Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Richmond Chapter National Association
EIN 54-2033204 • 501(c)6 • N Chesterfield, VA
Profile
Promote women business owners.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.03x
Liabilities / Revenue
67th percentile
Higher debt load relative to revenue than 67% of similar nonprofits.
Net Margin
17th percentile
Higher net margin than 17% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
23rd percentile
Faster asset growth than 23% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Balance Sheet
Assets
Down$38,773
Down $13,043 (-25%) from 2024
Liabilities
Down$1,232
Down $230 (-16%) from 2024
Net Assets
Down$37,541
Down $12,813 (-25%) from 2024
Revenue
Down$42,245
Down $9,831 (-19%) from 2024
Expenses
Up$55,058
Up $26,979 (+96%) from 2024
Net Income
Down-$12,813
Down $36,810 (-153%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $38,773
- Liabilities
- $1,232
- Net assets
- $37,541
- Revenue
- $42,245
- Expenses
- $55,058
- Net income
- -$12,813
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2024 to Jun 30, 2025
- Signed
- Nov 7, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $42,245
Mission and Program Overview
Mission
Promote women business owners by creating business opportunities within the community, building strategic alliances through partnerships and networking, promoting leadership within the civic and business communities, educating the public about women-owned businesses, and influencing public policy.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| Provide monthly educational and technical programs to member base of approximately 90 women business owners. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Heidi Maestri | President | - | $0 | - | - |
| Katie Santoro | President Elect | - | $0 | - | - |
| Suzy O'Connor | Treasurer/Secy | - | $0 | - | - |
| Jacquie Schlosser | Past President | - | $0 | - | - |
| Tamisha Williams | Director | - | $0 | - | - |
| Polly White | Director | - | $0 | - | - |
| Emma Neuhaus | Director | - | $0 | - | - |
| Megan Wilson | Director | - | $0 | - | - |
| Allison Smith-Mackey | Director | - | $0 | - | - |
| Marie Malvoisin | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Richmond Chapter National Association
- EIN
- 54-2033204
- Phone
- 8043465644
- Address
- P O Box 73201, N Chesterfield, VA 23235
Signing Officer
- Name
- Suzy O'Connor
- Title
- Treasurer/Secy
- Signed
- 2025-11-07
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Sherman Financial Management LLC
- Address
- 10321 AVENHAM WAY, HENRICO, VA 23238
- Preparer
- Terry Sherman
- Phone
- 8043057957
Supplemental Narrative
Additional Explanations
Other Expenses.1001
“Advertising and Promotion $26”
Other Expenses.1002
“Office Expenses $244”
Other Expenses.1007
“Conferences, Conventions, and Meetings $507”
Other Expenses.1012
“Insurance $764”
Other Expenses.1
“Bad Debt Expense $15665”
Other Expenses.2
“Meetings Costs $14732”
Other Expenses.3
“Bank Charges $1573”
Other Expenses.4
“Dues and Subscriptions $1329”
Other Expenses.5
“Board Meetings & Retreat $452”
Other Assets.1005
“Accounts Receivable - Beginning $5855 Accounts Receivable - Ending $5000”
Other Assets.1
“Due from NAWBO Fdn - Beginning $9632 Due from NAWBO Fdn - Ending $0”
Total Liabilities.1001
“Accounts Payable and Accrued Expenses - Beginning $462 Accounts Payable and Accrued Expenses - Ending $997”
Total Liabilities.1003
“Deferred Revenue - Beginning $1000 Deferred Revenue - Ending $235”
Raw XML Appendix167 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/ForeignOfficeInd | 0 | false |
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| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 38773 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 42245 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
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| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 11674 |
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| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 37541 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 50354 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Heidi Maestri |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Katie Santoro |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Suzy O'Connor |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Jacquie Schlosser |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Tamisha Williams |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Polly White |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | Emma Neuhaus |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | Megan Wilson |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | Allison Smith-Mackey |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | Marie Malvoisin |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | President Elect |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Treasurer/Secy |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Past President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 15487 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 5000 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 35292 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Promote women business owners by creating business opportunities within the community, building strategic alliances through partnerships and networking, promoting leadership within the civic and business communities, educating the public about women-owned businesses, and influencing public policy. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 15611 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Provide monthly educational and technical programs to member base of approximately 90 women business owners. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 1462 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1232 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 55058 |
| IRS990EZ/TotalRevenueAmt | 0 | 42245 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | NAWBORICHMOND.ORG |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising and Promotion $26 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Office Expenses $244 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Conferences, Conventions, and Meetings $507 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Insurance $764 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Bad Debt Expense $15665 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Meetings Costs $14732 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Bank Charges $1573 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Dues and Subscriptions $1329 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Board Meetings & Retreat $452 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Accounts Receivable - Beginning $5855 Accounts Receivable - Ending $5000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Due from NAWBO Fdn - Beginning $9632 Due from NAWBO Fdn - Ending $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Accounts Payable and Accrued Expenses - Beginning $462 Accounts Payable and Accrued Expenses - Ending $997 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Deferred Revenue - Beginning $1000 Deferred Revenue - Ending $235 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1007 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Assets.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Assets.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Total Liabilities.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Total Liabilities.1003 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Suzy O'Connor |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Treasurer/Secy |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-07 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Richmond Chapter National Association |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | of Women Business Owners |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RICH |
| ReturnHeader/Filer/EIN | 0 | 542033204 |
| ReturnHeader/Filer/PhoneNum | 0 | 8043465644 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O Box 73201 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | N Chesterfield |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | VA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 23235 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 204004313 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SHERMAN FINANCIAL MANAGEMENT LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10321 AVENHAM WAY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | HENRICO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | VA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 23238 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8043057957 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Terry Sherman |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-11-09T18:11:32-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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