Civic Intelligence

Bedford Area Family YMCA

EIN 54-1140513 • 501(c)3 • Bedford, VA

Profile

The bedford area family ymca is a vital community organization serving a large and diverse population through a variety of programs and services. The mission of the ymca, to put christian principles into practice through programs that build healthy spirit, mind and body for all, is not only embraced by staff, board of directors and members, but is also evident in all programs and services. The ymca does not refuse memberships, programs or services to people because of their inability to pay but offers everyone the opportunity to participate by granting scholarship and fee reductions based on financial need.

PO Box 1026Bedford, VA 24523

www.bedfordymca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.18x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2023

Liabilities / Revenue

76th percentile

0.54x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2023

Net Margin

52nd percentile

5.4%

Higher net margin than 52% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

77th percentile

18%

Faster asset growth than 77% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Revenue Growth

16th percentile

-16%

Faster revenue growth than 16% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Assets

Down

$5,699,636

Down $82,321 (-1.4%) from 2024

Liabilities

Down

$616,904

Down $233,266 (-27%) from 2024

Net Assets

Up

$5,082,732

Up $150,945 (+3.1%) from 2024

Revenue

Up

$2,529,956

Up $159,642 (+6.7%) from 2024

Expenses

Up

$2,379,011

Up $196,966 (+9.0%) from 2024

Net Income

Down

$150,945

Down $37,324 (-20%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $3,083,903Liabilities 2011: $487,043Net Assets 2011: $2,596,8602011Assets 2012: $2,948,781Liabilities 2012: $468,358Net Assets 2012: $2,480,4232012Assets 2013: $2,787,629Liabilities 2013: $432,086Net Assets 2013: $2,355,5432013Assets 2014: $3,175,129Liabilities 2014: $711,404Net Assets 2014: $2,463,7252014Assets 2015: $3,070,065Liabilities 2015: $704,717Net Assets 2015: $2,365,3482015Assets 2016: $2,969,461Liabilities 2016: $639,824Net Assets 2016: $2,329,6372016Assets 2017: $3,050,707Liabilities 2017: $603,645Net Assets 2017: $2,447,0622017Assets 2018: $2,989,785Liabilities 2018: $559,132Net Assets 2018: $2,430,6532018Assets 2019: $2,995,474Liabilities 2019: $500,823Net Assets 2019: $2,494,6512019Assets 2020: $3,298,133Liabilities 2020: $624,125Net Assets 2020: $2,674,0082020Assets 2021: $4,212,478Liabilities 2021: $252,534Net Assets 2021: $3,959,9442021Assets 2022: $4,882,055Liabilities 2022: $264,645Net Assets 2022: $4,617,4102022Assets 2023: $5,754,186Liabilities 2023: $1,010,668Net Assets 2023: $4,743,5182023Assets 2024: $5,781,957Liabilities 2024: $850,170Net Assets 2024: $4,931,7872024Assets 2025: $5,699,636Liabilities 2025: $616,904Net Assets 2025: $5,082,7322025

Highlighted filing

2025

Assets$5,699,636
Liabilities$616,904
Net Assets$5,082,732

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $1,732,5742011Expenses 2012: $1,633,3862012Expenses 2013: $1,587,6482013Revenue 2014: $1,800,601Expenses 2014: $1,692,419Net Income 2014: $108,1822014Revenue 2015: $1,527,172Expenses 2015: $1,625,551Net Income 2015: -$98,3792015Revenue 2016: $1,599,526Expenses 2016: $1,635,235Net Income 2016: -$35,7092016Revenue 2017: $1,847,941Expenses 2017: $1,730,516Net Income 2017: $117,4252017Revenue 2018: $1,883,528Expenses 2018: $1,899,937Net Income 2018: -$16,4092018Revenue 2019: $1,687,578Expenses 2019: $1,623,580Net Income 2019: $63,9982019Revenue 2020: $1,368,550Expenses 2020: $1,489,193Net Income 2020: -$120,6432020Revenue 2021: $2,753,540Expenses 2021: $1,467,604Net Income 2021: $1,285,9362021Revenue 2022: $2,232,489Expenses 2022: $1,575,023Net Income 2022: $657,4662022Revenue 2023: $1,866,663Expenses 2023: $1,765,555Net Income 2023: $101,1082023Revenue 2024: $2,370,314Expenses 2024: $2,182,045Net Income 2024: $188,2692024Revenue 2025: $2,529,956Expenses 2025: $2,379,011Net Income 2025: $150,9452025

Highlighted filing

2025

Revenue$2,529,956
Expenses$2,379,011
Net Income$150,945

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.70$0.62$5.08$2.53$2.38$0.15
2024Detailed filing. Detailed filing data is available for this year.$5.78$0.85$4.93$2.37$2.18$0.19
2023Detailed filing. Detailed filing data is available for this year.$5.75$1.01$4.74$1.87$1.77$0.10
2022Detailed filing. Detailed filing data is available for this year.$4.88$0.26$4.62$2.23$1.58$0.66
2021Detailed filing. Detailed filing data is available for this year.$4.21$0.25$3.96$2.75$1.47$1.29
2020Detailed filing. Detailed filing data is available for this year.$3.30$0.62$2.67$1.37$1.49$0.12
2019Detailed filing. Detailed filing data is available for this year.$3.00$0.50$2.49$1.69$1.62$0.06
2018Detailed filing. Detailed filing data is available for this year.$2.99$0.56$2.43$1.88$1.90$0.02
2017Detailed filing. Detailed filing data is available for this year.$3.05$0.60$2.45$1.85$1.73$0.12
2016Detailed filing. Detailed filing data is available for this year.$2.97$0.64$2.33$1.60$1.64$0.04
2015Detailed filing. Detailed filing data is available for this year.$3.07$0.70$2.37$1.53$1.63$0.10
2014Detailed filing. Detailed filing data is available for this year.$3.18$0.71$2.46$1.80$1.69$0.11
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.79$0.43$2.36$1.59
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.95$0.47$2.48$1.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.08$0.49$2.60$1.73
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 2, 2026
Return Version
2024v5.1
Gross Receipts
$2,529,956
Mission and Program Overview

Mission

The bedford area family ymca is a vital community organization serving a large and diverse population through a variety of programs and services. The mission of the ymca, to put christian principles into practice through programs that build healthy spirit, mind and body for all, is not only embraced by staff, board of directors and members, but is also evident in all programs and services. The ymca does not refuse memberships, programs or services to people because of their inability to pay but offers everyone the opportunity to participate by granting scholarship and fee reductions based on financial need.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$4,847,903$4,802,992▼ $44,911
Savings and Temporary Cash Investments$677,594$425,252▼ $252,342
Cash and Non-Interest-Bearing Accounts$124,021$295,985▲ $171,964
Pledges and Grants Receivable$124,683$163,353▲ $38,670
Accounts Receivable$5,888$10,186▲ $4,298
Other Notes and Loans Receivable, Net$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments Program Related$0--
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$5,781,957$5,699,636▼ $82,321
Other Assets Total$1,868$1,868→ $0
Liabilities
Mortgage Notes Payable Secured by Investment Property$682,716$443,578▼ $239,138
Unsecured Notes Loans Payable$150,000$150,000→ $0
Accounts Payable and Accrued Expenses$17,454$23,326▲ $5,872
Grants Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$850,170$616,904▼ $233,266
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,097,706$4,388,670▲ $290,964
Net Assets With Donor Restrictions$834,081$694,062▼ $140,019
Total Net Assets Fund Balance$4,931,787$5,082,732▲ $150,945
Total Liabilities and Net Assets / Fund Balance$5,781,957$5,699,636▼ $82,321

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,725,244$1,750,653$0
Other Land Buildings$136,438$137,499$0
Land$674,373-$0
Equipment$90,281$742,914$0
Leasehold Improvements$1,176,656$1,008,818$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mary Jo BooneExecutive DirectorFT$126,941$22,985$149,926

Board Members and Trustees

NameTitle
Brenda GibbChairman
Steven WandreiVice Chairman
Andy CrawfordDirector
Benjamin BerryDirector
Harriet HurtDirector
Jay OwenDirector
Jeff WittDirector
Joe PillowDirector
Joe WoottenDirector
Kimberly DooleyDirector
Levi PoolDirector
Michael MoldenhauerDirector
Philip BakerDirector
Regina BrattonDirector
Steve SingletonDirector
Steven SingletonDirector
Jennifer KohnSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$393,435
Program Service Revenue
$1,985,956
Investment Income
$46,150
Other Revenue
$104,415
All Other Contributions
$241,602
Change in Net Assets
$150,945

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,529,956
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$368,100
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$2,898,056
Total Revenue per Form 990
$2,529,956
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,492,354
Other Expenses$851,042
Total Fundraising Expense$51,592
Professional Fundraising Fees$35,615
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,063,653$51,747$5,323$1,120,723
Depreciation Depletion$264,821$7,573$0$272,394
Current Officers, Directors, Trustees, and Key Employees$138,407$10,458$1,063$149,928
Other Employee Benefits$98,528$25,263$2,526$126,317
Payroll Taxes$90,148$4,750$488$95,386
Other Expenses$57,146$462$154$57,762
All Other Expenses$38,420$3,298$330$42,048
Interest$35,200$3,669$0$38,869
Payments to Affiliates$29,033$7,444$744$37,221
Fees for Services Professional Fundraising--$35,615$35,615
Insurance$27,422$7,031$703$35,156
Office Expenses$18,084$4,637$464$23,185
Fees for Services Accounting$9,256$2,373$237$11,866
Conferences and Meetings$3,890$0$0$3,890
Occupancy$1,053$270$27$1,350
Total Functional Expenses$2,184,227$143,192$51,592$2,379,011

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,747,111
Expenses per Audited Statements$2,379,011
Total Expenses per Form 990$2,379,011
Expenses Not Reported on Form 990$368,100
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$88,175
Professional Fundraising Fees$35,615
Fundraising Direct Expenses$0
Gaming Direct Expenses$0
Gaming Gross Income$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Pot of Gold$36,018$36,018-$36,018
Christmas Classic$15,968$15,968-$15,968
Total Events$88,175$88,175--
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B Review of form 990 by governing body

The organization receives a draft of the 990 before it is filed and it is reviewed by the finance committee and approved by the board of directors prior to filing.

Form 990, Part VI, Line 12C Conflict of interest policy

The board of directors annually complete conflict of interest statements. The executive committee reviews that statements and requests clarification if required.

Form 990, Part VI, Line 15A Process to establish compensation of top management official

The executive committee reviews the executive director's compensation annually. The committee reviews comps both within the ymca and within the local community when determining compensation.

Form 990, Part VI, Line 19 Required documents available to the public

The organization makes the documents available to the public upon request.

Form 990, Part VIII, Line 2F Other Program Service Revenue

Other Program Revenue - Total Revenue: 77530, Related or Exempt Function Revenue: 77530, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; Residence Revenue - Total Revenue: 0, Related or Exempt Function Revenue: 0, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;

Form 990, part VI, section B, line 11 Conflict of interest

The Board of Directors annually complete conflict of interest statements. The Executive committee reviews that statements and requests clarification if required.

Form 990, part VI, section B, line 15A Executive Director'S compensation review

The Executive Committee reviews the Executive Director's compensation annually. The committee reviews comps both within the YMCA and within the local community when determining compensation.

Form 990, Part VI, section C, line 19 Documents availability

The organization makes the documents available to the public upon request.

Form 990, Part VI, Line 12C

The board of directors annually complete conflict of interest statements. The executvie committee reviews that statements and requests clarification if required.

Filing and Contact Details

Filer

Filer Name
Bedford Area Family Ymca
EIN
54-1140513
Phone
5405863484
Address
PO Box 1026, Bedford, VA 24523

Signing Officer

Name
Mary Jo Boone
Title
Executive Director
Signed
2026-03-02
Discuss with paid preparer
Yes

Organization Details

Formed
1981
Legal Domicile
Va
Voting Board Members
17
Independent Board Members
17
Employees
123
Volunteers
56

Preparer

Firm
Davidson Doyle & Hilton Llp
Address
PO BOX 800, LYNCHBURG, VA 24505-0800
Preparer
Davidson Doyle Hilton Llp
Phone
4348467611
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4A-4C Description of program services

(Expenses $ 172,647 including grants of $) COMMUNITY YOUTH SPORTS - THE GOAL OF THE YOUTH SPORT AND RECREATION PROGRAMS IS TO EMPHASIZE SKILL DEVELOPMENT AS WELL AS GOOD SPORTSMANSHIP, STRONG CHARACTER VALUES AND POSITIVE ADULT ROLE MODELING. THE YMCA WORKS CLOSELY WITH THE COUNTY AND CITY DEPARTMENTS OF PARKS AND RECREATION TO MAKE SURE THAT TOGETHER WE ARE MEETING THE NEEDS OF OUR ENTIRE COMMUNITY WHILE NOT DUPLICATING SERVICES TO THE DETRIMENT OF ANY OTHER PROVIDER.

Form 990, Part 1, Line 1 Description of organization

Population through a variety of programs and services. The mission of the YMCA, to put Christian principles into practice through programs that build a healthy spirit, mind, and body for all, is not only embraced by staff, board of directors and members, but is also evident in all programs and services. The YMCA does not refuse memberships, programs or services to people because of their inability to pay but offers everyone the opportunity to participate by granting scholarships and fee reductions based on financial need.

Form 990, part III, line 1 Description of organization mission

all, is not only embraced by staff, board of directors and members, but is also evident in all programs and services. The YMCA does not refuse memberships, programs or services to people because of their inability to pay but offers everyone the opportunity to participate by granting scholarships and fee reductions based on financial need.

Form 990, part III, line 4D Other program services

Childcare - as the largest childcare provider in the county, the YMCA currently provides before and afterschool childcare at seven sites around the county to over 300 children a day during the school year and all day childcare at three sites to over 400 children in the summer. All sites are licensed by the Virginia Department of Social Services. In conjunction with these programs, the YMCA offers a licensed preschool program for children ages 2 1/2 to 5 and is a charter member of the United Way's Success by Six National Initiative to ensure that preschool's are truly preparing children for kindergarten.

Form 990, Part XII, line 2C Process

This process has not changed from prior years.

Financial Statement Notes

Schedule D, Part X, Line 2

The Financial Accounting Standards Board issued ASC 740-10, Accounting for Uncertainty in Income Taxes, which prescribed a comprehensive model for how an organization should measure, recognize, present, and disclose in its financial statements uncertain tax positions that an organization has taken or expect to take on a tax return. The Organization has adopted ASC 740-10. The Organization has analyzed tax positions taken for filing with the Internal Revenue Service and all state jurisdictions where it operates. The Organization believes that income tax filing positions will be sustained upon examination and does not anticipate any adjustments that would result in a material adverse affect on the Organizations financial condition, results of operations or cash flows. Accordingly, the Organization has not recorded any reserves, or related accruals for interest and penalties for uncertain income tax positions at June 30, 2024 and 2023. Fiscal years ending on or after June 30, 2021 remain subject to examination by federal and state tax authorities.

Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote

The Financial Accounting Standards Board issued ASC 740-10, Accounting for Uncertainty in Income Taxes, which prescribed a comprehensive model for how an organization should measure, recognize, present, and disclose in its financial statements uncertain tax positions that an organization has taken or expect to take on a tax return. The Organization has adopted ASC 740-10. The Organization has analyzed tax positions taken for filing with the Internal Revenue Service and all state jurisdictions where it operates. The Organization believes that income tax filing positions will be sustained upon examination and does not anticipate any adjustments that would result in a material adverse affect on the Organizations financial condition, results of operations or cash flows. Accordingly, the Organization has not recorded any reserves, or related accruals for interest and penalties for uncertain income tax positions at June 30, 2024 and 2023. Fiscal years ending on or after June 30, 2022 remain subject to examination by federal and state tax authorities.

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IRS990/Desc0CHILD CARE - AS THE LARGEST CHILD CARE PROVIDER IN THE COUNTY, THE YMCA CURRENTLY PROVIDES BEFORE AND AFTER SCHOOL CHILDCARE AT SEVEN SITES AROUND THE COUNTY TO OVER 300 CHILDREN A DAY DURING THE SCHOOL YEAR AND ALL DAY CHILDCARE AT THREE SITES TO OVER 400 CHILDREN IN THE SUMMER. ALL SITES ARE LICENSED BY THE VIRGINIA DEPARTMENT OF SOCIAL SERVICES. IN CONJUNCTION WITH THESE PROGRAMS, THE YMCA OFFERS A LICENSED PRE-SCHOOL PROGRAM FOR CHILDREN AGES 2 1/2 TO 5 AND IS A CHARTER MEMBER OF THE UNITED WAY'S SUCCESS BY SIX NATIONAL INITIATIVE TO ENSURE THAT PRESCHOOL'S ARE TRULY PREPARING CHILDREN FOR KINDERGARTEN.
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IRS990/MissionDesc0THE BEDFORD AREA FAMILY YMCA IS A VITAL COMMUNITY ORGANIZATION SERVING A LARGE AND DIVERSE POPULATION THROUGH A VARIETY OF PROGRAMS AND SERVICES. THE MISSION OF THE YMCA, TO PUT CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND AND BODY FOR ALL, IS NOT ONLY EMBRACED BY STAFF, BOARD OF DIRECTORS AND MEMBERS, BUT IS ALSO EVIDENT IN ALL PROGRAMS AND SERVICES. THE YMCA DOES NOT REFUSE MEMBERSHIPS, PROGRAMS OR SERVICES TO PEOPLE BECAUSE OF THEIR INABILITY TO PAY BUT OFFERS EVERYONE THE OPPORTUNITY TO PARTICIPATE BY GRANTING SCHOLARSHIP AND FEE REDUCTIONS BASED ON FINANCIAL NEED.
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