Liabilities / Assets
17th percentile
Higher debt load relative to assets than 17% of similar nonprofits.
990 • Fiscal year 2015 • EIN 56-0634448
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
17th percentile
Higher debt load relative to assets than 17% of similar nonprofits.
Liabilities / Revenue
39th percentile
Higher debt load relative to revenue than 39% of similar nonprofits.
Net Margin
41st percentile
Higher net margin than 41% of similar nonprofits.
Top Officer Pay
57th percentile
Higher top officer pay than 57% of similar nonprofits.
Top officer pay equals 6.8% of source-year revenue.
Asset Growth
3rd percentile
Faster asset growth than 3% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Assets
Down$33,799,279
Down $1,717,105 (-4.8%) from 2014
Net Assets
Up$5,743,436
Up $86,277 (+1.5%) from 2014
Liabilities
Down$28,055,843
Down $1,803,382 (-6.0%) from 2014
Revenue
Down$1,504,233
Down $93,353 (-5.8%) from 2014
Expenses
Down$1,417,956
Down $83,347 (-5.6%) from 2014
Net Income
Down$86,277
Down $10,006 (-10%) from 2014
Programs of credit unions which offer a wide variety of personal financial services exclusively to their members.
LOANS TO MEMBERS
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $21,161,883 | $19,660,638 | ▼ $1,501,245 |
| Savings and Temporary Cash Investments | $8,431,044 | $8,447,377 | ▲ $16,333 |
| Rtn Earn Endowment Incm Other Fnds | $5,657,159 | $5,743,436 | ▲ $86,277 |
| Investments Program Related | $5,388,716 | $5,238,716 | ▼ $150,000 |
| Prepaid Expenses and Deferred Charges | $63,882 | $61,407 | ▼ $2,475 |
| Cash and Non-Interest-Bearing Accounts | $33,159 | $33,699 | ▲ $540 |
| Land, Buildings, and Equipment, Net | $15,090 | $11,436 | ▼ $3,654 |
| Total Assets | $35,516,384 | $33,799,279 | ▼ $1,717,105 |
| Other Assets Total | $422,610 | $346,006 | ▼ $76,604 |
| Liabilities | |||
| Other Liabilities | $29,795,553 | $27,991,420 | ▼ $1,804,133 |
| Accounts Payable and Accrued Expenses | $63,672 | $64,423 | ▲ $751 |
| Total Liabilities | $29,859,225 | $28,055,843 | ▼ $1,803,382 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,657,159 | $5,743,436 | ▲ $86,277 |
| Total Liabilities and Net Assets / Fund Balance | $35,516,384 | $33,799,279 | ▼ $1,717,105 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $11,436 | $194,136 | $205,572 |
| Investment Program Related Org | $249,000 | - | - |
| Other Assets Org | $26,402 | - | - |
| Name | Title | Base | Total |
|---|---|---|---|
| Ricky Simpson | 314 Nat Conrad Rd, Lexington, Nc 27292 | $102,589 | $102,589 |
| Name | Title |
|---|---|
| Dawn Bright | 108 Laurens Court Anderson Sc 29621 |
| Delores Dockum | 117 Stoners Glen Drive Hermitage Tn 37076 |
| Eric E Nystrom | 142 Matlen Drive, Morrisville, Nc 281172 |
| Yvonne Darnell | 1528 Holiday Dam Road Belton Sc 29627 |
| Moses Randy Young | 2117 Belcrest Drive Greensboro, Nc 27406 |
| Lisa Mccarter | 216 Hardwood Road Greenville, Sc 29607 |
| Michael Dyches | 313 Arrowwood Avenue Lancaster Sc 29720 |
| Trudy Wike | 538 Rocky Face Church Road Taylorsville Nc 28681 |
| Sarah Mccluney | 6005 Forest Trails Drive Winston Salem Nc 27107 |
| Virginia Parker | 6809 Silverwood Lane Charlotte Nc 28215 |
| Joel Zielazienski | 6827 Prospect Point Drive Monroe, Nc 28112 |
| Randy Bost | 8100 Kluttz Road Rockwell Nc 28138 |
| Milton Henderson | 901-524 Sharonview Circle Charlotte Nc 28217 |
| Larry Pettis | 914 Plumsted Road Charlotte 28216 |
| Linda Seawell | PO Box 123 Mccleansville Nc 27301 |
| Line Item | Amount |
|---|---|
| Other Expenses | $912,955 |
| Salaries, Compensation, and Employee Benefits | $505,001 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $402,412 |
| Office Expenses | - | - | - | $170,886 |
| Fees for Services Other | - | - | - | $131,644 |
| All Other Expenses | - | - | - | $111,990 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $102,589 |
| Interest | - | - | - | $95,505 |
| Advertising | - | - | - | $36,218 |
| Other Expenses | - | - | - | $34,359 |
| Information Technology | - | - | - | $32,115 |
| Conferences and Meetings | - | - | - | $26,391 |
| Occupancy | - | - | - | $1,313 |
| Total Functional Expenses | $0 | $0 | $0 | $1,417,956 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Total Shares and Deposits | $27,991,420 |
“MEMBERS”
“Directors and officers are elected by members”
“Decisions subject to member votes”
“Sent to manager for review and signature”
“Cusa service center exp 111990.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 63672 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 64423 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | LOANS TO MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 36218 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 111990 |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CHARLES LOWE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7045230075 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4301 YANCEY ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CHARLOTTE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 28217 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 33159 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 33699 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 102589 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 26391 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 73065 |
| IRS990/CYOtherExpensesAmt | 0 | 912955 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1431168 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 86277 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 505001 |
| IRS990/CYTotalExpensesAmt | 0 | 1417956 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1504233 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | TOTAL MEMBERS: 3,528 TOTAL AMT OF SHARES: $27,991,685 TOTAL LOANS: 2,514 TOTAL AMT OF LOANS: $19,966,138 |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 131644 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DAWN BRIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DELORES DOCKUM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MILTON HENDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LARRY PETTIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LINDA SEAWELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MICHAEL DYCHES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LISA MCCARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RANDY BOST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MOSES RANDY YOUNG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOEL ZIELAZIENSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SARAH MCCLUNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | TRUDY WIKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | VIRGINIA PARKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | YVONNE DARNELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | RICKY SIMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | ERIC E NYSTROM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 102589 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | 108 LAURENS COURT ANDERSON SC 29621 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | 117 STONERS GLEN DRIVE HERMITAGE TN 37076 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | 901-524 SHARONVIEW CIRCLE CHARLOTTE NC 28217 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | 914 PLUMSTED ROAD CHARLOTTE 28216 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | PO BOX 123 MCCLEANSVILLE NC 27301 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | 313 ARROWWOOD AVENUE LANCASTER SC 29720 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | 216 HARDWOOD ROAD GREENVILLE, SC 29607 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | 8100 KLUTTZ ROAD ROCKWELL NC 28138 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | 2117 BELCREST DRIVE GREENSBORO, NC 27406 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | 6827 PROSPECT POINT DRIVE MONROE, NC 28112 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | 6005 FOREST TRAILS DRIVE WINSTON SALEM NC 27107 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | 538 ROCKY FACE CHURCH ROAD TAYLORSVILLE NC 28681 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | 6809 SILVERWOOD LANE CHARLOTTE NC 28215 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | 1528 HOLIDAY DAM ROAD BELTON SC 29627 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | 314 NAT CONRAD RD, LEXINGTON, NC 27292 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | 142 MATLEN DRIVE, MORRISVILLE, NC 281172 |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 15 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1504233 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 15 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 32115 |
| IRS990/InterestGrp/TotalAmt | 0 | 95505 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 73065 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 5388716 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 5238716 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 194136 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 15090 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 11436 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 205572 |
| IRS990/LegalDomicileStateCd | 0 | NC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | LOANS TO MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5657159 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5743436 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1313 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 170886 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 422610 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 346006 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | OPER. FEES (SUPERV/EXAM) |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | MISC OPERATING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 117984 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 10800 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 143750 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 34359 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 29795553 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 27991420 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 402412 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 21161883 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19660638 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 63882 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 61407 |
| IRS990/PrincipalOfficerNm | 0 | CHARLES LOWE |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1192854 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 63203 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 175111 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 74619 |
| IRS990/PYOtherExpensesAmt | 0 | 931248 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1522967 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 96283 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 570055 |
| IRS990/PYTotalExpensesAmt | 0 | 1501303 |
| IRS990/PYTotalRevenueAmt | 0 | 1597586 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 86277 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5657159 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5743436 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 8431044 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 8447377 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 11436 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 194136 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 205572 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 4989716 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 249000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS 1-3 YEARS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | INVESTMENTS 3-5 YEARS |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 2646 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 289775 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 27183 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 26402 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | ACCRUED INVESTMENT INCOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | NCUSIF INS CAPILIZATION |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ACCRUED INTEREST ON LOANS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | ALL OTHER ASSETS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27991420 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | TOTAL SHARES AND DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 11436 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 346006 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 5238716 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 27991420 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DIRECTORS AND OFFICERS ARE ELECTED BY MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DECISIONS SUBJECT TO MEMBER VOTES |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SENT TO MANAGER FOR REVIEW AND SIGNATURE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CUSA SERVICE CENTER EXP 111990. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part IX, Line 24f |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | NC |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 35516384 |
| IRS990/TotalAssetsEOYAmt | 0 | 33799279 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 35516384 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 33799279 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 8 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1417956 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 29859225 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 28055843 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 29859225 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 28055843 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5657159 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5743436 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1431168 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 102589 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1504233 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1504233 |
| IRS990/TotalVolunteersCnt | 0 | 15 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 35516384 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 33799279 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4301 YANCEY ROAD |
| IRS990/USAddress/CityNm | 0 | CHARLOTTE |
| IRS990/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/USAddress/ZIPCd | 0 | 28217 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 15 |
| IRS990/VotingMembersIndependentCnt | 0 | 15 |
| IRS990/WebsiteAddressTxt | 0 | WWW.BLUEFLAMECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHARLES LOWE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ASSISTANT MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7045230075 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BLUE FLAME CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BLUE |
| ReturnHeader/Filer/EIN | 0 | 560634448 |
| ReturnHeader/Filer/PhoneNum | 0 | 7045230075 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4301 YANCEY ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CHARLOTTE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 28217 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CAROLINAS CREDIT UNION LEAGUE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 323 W Jones Street Suite 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Raleigh |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 27603 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3363140812 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LADAWN ATKINSON |
| ReturnHeader/ReturnTs | 0 | 2016-05-16T10:30:08-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
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