Civic Intelligence

Virginia Mortgage Lenders Association

EIN 54-0755922 • 501(c)6 • Glen Allen, VA

Profile

Represent the mortgage industry and provide services to members.

4490 Cox RdGlen Allen, VA 23060

virginiamla.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.08x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

78th percentile

0.10x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

57th percentile

4.3%

Higher net margin than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

52nd percentile

-0.3%

Faster asset growth than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

57th percentile

3.3%

Faster revenue growth than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$222,357

Down $693 (-0.3%) from 2023

Liabilities

Down

$16,797

Down $7,645 (-31%) from 2023

Net Assets

Up

$205,560

Up $6,952 (+3.5%) from 2023

Operations
Liabilities / Revenue78th percentileNet Margin57th percentile

Revenue

Up

$160,915

Up $5,091 (+3.3%) from 2023

Expenses

Up

$153,963

Up $821 (+0.5%) from 2023

Net Income

Up

$6,952

Up $4,270 (+159%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth52nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $64,036Liabilities 2010: $40,343Net Assets 2010: $23,6932010Assets 2011: $48,994Liabilities 2011: $27,851Net Assets 2011: $21,1432011Assets 2012: $34,372Liabilities 2012: $12,5322012Assets 2013: $36,246Liabilities 2013: $9,9732013Assets 2014: $66,337Liabilities 2014: $29,620Net Assets 2014: $36,7172014Assets 2015: $83,729Liabilities 2015: $33,020Net Assets 2015: $50,7092015Assets 2016: $121,531Liabilities 2016: $49,914Net Assets 2016: $71,6172016Assets 2017: $164,825Liabilities 2017: $61,851Net Assets 2017: $102,9742017Assets 2018: $168,412Liabilities 2018: $36,065Net Assets 2018: $132,3472018Assets 2019: $208,150Liabilities 2019: $53,341Net Assets 2019: $154,8092019Assets 2020: $208,772Liabilities 2020: $40,011Net Assets 2020: $168,7612020Assets 2021: $251,713Liabilities 2021: $62,259Net Assets 2021: $189,4542021Assets 2022: $217,079Liabilities 2022: $21,153Net Assets 2022: $195,9262022Assets 2023: $223,050Liabilities 2023: $24,442Net Assets 2023: $198,6082023Assets 2024: $222,357Liabilities 2024: $16,797Net Assets 2024: $205,5602024

Highlighted filing

2024

Assets$222,357
Liabilities$16,797
Net Assets$205,560
Open 2024 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $106,795Expenses 2010: $87,000Net Income 2010: $19,7952010Revenue 2011: $96,979Expenses 2011: $99,529Net Income 2011: -$2,5502011Revenue 2012: $101,894Expenses 2012: $101,197Net Income 2012: $6972012Revenue 2013: $126,120Expenses 2013: $121,687Net Income 2013: $4,4332013Revenue 2014: $129,841Expenses 2014: $119,397Net Income 2014: $10,4442014Revenue 2015: $155,115Expenses 2015: $141,123Net Income 2015: $13,9922015Revenue 2016: $179,857Expenses 2016: $158,949Net Income 2016: $20,9082016Revenue 2017: $215,256Expenses 2017: $183,900Net Income 2017: $31,3562017Revenue 2018: $210,653Expenses 2018: $181,279Net Income 2018: $29,3742018Revenue 2019: $192,016Expenses 2019: $169,554Net Income 2019: $22,4622019Revenue 2020: $109,305Expenses 2020: $95,353Net Income 2020: $13,9522020Revenue 2021: $178,483Expenses 2021: $157,790Net Income 2021: $20,6932021Revenue 2022: $170,364Expenses 2022: $163,892Net Income 2022: $6,4722022Revenue 2023: $155,824Expenses 2023: $153,142Net Income 2023: $2,6822023Revenue 2024: $160,915Expenses 2024: $153,963Net Income 2024: $6,9522024

Highlighted filing

2024

Revenue$160,915
Expenses$153,963
Net Income$6,952
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$222,357
Liabilities
$16,797
Net assets
$205,560
Revenue
$160,915
Expenses
$153,963
Net income
$6,952
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.22$0.17$2.06$1.61$1.54$0.07
2023Detailed filing. Detailed filing data is available for this year.$2.23$0.24$1.99$1.56$1.53$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.17$0.21$1.96$1.70$1.64$0.06
2021Detailed filing. Detailed filing data is available for this year.$2.52$0.62$1.89$1.78$1.58$0.21
2020Detailed filing. Detailed filing data is available for this year.$2.09$0.40$1.69$1.09$0.95$0.14
2019Summary only. Only limited summary data is available for this year.$2.08$0.53$1.55$1.92$1.70$0.22
2018Detailed filing. Detailed filing data is available for this year.$1.68$0.36$1.32$2.11$1.81$0.29
2017Detailed filing. Detailed filing data is available for this year.$1.65$0.62$1.03$2.15$1.84$0.31
2016Detailed filing. Detailed filing data is available for this year.$1.22$0.50$0.72$1.80$1.59$0.21
2015Detailed filing. Detailed filing data is available for this year.$0.84$0.33$0.51$1.55$1.41$0.14
2014Detailed filing. Detailed filing data is available for this year.$0.66$0.30$0.37$1.30$1.19$0.10
2013Summary only. Only limited summary data is available for this year.$0.36$0.10$1.26$1.22$0.04
2012Summary only. Only limited summary data is available for this year.$0.34$0.13$1.02$1.01$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.28$0.21$0.97$1.00$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.64$0.40$0.24$1.07$0.87$0.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 19, 2025
Return Version
2024v5.2
Gross Receipts
$173,575
Mission and Program Overview

Mission

Represent the mortgage industry and provide services to members.

To represent the mortgage industry and provide services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$138,760$144,867▲ $6,107
Cash and Non-Interest-Bearing Accounts$80,248$69,370▼ $10,878
Prepaid Expenses and Deferred Charges$2,202$8,120▲ $5,918
Accounts Receivable$1,500$0▼ $1,500
Total Assets$223,050$222,357▼ $693
Other Assets Total$340$0▼ $340
Liabilities
Deferred Revenue$14,201$8,525▼ $5,676
Accounts Payable and Accrued Expenses$10,241$8,272▼ $1,969
Total Liabilities$24,442$16,797▼ $7,645
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$198,608$205,560▲ $6,952
Total Net Assets Fund Balance$198,608$205,560▲ $6,952
Total Liabilities and Net Assets / Fund Balance$223,050$222,357▼ $693
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Linda E PondImmediate Past President
Sarah B StedfastPresident
Bill WestPresident Elect
Doug HoustonVice President
Georgette HouchinsAssociate Director
Patti L DickersonAssociate Director
Sarah DodsonAssociate Director
Julia RobertsAt-large Director
Kevin FilibertoAt-large Director
Kristi HardyAt-large Director
Steve RockefellerAt-large Director
Terri Dart BradleyAt-large Director
Will BallentineAt-large Director
Brian RotenberryBlue Ridge Director
Scott Greenway CmbCentral Va Director
Walt LyonsExecutive Director
Scott WardNorthern Virginia Director
Ryan MutterPeninsula Director
Josh KlemmerRichmond Director
Patrick SteeleTidewater Director
Michael UllmannTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$60,608
Program Service Revenue
$89,487
Investment Income
$5,980
Other Revenue
$4,840
Change in Net Assets
$6,952
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$153,963
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management---$51,000
Conferences and Meetings---$49,868
Fees for Services Lobbying---$23,750
Fees for Services Accounting---$7,500
Office Expenses---$6,036
Travel---$3,186
Insurance---$2,282
Other Expenses---$883
All Other Expenses---$725
Total Functional Expenses$0$0$0$153,963
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$17,500
Fundraising Direct Expenses$12,660
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$17,500$17,500$655$16,845
Total Events$17,500$17,500$12,660$4,840
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$23,750
Total Nondeductible Lobbying and Political Cost$23,750
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Vba management services, inc. Performs management duties for vmba such as supervising operations, preparing budgets and periodic reports, handling filing of the tax returns, member relations, etc.”

Form 990, Part VI, Section A, Line 6

“There are four classes of membership: regular members, associate members, individual members, and honorary members.”

Form 990, Part VI, Section A, Line 7A

“Regular and individual members have one vote per member office on the election of officers. Associate and honorary members do not get a vote.”

Form 990, Part VI, Section A, Line 7B

“Regular and individual members have one vote per member office on all items involving election of officers, resolutions, and other issues brought before the membership at the annual meeting. Associate and honorary members do not have a vote in the affairs of vmba.”

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 is provided to the board before filing.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is distributed each year to the board of directors.”

Form 990, Part VI, Section C, Line 19

“The organization does not make its governing documents, conflict of interest policy or financial statements available to the public.”

Filing and Contact Details

Filer

Filer Name
Virginia Mortgage Bankers Association
EIN
54-0755922
Phone
8048194727
Address
4490 COX RD, GLEN ALLEN, VA 23060

Signing Officer

Name
Stacy K Puckett
Title
CFO
Phone
8048194727
Signed
2025-09-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacy K Puckett
Formed
1964
Legal Domicile
Va
Voting Board Members
20
Independent Board Members
20
Employees
0
Volunteers
0

Preparer

Firm
Brown Edwards & Company Llp
Address
4951 LAKE BROOK DRIVE SUITE 375, GLEN ALLEN, VA 23060
Preparer
James R Fries
Phone
8042826000
Raw XML AppendixShowing 400 of 437 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt010241
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt08272
IRS990/AccountsReceivableGrp/BOYAmt01500
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO REPRESENT THE MORTGAGE INDUSTRY AND PROVIDE SERVICES TO MEMBERS.
IRS990/AllOtherExpensesGrp/TotalAmt0725
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0VBA MANAGEMENT SERVICES
IRS990/BooksInCareOfDetail/PhoneNum08048194727
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04490 COX ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0GLEN ALLEN
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd023060
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt080248
IRS990/CashNonInterestBearingGrp/EOYAmt069370
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt049868
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt060608
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt05980
IRS990/CYOtherExpensesAmt0153963
IRS990/CYOtherRevenueAmt04840
IRS990/CYProgramServiceRevenueAmt089487
IRS990/CYRevenuesLessExpensesAmt06952
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0153963
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0160915
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt014201
IRS990/DeferredRevenueGrp/EOYAmt08525
IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0THE VMBA ANNUAL CONVENTION BRINGS TOGETHER VIRGINIA MORTGAGE EXECUTIVES, LOAN ORIGINATORS, SERVICERS, AND ASSOCIATES WHO SERVE THE MORTGAGE INDUSTRY IN VIRGINIA. THE EVENT FEATURES AN AGENDA FULL OF RELEVANT INDUSTRY RELATED TOPICS AND AMPLE NETWORKING TIME.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt07500
IRS990/FeesForServicesLobbyingGrp/TotalAmt023750
IRS990/FeesForServicesManagementGrp/TotalAmt051000
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt181.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt191.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2028.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd19X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd20X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/PersonNm0SARAH B STEDFAST
IRS990/Form990PartVIISectionAGrp/PersonNm1BILL WEST
IRS990/Form990PartVIISectionAGrp/PersonNm2DOUG HOUSTON
IRS990/Form990PartVIISectionAGrp/PersonNm3LINDA E POND
IRS990/Form990PartVIISectionAGrp/PersonNm4MICHAEL ULLMANN
IRS990/Form990PartVIISectionAGrp/PersonNm5WILL BALLENTINE
IRS990/Form990PartVIISectionAGrp/PersonNm6TERRI DART BRADLEY
IRS990/Form990PartVIISectionAGrp/PersonNm7KEVIN FILIBERTO
IRS990/Form990PartVIISectionAGrp/PersonNm8KRISTI HARDY
IRS990/Form990PartVIISectionAGrp/PersonNm9JULIA ROBERTS
IRS990/Form990PartVIISectionAGrp/PersonNm10STEVE ROCKEFELLER
IRS990/Form990PartVIISectionAGrp/PersonNm11PATTI L DICKERSON
IRS990/Form990PartVIISectionAGrp/PersonNm12SARAH DODSON
IRS990/Form990PartVIISectionAGrp/PersonNm13GEORGETTE HOUCHINS
IRS990/Form990PartVIISectionAGrp/PersonNm14SCOTT GREENWAY CMB
IRS990/Form990PartVIISectionAGrp/PersonNm15JOSH KLEMMER
IRS990/Form990PartVIISectionAGrp/PersonNm16RYAN MUTTER
IRS990/Form990PartVIISectionAGrp/PersonNm17BRIAN ROTENBERRY
IRS990/Form990PartVIISectionAGrp/PersonNm18PATRICK STEELE
IRS990/Form990PartVIISectionAGrp/PersonNm19SCOTT WARD
IRS990/Form990PartVIISectionAGrp/PersonNm20WALT LYONS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3IMMEDIATE PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5AT-LARGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6AT-LARGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7AT-LARGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8AT-LARGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9AT-LARGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10AT-LARGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11ASSOCIATE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12ASSOCIATE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13ASSOCIATE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14CENTRAL VA DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15RICHMOND DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16PENINSULA DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17BLUE RIDGE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18TIDEWATER DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19NORTHERN VIRGINIA DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01964
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingDirectExpensesAmt012660
IRS990/FundraisingGrossIncomeAmt017500
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt020
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0173575
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt020
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt02282
IRS990/InvestmentIncomeGrp/ExclusionAmt05980
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05980
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0VA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt060608
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO REPRESENT THE MORTGAGE INDUSTRY AND PROVIDE SERVICES TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0198608
IRS990/NetAssetsOrFundBalancesEOYAmt0205560
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt04840
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt04840
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0198608
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0205560
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/TotalAmt06036
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0340
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0EDUCATION WORKSHOPS
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2DUES
IRS990/OtherExpensesGrp/Desc3EVENT EXPENSE
IRS990/OtherExpensesGrp/TotalAmt04172
IRS990/OtherExpensesGrp/TotalAmt13461
IRS990/OtherExpensesGrp/TotalAmt21100
IRS990/OtherExpensesGrp/TotalAmt3883
IRS990/PartialLiquidationInd00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02202
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt08120
IRS990/PrincipalOfficerNm0STACY K PUCKETT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0CONVENTION
IRS990/ProgramServiceRevenueGrp/Desc1EDUCATION EVENTS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt071923
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt117564
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt071923
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt117564
IRS990/ProgSrvcAccomActy2Grp/Desc0THE VMBA OFFERS ITS MEMBERS EDUCATIONAL OPPORTUNITIES WHICH INCREASE MORTGAGE BANKING KNOWLEDGE AND PROMOTE PROFESSIONALISM IN THE INDUSTRY.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt060985
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03877
IRS990/PYOtherExpensesAmt0153142
IRS990/PYOtherRevenueAmt03385
IRS990/PYProgramServiceRevenueAmt087577
IRS990/PYRevenuesLessExpensesAmt02682
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0153142
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0155824
IRS990/ReconcilationRevenueExpnssAmt06952
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0138760
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0144867
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AggregateReportedDuesNtcAmt023805
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/DuesAssessmentsAmt060608
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt023750
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt023750
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleC/TaxableAmt0-55
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt012660
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF TOURNAMENT
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt02136
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt02136
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt017500
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt017500
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt017500
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt017500
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt04840
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0655
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0655
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt09869
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt09869
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VBA MANAGEMENT SERVICES, INC. PERFORMS MANAGEMENT DUTIES FOR VMBA SUCH AS SUPERVISING OPERATIONS, PREPARING BUDGETS AND PERIODIC REPORTS, HANDLING FILING OF THE TAX RETURNS, MEMBER RELATIONS, ETC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THERE ARE FOUR CLASSES OF MEMBERSHIP: REGULAR MEMBERS, ASSOCIATE MEMBERS, INDIVIDUAL MEMBERS, AND HONORARY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REGULAR AND INDIVIDUAL MEMBERS HAVE ONE VOTE PER MEMBER OFFICE ON THE ELECTION OF OFFICERS. ASSOCIATE AND HONORARY MEMBERS DO NOT GET A VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3REGULAR AND INDIVIDUAL MEMBERS HAVE ONE VOTE PER MEMBER OFFICE ON ALL ITEMS INVOLVING ELECTION OF OFFICERS, RESOLUTIONS, AND OTHER ISSUES BROUGHT BEFORE THE MEMBERSHIP AT THE ANNUAL MEETING. ASSOCIATE AND HONORARY MEMBERS DO NOT HAVE A VOTE IN THE AFFAIRS OF VMBA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A COPY OF THE 990 IS PROVIDED TO THE BOARD BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CONFLICT OF INTEREST POLICY IS DISTRIBUTED EACH YEAR TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0223050
IRS990/TotalAssetsEOYAmt0222357
IRS990/TotalAssetsGrp/BOYAmt0223050
IRS990/TotalAssetsGrp/EOYAmt0222357
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt060608
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0153963
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt024442
IRS990/TotalLiabilitiesEOYAmt016797
IRS990/TotalLiabilitiesGrp/BOYAmt024442
IRS990/TotalLiabilitiesGrp/EOYAmt016797
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0198608
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0205560
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt089487
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt010820
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt089487
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0160915
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0223050
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0222357
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03186
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.