Civic Intelligence

Saddler Home Inc

EIN 54-1704067 • 501(c)3 • Hampton, VA

Profile

To provide housing to very low-income people with disabilities

2520 58th StreetHampton, VA 23661

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.86x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

100th percentile

18578.29x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

1st percentile

-417071%

Higher net margin than 1% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

39th percentile

-9.7%

Faster asset growth than 39% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

79th percentile

32%

Faster revenue growth than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Down

$151,159

Down $34,282 (-18%) from 2023

Liabilities

Up

$130,048

Up $25,045 (+24%) from 2023

Net Assets

Down

$21,111

Down $59,327 (-74%) from 2023

Operations
Liabilities / Revenue100th percentileNet Margin1st percentile

Revenue

Up

$7

Up $3 (+75%) from 2023

Expenses

Down

$29,202

Down $4,198 (-13%) from 2023

Net Income

Up

-$29,195

Up $4,201 (+13%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2017: $180,185Liabilities 2017: $40,904Net Assets 2017: $139,2812017Assets 2018: $180,784Liabilities 2018: $40,461Net Assets 2018: $140,3232018Assets 2019: $185,957Liabilities 2019: $51,337Net Assets 2019: $134,6202019Assets 2020: $190,898Liabilities 2020: $54,984Net Assets 2020: $135,9142020Assets 2021: $214,508Liabilities 2021: $79,672Net Assets 2021: $134,8362021Assets 2022: $207,715Liabilities 2022: $93,881Net Assets 2022: $113,8342022Assets 2023: $185,441Liabilities 2023: $105,003Net Assets 2023: $80,4382023Assets 2025: $151,159Liabilities 2025: $130,048Net Assets 2025: $21,1112025

Highlighted filing

2025

Assets$151,159
Liabilities$130,048
Net Assets$21,111
Open 2025 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$50K$0-$50KRevenue 2017: $41,514Expenses 2017: $43,001Net Income 2017: -$1,4872017Revenue 2018: $45,620Expenses 2018: $44,578Net Income 2018: $1,0422018Revenue 2019: $40,787Expenses 2019: $46,491Net Income 2019: -$5,7042019Revenue 2020: $49,475Expenses 2020: $48,181Net Income 2020: $1,2942020Revenue 2021: $44,815Expenses 2021: $45,893Net Income 2021: -$1,0782021Revenue 2022: $16,864Expenses 2022: $37,864Net Income 2022: -$21,0002022Revenue 2023: $4Expenses 2023: $33,400Net Income 2023: -$33,3962023Revenue 2025: $7Expenses 2025: $29,202Net Income 2025: -$29,1952025

Highlighted filing

2025

Revenue$7
Expenses$29,202
Net Income-$29,195
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$151,159
Liabilities
$130,048
Net assets
$21,111
Revenue
$7
Expenses
$29,202
Net income
-$29,195
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.51$1.30$0.21$0.00$0.29$0.29
2023Detailed filing. Detailed filing data is available for this year.$1.85$1.05$0.80$0.00$0.33$0.33
2022Detailed filing. Detailed filing data is available for this year.$2.08$0.94$1.14$0.17$0.38$0.21
2021Detailed filing. Detailed filing data is available for this year.$2.15$0.80$1.35$0.45$0.46$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.91$0.55$1.36$0.49$0.48$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$0.51$1.35$0.41$0.46$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.81$0.40$1.40$0.46$0.45$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.80$0.41$1.39$0.42$0.43$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 21, 2025
Return Version
2024v5.0
Gross Receipts
$7
Mission and Program Overview

Mission

To provide housing to very low-income people with disabilities

Program Services

DescriptionGrantsExpenses
TO PROVIDE HOUSING TO LOW-INCOME PEOPLE WITH DISABILITIES - THERE WERE NO TENANTS THIS YEAR-$20,799
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RICK MATTHEWSBoard Presid-$0--
MICHAEL TOMCHICKBoard Vice P-$0--
DOUG CARPERBoard Secret-$0--
PHYLLIS HENRYDirector-$0--
LISA MARSTONDirector-$0--
ARTHUR MCRAEDirector-$0--
JUDY MILLERDirector-$0--
WESLEY RICEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Saddler Home Inc
EIN
54-1704067
Phone
7578968450
Address
2520 58TH STREET, HAMPTON, VA 23661

Signing Officer

Name
Michael Tomchick
Title
Board Vice President
Phone
7578968450
Signed
2025-10-21
Discuss with paid preparer
Yes

Preparer

Firm
A Rohm Smith & Company
Address
11832 ROCK LANDING DR STE 101, NEWPORT NEWS, VA 23606-4277
Preparer
Theresa Rohm CPA
Phone
7572239602
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses miscellaneous admn expenses 80 licenses & permits 147 non-investment depreciation 8,410 total 8,637”

Form 990-ez, Part II, Line 24

“Equipment 31,437 32,284 less accumulated depreciation 25,549 27,295 land improvements 12,450 12,450 less accumulated depreciation 12,450 12,450 insurance reserve 4,938 4,938 replacement reserve 17,469 17,470 residual receipts 1,729 1,729 total 30,024 29,126”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 117,024 130,048”

Form 990-ez, Part III

“To provide housing to very low-income people with disabilities”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RHONDA STEWART
IRS990EZ/BooksInCareOfDetail/PhoneNum07578968421
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02520 58TH STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HAMPTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd023661
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt055770
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt047161
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-29195
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt014440
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0167330
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0151159
IRS990EZ/GrossReceiptsAmt07
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt07
IRS990EZ/LandAndBuildingsGrp/BOYAmt081536
IRS990EZ/LandAndBuildingsGrp/EOYAmt074872
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt050306
IRS990EZ/NetAssetsOrFundBalancesEOYAmt021111
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt050306
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt021111
IRS990EZ/OccupancyRentUtltsAndMaintAmt06125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RICK MATTHEWS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MICHAEL TOMCHICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DOUG CARPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3PHYLLIS HENRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LISA MARSTON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ARTHUR MCRAE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JUDY MILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7WESLEY RICE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD PRESID
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD VICE P
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD SECRET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt030024
IRS990EZ/OtherAssetsTotalDetail/EOYAmt029126
IRS990EZ/OtherExpensesTotalAmt08637
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE HOUSING TO VERY LOW-INCOME PEOPLE WITH DISABILITIES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE HOUSING TO LOW-INCOME PEOPLE WITH DISABILITIES - THERE WERE NO TENANTS THIS YEAR
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020799
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0117024
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0130048
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt029202
IRS990EZ/TotalProgramServiceExpensesAmt020799
IRS990EZ/TotalRevenueAmt07
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt07
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt06
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt04
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt04
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt04
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt025
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt016860
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt044811
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt061671
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt07
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt06
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt04
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt04
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt04
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt025
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99960
IRS990ScheduleA/PublicSupportPY509Pct00.99980
IRS990ScheduleA/PublicSupportTotal509Amt061671
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt016860
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt044811
IRS990ScheduleA/Total509Grp/TotalAmt061671
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt07
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt06
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt04
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt016864
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt044815
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt061696
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES MISCELLANEOUS ADMN EXPENSES 80 LICENSES & PERMITS 147 NON-INVESTMENT DEPRECIATION 8,410 TOTAL 8,637
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EQUIPMENT 31,437 32,284 LESS ACCUMULATED DEPRECIATION 25,549 27,295 LAND IMPROVEMENTS 12,450 12,450 LESS ACCUMULATED DEPRECIATION 12,450 12,450 INSURANCE RESERVE 4,938 4,938 REPLACEMENT RESERVE 17,469 17,470 RESIDUAL RECEIPTS 1,729 1,729 TOTAL 30,024 29,126
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 117,024 130,048
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO PROVIDE HOUSING TO VERY LOW-INCOME PEOPLE WITH DISABILITIES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL TOMCHICK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0BOARD VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07578968450
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SADDLER HOME INC
ReturnHeader/Filer/BusinessNameControlTxt0SADD
ReturnHeader/Filer/EIN0541704067
ReturnHeader/Filer/PhoneNum07578968450
ReturnHeader/Filer/USAddress/AddressLine1Txt02520 58TH STREET
ReturnHeader/Filer/USAddress/CityNm0HAMPTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023661
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0813356257
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0A ROHM SMITH & COMPANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011832 ROCK LANDING DR STE 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWPORT NEWS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0236064277
ReturnHeader/PreparerPersonGrp/PhoneNum07572239602
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0THERESA ROHM CPA
ReturnHeader/ReturnTs02025-12-17T12:10:21-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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