Civic Intelligence

Home Builders Association Of

EIN 56-0583661 • 501(c)6 • Charlotte, NC

Profile

To provide a trade association for the real estate construction industry by promoting fellowship, encouraging quality of construction and ethical business relationships among the members of the industry.

417 East Blvd Suite 201Charlotte, NC 28203

www.hbacharlotte.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.18x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

0.12x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

28th percentile

-2.1%

Higher net margin than 28% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

54th percentile

6.9%

Faster asset growth than 54% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

10%

Faster revenue growth than 60% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$871,400

Up $56,569 (+6.9%) from 2023

Liabilities

Up

$156,590

Up $83,397 (+114%) from 2023

Net Assets

Down

$714,810

Down $26,828 (-3.6%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin28th percentile

Revenue

Up

$1,279,778

Up $117,239 (+10%) from 2023

Expenses

Up

$1,306,608

Up $154,636 (+13%) from 2023

Net Income

Down

-$26,830

Down $37,397 (-354%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth54th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2010: $168,273Liabilities 2010: $48,733Net Assets 2010: $119,5402010Assets 2011: $99,968Liabilities 2011: $31,184Net Assets 2011: $68,7842011Assets 2012: $194,657Liabilities 2012: $18,935Net Assets 2012: $175,7222012Assets 2013: $316,267Liabilities 2013: $34,993Net Assets 2013: $281,2742013Assets 2014: $370,808Liabilities 2014: $57,257Net Assets 2014: $313,5512014Assets 2015: $398,806Liabilities 2015: $13,471Net Assets 2015: $385,3352015Assets 2016: $438,311Liabilities 2016: $9,501Net Assets 2016: $428,8102016Assets 2017: $524,715Liabilities 2017: $51,012Net Assets 2017: $473,7032017Assets 2018: $623,915Liabilities 2018: $72,919Net Assets 2018: $550,9962018Assets 2019: $659,187Liabilities 2019: $99,568Net Assets 2019: $559,6192019Assets 2020: $671,609Liabilities 2020: $106,117Net Assets 2020: $565,4922020Assets 2021: $720,884Liabilities 2021: $114,867Net Assets 2021: $606,0172021Assets 2022: $814,780Liabilities 2022: $83,707Net Assets 2022: $731,0732022Assets 2023: $814,831Liabilities 2023: $73,193Net Assets 2023: $741,6382023Assets 2024: $871,400Liabilities 2024: $156,590Net Assets 2024: $714,8102024

Highlighted filing

2024

Assets$871,400
Liabilities$156,590
Net Assets$714,810
Open 2024 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2010: $749,309Expenses 2010: $864,671Net Income 2010: -$115,3622010Revenue 2011: $716,287Expenses 2011: $767,043Net Income 2011: -$50,7562011Revenue 2012: $578,302Expenses 2012: $471,364Net Income 2012: $106,9382012Revenue 2013: $875,971Expenses 2013: $770,419Net Income 2013: $105,5522013Revenue 2014: $683,052Expenses 2014: $650,774Net Income 2014: $32,2782014Revenue 2015: $877,324Expenses 2015: $825,201Net Income 2015: $52,1232015Revenue 2016: $833,228Expenses 2016: $789,753Net Income 2016: $43,4752016Revenue 2017: $888,277Expenses 2017: $843,384Net Income 2017: $44,8932017Revenue 2018: $987,627Expenses 2018: $984,449Net Income 2018: $3,1782018Revenue 2019: $1,001,490Expenses 2019: $992,867Net Income 2019: $8,6232019Revenue 2020: $808,956Expenses 2020: $803,083Net Income 2020: $5,8732020Revenue 2021: $841,443Expenses 2021: $800,918Net Income 2021: $40,5252021Revenue 2022: $909,396Expenses 2022: $784,345Net Income 2022: $125,0512022Revenue 2023: $1,162,539Expenses 2023: $1,151,972Net Income 2023: $10,5672023Revenue 2024: $1,279,778Expenses 2024: $1,306,608Net Income 2024: -$26,8302024

Highlighted filing

2024

Revenue$1,279,778
Expenses$1,306,608
Net Income-$26,830
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$871,400
Liabilities
$156,590
Net assets
$714,810
Revenue
$1,279,778
Expenses
$1,306,608
Net income
-$26,830
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.87$0.16$0.71$1.28$1.31$0.03
2023Detailed filing. Detailed filing data is available for this year.$0.81$0.07$0.74$1.16$1.15$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.81$0.08$0.73$0.91$0.78$0.13
2021Detailed filing. Detailed filing data is available for this year.$0.72$0.11$0.61$0.84$0.80$0.04
2020Detailed filing. Detailed filing data is available for this year.$0.67$0.11$0.57$0.81$0.80$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.66$0.10$0.56$1.00$0.99$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.62$0.07$0.55$0.99$0.98$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.52$0.05$0.47$0.89$0.84$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.44$0.01$0.43$0.83$0.79$0.04
2015Summary only. Only limited summary data is available for this year.$0.40$0.01$0.39$0.88$0.83$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.37$0.06$0.31$0.68$0.65$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.32$0.03$0.28$0.88$0.77$0.11
2012Summary only. Only limited summary data is available for this year.$0.19$0.02$0.18$0.58$0.47$0.11
2011Summary only. Only limited summary data is available for this year.$0.10$0.03$0.07$0.72$0.77$0.05
2010Summary only. Only limited summary data is available for this year.$0.17$0.05$0.12$0.75$0.86$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 27, 2025
Return Version
2024v5.0
Gross Receipts
$1,279,778
Mission and Program Overview

Mission

To provide a trade association for the real estate construction industry by promoting fellowship, encouraging quality of construction and ethical business relationships among the members of the industry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$506,226$603,442▲ $97,216
Cash and Non-Interest-Bearing Accounts$277,218$206,289▼ $70,929
Prepaid Expenses and Deferred Charges$26,908$48,057▲ $21,149
Land, Buildings, and Equipment, Net$784$2,446▲ $1,662
Total Assets$814,831$871,400▲ $56,569
Other Assets Total$3,695$11,166▲ $7,471
Liabilities
Deferred Revenue$54,012$149,170▲ $95,158
Other Liabilities$19,181$7,420▼ $11,761
Total Liabilities$73,193$156,590▲ $83,397
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$741,638$714,810▼ $26,828
Total Net Assets Fund Balance$741,638$714,810▼ $26,828
Total Liabilities and Net Assets / Fund Balance$814,831$871,400▲ $56,569

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,446$35,658$38,104
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jenifer SchusterEc PresidentFT$160,417$5,000$165,417

Board Members and Trustees

NameTitle
Duane JohnsChair - Cust
Mike SmedleyChair - Mame
Alma JacobsChair - Memb
Lisa CortezChair - Pwb
Frankie FranklinChair - Smc
Ken BernardoChair - Work
Daivd SmithChair Ldc
Suzanne ParkerChair- Parad
Jenna MillerAssociate Di
Richard LatorreAssociate Di
Steve WilsonAssociate Di
Terry MarcumAssociate Di
Brett TaylorBuilder Dire
Chris BooneBuilder Dire
Joe PadillaBuilder Dire
Michael FoessBuilder Dire
Ryan JudsonBuilder Dire
Valerie HeritageBuilder Dire
Holly GrimsleyCabarrus Rep
Andi DirkschneiderEc - 1st V.
David McguireEc - 2nd V.p
Cisco GarciaEc - Imm. Pa
Robbie KornegayEc Associate
Holly ZurawskiEc Legal COU
Daniel RayEc Secretary
Darci MorrisEc Treasurer
Cassandra SnyderGaston Rep.
James PressleyIredell Rep
Bob ZweierLife Directo
Brian PaceLife Directo
Danny KellyLife Directo
Karla KnottsLife Directo
Rob NanfeltLife Directo
Shannon BolingUnion Repres
Revenue and Support

Revenue Composition

Contributions and Grants
$862,905
Program Service Revenue
$371,858
Investment Income
$19,625
Other Revenue
$25,390
Change in Net Assets
$-26,830
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$879,602
Salaries, Compensation, and Employee Benefits$427,006
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$156,234$73,751-$229,985
Other Salaries and Wages$185,551--$185,551
Current Officers, Directors, Trustees, and Key Employees$165,417--$165,417
Other Expenses$70,000--$70,000
Other Employee Benefits$38,784--$38,784
Occupancy$37,229--$37,229
Payroll Taxes$32,441--$32,441
Travel$9,875--$9,875
Insurance$7,507--$7,507
Pension Plan Contributions$4,813--$4,813
Office Expenses$4,628--$4,628
Depreciation Depletion$3,814--$3,814
Total Functional Expenses$1,232,857$73,751$0$1,306,608
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$73,078
Total Nondeductible Lobbying and Political Cost$73,078
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Accrued Expenses$4,813
Scholarship Reserve Fund$2,607
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Organization's process to review form 990 is to provide a final version of form 990 to board members for their review before it is filed.”

Form 990, Page 6, Part VI, Line 15A

“Hr committee of the board reviews all compensation decisions.”

Form 990, Page 6, Part VI, Line 15B

“Hr committee of the board reviews all compensation decisions.”

Form 990, Page 6, Part VI, Line 19

“Documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Home Builders Association of
EIN
56-0583661
Phone
7043435330
Address
417 EAST BLVD SUITE 201, CHARLOTTE, NC 28203

Signing Officer

Name
Jenifer Schuster
Title
Ec President
Phone
7043435330
Signed
2025-06-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jenifer Schuster
Formed
1953
Legal Domicile
Nc
Voting Board Members
37
Independent Board Members
37
Employees
6
Volunteers
21

Preparer

Firm
Mdi Tax & Accounting
Address
7229 ALBEMARLE RD STE A, CHARLOTTE, NC 28227
Preparer
Martha a Devoe CPA
Phone
7045660222
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“The organization enlisted 21 volunteers (7 drivers and 14 judges) for the parade of homes. Judges received 100 gift cards, and drivers received 50 gift cards for fuel and 40 for food. Total disbursed was 2030, with 20 returned”

Form 990, Page 2, Part III, Line 4D

“Tradeshows, meetings, education and other programs are sponsored for the purpose of creating interest in housing and to present and educate the trade and public of current building methods, materials and related products.”

Form 990, Part IX, Line 24E

“Professional services 23,449 7,816 0 hba meetings 30,515 0 0 bank & credit card fees 0 21,283 0 cabarrus chapter events 19,993 0 0 computer software expense 0 16,723 0 smc expense 14,933 0 0 golf outings 14,409 0 0 board retreat/planning me 11,619 0 0 computer supplies & suppo 0 11,569 0 pwb expenses 8,495 0 0 membership mgmt system 0 7,415 0 dues - affiliate/nahb 6,210 0 0 nahb touch program 5,717 0 0 equipment maint contracts 0 5,381 0 dues - pwb/nahb 4,600 0 0 postage 3,716 0 0 telephone & internet 0 3,420 0 dues - smc/nahb 2,850 0 0 website 2,448 0 0 meeting expenses 2,391 0 0 printing 2,215 0 0 dues - affiliate/nchba 2,070 0 0 charitable contributions 604 0 0 property taxes 0 144 0 total 156,234 73,751 0”

Form 990, Part XI, Line 9

“Rounding 2 rounding 0 total 2”

Raw XML AppendixShowing 400 of 589 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PROVIDE A TRADE ASSOCIATION FOR THE REAL ESTATE CONSTRUCTION INDUSTRY BY PROMOTING FELLOWSHIP, ENCOURAGING QUALITY OF CONSTRUCTION AND ETHICAL BUSINESS RELATIONSHIPS AMONG THE MEMBERS OF THE INDUSTRY.
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt073751
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0HBA OF GREATER CHARLOTTE
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IRS990/Desc0PURPOSE OF THE PARADE OF HOMES IS TO PROMOTE NEW HOMES, THE RESIDENTIAL INDUSTRY, NEW HOME TECHNOLOGY, PARTICIPATING BUILDERS AND AFFILIATED TRADE PARTNERS TO POTENTIAL NEW HOME BUYERS. IN 2024, THE EVENT DATES WERE OCTOBER 5,6,12,AND 13.
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