Civic Intelligence

Two Inc

EIN 54-1514750 • 501(c)3 • Gray, TN

Profile

Group Home for Mentally DIsabled

P O Box 9054Gray, TN 37615-9054

www.frontier health.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

4.61x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

99th percentile

11.07x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

18th percentile

-33%

Higher net margin than 18% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

41st percentile

-9.2%

Faster asset growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

77th percentile

30%

Faster revenue growth than 77% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$104,532

Down $10,545 (-9.2%) from 2024

Liabilities

Up

$481,429

Up $3,661 (+0.8%) from 2024

Net Assets

Down

-$376,897

Down $14,206 (-3.9%) from 2024

Operations
Liabilities / Revenue99th percentileNet Margin18th percentile

Revenue

Up

$43,489

Up $10,070 (+30%) from 2024

Expenses

Up

$57,695

Up $963 (+1.7%) from 2024

Net Income

Up

-$14,206

Up $9,107 (+39%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$500K$0-$500KAssets 2011: $143,572Liabilities 2011: $231,5712011Assets 2012: $140,567Liabilities 2012: $241,8812012Assets 2013: $132,730Liabilities 2013: $243,9812013Assets 2014: $124,974Liabilities 2014: $248,8592014Assets 2015: $119,330Liabilities 2015: $263,2302015Assets 2016: $112,587Liabilities 2016: $286,4682016Assets 2017: $116,100Liabilities 2017: $320,0522017Assets 2018: $107,538Liabilities 2018: $335,1422018Assets 2019: $80,155Liabilities 2019: $02019Assets 2020: $97,040Liabilities 2020: $368,5002020Assets 2021: $88,616Liabilities 2021: $385,3622021Assets 2022: $88,406Liabilities 2022: $414,429Net Assets 2022: -$326,0232022Assets 2023: $103,228Liabilities 2023: $442,606Net Assets 2023: -$339,3782023Assets 2024: $115,077Liabilities 2024: $477,768Net Assets 2024: -$362,6912024Assets 2025: $104,532Liabilities 2025: $481,429Net Assets 2025: -$376,8972025

Highlighted filing

2025

Assets$104,532
Liabilities$481,429
Net Assets-$376,897
Open 2025 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $38,299Expenses 2011: $53,765Net Income 2011: -$15,4662011Revenue 2012: $44,466Expenses 2012: $57,781Net Income 2012: -$13,3152012Revenue 2013: $42,622Expenses 2013: $52,559Net Income 2013: -$9,9372013Revenue 2014: $42,617Expenses 2014: $55,251Net Income 2014: -$12,6342014Revenue 2015: $36,113Expenses 2015: $56,128Net Income 2015: -$20,0152015Revenue 2016: $30,405Expenses 2016: $60,386Net Income 2016: -$29,9812016Revenue 2017: $25,891Expenses 2017: $55,962Net Income 2017: -$30,0712017Revenue 2018: $26,326Expenses 2018: $49,978Net Income 2018: -$23,6522018Revenue 2019: $35,110Expenses 2019: $55,916Net Income 2019: -$20,8062019Revenue 2020: $20,432Expenses 2020: $43,482Net Income 2020: -$23,0502020Revenue 2021: $25,544Expenses 2021: $50,830Net Income 2021: -$25,2862021Revenue 2022: $17,571Expenses 2022: $46,848Net Income 2022: -$29,2772022Revenue 2023: $37,430Expenses 2023: $50,785Net Income 2023: -$13,3552023Revenue 2024: $33,419Expenses 2024: $56,732Net Income 2024: -$23,3132024Revenue 2025: $43,489Expenses 2025: $57,695Net Income 2025: -$14,2062025

Highlighted filing

2025

Revenue$43,489
Expenses$57,695
Net Income-$14,206
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$104,532
Liabilities
$481,429
Net assets
-$376,897
Revenue
$43,489
Expenses
$57,695
Net income
-$14,206
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.05$4.81$3.77$0.43$0.58$0.14
2024Detailed filing. Detailed filing data is available for this year.$1.15$4.78$3.63$0.33$0.57$0.23
2023Detailed filing. Detailed filing data is available for this year.$1.03$4.43$3.39$0.37$0.51$0.13
2022Detailed filing. Detailed filing data is available for this year.$0.88$4.14$3.26$0.18$0.47$0.29
2021Summary only. Only limited summary data is available for this year.$0.89$3.85$0.26$0.51$0.25
2020Summary only. Only limited summary data is available for this year.$0.97$3.69$0.20$0.43$0.23
2019Summary only. Only limited summary data is available for this year.$0.80$0.00$0.35$0.56$0.21
2018Summary only. Only limited summary data is available for this year.$1.08$3.35$0.26$0.50$0.24
2017Summary only. Only limited summary data is available for this year.$1.16$3.20$0.26$0.56$0.30
2016Summary only. Only limited summary data is available for this year.$1.13$2.86$0.30$0.60$0.30
2015Summary only. Only limited summary data is available for this year.$1.19$2.63$0.36$0.56$0.20
2014Summary only. Only limited summary data is available for this year.$1.25$2.49$0.43$0.55$0.13
2013Summary only. Only limited summary data is available for this year.$1.33$2.44$0.43$0.53$0.10
2012Summary only. Only limited summary data is available for this year.$1.41$2.42$0.44$0.58$0.13
2011Summary only. Only limited summary data is available for this year.$1.44$2.32$0.38$0.54$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$43,489
Mission and Program Overview

Mission

Group Home for Mentally DIsabled

Program Services

DescriptionGrantsExpenses
RESIDENTIAL SHELTERED GROUP HOME SERVICE FOR 10 DEVELOPMENTALLY DISABLED ADULTS SUBSIDIZED BY THE U S DEPARTMENT OF URBAN DEVELOPMENT HUD--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARGARET GIBSONChair-$0--
SUSAN WIDENERDirector-$0--
JOANNA EDDSSecretary-$0--
ROBERT LEDFORDVice Chair-$0--
BOBBY CASSELLDirector-$0--
ROBERT FULTZ JRDirector-$0--
LANA MULLINSDirector-$0--
JOSEPH CARICOTreasurer-$0--
KRISTIE HAMMONDSPresident-$0--
Filing and Contact Details

Filer

Filer Name
Two Inc
EIN
54-1514750
Phone
4234673600
Address
P O BOX 9054, GRAY, TN 37615-9054

Signing Officer

Name
Kristie Hammonds
Title
President
Phone
4234673600
Signed
2025-11-07
Discuss with paid preparer
No
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Depreciation 13,113”

Form 990-EZ, Part I, Line 16, Other Expenses

“Adminstrative expenses 9,256”

Form 990-EZ, Part I, Line 16, Other Expenses

“UTILITIES 6,770”

Form 990-EZ, Part I, Line 16, Other Expenses

“TAXES INSURANCE 5,042”

Form 990-EZ, Part I, Line 16, Other Expenses

“FINANCIAL EXPENSES 7,522”

Form 990-EZ, Part I, Line 16, Other Expenses

“Operating maintenance 15,992”

Form 990-EZ, Part II, Line 24, Other Assets

“RESTRICTED DEPOSITS RESERVES Beginning of year 12,217, End of year 14,856”

Form 990-EZ, Part II, Line 26, Liabilities

“TOTAL LIABILITIES Beginning of year 477,768, End of year 481,429”

Raw XML Appendix165 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits