Civic Intelligence

Richmond Chapter of the National Assoc of Women Business Owners Inc

990EZ • Fiscal year 2020 • EIN 54-2033204

Jul 01, 2019 to Jun 30, 2020 • Filed on Nov 11, 2020

Organization ProfileNAWBORICHMOND.ORG
P O Box 73201N Chesterfield, VA 23235

(804) 346-5644

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.19x

Higher debt load relative to assets than 79% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

63rd percentile

0.04x

Higher debt load relative to revenue than 63% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

28th percentile

-11%

Higher net margin than 28% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

7th percentile

-43%

Faster asset growth than 7% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

56th percentile

-15%

Faster revenue growth than 56% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets79th percentile

Assets

Down

$6,806

Down $5,131 (-43%) from 2019

Net Assets

Down

$5,484

Down $3,953 (-42%) from 2019

Liabilities

Down

$1,322

Down $1,178 (-47%) from 2019

Revenue And Expenses
Liabilities / Revenue63rd percentileNet Margin28th percentile

Revenue

Down

$34,866

Down $6,319 (-15%) from 2019

Expenses

Up

$38,819

Up $4,135 (+12%) from 2019

Net Income

Down

-$3,953

Down $10,454 (-161%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth7th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2014: $30,819Net Assets 2014: $30,8192014Assets 2015: $22,949Net Assets 2015: $22,9492015Assets 2016: $13,198Net Assets 2016: $13,1982016Assets 2017: $10,048Net Assets 2017: $10,0482017Assets 2018: $2,936Net Assets 2018: $2,9362018Assets 2019: $11,937Liabilities 2019: $2,500Net Assets 2019: $9,4372019Assets 2020: $6,806Liabilities 2020: $1,322Net Assets 2020: $5,4842020Assets 2021: $13,694Liabilities 2021: $1,737Net Assets 2021: $11,9572021Assets 2022: $17,827Liabilities 2022: $2,360Net Assets 2022: $15,4672022Assets 2023: $29,627Liabilities 2023: $3,270Net Assets 2023: $26,3572023Assets 2024: $51,816Liabilities 2024: $1,462Net Assets 2024: $50,3542024Assets 2025: $38,773Liabilities 2025: $1,232Net Assets 2025: $37,5412025

Highlighted filing

2020

Assets$6,806
Liabilities$1,322
Net Assets$5,484
Open 2020 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2014: $75,306Expenses 2014: $60,925Net Income 2014: $14,3812014Revenue 2015: $63,744Expenses 2015: $71,614Net Income 2015: -$7,8702015Revenue 2016: $59,855Expenses 2016: $69,606Net Income 2016: -$9,7512016Revenue 2017: $58,408Expenses 2017: $61,558Net Income 2017: -$3,1502017Revenue 2018: $48,764Expenses 2018: $55,876Net Income 2018: -$7,1122018Revenue 2019: $41,185Expenses 2019: $34,684Net Income 2019: $6,5012019Revenue 2020: $34,866Expenses 2020: $38,819Net Income 2020: -$3,9532020Revenue 2021: $27,441Expenses 2021: $20,968Net Income 2021: $6,4732021Revenue 2022: $27,069Expenses 2022: $23,559Net Income 2022: $3,5102022Revenue 2023: $44,792Expenses 2023: $33,902Net Income 2023: $10,8902023Revenue 2024: $52,076Expenses 2024: $28,079Net Income 2024: $23,9972024Revenue 2025: $42,245Expenses 2025: $55,058Net Income 2025: -$12,8132025

Highlighted filing

2020

Revenue$34,866
Expenses$38,819
Net Income-$3,953
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Nov 11, 2020
Return Version
2019v5.0
Gross Receipts
$34,866
Mission and Program Overview

Mission

Promote women business owners by creating business opportunities within the community, building strategic alliances through partnerships and networking, promoting leadership within the civic and business communities, educating the public about women-owned businesses, and influencing public policy.

Program Services

DescriptionGrantsExpenses
Provide monthly educational and technical programs to member base of approximately 90 women business owners.--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lee Ann PondPresident-$0--
Dawn DeBoerTreasurer-$0--
Deanna HathawayPast President-$0--
Laura WagnerDirector-$0--
Nancy FosterDirector-$0--
Debbie FisherDirector-$0--
Dawn YoungDirector-$0--
Filing and Contact Details

Filer

Filer Name
Richmond Chapter National Association
EIN
54-2033204
Phone
8043465644
Address
P O Box 73201, N Chesterfield, VA 23235

Signing Officer

Name
Dawn DeBoer
Title
Treas. / Sec'y
Signed
2020-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Sherman Financial Management LLC
Address
10321 AVENHAM WAY, HENRICO, VA 23238-3692
Preparer
Terry P Sherman CPA
Phone
8043057957
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $818”

Other Expenses.1002

“Office Expenses $492”

Other Expenses.1005

“Travel $36”

Other Expenses.1007

“Conferences, Conventions, and Meetings $573”

Other Expenses.1012

“Insurance $894”

Other Expenses.1

“Meetings Costs $8476”

Other Expenses.2

“Website $2625”

Other Expenses.3

“Bank Charges $1022”

Other Expenses.4

“Dues and Subscriptions $140”

Other Assets.1005

“Accounts Receivable - Beginning $7140 Accounts Receivable - Ending $410”

Other Assets.1011

“Prepaid Expenses and Deferred Charges - Beginning $0 Prepaid Expenses and Deferred Charges - Ending $438”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $2500 Accounts Payable and Accrued Expenses - Ending $1322”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Leann Owings
IRS990EZ/BooksInCareOfDetail/PhoneNum08043465644
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0P O Box 73201
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0N Chesterfield
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd023235
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt04797
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt05958
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt019747
IRS990EZ/CostOfGoodsSoldAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-3953
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IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt06806
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01199
IRS990EZ/GrossReceiptsAmt034866
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt012
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt05472
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09437
IRS990EZ/NetAssetsOrFundBalancesEOYAmt05484
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09437
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt05484
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Lee Ann Pond
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Dawn DeBoer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Deanna Hathaway
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Laura Wagner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Nancy Foster
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Debbie Fisher
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Dawn Young
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt07140
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0848
IRS990EZ/OtherExpensesTotalAmt015076
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Promote women business owners by creating business opportunities within the community, building strategic alliances through partnerships and networking, promoting leadership within the civic and business communities, educating the public about women-owned businesses, and influencing public policy.
IRS990EZ/ProgramServiceRevenueAmt09635
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Provide monthly educational and technical programs to member base of approximately 90 women business owners.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02500
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01322
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt038819
IRS990EZ/TotalRevenueAmt034866
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0NAWBORICHMOND.ORG
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $818
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $492
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel $36
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Conferences, Conventions, and Meetings $573
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance $894
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Meetings Costs $8476
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Website $2625
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Bank Charges $1022
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Dues and Subscriptions $140
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Accounts Receivable - Beginning $7140 Accounts Receivable - Ending $410
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Prepaid Expenses and Deferred Charges - Beginning $0 Prepaid Expenses and Deferred Charges - Ending $438
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Accounts Payable and Accrued Expenses - Beginning $2500 Accounts Payable and Accrued Expenses - Ending $1322
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Assets.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Assets.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Total Liabilities.1001
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Dawn DeBoer
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treas. / Sec'y
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Richmond Chapter National Association
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0of Women Business Owners
ReturnHeader/Filer/BusinessNameControlTxt0RICH
ReturnHeader/Filer/EIN0542033204
ReturnHeader/Filer/PhoneNum08043465644
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O Box 73201
ReturnHeader/Filer/USAddress/CityNm0N Chesterfield
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023235
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0204004313
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SHERMAN FINANCIAL MANAGEMENT LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010321 AVENHAM WAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HENRICO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0232383692
ReturnHeader/PreparerPersonGrp/PhoneNum08043057957
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TERRY P SHERMAN CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02020-11-18T13:32:00-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-07-01
ReturnHeader/TaxPeriodEndDt02020-06-30
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,806
Liabilities
$1,322
Net assets
$5,484
Revenue
$34,866
Expenses
$38,819
Net income
-$3,953
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$38.8$1.23$37.5$42.2$55.1$12.8
2024Detailed filing. Detailed filing data is available for this year.$51.8$1.46$50.4$52.1$28.1$24.0
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.6$3.27$26.4$44.8$33.9$10.9
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.8$2.36$15.5$27.1$23.6$3.51
2021Detailed filing. Detailed filing data is available for this year.$13.7$1.74$12.0$27.4$21.0$6.47
2020Detailed filing. Detailed filing data is available for this year.$6.81$1.32$5.48$34.9$38.8$3.95
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.9$2.50$9.44$41.2$34.7$6.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$2.94$48.8$55.9$7.11
2017Detailed filing. Detailed filing data is available for this year.$10.0$10.0$58.4$61.6$3.15
2016Detailed filing. Detailed filing data is available for this year.$13.2$13.2$59.9$69.6$9.75
2015Detailed filing. Detailed filing data is available for this year.$22.9$22.9$63.7$71.6$7.87
2014Detailed filing. Detailed filing data is available for this year.$30.8$30.8$75.3$60.9$14.4
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)6 • <$500k nonprofits