenue 2020: $15,269,285Expenses 2020: $15,143,630Net Income 2020: $125,6552020Revenue 2021: $16,309,816Expenses 2021: $16,194,107Net Income 2021: $115,7092021Revenue 2022: $17,409,700Expenses 2022: $15,988,743Net Income 2022: $1,420,9572022Revenue 2023: $16,181,335Expenses 2023: $16,660,966Net Income 2023: -$479,6312023Revenue 2024: $28,702,898Expenses 2024: $19,941,839Net Income 2024: $8,761,0592024

Highlighted filing

2024

Revenue$28,702,898
Expenses$19,941,839
Net Income$8,761,059
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$19,683,222
Liabilities
$5,906,491
Net assets
$13,776,731
Revenue
$28,702,898
Expenses
$19,941,839
Net income
$8,761,059
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.7$5.91$13.8$28.7$19.9$8.76
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.32$4.31$5.01$16.2$16.7$0.48
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.94$3.45$5.49$17.4$16.0$1.42
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.01$3.93$4.08$16.3$16.2$0.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.10$3.14$3.95$15.3$15.1$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.98$4.00$2.98$14.6$14.8$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.04$3.89$3.15$14.6$14.6$0.06
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.72$3.64$3.08$14.4$14.5$0.08
2016Detailed filing. Detailed filing data is available for this year.$6.72$3.56$3.16$13.5$13.2$0.27
2015Detailed filing. Detailed filing data is available for this year.$6.72$3.83$2.89$12.0$12.1$0.15
2014Detailed filing. Detailed filing data is available for this year.$6.74$3.70$3.03$11.3$11.5$0.12
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.36$3.20$3.16$11.9
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.38$3.15$3.23$11.4
2011Summary only. Only limited summary data is available for this year.$6.66$3.41$3.25$12.2$12.1$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jul 15, 2025
Return Version
2023v6.0
Gross Receipts
$28,703,445
Mission and Program Overview

Mission

To assist low income and underserved individiuals and families in henderson, transylvania, rutherford and polk counties in achieving their full potential through quality services and advocacy that demonstrates compassion, respect, and the belief that all people are worthy.

To provide community services not otherwise available to low-income families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$5,239,268$15,614,717▲ $10,375,449
Savings and Temporary Cash Investments$1,848,167$1,443,005▼ $405,162
Pledges and Grants Receivable$1,172,862$1,337,986▲ $165,124
Cash and Non-Interest-Bearing Accounts$268,866$692,340▲ $423,474
Other Notes and Loans Receivable, Net$383,538--
Prepaid Expenses and Deferred Charges$68,523$170,883▲ $102,360
Investments Other Securities$90,278$91,708▲ $1,430
Accounts Receivable$36,866$66,038▲ $29,172
Investments in Publicly Traded Securities$43,844$49,110▲ $5,266
Total Assets$9,323,526$19,683,222▲ $10,359,696
Other Assets Total$171,314$217,435▲ $46,121
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,379,851$2,476,100▲ $1,096,249
Accounts Payable and Accrued Expenses$1,668,299$2,321,267▲ $652,968
Deferred Revenue$986,851$771,384▼ $215,467
Other Liabilities$171,314$217,435▲ $46,121
Escrow Account Liability$102,297$120,305▲ $18,008
Total Liabilities$4,308,612$5,906,491▲ $1,597,879
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,482,429$13,219,032▲ $8,736,603
Net Assets With Donor Restrictions$532,485$557,699▲ $25,214
Total Net Assets Fund Balance$5,014,914$13,776,731▲ $8,761,817
Total Liabilities and Net Assets / Fund Balance$9,323,526$19,683,222▲ $10,359,696

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,556,706$5,042,587$16,599,293
Other Land Buildings$2,400,143-$2,400,143
Equipment$420,046$1,289,333$1,709,379
Land$1,237,822-$1,237,822

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$43,844-▲ $5,266-$49,110
2022$40,246-▲ $3,598-$43,844
2021$46,074-▼ $5,488-$40,246
2020$34,819-▲ $11,552-$46,074
2019$36,560-▼ $1,476-$34,819
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
David WhiteCEOFT$181,885$23,674$205,559
Elizabeth WhittenCFOFT$154,414$21,505$175,919
Linda CarterCHILDREN'S SFT$132,669$21,310$153,979
Linda CarterCHILDREN'S SVCS Director-$132,669$21,310$153,979
Erin OutlawDirector ofFT$107,755$17,789$125,544
Bobby KimmonsVP Human ResFT$106,055$17,638$123,693

Board Members and Trustees

NameTitle
Ellen SteeleChair
David CarfoliteVice Chair
Brenda BlackburnDirector
Brook GoodlingDirector
Eric HarrisDirector
J Kelly BurginDirector
Joshua KennedyDirector
Katherine ParnellDirector
Khaled KhiyarDirector
Kristian ToroDirector
Noah RoseDirector
Shannon PerryDirector
Josh SheltonDirector Thr
Kim WilsonDirector Thr
Lorraine ReddDirector Thr
Norma PerezDirector Thr
Victoria SaldanaDirector Thr
Richard ReagenSecretary
Matt BallanceTreasurer
Donecia SantanaTreasurer Th

Highest Paid Contractors

ContractorServicesLocationCompensation
Dunlap Construction CoConstruction720B N GROVE ST, 143 HENRIETTA ST, Hendersonville, NC 28792$1,683,499
Little Red School Of HendersonvilleCcp Contract604 BROOKLYN AVE, Hendersonville, NC 28792$225,007
The Goss Agency INCAdvertising20 CARNOUSTIE CRT, Pawleys Island, SC 29585$148,721
Kids Kingdom Preschool LLCCcp ContractPO BOX 938, Ellenboro, NC 28040$137,676
Revenue and Support

Revenue Composition

Contributions and Grants
$20,285,651
Program Service Revenue
$1,383,314
Investment Income
$6,928,686
Other Revenue
$105,247
All Other Contributions
$729,077
Change in Net Assets
$8,761,059

Audited Revenue Reconciliation

Revenue per Audited Statements
$28,702,898
Revenue Not Reported on Form 990
$138,171
Total Revenue per Audited Statements
$28,841,069
Total Revenue per Form 990
$28,702,898
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$10,940,555
Other Expenses$4,965,703
Grants and Similar Amounts Paid$4,035,581
Total Fundraising Expense$41,663
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$7,305,755$790,658$21,320$8,117,733
Grants to Domestic Individuals$4,035,581--$4,035,581
Office Expenses$1,204,215$157,314$2,710$1,364,239
Other Employee Benefits$1,148,120$113,388$2,300$1,263,808
Fees for Services Other$1,031,147$90,573$375$1,122,095
Occupancy$802,090$40,114$176$842,380
Depreciation Depletion$676,231$5,688-$681,919
Payroll Taxes$554,154$71,428$2,249$627,831
Pension Plan Contributions$490,839$57,420$1,445$549,704
Insurance$453,713$38,259$568$492,540
Current Officers, Directors, Trustees, and Key Employees$173,148$198,053$10,278$381,479
Travel$179,918$36,030$242$216,190
Interest$118,730--$118,730
Fees for Services Accounting$35,069$23,379-$58,448
Fees for Services Legal$27,385$18,256-$45,641
Advertising$17,551$227-$17,778
Other Expenses$5,743--$5,743
Total Functional Expenses$18,259,389$1,640,787$41,663$19,941,839

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$20,079,252
Expenses per Audited Statements$19,941,839
Total Expenses per Form 990$19,941,839
Expenses Not Reported on Form 990$137,413
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease$217,435
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The return was prepared by an independent accountant with assitance and oversight by managment. Upon completion and review, the return was provided to the board of directors before submission to the irs.”

Form 990, Page 6, Part VI, Line 12C

“All governing board members and staff are required to review and sign the conflict of interest policy annually. Furthermore, the organization has written policies adopted by the board that requires directors and officers to disclose conflicts and recuse themselves from voting on any matter that presents a potential conflict of interest.”

Form 990, Page 6, Part VI, Line 15A

“Ceo's compensation is evaluated annually and is approved by the board of directors. The organization conducts wage and compensation surveys every three years to compare current compensation packages with industry norms.”

Form 990, Page 6, Part VI, Line 15B

“Officer and key employee compensation is based on compensation survey as required by grantor organizations.”

Form 990, Page 6, Part VI, Line 19

“The organization's governing documents, conflict of interest policy, and financial statements are available to the public at their administrative office upon written request.”

Filing and Contact Details

Filer

Filer Name
Western Carolina Community Action
EIN
56-0846319
Phone
8286931711
Address
PO BOX 685, HENDERSONVILLE, NC 28793
Doing Business As
Wncsource

Signing Officer

Name
Elizabeth Whitten
Title
CFO
Phone
8285516582
Signed
2025-07-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ellen Steele
Formed
1966
Legal Domicile
Nc
Voting Board Members
14
Independent Board Members
14
Employees
264
Volunteers
65

Preparer

Firm
Carter P C
Address
301 COLLEGE ST STE 320, ASHEVILLE, NC 28801-2449
Preparer
Alan Toler
Phone
8282599900
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Other community services.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

“The organization maintains a housing escrow account related to the section 8 funds it handles.”

Schedule D, Page 2, Part V, Line 4

“Endowment fund will be used to further the organization's exempt purpose.”

Schedule D, Page 3, Part X

“The agency is exempt from federal income taxes under section 501(c)(3) of the internal revenue code, except on net income derived from unrelated business activities. The agency believes that it has appropriate support for any tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements. The agency's return of agency organization from income tax (form 990) for the years ended june 30, 2023, 2022, and 2021, are subject to examination by the irs, generally for three years after they were filed.”

Raw XML AppendixShowing 400 of 714 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt010278
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3KIDS KINGDOM PRESCHOOL LLC
IRS990/ContractorCompensationGrp/ServicesDesc0CONSTRUCTION
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IRS990/DepreciationDepletionGrp/ProgramServicesAmt0676231
IRS990/DepreciationDepletionGrp/TotalAmt0681919
IRS990/Desc0ADMINISTERS THE HUD HOUSING CHOICE VOUCHER PROGRAM THAT SERVES OVER 700 INDIVIDUALS AND FAMILIES WITH AFFORDABLE HOUSING AND FAMILY SELF- SUFFICIENCY PROGRAMS IN HENDERSON AND TRANSYLVANIA COUNTIES.
IRS990/DescribedInSection501c3Ind0true
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IRS990/DonorRstrOrQuasiEndowmentsInd0true
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt0264
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountLiabilityGrp/BOYAmt0102297
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IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt023379
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