Civic Intelligence

St Mary'S County School Bus Contractors Health & Welfare Trust

990 • Fiscal year 2019 • EIN 54-6560781

Sep 01, 2018 to Aug 31, 2019 • Filed on Apr 22, 2020

205 West Dares Beach RoadPrince Frederick, MD 20678

(410) 535-2955

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.83x

Higher debt load relative to assets than 95% of similar nonprofits.

2019 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

75th percentile

0.09x

Higher debt load relative to revenue than 75% of similar nonprofits.

2019 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2019

Net Margin

34th percentile

-1.5%

Higher net margin than 34% of similar nonprofits.

2019 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2019

Asset Growth

18th percentile

-9.2%

Faster asset growth than 18% of similar nonprofits.

2019 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

42nd percentile

-1.0%

Faster revenue growth than 42% of similar nonprofits.

2019 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Down

$69,900

Down $7,042 (-9.2%) from 2018

Net Assets

Down

$11,923

Down $10,031 (-46%) from 2018

Liabilities

Up

$57,977

Up $2,989 (+5.4%) from 2018

Revenue

Down

$665,624

Down $6,629 (-1.0%) from 2018

Expenses

Down

$675,655

Down $17,026 (-2.5%) from 2018

Net Income

Up

-$10,031

Up $10,397 (+51%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0-$100KAssets 2011: $66,687Liabilities 2011: $10,363Net Assets 2011: $56,3242011Assets 2012: $64,686Liabilities 2012: $3,382Net Assets 2012: $61,3042012Assets 2013: $44,474Liabilities 2013: $1,030Net Assets 2013: $43,4442013Assets 2014: $25,560Liabilities 2014: $34,283Net Assets 2014: -$8,7232014Assets 2015: $17,636Liabilities 2015: $818Net Assets 2015: $16,8182015Assets 2016: $31,508Liabilities 2016: $4,106Net Assets 2016: $27,4022016Assets 2017: $82,591Liabilities 2017: $40,209Net Assets 2017: $42,3822017Assets 2018: $76,942Liabilities 2018: $54,988Net Assets 2018: $21,9542018Assets 2019: $69,900Liabilities 2019: $57,977Net Assets 2019: $11,9232019Assets 2020: $96,625Liabilities 2020: $51,103Net Assets 2020: $45,5222020Assets 2021: $152,348Liabilities 2021: $53,110Net Assets 2021: $99,2382021Assets 2022: $191,734Liabilities 2022: $54,995Net Assets 2022: $136,7392022Assets 2023: $218,271Liabilities 2023: $62,021Net Assets 2023: $156,2502023Assets 2024: $241,643Liabilities 2024: $63,647Net Assets 2024: $177,9962024Assets 2025: $277,539Liabilities 2025: $55,956Net Assets 2025: $221,5832025

Highlighted filing

2019

Assets$69,900
Liabilities$57,977
Net Assets$11,923

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $395,509Expenses 2011: $515,811Net Income 2011: -$120,3022011Expenses 2012: $525,9002012Expenses 2013: $599,4352013Revenue 2014: $579,482Expenses 2014: $631,649Net Income 2014: -$52,1672014Revenue 2015: $581,673Expenses 2015: $556,132Net Income 2015: $25,5412015Revenue 2016: $617,589Expenses 2016: $607,005Net Income 2016: $10,5842016Revenue 2017: $621,025Expenses 2017: $606,045Net Income 2017: $14,9802017Revenue 2018: $672,253Expenses 2018: $692,681Net Income 2018: -$20,4282018Revenue 2019: $665,624Expenses 2019: $675,655Net Income 2019: -$10,0312019Revenue 2020: $705,761Expenses 2020: $672,162Net Income 2020: $33,5992020Revenue 2021: $700,994Expenses 2021: $647,278Net Income 2021: $53,7162021Revenue 2022: $704,449Expenses 2022: $666,948Net Income 2022: $37,5012022Revenue 2023: $840,714Expenses 2023: $821,203Net Income 2023: $19,5112023Revenue 2024: $789,163Expenses 2024: $767,417Net Income 2024: $21,7462024Revenue 2025: $829,180Expenses 2025: $785,593Net Income 2025: $43,5872025

Highlighted filing

2019

Revenue$665,624
Expenses$675,655
Net Income-$10,031
Jump To
Filing Snapshot
Filing Period
Sep 1, 2018 to Aug 31, 2019
Signed
Apr 22, 2020
Return Version
2018v3.2
Gross Receipts
$665,624
Mission and Program Overview

Mission

Administration of health and welfare plans for the st. Mary's county school bus contractors.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$55,215$56,670▲ $1,455
Accounts Receivable$3,314$12,521▲ $9,207
Savings and Temporary Cash Investments$18,413$709▼ $17,704
Total Assets$76,942$69,900▼ $7,042
Liabilities
Accounts Payable and Accrued Expenses$54,988$57,977▲ $2,989
Total Liabilities$54,988$57,977▲ $2,989
Net Assets / Fund Balance
Unrestricted Net Assets$21,954$11,923▼ $10,031
Total Net Assets Fund Balance$21,954$11,923▼ $10,031
Total Liabilities and Net Assets / Fund Balance$76,942$69,900▼ $7,042
Compensation and Service Providers

Board Members and Trustees

NameTitle
Bobby WisePresident
Michael KesslerMember
Mary WoodSecretary
Agnes TyerTreasurer
Robert BurroughsVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$390,600
Program Service Revenue
$274,420
Investment Income
$604
Other Revenue
$0
Change in Net Assets
$-10,031
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$675,655
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Insurance---$549,120
Fees for Services Other---$21,322
Other Expenses---$289
Total Functional Expenses$0$0$0$675,655
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

The trust's day to day activities are managed by a third party trust administrator, jon frank & associates, inc., 205 w dares beach rd, prince frederick, md 20678.

Form 990, Page 6, Part VI, Line 11B

The trust engages an outside professional to prepare the annual form 990. The outside professional provides a draft copy of the form 990 to the trust's management each year. Upon the review and approval of the trust's management, the form 990 is finalized by the outside professional. The outside professional provides final copies of the form 990 to the trust's management, who coordinates either the mailing or electronic filing of the form 990 with the president of the trust and the outside professional. Lastly, the trust's management provides copies of the final form 990 to the full board of directors of the trust.

Form 990, Page 6, Part VI, Line 19

Upon request, the governing documents are made available for public inspection.

Filing and Contact Details

Filer

Filer Name
ST MARY'S COUNTY SCHOOL BUS
EIN
54-6560781
Phone
4105352955
Address
205 WEST DARES BEACH ROAD, PRINCE FREDERICK, MD 20678

Signing Officer

Name
Bobby Wise
Title
President
Phone
4105352955
Signed
2020-04-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bobby Wise
Formed
2003
Legal Domicile
Md
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
Askey Askey & Associates CPA LLC
Address
PO BOX 662, LEONARDTOWN, MD 20650-0662
Preparer
Catherine a Askey CPA
Phone
3014755671
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE TRUST'S DAY TO DAY ACTIVITIES ARE MANAGED BY A THIRD PARTY TRUST ADMINISTRATOR, JON FRANK & ASSOCIATES, INC., 205 W DARES BEACH RD, PRINCE FREDERICK, MD 20678.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TRUST ENGAGES AN OUTSIDE PROFESSIONAL TO PREPARE THE ANNUAL FORM 990. THE OUTSIDE PROFESSIONAL PROVIDES A DRAFT COPY OF THE FORM 990 TO THE TRUST'S MANAGEMENT EACH YEAR. UPON THE REVIEW AND APPROVAL OF THE TRUST'S MANAGEMENT, THE FORM 990 IS FINALIZED BY THE OUTSIDE PROFESSIONAL. THE OUTSIDE PROFESSIONAL PROVIDES FINAL COPIES OF THE FORM 990 TO THE TRUST'S MANAGEMENT, WHO COORDINATES EITHER THE MAILING OR ELECTRONIC FILING OF THE FORM 990 WITH THE PRESIDENT OF THE TRUST AND THE OUTSIDE PROFESSIONAL. LASTLY, THE TRUST'S MANAGEMENT PROVIDES COPIES OF THE FINAL FORM 990 TO THE FULL BOARD OF DIRECTORS OF THE TRUST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2UPON REQUEST, THE GOVERNING DOCUMENTS ARE MADE AVAILABLE FOR PUBLIC INSPECTION.
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ReturnHeader/BusinessOfficerGrp/SignatureDt02020-04-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST MARY'S COUNTY SCHOOL BUS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CONTRACTORS HEALTH & WELFARE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0STMA
ReturnHeader/Filer/EIN0546560781
ReturnHeader/Filer/PhoneNum04105352955
ReturnHeader/Filer/USAddress/AddressLine1Txt0205 WEST DARES BEACH ROAD
ReturnHeader/Filer/USAddress/CityNm0PRINCE FREDERICK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd020678
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId08358B415C9969E7EB69D761FD5976213C214F4BE
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId08358B415C9969E7EB69D761FD5976213C214F4BE
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.16.49
ReturnHeader/FilingSecurityInformation/IPDt02020-05-08
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm008:02:19
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0521999052
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ASKEY ASKEY & ASSOCIATES CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 662
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LEONARDTOWN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0206500662
ReturnHeader/PreparerPersonGrp/PhoneNum03014755671
ReturnHeader/PreparerPersonGrp/PreparationDt02020-04-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CATHERINE A ASKEY CPA
ReturnHeader/ReturnTs02020-05-08T08:02:19-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-09-01
ReturnHeader/TaxPeriodEndDt02019-08-31
ReturnHeader/TaxYr02018

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.78$0.56$2.22$8.29$7.86$0.44
2024Detailed filing. Detailed filing data is available for this year.$2.42$0.64$1.78$7.89$7.67$0.22
2023Detailed filing. Detailed filing data is available for this year.$2.18$0.62$1.56$8.41$8.21$0.20
2022Detailed filing. Detailed filing data is available for this year.$1.92$0.55$1.37$7.04$6.67$0.38
2021Detailed filing. Detailed filing data is available for this year.$1.52$0.53$0.99$7.01$6.47$0.54
2020Detailed filing. Detailed filing data is available for this year.$0.97$0.51$0.46$7.06$6.72$0.34
2019Detailed filing. Detailed filing data is available for this year.$0.70$0.58$0.12$6.66$6.76$0.10
2018Detailed filing. Detailed filing data is available for this year.$0.77$0.55$0.22$6.72$6.93$0.20
2017Detailed filing. Detailed filing data is available for this year.$0.83$0.40$0.42$6.21$6.06$0.15
2016Detailed filing. Detailed filing data is available for this year.$0.32$0.04$0.27$6.18$6.07$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.18$0.01$0.17$5.82$5.56$0.26
2014Detailed filing. Detailed filing data is available for this year.$0.26$0.34$0.09$5.79$6.32$0.52
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.01$0.43$5.99
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.03$0.61$5.26
2011Summary only. Only limited summary data is available for this year.$0.67$0.10$0.56$3.96$5.16$1.20