Civic Intelligence

Hospital Insurance Forum

EIN 54-1439111 • 501(c)6 • Georgetown, TX

Profile

HIF conducted two membership education programs in 2022 specializing in claims risk management underwriting reinsurance and insurance management.

c/o Texas Hosp Insurance ExchangeGeorgetown, TX 78633

www.hospitalinsuranceforum.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2023

Net Margin

10th percentile

-59%

Higher net margin than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2023

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2022

Asset Growth

15th percentile

-39%

Faster asset growth than 15% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

83rd percentile

30%

Faster revenue growth than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$285,423

Up $43,890 (+18%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$285,423

Up $43,890 (+18%) from 2024

Operations
Liabilities / Revenue50th percentileNet Margin10th percentile

Revenue

Down

$167,175

Down $9,319 (-5.3%) from 2024

Expenses

Up

$123,285

Up $67,581 (+121%) from 2024

Net Income

Down

$43,890

Down $76,900 (-64%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2010: $140,224Liabilities 2010: $0Net Assets 2010: $140,2242010Assets 2011: $122,876Liabilities 2011: $0Net Assets 2011: $122,8762011Assets 2012: $108,572Liabilities 2012: $0Net Assets 2012: $108,5722012Assets 2013: $101,767Liabilities 2013: $02013Assets 2014: $118,468Liabilities 2014: $02014Assets 2015: $197,206Liabilities 2015: $02015Assets 2016: $166,681Liabilities 2016: $02016Assets 2017: $207,462Liabilities 2017: $02017Assets 2018: $284,640Liabilities 2018: $02018Assets 2019: $281,614Liabilities 2019: $02019Assets 2020: $372,859Liabilities 2020: $02020Assets 2021: $312,280Liabilities 2021: $02021Assets 2022: $199,332Net Assets 2022: $199,3322022Assets 2023: $120,743Liabilities 2023: $0Net Assets 2023: $120,7432023Assets 2024: $241,533Liabilities 2024: $0Net Assets 2024: $241,5332024Assets 2025: $285,423Net Assets 2025: $285,4232025

Highlighted filing

2025

Assets$285,423
Liabilities-
Net Assets$285,423
Open 2025 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100K-$200KRevenue 2010: $126,203Expenses 2010: $226,003Net Income 2010: -$99,8002010Revenue 2011: $127,213Expenses 2011: $144,561Net Income 2011: -$17,3482011Revenue 2012: $134,116Expenses 2012: $148,420Net Income 2012: -$14,3042012Revenue 2013: $142,160Expenses 2013: $152,000Net Income 2013: -$9,8402013Revenue 2014: $198,225Expenses 2014: $181,524Net Income 2014: $16,7012014Revenue 2015: $206,238Expenses 2015: $127,500Net Income 2015: $78,7382015Revenue 2016: $157,890Expenses 2016: $188,415Net Income 2016: -$30,5252016Revenue 2017: $186,573Expenses 2017: $145,792Net Income 2017: $40,7812017Revenue 2018: $189,743Expenses 2018: $112,565Net Income 2018: $77,1782018Revenue 2019: $164,927Expenses 2019: $167,953Net Income 2019: -$3,0262019Revenue 2020: $124,311Expenses 2020: $33,066Net Income 2020: $91,2452020Revenue 2021: $6,238Expenses 2021: $91,155Net Income 2021: -$84,9172021Revenue 2022: $103,470Expenses 2022: $216,418Net Income 2022: -$112,9482022Revenue 2023: $134,276Expenses 2023: $212,865Net Income 2023: -$78,5892023Revenue 2024: $176,494Expenses 2024: $55,704Net Income 2024: $120,7902024Revenue 2025: $167,175Expenses 2025: $123,285Net Income 2025: $43,8902025

Highlighted filing

2025

Revenue$167,175
Expenses$123,285
Net Income$43,890
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$285,423
Liabilities
-
Net assets
$285,423
Revenue
$167,175
Expenses
$123,285
Net income
$43,890
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.85$2.85$1.67$1.23$0.44
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.42$0.00$2.42$1.76$0.56$1.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.00$1.21$1.34$2.13$0.79
2022Detailed filing. Detailed filing data is available for this year.$1.99$1.99$1.03$2.16$1.13
2021Summary only. Only limited summary data is available for this year.$3.12$0.00$0.06$0.91$0.85
2020Summary only. Only limited summary data is available for this year.$3.73$0.00$1.24$0.33$0.91
2019Summary only. Only limited summary data is available for this year.$2.82$0.00$1.65$1.68$0.03
2018Summary only. Only limited summary data is available for this year.$2.85$0.00$1.90$1.13$0.77
2017Summary only. Only limited summary data is available for this year.$2.07$0.00$1.87$1.46$0.41
2016Summary only. Only limited summary data is available for this year.$1.67$0.00$1.58$1.88$0.31
2015Summary only. Only limited summary data is available for this year.$1.97$0.00$2.06$1.28$0.79
2014Summary only. Only limited summary data is available for this year.$1.18$0.00$1.98$1.82$0.17
2013Summary only. Only limited summary data is available for this year.$1.02$0.00$1.42$1.52$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.09$0.00$1.09$1.34$1.48$0.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.00$1.23$1.27$1.45$0.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.00$1.40$1.26$2.26$1.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 14, 2026
Return Version
2025v4.0
Gross Receipts
$167,175
Mission and Program Overview

Mission

Established in 1987 Hospital Insurance Forum HIF is a non-profit association that shares information and exchanges ideas about health care issues and concerns.

Program Services

DescriptionGrantsExpenses
HIF conducted one membership education program in 2025 specializing in claims risk management underwriting reinsurance and insurance management.$0$87,045
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joelle HrenChairPT$0--
Eric DethlefsVice Chair-$0--
Tess FrazierSecretary And TreasurerPT$0--
Catherine GaultonBoard Member-$0--
Dana FreseBoard Member-$0--
Joe MurphyBoard Member-$0--
Margaret NekicBoard Member-$0--
Mark ReynoldsBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Hospital Insurance Forum
EIN
54-1439111
Address
c/o Texas Hosp Insurance Exchange, Georgetown, TX 78633

Signing Officer

Name
Tess Frazier
Title
Secretary & Treasurer
Phone
5127896482
Signed
2026-03-14
Supplemental Narrative

Additional Explanations

Part I, line 16

“| Other Expenses:, Amount:| insurance premiums, $1602| administrative expenses, $33068| website hosting fee, $1569| expense of member educational events, $87046|”

Raw XML Appendix122 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Tess Frazier
IRS990EZ/BooksInCareOfDetail/PhoneNum05127896482
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04849 Williams Drive
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Georgetown
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078633
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0241533
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0285423
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt043890
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0241533
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0285423
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0167175
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0145625
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0241533
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0285423
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0241533
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0285423
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Joelle Hren
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Eric Dethlefs
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Tess Frazier
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Catherine Gaulton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Dana Frese
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Joe Murphy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Margaret Nekic
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Mark Reynolds
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary and Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3board member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4board member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5board member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6board member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7board member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0123285
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Established in 1987 Hospital Insurance Forum HIF is a non-profit association that shares information and exchanges ideas about health care issues and concerns.
IRS990EZ/ProgramServiceRevenueAmt021550
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HIF conducted one membership education program in 2025 specializing in claims risk management underwriting reinsurance and insurance management.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt087045
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0123285
IRS990EZ/TotalProgramServiceExpensesAmt087045
IRS990EZ/TotalRevenueAmt0167175
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.hospitalinsuranceforum.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Expenses:, Amount:| insurance premiums, $1602| administrative expenses, $33068| website hosting fee, $1569| expense of member educational events, $87046|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Tess Frazier
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary & Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05127896482
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOSPITAL INSURANCE FORUM
ReturnHeader/Filer/BusinessNameControlTxt0HOSP
ReturnHeader/Filer/EIN0541439111
ReturnHeader/Filer/ForeignPhoneNum05127896482
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o Texas Hosp Insurance Exchange
ReturnHeader/Filer/USAddress/CityNm0Georgetown
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078633
ReturnHeader/ReturnTs02026-03-13T20:55:30-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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