Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
St Chivas Corporation
EIN 54-1411375 • 501(c)3 • Cedar Bluff, VA
Profile
HUD 202 Section 8 Program
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
1.42x
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
82nd percentile
Higher net margin than 82% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
49th percentile
Faster asset growth than 49% of similar nonprofits.
Revenue Growth
40th percentile
Faster revenue growth than 40% of similar nonprofits.
Balance Sheet
Assets
Down$100,812
Down $2,622 (-2.5%) from 2024
Liabilities
Down$143,230
Down $28,340 (-17%) from 2024
Net Assets
-$42,418
No earlier filing loaded for comparison.
Revenue
Down$84,606
Down $11,284 (-12%) from 2024
Expenses
Down$58,890
Down $13,156 (-18%) from 2024
Net Income
Up$25,716
Up $1,872 (+7.9%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $100,812
- Liabilities
- $143,230
- Net assets
- -$42,418
- Revenue
- $84,606
- Expenses
- $58,890
- Net income
- $25,716
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2024 to Jun 30, 2025
- Signed
- Aug 19, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $84,606
Mission and Program Overview
Mission
HUD 202 Section 8 Program
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE PROGRAM IS THE OPERATION OF A 15-BED HUD SECTION 202 HOUSING PROJECT. ALL OF THE RESIDENTS ARE INTELLECTUALLY DISABLED. | - | $46,381 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| ROD MOORE | Chairman | - | $0 | - | - |
| SHERRI DAWSON | Board Member | - | $0 | - | - |
| FRANK HORTON | Vice Chairma | - | $0 | - | - |
| DR FRED SAYERS | Secretary | - | $0 | - | - |
| DR CHARLES KING | Board Member | - | $0 | - | - |
| MARY F COLE | CEO | - | $0 | - | - |
| JACKIE L HUBBARD | CFO | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- St Chivas Corporation
- EIN
- 54-1411375
- Phone
- 2769646702
- Address
- PO BOX 810, CEDAR BLUFF, VA 24609-0810
Signing Officer
- Name
- Mary F Cole
- Title
- CEO
- Phone
- 2769646702
- Signed
- 2025-08-19
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Jackie L Hubbard CPA
- Address
- PO BOX 952, LEBANON, VA 24266
- Preparer
- Jackie L Hubbard
- Phone
- 2767012855
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses administrative 954 amort of capital interest 139 corporate fee 25 insurance 828 interest 13,949 maintenance costs 4,692 management fees 1,900 utilities 26,912 non-investment depreciation 7,580 total 56,979”
Form 990-ez, Part II, Line 24
“Prepaid expenses and deferred charges 2,927 2,927 equipment 132,873 132,873 less accumulated depreciation 98,741 105,141 capitalized interest (net of amort) 837 697 total 37,896 31,356”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 8,162 997 secured mortgages & n/p 160,347 139,171 security deposits 3,059 3,062”
Raw XML Appendix154 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JACKIE L HUBBARD |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2769646702 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 810 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CEDAR BLUFF |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | VA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 24609 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 8548 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 9584 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 25716 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 103434 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 100812 |
| IRS990EZ/GrossReceiptsAmt | 0 | 84606 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 6 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 56990 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 59872 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -68134 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -42418 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -68134 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -42418 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 1911 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ROD MOORE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | SHERRI DAWSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | FRANK HORTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DR FRED SAYERS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DR CHARLES KING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | MARY F COLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | JACKIE L HUBBARD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | VICE CHAIRMA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | CEO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | CFO |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 37896 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 31356 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 56979 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | HUD 202 SECTION 8 PROGRAM |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 84600 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE PROGRAM IS THE OPERATION OF A 15-BED HUD SECTION 202 HOUSING PROJECT. ALL OF THE RESIDENTS ARE INTELLECTUALLY DISABLED. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 46381 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 171568 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 143230 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 58890 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 46381 |
| IRS990EZ/TotalRevenueAmt | 0 | 84606 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/Contribution35ControlledInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionControllerInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionFamilyInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/ControlledDisqualifiedPrsnInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnControllIntInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnOwnrIntInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/ExcessBusinessHoldingsRulesInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/ListedByNameGoverningDocInd | 0 | true |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/LoanDisqualifiedPersonInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/OrganizationChangeSuprtOrgInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/PaymentSubstantialContribtrInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgNotOrganizedUSInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgSectionC456Ind | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportNonSupportedOrgInd | 0 | false |
| IRS990ScheduleA/Form990SchASupportingOrgGrp/SuprtOrgNoIRSDeterminationInd | 0 | false |
| IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/OperateBenefitNonSuprtOrgInd | 0 | false |
| IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/PowerAppointMajorityDirTrstInd | 0 | true |
| IRS990ScheduleA/OtherSupportSumAmt | 0 | 0 |
| IRS990ScheduleA/SupportedOrganizationsCnt | 0 | 1 |
| IRS990ScheduleA/SupportedOrganizationsTotalCnt | 0 | 1 |
| IRS990ScheduleA/SupportedOrgInformationGrp/EIN | 0 | 540944560 |
| IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd | 0 | false |
| IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeCd | 0 | 6 |
| IRS990ScheduleA/SupportedOrgInformationGrp/OtherSupportAmt | 0 | 0 |
| IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt | 0 | 0 |
| IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine1Txt | 0 | CUMBERLAND MOUNTAIN CSB |
| IRS990ScheduleA/SupportingOrganization509a3Ind | 0 | X |
| IRS990ScheduleA/SupportingOrgType1Ind | 0 | X |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES ADMINISTRATIVE 954 AMORT OF CAPITAL INTEREST 139 CORPORATE FEE 25 INSURANCE 828 INTEREST 13,949 MAINTENANCE COSTS 4,692 MANAGEMENT FEES 1,900 UTILITIES 26,912 NON-INVESTMENT DEPRECIATION 7,580 TOTAL 56,979 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PREPAID EXPENSES AND DEFERRED CHARGES 2,927 2,927 EQUIPMENT 132,873 132,873 LESS ACCUMULATED DEPRECIATION 98,741 105,141 CAPITALIZED INTEREST (NET OF AMORT) 837 697 TOTAL 37,896 31,356 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 8,162 997 SECURED MORTGAGES & N/P 160,347 139,171 SECURITY DEPOSITS 3,059 3,062 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MARY F COLE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2769646702 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-08-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ST CHIVAS CORPORATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STCH |
| ReturnHeader/Filer/EIN | 0 | 541411375 |
| ReturnHeader/Filer/PhoneNum | 0 | 2769646702 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 810 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CEDAR BLUFF |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | VA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 246090810 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 264366367 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | JACKIE L HUBBARD CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 952 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LEBANON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | VA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 24266 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2767012855 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-08-19 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JACKIE L HUBBARD |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-08-25T22:43:45-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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