Civic Intelligence

Odu Credit Union C/O Langley Federal Credit Union

EIN 54-0720341 • 501(c)14 • Norfolk, VA

View Organization Page

Profile

Credit unions are member owned financial cooperatives that provide financial services to their members in the form of checking and savings accounts, loans, and certain other financial services.

2701 Hampton BlvdNorfolk, VA 23501

www.oducreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2018

Liabilities / Revenue

44th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$500k-$1M nonprofits • Source year 2018

Net Margin

19th percentile

-20%

Higher net margin than 19% of similar nonprofits.

$500k-$1M nonprofits • Source year 2018

Top Officer Pay

90th percentile

$107,141

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 13.6% of source-year revenue.

$500k-$1M nonprofits • Source year 2018

Asset Growth

2nd percentile

-100%

Faster asset growth than 2% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2017 to 2018

Revenue Growth

22nd percentile

-13%

Faster revenue growth than 22% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $29,654,322 (-100%) from 2017

Liabilities

Down

$0

Down $26,903,482 (-100%) from 2017

Net Assets

Down

$0

Down $2,750,840 (-100%) from 2017

Operations
Liabilities / Revenue44th percentileNet Margin19th percentile

Revenue

Down

$787,341

Down $120,495 (-13%) from 2017

Expenses

Up

$943,194

Up $12,034 (+1.3%) from 2017

Net Income

Down

-$155,853

Down $132,529 (-568%) from 2017

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $23,214,670Liabilities 2010: $21,088,084Net Assets 2010: $2,126,5862010Assets 2011: $23,805,587Liabilities 2011: $21,558,172Net Assets 2011: $2,247,4152011Assets 2012: $26,239,381Liabilities 2012: $23,889,797Net Assets 2012: $2,349,5842012Assets 2013: $27,291,103Liabilities 2013: $24,769,998Net Assets 2013: $2,521,1052013Assets 2015: $28,940,916Liabilities 2015: $26,244,903Net Assets 2015: $2,696,0132015Assets 2016: $29,346,084Liabilities 2016: $26,601,920Net Assets 2016: $2,744,1642016Assets 2017: $29,654,322Liabilities 2017: $26,903,482Net Assets 2017: $2,750,8402017Assets 2018: $0Liabilities 2018: $0Net Assets 2018: $02018

Highlighted filing

2018

Assets$0
Liabilities$0
Net Assets$0
Open 2018 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,301,2972010Expenses 2011: $1,206,7672011Expenses 2012: $1,212,4682012Revenue 2013: $1,359,928Expenses 2013: $1,188,407Net Income 2013: $171,5212013Revenue 2015: $1,122,161Expenses 2015: $1,071,587Net Income 2015: $50,5742015Revenue 2016: $983,492Expenses 2016: $935,341Net Income 2016: $48,1512016Revenue 2017: $907,836Expenses 2017: $931,160Net Income 2017: -$23,3242017Revenue 2018: $787,341Expenses 2018: $943,194Net Income 2018: -$155,8532018

Highlighted filing

2018

Revenue$787,341
Expenses$943,194
Net Income-$155,853
Open 2018 Filing

Filings

Most recent year

2018 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$787,341
Expenses
$943,194
Net income
-$155,853
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.79$0.94$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.7$26.9$2.75$0.91$0.93$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.3$26.6$2.74$0.98$0.94$0.05
2015Detailed filing. Detailed filing data is available for this year.$28.9$26.2$2.70$1.12$1.07$0.05
2013Detailed filing. Detailed filing data is available for this year.$27.3$24.8$2.52$1.36$1.19$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$23.9$2.35$1.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.8$21.6$2.25$1.21
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.2$21.1$2.13$1.30
Latest Detailed Filing

The latest 2018 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 2, 2016
Return Version
2015v2.1
Gross Receipts
$1,122,161
Mission and Program Overview

Mission

Credit unions are member owned financial cooperatives that provide financial services to their members in the form of checking and savings accounts, loans, and certain other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$15,176,222$17,361,575▲ $2,185,353
Other Notes and Loans Receivable, Net$12,372,104$10,611,794▼ $1,760,310
Rtn Earn Endowment Incm Other Fnds$2,645,439$2,696,013▲ $50,574
Land, Buildings, and Equipment, Net$374,379$360,301▼ $14,078
Cash and Non-Interest-Bearing Accounts$231,812$270,626▲ $38,814
Total Assets$28,484,284$28,940,916▲ $456,632
Other Assets Total$329,767$336,620▲ $6,853
Liabilities
Other Liabilities$25,698,141$26,104,578▲ $406,437
Accounts Payable and Accrued Expenses$140,704$140,325▼ $379
Total Liabilities$25,838,845$26,244,903▲ $406,058
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,645,439$2,696,013▲ $50,574
Total Liabilities and Net Assets / Fund Balance$28,484,284$28,940,916▲ $456,632

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$247,260$253,028-
Other Land Buildings$41$193,508-
Land$113,000--
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Diane ParkerPresident &FT$69,033$69,033

Board Members and Trustees

NameTitle
Robert WojtowiczBoard Chairm
Charles ThomasBoard Secret
Sylvia HudginsBoard Treasu
Marcha SchriverBoard Vice C
Brenda WhitehurstDirector
Christopher OsgoodDirector
James DuffyDirector
Michael McshaneDirector
William RiceDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,027,492
Investment Income
$94,669
Other Revenue
$0
Change in Net Assets
$50,574
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$719,517
Salaries, Compensation, and Employee Benefits$352,070
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$238,619
Fees for Services Other---$225,422
Current Officers, Directors, Trustees, and Key Employees---$69,033
Interest---$52,634
Office Expenses---$50,932
Occupancy---$40,374
Advertising---$29,004
Payroll Taxes---$24,705
Insurance---$20,009
Other Employee Benefits---$19,713
Depreciation Depletion---$14,079
Fees for Services Accounting---$9,775
Conferences and Meetings---$7,200
Other Expenses---$4,620
All Other Expenses---$4,339
Travel---$665
Total Functional Expenses$0$0$0$1,071,587
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' DEPOSITS$26,104,578
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is organized with members.”

Form 990, Page 6, Part VI, Line 7A

“Directors are elected by the members”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 15A

“All salaries are reviewed and approved by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“No documents are available to the public.”

Filing and Contact Details

Filer

Filer Name
Odu Credit Union
EIN
54-0720341
Phone
7575339308
Address
2701 HAMPTON BLVD, NORFOLK, VA 23501

Signing Officer

Name
Diane Parker
Title
President & CEO
Phone
7575339308
Signed
2016-11-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Diane Parker
Formed
1958
Legal Domicile
Va
Voting Board Members
9
Independent Board Members
9
Employees
11
Volunteers
14

Preparer

Firm
A Rohm Smith & Company
Address
11832 ROCK LANDING DR STE 101, NEWPORT NEWS, VA 23606-4277
Preparer
Theresa Rohm CPA
Phone
7572239602
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Volunteers serve on the board of directors and the supervisory committee.”

Form 990, Part IX, Line 11G

“Professional/ outside service 225,422 0 0”

Raw XML Appendix332 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0140704
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0140325
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNIONS ARE MEMBER OWNED FINANCIAL COOPERATIVES THAT PROVIDE FINANCIAL SERVICES TO THEIR MEMBERS IN THE FORM OF CHECKING AND SAVINGS ACCOUNTS, LOANS, AND CERTAIN OTHER FINANCIAL SERVICES.
IRS990/AdvertisingGrp/TotalAmt029004
IRS990/AllOtherExpensesGrp/TotalAmt04339
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0DIANE PARKER
IRS990/BooksInCareOfDetail/PhoneNum07575339308
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02701 HAMPTON BLVD
IRS990/BooksInCareOfDetail/USAddress/CityNm0NORFOLK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd023517
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0231812
IRS990/CashNonInterestBearingGrp/EOYAmt0270626
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt069033
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt07200
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt094669
IRS990/CYOtherExpensesAmt0719517
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01027492
IRS990/CYRevenuesLessExpensesAmt050574
IRS990/CYSalariesCompEmpBnftPaidAmt0352070
IRS990/CYTotalExpensesAmt01071587
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01122161
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt014079
IRS990/Desc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt011
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt09775
IRS990/FeesForServicesOtherGrp/TotalAmt0225422
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.55
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT WOJTOWICZ
IRS990/Form990PartVIISectionAGrp/PersonNm1MARCHA SCHRIVER
IRS990/Form990PartVIISectionAGrp/PersonNm2SYLVIA HUDGINS
IRS990/Form990PartVIISectionAGrp/PersonNm3CHARLES THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm4BRENDA WHITEHURST
IRS990/Form990PartVIISectionAGrp/PersonNm5WILLIAM RICE
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES DUFFY
IRS990/Form990PartVIISectionAGrp/PersonNm7MICHAEL MCSHANE
IRS990/Form990PartVIISectionAGrp/PersonNm8CHRISTOPHER OSGOOD
IRS990/Form990PartVIISectionAGrp/PersonNm9DIANE PARKER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt969033
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIRM
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE C
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT &
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01958
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01122161
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt020009
IRS990/InterestGrp/TotalAmt052634
IRS990/InvestmentIncomeGrp/ExclusionAmt094669
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt094669
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0446536
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0374379
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0360301
IRS990/LandBldgEquipCostOrOtherBssAmt0806837
IRS990/LegalDomicileStateCd0VA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNIONS ARE MEMBER OWNED FINANCIAL COOPERATIVES THAT PROVIDE FINANCIAL SERVICES TO THEIR MEMBSERS IN THE FORM OF CHECKING AND SAVINGS ACCOUNTS, LOANS, AND CERTAIN OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02645439
IRS990/NetAssetsOrFundBalancesEOYAmt02696013
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt040374
IRS990/OfficeExpensesGrp/TotalAmt050932
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0329767
IRS990/OtherAssetsTotalGrp/EOYAmt0336620
IRS990/OtherEmployeeBenefitsGrp/TotalAmt019713
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3NCUE OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt0173305
IRS990/OtherExpensesGrp/TotalAmt172169
IRS990/OtherExpensesGrp/TotalAmt214990
IRS990/OtherExpensesGrp/TotalAmt34620
IRS990/OtherLiabilitiesGrp/BOYAmt025698141
IRS990/OtherLiabilitiesGrp/EOYAmt026104578
IRS990/OtherSalariesAndWagesGrp/TotalAmt0238619
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012372104
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt010611794
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt024705
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0DIANE PARKER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0828675
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1198817
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0828675
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1198817
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt072132
IRS990/PYOtherExpensesAmt0775302
IRS990/PYProgramServiceRevenueAmt01192722
IRS990/PYRevenuesLessExpensesAmt0124334
IRS990/PYSalariesCompEmpBnftPaidAmt0365218
IRS990/PYTotalExpensesAmt01140520
IRS990/PYTotalRevenueAmt01264854
IRS990/ReconcilationRevenueExpnssAmt050574
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02645439
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02696013
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015176222
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017361575
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0247260
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0253028
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0500288
IRS990ScheduleD/LandGrp/BookValueAmt0113000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0113000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt041
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0193508
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0193549
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026104578
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0360301
IRS990ScheduleD/TotalLiabilityAmt026104578
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS SERVE ON THE BOARD OF DIRECTORS AND THE SUPERVISORY COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS ORGANIZED WITH MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DIRECTORS ARE ELECTED BY THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL SALARIES ARE REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO DOCUMENTS ARE AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PROFESSIONAL/ OUTSIDE SERVICE 225,422 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
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IRS990/USAddress/CityNm0NORFOLK
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ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DIANE PARKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT & CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07575339308
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-11-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ODU CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ODUC
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0A ROHM SMITH & COMPANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011832 ROCK LANDING DR STE 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWPORT NEWS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0236064277
ReturnHeader/PreparerPersonGrp/PhoneNum07572239602
ReturnHeader/PreparerPersonGrp/PreparationDt02016-11-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0THERESA ROHM CPA
ReturnHeader/ReturnTs02016-11-09T11:06:32-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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