Civic Intelligence

Henderson County Chamber of Commerce Incorporated

EIN 56-0258910 • 501(c)6 • Hendersonville, NC

Profile

The chamber is a membership organization, a voluntary partnership of business and professional people working together for the benefit of all, presenting one voice to build a healthy economy and improve the quality of life in henderson county, north carolina. Representing its members, the chamber pursues its purpose through the development of business, the economy, human resources, and public affairs.

204 Kanuga RoadHendersonville, NC 28739-5220

www.hendersoncountychamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.24x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

0.70x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

19th percentile

-6.4%

Higher net margin than 19% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

31st percentile

-0.3%

Faster asset growth than 31% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

41st percentile

3.8%

Faster revenue growth than 41% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Down

$1,358,092

Down $46,814 (-3.3%) from 2023

Liabilities

Down

$327,108

Down $17,045 (-5.0%) from 2023

Net Assets

Down

$1,030,984

Down $29,769 (-2.8%) from 2023

Operations
Liabilities / Revenue90th percentileNet Margin19th percentile

Revenue

Down

$464,030

Down $64,823 (-12%) from 2023

Expenses

Up

$493,799

Up $30,868 (+6.7%) from 2023

Net Income

Down

-$29,769

Down $95,691 (-145%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth31st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,678,559Liabilities 2010: $974,623Net Assets 2010: $703,9362010Assets 2011: $1,644,088Liabilities 2011: $864,382Net Assets 2011: $779,7062011Assets 2012: $1,746,227Liabilities 2012: $815,621Net Assets 2012: $930,6062012Assets 2013: $1,679,079Liabilities 2013: $745,455Net Assets 2013: $933,6242013Assets 2014: $1,558,994Liabilities 2014: $605,868Net Assets 2014: $953,1262014Assets 2015: $1,493,826Liabilities 2015: $539,673Net Assets 2015: $954,1532015Assets 2016: $1,456,517Liabilities 2016: $497,317Net Assets 2016: $959,2002016Assets 2017: $1,432,370Liabilities 2017: $463,205Net Assets 2017: $969,1652017Assets 2018: $1,392,870Liabilities 2018: $439,689Net Assets 2018: $953,1812018Assets 2019: $1,383,127Liabilities 2019: $437,429Net Assets 2019: $945,6982019Assets 2020: $1,426,284Liabilities 2020: $412,979Net Assets 2020: $1,013,3052020Assets 2021: $1,357,370Liabilities 2021: $390,122Net Assets 2021: $967,2482021Assets 2022: $1,366,623Liabilities 2022: $371,792Net Assets 2022: $994,8312022Assets 2023: $1,404,906Liabilities 2023: $344,153Net Assets 2023: $1,060,7532023Assets 2024: $1,358,092Liabilities 2024: $327,108Net Assets 2024: $1,030,9842024

Highlighted filing

2024

Assets$1,358,092
Liabilities$327,108
Net Assets$1,030,984
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $374,9792010Expenses 2011: $352,3592011Expenses 2012: $386,0262012Revenue 2013: $360,926Expenses 2013: $357,908Net Income 2013: $3,0182013Revenue 2014: $377,725Expenses 2014: $350,723Net Income 2014: $27,0022014Revenue 2015: $375,680Expenses 2015: $374,653Net Income 2015: $1,0272015Revenue 2016: $380,852Expenses 2016: $375,805Net Income 2016: $5,0472016Revenue 2017: $395,324Expenses 2017: $385,359Net Income 2017: $9,9652017Revenue 2018: $377,561Expenses 2018: $393,545Net Income 2018: -$15,9842018Revenue 2019: $379,720Expenses 2019: $387,203Net Income 2019: -$7,4832019Revenue 2020: $457,775Expenses 2020: $390,168Net Income 2020: $67,6072020Revenue 2021: $345,971Expenses 2021: $392,028Net Income 2021: -$46,0572021Revenue 2022: $430,685Expenses 2022: $403,102Net Income 2022: $27,5832022Revenue 2023: $528,853Expenses 2023: $462,931Net Income 2023: $65,9222023Revenue 2024: $464,030Expenses 2024: $493,799Net Income 2024: -$29,7692024

Highlighted filing

2024

Revenue$464,030
Expenses$493,799
Net Income-$29,769
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,358,092
Liabilities
$327,108
Net assets
$1,030,984
Revenue
$464,030
Expenses
$493,799
Net income
-$29,769
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.36$0.33$1.03$0.46$0.49$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.40$0.34$1.06$0.53$0.46$0.07
2022Detailed filing. Detailed filing data is available for this year.$1.37$0.37$0.99$0.43$0.40$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.36$0.39$0.97$0.35$0.39$0.05
2020Detailed filing. Detailed filing data is available for this year.$1.43$0.41$1.01$0.46$0.39$0.07
2019Detailed filing. Detailed filing data is available for this year.$1.38$0.44$0.95$0.38$0.39$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.39$0.44$0.95$0.38$0.39$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.43$0.46$0.97$0.40$0.39$0.01
2016Detailed filing. Detailed filing data is available for this year.$1.46$0.50$0.96$0.38$0.38$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.49$0.54$0.95$0.38$0.37$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.56$0.61$0.95$0.38$0.35$0.03
2013Detailed filing. Detailed filing data is available for this year.$1.68$0.75$0.93$0.36$0.36$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.75$0.82$0.93$0.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.64$0.86$0.78$0.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.68$0.97$0.70$0.37
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$511,465
Mission and Program Overview

Mission

The chamber is a membership organization, a voluntary partnership of business and professional people working together for the benefit of all, presenting one voice to build a healthy economy and improve the quality of life in henderson county, north carolina. Representing its members, the chamber pursues its purpose through the development of business, the economy, human resources, and public affairs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$974,179$943,452▼ $30,727
Savings and Temporary Cash Investments$338,103$340,617▲ $2,514
Accounts Receivable$78,039$67,543▼ $10,496
Cash and Non-Interest-Bearing Accounts$5,092$3,500▼ $1,592
Prepaid Expenses and Deferred Charges$9,493$2,980▼ $6,513
Total Assets$1,404,906$1,358,092▼ $46,814
Liabilities
Mortgage Notes Payable Secured by Investment Property$331,400$308,372▼ $23,028
Accounts Payable and Accrued Expenses$6,213$9,471▲ $3,258
Other Liabilities$6,540$9,265▲ $2,725
Total Liabilities$344,153$327,108▼ $17,045
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,060,753$1,030,984▼ $29,769
Total Net Assets Fund Balance$1,060,753$1,030,984▼ $29,769
Total Liabilities and Net Assets / Fund Balance$1,404,906$1,358,092▼ $46,814

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$681,713$463,858$1,145,571
Land$260,000-$260,000
Equipment$1,739$82,909$84,648
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert WillifordPresidentFT$121,893$7,200$129,093

Board Members and Trustees

NameTitle
Ragan WardChairman
Bill MckibbinChairman Ele
Amber WebbDirector
Caleb PhillipsDirector
Candi GuffeyDirector
Chris CormierDirector
David MayoDirector
David RiddellDirector
Fair Nabers WaggonerDirector
Graham FieldsDirector
Heather GrayDirector
Jared BellmundDirector
Jason DavisDirector
John BryantDirector
John HoltDirector
Kelly CubbinDirector
Laura LeatherwoodDirector
Mark RussellDirector
Mark WarwickDirector
Michael ThompsonDirector
Pete JuergensDirector
Randy HunterDirector
Scott MooreDirector
Sherri HolbertDirector
Tina KinseyDirector
Craig DebrewTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$328,140
Program Service Revenue
$101,631
Investment Income
$8,775
Other Revenue
$25,484
Change in Net Assets
$-29,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$274,696
Other Expenses$219,103
Total Fundraising Expense$43,606
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$126,641$54,997$35,723$217,361
All Other Expenses$28,205$6,021-$34,226
Depreciation Depletion$24,890$5,838-$30,728
Other Employee Benefits$21,372$5,970$3,038$30,380
Occupancy$22,648$5,313-$27,961
Payroll Taxes$9,682$4,204$2,731$16,617
Other Expenses$15,525--$15,525
Interest$9,053$2,123-$11,176
Pension Plan Contributions$5,077$3,147$2,114$10,338
Insurance$7,875$1,847-$9,722
Fees for Services Accounting$7,290$1,710-$9,000
Office Expenses$4,974$1,168-$6,142
Advertising$2,808$448-$3,256
Fees for Services Other$2,538$560-$3,098
Conferences and Meetings$1,394--$1,394
Total Functional Expenses$356,847$93,346$43,606$493,799
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$64,595
Fundraising Direct Expenses$47,435
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Special Events$65,000$45,045$29,589$15,456
8k Apple Festiv$22,400$13,900$11,959$1,941
Total Events$95,050$64,595$47,435$17,160
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliated Organization$9,265
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Any person, association, corporation, partnership, or estate having an interest in the purpose of the organization shall be eligible for membership.”

Form 990, Page 6, Part VI, Line 7A

“Each membership designee is entitled to cast one vote.”

Form 990, Page 6, Part VI, Line 11B

“The president of the organization is provided with a copy of form 990 which is made available to the board of directors for review and approval prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“All officers and directors are required to disclose annually any possible conflicts and any disclosures are reviewed by the board of directors.”

Form 990, Page 6, Part VI, Line 15A

“The executive committee reviews and approves the compensation of the president.”

Form 990, Page 6, Part VI, Line 19

“Governing documents, the conflict of interest policy, form 990, and financial statements are available to the public upon request at the organization offices during regular business hours.”

Form 990, Part VII

“Enforcement of conflicts policy compensation process”

Filing and Contact Details

Filer

Filer Name
Henderson County Chamber of
EIN
56-0258910
Phone
8286921413
Address
204 KANUGA ROAD, HENDERSONVILLE, NC 28739-5220

Signing Officer

Name
Robert Williford
Title
President
Phone
8286921413
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Williford
Formed
1926
Legal Domicile
Nc
Voting Board Members
26
Independent Board Members
26
Employees
5
Volunteers
20

Preparer

Firm
Gould Killian CPA Group Pa
Address
100 COXE AVE, ASHEVILLE, NC 28801-2354
Preparer
Terry B Andersen CPA
Phone
8282580363
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The chamber is a membership organization, a voluntary partnership of business and professional people working together for the benefit of all, presenting one voice to build a healthy economy and improve the quality of life in henderson county, north carolina. Representing its members, the chamber pursues its purpose through the development of business, the economy, human resources, and public affairs.”

Raw XML AppendixShowing 400 of 597 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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