Liabilities / Assets
76th percentile
Higher debt load relative to assets than 76% of similar nonprofits.
Odu Credit Union C/O Langley Federal Credit Union
990 • Fiscal year 2013 • EIN 54-0720341
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
42nd percentile
Higher debt load relative to revenue than 42% of similar nonprofits.
Net Margin
74th percentile
Higher net margin than 74% of similar nonprofits.
Top Officer Pay
15th percentile
Higher top officer pay than 15% of similar nonprofits.
Top officer pay equals 4.7% of source-year revenue.
Asset Growth
71st percentile
Faster asset growth than 71% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Up$27,291,103
Up $1,051,722 (+4.0%) from 2012
Net Assets
Up$2,521,105
Up $171,521 (+7.3%) from 2012
Liabilities
Up$24,769,998
Up $880,201 (+3.7%) from 2012
Revenue And Expenses
Revenue
$1,359,928
No earlier filing loaded for comparison.
Expenses
Down$1,188,407
Down $24,061 (-2.0%) from 2012
Net Income
$171,521
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- May 14, 2014
- Return Version
- 2013v3.1
- Gross Receipts
- $1,359,928
Mission and Program Overview
Mission
Credit unions are member owned financial cooperatives that provide financial services to their members in the form of checking and savings accounts, loans, and certain other financial services.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $14,383,637 | $14,853,970 | ▲ $470,333 |
| Savings and Temporary Cash Investments | $10,698,339 | $11,199,394 | ▲ $501,055 |
| Rtn Earn Endowment Incm Other Fnds | $2,349,584 | $2,521,105 | ▲ $171,521 |
| Land, Buildings, and Equipment, Net | $413,222 | $389,541 | ▼ $23,681 |
| Cash and Non-Interest-Bearing Accounts | $282,085 | $376,025 | ▲ $93,940 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $26,239,381 | $27,291,103 | ▲ $1,051,722 |
| Other Assets Total | $462,098 | $472,173 | ▲ $10,075 |
| Liabilities | |||
| Other Liabilities | $23,771,769 | $24,642,376 | ▲ $870,607 |
| Accounts Payable and Accrued Expenses | $118,028 | $127,622 | ▲ $9,594 |
| Total Liabilities | $23,889,797 | $24,769,998 | ▲ $880,201 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,349,584 | $2,521,105 | ▲ $171,521 |
| Total Liabilities and Net Assets / Fund Balance | $26,239,381 | $27,291,103 | ▲ $1,051,722 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $269,418 | $230,870 | $500,288 |
| Other Land Buildings | $7,123 | $161,308 | $168,431 |
| Land | $113,000 | - | $113,000 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Diane Parker | CEO | FT | $64,542 | $64,542 |
Board Members and Trustees
| Name | Title |
|---|---|
| William Rice | Chairman |
| Robert Wojtowicz | Vice Chairman |
| Brenda Whitehurst | Director |
| Jim Duffy | Director |
| Marcha Schriver | Director |
| Michael Mcshane | Director |
| Chuck Thomas | Secretary |
| Sylvia Hudgins | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,286,403
- Investment Income
- $73,525
- Other Revenue
- $0
- Change in Net Assets
- $171,521
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $823,376 |
| Salaries, Compensation, and Employee Benefits | $365,031 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $261,367 | - | - | $261,367 |
| All Other Expenses | $151,475 | - | - | $151,475 |
| Current Officers, Directors, Trustees, and Key Employees | $64,542 | - | - | $64,542 |
| Interest | $48,574 | - | - | $48,574 |
| Other Expenses | $30,021 | - | - | $30,021 |
| Occupancy | $28,384 | - | - | $28,384 |
| Payroll Taxes | $24,288 | - | - | $24,288 |
| Depreciation Depletion | $20,449 | - | - | $20,449 |
| Insurance | $17,792 | - | - | $17,792 |
| Other Employee Benefits | $14,834 | - | - | $14,834 |
| Travel | $750 | - | - | $750 |
| Total Functional Expenses | $1,188,407 | $0 | $0 | $1,188,407 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| MEMBERS' DEPOSITS | $24,642,376 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- No
- Backup withholding compliance
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- No
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Line 11B: Form 990 Review Process
“No review was or will be conducted.”
Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management
“All salaries are reviewed and approved by the Board of Directors.”
Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
“No documents available to the public.”
Filing and Contact Details
Filer
- EIN
- 54-0720341
- Phone
- 7575339308
Signing Officer
- Name
- Diane Parker
- Title
- President & CEO
- Signed
- 2014-05-14
- Discuss with paid preparer
- Yes
Organization Details
- Formed
- 1958
- Legal Domicile
- Va
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 11
Preparer
- Preparer
- Donna M Cheefetz CPA
- Phone
- 7574364577
Supplemental Narrative
Additional Explanations
Form 990, Part IX, Line 24E: Other Expenses
“ASSOCIATION DUES: Column (A) - Total = $15800; Column (B) - Program Services = $15800; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“BANK CHARGES: Column (A) - Total = $14602; Column (B) - Program Services = $14602; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“COMMUNICATIONS: Column (A) - Total = $24814; Column (B) - Program Services = $24814; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“EXAM FEES: Column (A) - Total = $6833; Column (B) - Program Services = $6833; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“LOAN SERVICING: Column (A) - Total = $20002; Column (B) - Program Services = $20002; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“MAINTENANCE - EQUIPMENT: Column (A) - Total = $6473; Column (B) - Program Services = $6473; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“MEETING EXPENSES: Column (A) - Total = $7200; Column (B) - Program Services = $7200; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“MEMBER SAVINGS INSURANCE: Column (A) - Total = $1901; Column (B) - Program Services = $1901; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“MISCELLANEOUS: Column (A) - Total = $-303; Column (B) - Program Services = $-303; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“NCUA OPERATING FEES: Column (A) - Total = $7974; Column (B) - Program Services = $7974; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“OPERATING EXP: Column (A) - Total = $8489; Column (B) - Program Services = $8489; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“SHARE INSURANCE: Column (A) - Total = $17851; Column (B) - Program Services = $17851; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“STATIONERY & SUPPLIES: Column (A) - Total = $9938; Column (B) - Program Services = $9938; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Form 990, Part IX, Line 24E: Other Expenses
“VISA FRAUD LOSS: Column (A) - Total = $9901; Column (B) - Program Services = $9901; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
Raw XML AppendixShowing 400 of 416 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/BooksInCareOfDetail/USAddress/State | 0 | VA |
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| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 392178 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 413222 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 389541 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 781719 |
| IRS990/LegalDomicileStateCd | 0 | VA |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNIONS ARE MEMBER OWNED FINANCIAL COOPERATIVES THAT PROVIDE FINANCIAL SERVICES TO THEIR MEMBERS IN THE FORM OF CHECKING AND SAVINGS ACCOUNTS, LOANS, AND CERTAIN OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2349584 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2521105 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 28384 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 28384 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 462098 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 472173 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 14834 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 14834 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROFESSIONAL & OUTSIDE SERVICE |
| IRS990/OtherExpensesGrp/Desc | 2 | VISA PROGRAM FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | PUBLICITY & PROMOTIONS |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 247473 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 240967 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 37491 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 30021 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 247473 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 240967 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 37491 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 30021 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23771769 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 24642376 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 261367 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 261367 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14383637 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 14853970 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 24288 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 24288 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON MEMBER LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | NCUSIF INSURANCE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SERVICE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1051633 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 234770 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1051633 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 234770 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 85982 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 871658 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1228655 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 102169 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 340810 |
| IRS990/PYTotalExpensesAmt | 0 | 1212468 |
| IRS990/PYTotalRevenueAmt | 0 | 1314637 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 171521 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2349584 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2521105 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 10698339 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 11199394 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 269418 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 230870 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 500288 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 113000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 113000 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 7123 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 161308 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 168431 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 24642376 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 389541 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 24642376 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | No review was or will be conducted. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | All salaries are reviewed and approved by the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | No documents available to the public. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ASSOCIATION DUES: Column (A) - Total = $15800; Column (B) - Program Services = $15800; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BANK CHARGES: Column (A) - Total = $14602; Column (B) - Program Services = $14602; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMMUNICATIONS: Column (A) - Total = $24814; Column (B) - Program Services = $24814; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | EXAM FEES: Column (A) - Total = $6833; Column (B) - Program Services = $6833; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | LOAN SERVICING: Column (A) - Total = $20002; Column (B) - Program Services = $20002; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MAINTENANCE - EQUIPMENT: Column (A) - Total = $6473; Column (B) - Program Services = $6473; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | MEETING EXPENSES: Column (A) - Total = $7200; Column (B) - Program Services = $7200; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | MEMBER SAVINGS INSURANCE: Column (A) - Total = $1901; Column (B) - Program Services = $1901; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | MISCELLANEOUS: Column (A) - Total = $-303; Column (B) - Program Services = $-303; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | NCUA OPERATING FEES: Column (A) - Total = $7974; Column (B) - Program Services = $7974; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | OPERATING EXP: Column (A) - Total = $8489; Column (B) - Program Services = $8489; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | SHARE INSURANCE: Column (A) - Total = $17851; Column (B) - Program Services = $17851; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | STATIONERY & SUPPLIES: Column (A) - Total = $9938; Column (B) - Program Services = $9938; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | VISA FRAUD LOSS: Column (A) - Total = $9901; Column (B) - Program Services = $9901; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990, Part IX, Line 24e: Other Expenses |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 26239381 |
| IRS990/TotalAssetsEOYAmt | 0 | 27291103 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 26239381 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 27291103 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 11 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 1188407 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1188407 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 23889797 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 24769998 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 23889797 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 24769998 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2349584 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2521105 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1286403 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 64542 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1359928 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1359928 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 26239381 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 27291103 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 750 |
| IRS990/TravelGrp/TotalAmt | 0 | 750 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.oducreditunion.org |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DIANE PARKER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President & CEO |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | ODU CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ODUC |
| ReturnHeader/Filer/EIN | 0 | 540720341 |
| ReturnHeader/Filer/PhoneNum | 0 | 7575339308 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $27,291,103
- Liabilities
- $24,769,998
- Net assets
- $2,521,105
- Revenue
- $1,359,928
- Expenses
- $1,188,407
- Net income
- $171,521