Civic Intelligence

Foundation for Small Business

EIN 54-1776460 • 501(c)3 • Warrenton, VA

Profile

The foundation for small business development is a tax-exempt, internal revenue code section 501 (c) (3), not-for-profit, organization formed and operated primarily for the expansion of research, education and assistance to small businesses in the united states of america.

332 W Lee Hwy 310Warrenton, VA 20186

ffsbd.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

50th percentile

-1.6%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$114,708

Down $1,839 (-1.6%) from 2023

Liabilities

Flat

$50

Flat from 2023

Net Assets

Down

$114,658

Down $1,839 (-1.6%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,839

Down $1,536 (-46%) from 2023

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2012: $308,166Liabilities 2012: $993Net Assets 2012: $307,1732012Assets 2013: $292,622Liabilities 2013: $4,189Net Assets 2013: $288,4332013Assets 2018: $200,950Liabilities 2018: $50Net Assets 2018: $200,9002018Assets 2019: $104,382Liabilities 2019: $50Net Assets 2019: $104,3322019Assets 2020: $145,771Liabilities 2020: $19,150Net Assets 2020: $126,6212020Assets 2021: $123,295Liabilities 2021: $50Net Assets 2021: $123,2452021Assets 2022: $119,922Liabilities 2022: $50Net Assets 2022: $119,8722022Assets 2023: $116,547Liabilities 2023: $50Net Assets 2023: $116,4972023Assets 2024: $114,708Liabilities 2024: $50Net Assets 2024: $114,6582024

Highlighted filing

2024

Assets$114,708
Liabilities$50
Net Assets$114,658
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2012: $458,609Expenses 2012: $151,394Net Income 2012: $307,2152012Revenue 2013: $51,500Expenses 2013: $70,240Net Income 2013: -$18,7402013Revenue 2018: $151,000Expenses 2018: $2,334Net Income 2018: $148,6662018Revenue 2019: $40,295Expenses 2019: $136,863Net Income 2019: -$96,5682019Revenue 2020: $45,455Expenses 2020: $23,166Net Income 2020: $22,2892020Expenses 2021: $3,3762021Expenses 2022: $3,3732022Expenses 2023: $3,3752023Expenses 2024: $1,8392024

Highlighted filing

2024

Revenue-
Expenses$1,839
Net Income-
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$114,708
Liabilities
$50
Net assets
$114,658
Revenue
-
Expenses
$1,839
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.02
2023Detailed filing. Detailed filing data is available for this year.$1.17$0.00$1.16$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.20$0.00$1.20$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.23$0.00$1.23$0.03
2020Detailed filing. Detailed filing data is available for this year.$1.46$0.19$1.27$0.45$0.23$0.22
2019Detailed filing. Detailed filing data is available for this year.$1.04$0.00$1.04$0.40$1.37$0.97
2018Detailed filing. Detailed filing data is available for this year.$2.01$0.00$2.01$1.51$0.02$1.49
2013Summary only. Only limited summary data is available for this year.$2.93$0.04$2.88$0.52$0.70$0.19
2012Summary only. Only limited summary data is available for this year.$3.08$0.01$3.07$4.59$1.51$3.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.2
Gross Receipts
$0
Mission and Program Overview

Mission

The foundation for small business development is a tax-exempt, internal revenue code section 501 (c) (3), not-for-profit, organization formed and operated primarily for the expansion of research, education and assistance to small businesses in the united states of america.

Program Services

DescriptionGrantsExpenses
WE HAVE PARTNERED WITH THE MOODY'S CORPORATION, A GLOBAL PROVIDER OF CREDIT RATINGS, RESEARCH, TOOLS AND ANALYSIS TO COLLECTIVELY PROVIDE EDUCATION, CERTIFICATIONS, AND TOOLS ON CASH-FLOW MANAGEMENT AND FORECASTING TO THE NATION'S LARGEST SMALL BUSINESS ASSISTANCE NETWORK, AMERICA'S SMALL BUSINESS DEVELOPMENT CENTERS (SBDCS). BY DELIVERING CASH FLOW MANAGEMENT AND FORECASTING EDUCATION COMBINED WITH CUTTING-EDGE SOFTWARE TO THE SBDC NETWORK, THIS PARTNERSHIP WILL ENHANCE THE IMPACT OF SBDCS TO STIMULATE ENTREPRENEURSHIP AND HELP SMALL BUSINESSES GROW. THE THREE-YEAR GRANT WILL PROVIDE TRAINING & CERTIFICATION BY CASH-FLOW EXPERT FINAGRAPH CORPORATION, THE MAKERS OF CASHFLOWTOOL. THIS INCLUDES IN-PERSON AND ONLINE TRAINING COURSES AS WELL AS CERTIFICATION THAT WILL BE DELIVERED AT NATIONAL, REGIONAL AND STATE SBDC EVENTS AS WELL AS E-LEARNING TRAINING & CERTIFICATION OPPORTUNITIES.$0$0
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHARLES TEE ROWEPresident-$0--
BYRON HICKSBoard Member-$0--
KIM KINDSCHIBoard Member-$0--
ANDREW SHERMANBoard Member-$0--
ARI LEHAVIBoard Member-$0--
LAURIE RAINSBoard Member-$0--
MICHELE ABRAHAMBoard Member-$0--
ALEX WHITEBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Foundation for Small Business
EIN
54-1776460
Phone
7039302961
Address
332 W LEE HWY 310, WARRENTON, VA 20186

Signing Officer

Name
C Edward Rowe Iii
Title
Board Member
Phone
7039302961
Signed
2025-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Matthews Carter & Boyce
Address
12730 FAIR LAKES CIRCLE SUITE 510, FAIRFAX, VA 22033
Preparer
Charles R Deppe
Phone
7032183600
Supplemental Narrative

Additional Explanations

Form 990-ez, Part II, Line 24 - Other Assets

“Description: accounts receivable. Beg. Of year amount: 45,750. End of year amount: 45,750. Description: prepaid. Beg. Of year amount: 153. End of year amount: 0.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: other. Beg. Of year amount: 50. End of year amount: 50.”

Raw XML Appendix159 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 45,750. END OF YEAR AMOUNT: 45,750. DESCRIPTION: PREPAID. BEG. OF YEAR AMOUNT: 153. END OF YEAR AMOUNT: 0.
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TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0C EDWARD ROWE III
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD MEMBER
ReturnHeader/BusinessOfficerGrp/PhoneNum07039302961
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FOUNDATION FOR SMALL BUSINESS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0DEVELOPMENT
ReturnHeader/Filer/BusinessNameControlTxt0FOUN
ReturnHeader/Filer/EIN0541776460
ReturnHeader/Filer/PhoneNum07039302961
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd022033
ReturnHeader/PreparerPersonGrp/PhoneNum07032183600
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHARLES R DEPPE
ReturnHeader/ReturnTs02025-11-17T11:42:23-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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