Civic Intelligence

Environmental Bankers Association

EIN 54-1684452 • 501(c)6 • Marietta, GA

Profile

To promote best practices that protect and preserve net income and assets of banks, other financial institutions, and alled industries from environmental risk and liability resulting from lending and asset managment activities.

2900 Delk Road Suite 700 Pmb 321Marietta, GA 30067

www.envirobank.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.45x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

93rd percentile

0.54x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

21st percentile

-20%

Higher net margin than 21% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

36th percentile

-9.0%

Faster asset growth than 36% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

68th percentile

12%

Faster revenue growth than 68% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$484,473

Down $76,534 (-14%) from 2023

Liabilities

Up

$219,810

Up $6,421 (+3.0%) from 2023

Net Assets

Down

$264,663

Down $82,955 (-24%) from 2023

Operations
Liabilities / Revenue93rd percentileNet Margin21st percentile

Revenue

Up

$410,821

Up $72,051 (+21%) from 2023

Expenses

Up

$493,776

Up $72,957 (+17%) from 2023

Net Income

Down

-$82,955

Down $906 (-1.1%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth36th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $201,062Liabilities 2010: $110,410Net Assets 2010: $90,6522010Assets 2011: $163,968Liabilities 2011: $122,874Net Assets 2011: $41,0942011Assets 2012: $157,020Liabilities 2012: $117,360Net Assets 2012: $39,6602012Assets 2013: $159,883Liabilities 2013: $138,740Net Assets 2013: $21,1432013Assets 2014: $214,636Liabilities 2014: $135,844Net Assets 2014: $78,7922014Assets 2015: $223,463Liabilities 2015: $151,678Net Assets 2015: $71,7852015Assets 2016: $332,495Liabilities 2016: $198,466Net Assets 2016: $134,0292016Assets 2017: $435,766Liabilities 2017: $184,750Net Assets 2017: $251,0162017Assets 2018: $493,850Liabilities 2018: $172,442Net Assets 2018: $321,4082018Assets 2019: $591,292Liabilities 2019: $222,825Net Assets 2019: $368,4672019Assets 2020: $514,155Liabilities 2020: $144,596Net Assets 2020: $369,5592020Assets 2021: $568,157Liabilities 2021: $159,518Net Assets 2021: $408,6392021Assets 2022: $585,440Liabilities 2022: $155,773Net Assets 2022: $429,6672022Assets 2023: $561,007Liabilities 2023: $213,389Net Assets 2023: $347,6182023Assets 2024: $484,473Liabilities 2024: $219,810Net Assets 2024: $264,6632024

Highlighted filing

2024

Assets$484,473
Liabilities$219,810
Net Assets$264,663
Open 2024 Filing

Operations Trend

Revenue Growth68th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $272,905Expenses 2010: $259,024Net Income 2010: $13,8812010Revenue 2011: $267,248Expenses 2011: $316,806Net Income 2011: -$49,5582011Revenue 2012: $312,302Expenses 2012: $313,736Net Income 2012: -$1,4342012Revenue 2013: $319,110Expenses 2013: $340,647Net Income 2013: -$21,5372013Revenue 2014: $366,126Expenses 2014: $308,477Net Income 2014: $57,6492014Revenue 2015: $297,544Expenses 2015: $304,551Net Income 2015: -$7,0072015Revenue 2016: $363,979Expenses 2016: $301,735Net Income 2016: $62,2442016Revenue 2017: $407,376Expenses 2017: $290,390Net Income 2017: $116,9862017Revenue 2018: $412,053Expenses 2018: $341,661Net Income 2018: $70,3922018Revenue 2019: $425,196Expenses 2019: $378,137Net Income 2019: $47,0592019Revenue 2020: $296,276Expenses 2020: $295,184Net Income 2020: $1,0922020Revenue 2021: $225,929Expenses 2021: $186,849Net Income 2021: $39,0802021Revenue 2022: $328,091Expenses 2022: $307,063Net Income 2022: $21,0282022Revenue 2023: $338,770Expenses 2023: $420,819Net Income 2023: -$82,0492023Revenue 2024: $410,821Expenses 2024: $493,776Net Income 2024: -$82,9552024

Highlighted filing

2024

Revenue$410,821
Expenses$493,776
Net Income-$82,955
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$484,473
Liabilities
$219,810
Net assets
$264,663
Revenue
$410,821
Expenses
$493,776
Net income
-$82,955
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.84$2.20$2.65$4.11$4.94$0.83
2023Detailed filing. Detailed filing data is available for this year.$5.61$2.13$3.48$3.39$4.21$0.82
2022Detailed filing. Detailed filing data is available for this year.$5.85$1.56$4.30$3.28$3.07$0.21
2021Detailed filing. Detailed filing data is available for this year.$5.68$1.60$4.09$2.26$1.87$0.39
2020Detailed filing. Detailed filing data is available for this year.$5.14$1.45$3.70$2.96$2.95$0.01
2019Detailed filing. Detailed filing data is available for this year.$5.91$2.23$3.68$4.25$3.78$0.47
2018Detailed filing. Detailed filing data is available for this year.$4.94$1.72$3.21$4.12$3.42$0.70
2017Detailed filing. Detailed filing data is available for this year.$4.36$1.85$2.51$4.07$2.90$1.17
2016Detailed filing. Detailed filing data is available for this year.$3.32$1.98$1.34$3.64$3.02$0.62
2015Detailed filing. Detailed filing data is available for this year.$2.23$1.52$0.72$2.98$3.05$0.07
2014Detailed filing. Detailed filing data is available for this year.$2.15$1.36$0.79$3.66$3.08$0.58
2013Summary only. Only limited summary data is available for this year.$1.60$1.39$0.21$3.19$3.41$0.22
2012Summary only. Only limited summary data is available for this year.$1.57$1.17$0.40$3.12$3.14$0.01
2011Summary only. Only limited summary data is available for this year.$1.64$1.23$0.41$2.67$3.17$0.50
2010Summary only. Only limited summary data is available for this year.$2.01$1.10$0.91$2.73$2.59$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 4, 2025
Return Version
2024v5.2
Gross Receipts
$410,821
Mission and Program Overview

Mission

To protect and preserve bank net income and assets from environmental exposure and liability resulting from lending and trust activities through the deployment of environmental risk management

To promote best practices that protect and preserve net income and assets of banks, other financial institutions, and alled industries from environmental risk and liability resulting from lending and asset managment activities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$353,022$281,486▼ $71,536
Cash and Non-Interest-Bearing Accounts$142,505$117,580▼ $24,925
Prepaid Expenses and Deferred Charges$65,480$85,407▲ $19,927
Total Assets$561,007$484,473▼ $76,534
Liabilities
Deferred Revenue$197,693$212,441▲ $14,748
Accounts Payable and Accrued Expenses$15,696$7,369▼ $8,327
Total Liabilities$213,389$219,810▲ $6,421
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$347,618$264,663▼ $82,955
Total Net Assets Fund Balance$347,618$264,663▼ $82,955
Total Liabilities and Net Assets / Fund Balance$561,007$484,473▼ $76,534
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Jennifer BellamyConference Chair
Onamia ChunMembership Committee Chair
Brian AubryRisk Management Chair
David LambertPresident
John RybakVice President
Meghan ConanAffiliate Governor
Scott DavisAffiliate Governor
Carla NelsonGovernor
Mike SeneyGovernor
Siri HillGovernor
Rita WigginSecretary
Mary Clare MaxwellTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Nardone Consulting Group INCManagement2900 DELK ROAD SUITE 700 PMB 321, Marietta, GA 30067$167,103
Martha Miriam Walters Dba Recovery RiskProfessional ServicesPO BOX 411, Quincy, CA 95971$107,503
Revenue and Support

Revenue Composition

Contributions and Grants
$174,136
Program Service Revenue
$200,100
Investment Income
$585
Other Revenue
$36,000
Change in Net Assets
$-82,955
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$493,776
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$167,864--$167,864
Fees for Services Management$66,841$100,262-$167,103
Fees for Services Accounting-$8,200-$8,200
Advertising$665$7,481-$8,146
Insurance-$2,184-$2,184
All Other Expenses-$1,024-$1,024
Other Expenses$124,077$960-$960
Total Functional Expenses$359,447$134,329$0$493,776
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization only has members.”

Form 990, Part VI, Section A, Line 7A

“The organization has members which can elect governors.”

Form 990, Part VI, Section A, Line 7B

“The decisions made by the governing board are reviewed by members.”

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 is provided to the governing body before filing.”

Form 990, Part VI, Section B, Line 15

“Not applicable as no officer or director is paid.”

Form 990, Part VI, Section C, Line 19

“Documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Environmental Bankers Association
EIN
54-1684452
Phone
6786195045
Address
2900 DELK ROAD SUITE 700 PMB 321, MARIETTA, GA 30067

Signing Officer

Name
David Lambert
Title
President
Phone
6786195045
Signed
2025-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Lambert
Formed
1994
Legal Domicile
Fl
Voting Board Members
12
Independent Board Members
12
Employees
0
Volunteers
79

Preparer

Firm
Brady Ware & Schoenfeld Inc
Address
11175 CICERO DRIVE SUITE 300, ALPHARETTA, GA 30022
Preparer
Teresa B Snyder CPA
Phone
6783509500
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Accounting standards require the evaluation of tax positions taken, or expected to be taken, in the course of preparing the association's tax returns, to determine whether the tax positions are "more-likely-than-not" of being sustained by the applicable tax authority. This statement provides that a tax benefit from an uncertain tax position may be recognized in the financial statements only when it is "more-likely-than-not" the position will be sustained upon examination, including resolution of any related appeals or litigation processes, based upon the technical merits and consideration of all available information. Once the recognition threshold is met, the portion of the tax benefit that is recorded represents the largest amount of tax benefit that is greater than 50 percent likely to be realized upon settlement with a taxing authority. Based on its review, management does not believe the association has taken any material uncertain tax positions, including any position that would place the association's exempt status in jeopardy, as of december 31, 2024 and 2023.”

Raw XML Appendix380 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015696
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROMOTE BEST PRACTICES THAT PROTECT AND PRESERVE NET INCOME AND ASSETS OF BANKS, OTHER FINANCIAL INSTITUTIONS, AND ALLED INDUSTRIES FROM ENVIRONMENTAL RISK AND LIABILITY RESULTING FROM LENDING AND ASSET MANAGMENT ACTIVITIES.
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IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
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IRS990/CompensationProcessOtherInd01
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IRS990/ConservationEasementsInd00
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IRS990/ContractorCompensationGrp/ServicesDesc0MANAGEMENT
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IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0174136
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0585
IRS990/CYOtherExpensesAmt0493776
IRS990/CYOtherRevenueAmt036000
IRS990/CYProgramServiceRevenueAmt0200100
IRS990/CYRevenuesLessExpensesAmt0-82955
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0493776
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0410821
IRS990/DecisionsSubjectToApprovaInd01
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IRS990/DelegationOfMgmtDutiesInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN RYBAK
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IRS990/Form990PartVIISectionAGrp/PersonNm3MARY CLARE MAXWELL
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4MEMBERSHIP COMMITTEE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CONFERENCE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt6AFFILIATE GOVERNOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7AFFILIATE GOVERNOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8RISK MANAGEMENT CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt9GOVERNOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10GOVERNOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11GOVERNOR
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IRS990/GrantsToOrganizationsInd00
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IRS990/InsuranceGrp/TotalAmt02184
IRS990/InvestmentIncomeGrp/ExclusionAmt0585
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0585
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt0174136
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROMOTE BEST PRACTICES THAT PROTECT AND PRESERVE NET INCOME AND ASSETS OF BANKS, OTHER FINANCIAL INSTITUTIONS, AND ALLIED INDUSTRIES FROM ENVIRONMENTAL RISK AND LIABILITY RESULTING FROM LENDING AND ASSET MANAGMENT ACTIVITIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0347618
IRS990/NetAssetsOrFundBalancesEOYAmt0264663
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0347618
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0264663
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0ACCREDITATION AND DEVEL
IRS990/OtherExpensesGrp/Desc1BANK AND CREDIT CARD FE
IRS990/OtherExpensesGrp/Desc2TELECOMMUNICATIONS
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt010951
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13267
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2960
IRS990/OtherExpensesGrp/ProgramServicesAmt0124077
IRS990/OtherExpensesGrp/TotalAmt0124077
IRS990/OtherExpensesGrp/TotalAmt110951
IRS990/OtherExpensesGrp/TotalAmt23267
IRS990/OtherExpensesGrp/TotalAmt3960
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0CONTINUING EDUCATION
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt036000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt036000
IRS990/OtherRevenueTotalAmt036000
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt065480
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt085407
IRS990/PrincipalOfficerNm0DAVID LAMBERT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0CONFERENCE REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0200100
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0200100
IRS990/ProgSrvcAccomActy2Grp/Desc0CONTINUING EDUCATION PROGRAMS
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0140947
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt036000
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0163132
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0725
IRS990/PYOtherExpensesAmt0420819
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0174913
IRS990/PYRevenuesLessExpensesAmt0-82049
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0420819
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0338770
IRS990/ReconcilationRevenueExpnssAmt0-82955
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0200100
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0353022
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0281486
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ACCOUNTING STANDARDS REQUIRE THE EVALUATION OF TAX POSITIONS TAKEN, OR EXPECTED TO BE TAKEN, IN THE COURSE OF PREPARING THE ASSOCIATION'S TAX RETURNS, TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE-LIKELY-THAN-NOT" OF BEING SUSTAINED BY THE APPLICABLE TAX AUTHORITY. THIS STATEMENT PROVIDES THAT A TAX BENEFIT FROM AN UNCERTAIN TAX POSITION MAY BE RECOGNIZED IN THE FINANCIAL STATEMENTS ONLY WHEN IT IS "MORE-LIKELY-THAN-NOT" THE POSITION WILL BE SUSTAINED UPON EXAMINATION, INCLUDING RESOLUTION OF ANY RELATED APPEALS OR LITIGATION PROCESSES, BASED UPON THE TECHNICAL MERITS AND CONSIDERATION OF ALL AVAILABLE INFORMATION. ONCE THE RECOGNITION THRESHOLD IS MET, THE PORTION OF THE TAX BENEFIT THAT IS RECORDED REPRESENTS THE LARGEST AMOUNT OF TAX BENEFIT THAT IS GREATER THAN 50 PERCENT LIKELY TO BE REALIZED UPON SETTLEMENT WITH A TAXING AUTHORITY. BASED ON ITS REVIEW, MANAGEMENT DOES NOT BELIEVE THE ASSOCIATION HAS TAKEN ANY MATERIAL UNCERTAIN TAX POSITIONS, INCLUDING ANY POSITION THAT WOULD PLACE THE ASSOCIATION'S EXEMPT STATUS IN JEOPARDY, AS OF DECEMBER 31, 2024 AND 2023.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION ONLY HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS WHICH CAN ELECT GOVERNORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE DECISIONS MADE BY THE GOVERNING BOARD ARE REVIEWED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE 990 IS PROVIDED TO THE GOVERNING BODY BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NOT APPLICABLE AS NO OFFICER OR DIRECTOR IS PAID.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0561007
IRS990/TotalAssetsEOYAmt0484473
IRS990/TotalAssetsGrp/BOYAmt0561007
IRS990/TotalAssetsGrp/EOYAmt0484473
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0174136
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0134329
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0359447
IRS990/TotalFunctionalExpensesGrp/TotalAmt0493776
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0213389
IRS990/TotalLiabilitiesEOYAmt0219810
IRS990/TotalLiabilitiesGrp/BOYAmt0213389
IRS990/TotalLiabilitiesGrp/EOYAmt0219810
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0347618
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0264663
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0359447
IRS990/TotalProgramServiceRevenueAmt0200100
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0585
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0236100
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0410821
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt079
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0561007
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0484473
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02900 DELK ROAD SUITE 700 PMB 321
IRS990/USAddress/CityNm0MARIETTA
IRS990/USAddress/StateAbbreviationCd0GA
IRS990/USAddress/ZIPCd030067
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.ENVIROBANK.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID LAMBERT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06786195045
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ENVIRONMENTAL BANKERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0ENVI
ReturnHeader/Filer/EIN0541684452
ReturnHeader/Filer/PhoneNum06786195045
ReturnHeader/Filer/USAddress/AddressLine1Txt02900 DELK ROAD SUITE 700 PMB 321
ReturnHeader/Filer/USAddress/CityNm0MARIETTA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030067
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0351476702
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRADY WARE & SCHOENFELD INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011175 CICERO DRIVE SUITE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ALPHARETTA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030022
ReturnHeader/PreparerPersonGrp/PhoneNum06783509500
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TERESA B SNYDER CPA
ReturnHeader/ReturnTs02025-11-17T11:26:19-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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