Civic Intelligence

Ridgetop Recreation Association Inc

EIN 54-0698751 • 501(c)7 • Richmond, VA

Profile

The organization provides swimming, diving and tennis facilities, supports swim, dive and tennis teams and provides swim, dive, tennis and other recreational activities for its members and their families.

1012 Bevridge RoadRichmond, VA 23226

ridgetop.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.15x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

71st percentile

0.70x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2025

Net Margin

76th percentile

18%

Higher net margin than 76% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

81st percentile

$3,600

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)7 • $1M-$5M nonprofits • Source year 2025

Asset Growth

78th percentile

10%

Faster asset growth than 78% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

9th percentile

-16%

Faster revenue growth than 9% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,766,653

Up $269,497 (+18%) from 2023

Liabilities

Up

$263,821

Up $83,015 (+46%) from 2023

Net Assets

Up

$1,502,832

Up $186,482 (+14%) from 2023

Revenue

Down

$375,952

Down $11,838 (-3.1%) from 2023

Expenses

Down

$308,081

Down $46,373 (-13%) from 2023

Net Income

Up

$67,871

Up $34,535 (+104%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $897,185Liabilities 2010: $28,587Net Assets 2010: $868,5982010Assets 2011: $1,196,712Liabilities 2011: $255,380Net Assets 2011: $941,3322011Assets 2012: $1,216,793Liabilities 2012: $225,005Net Assets 2012: $991,7882012Assets 2013: $1,222,242Liabilities 2013: $176,467Net Assets 2013: $1,045,7752013Assets 2014: $1,166,181Liabilities 2014: $98,990Net Assets 2014: $1,067,1912014Assets 2015: $1,189,576Liabilities 2015: $78,569Net Assets 2015: $1,111,0072015Assets 2016: $1,229,129Liabilities 2016: $56,927Net Assets 2016: $1,172,2022016Assets 2017: $1,396,186Liabilities 2017: $197,403Net Assets 2017: $1,198,7832017Assets 2018: $1,443,745Liabilities 2018: $188,473Net Assets 2018: $1,255,2722018Assets 2019: $1,470,178Liabilities 2019: $179,937Net Assets 2019: $1,290,2412019Assets 2020: $1,354,849Liabilities 2020: $213,073Net Assets 2020: $1,141,7762020Assets 2021: $1,443,611Liabilities 2021: $201,750Net Assets 2021: $1,241,8612021Assets 2022: $1,474,530Liabilities 2022: $191,516Net Assets 2022: $1,283,0142022Assets 2023: $1,497,156Liabilities 2023: $180,806Net Assets 2023: $1,316,3502023Assets 2025: $1,766,653Liabilities 2025: $263,821Net Assets 2025: $1,502,8322025

Highlighted filing

2025

Assets$1,766,653
Liabilities$263,821
Net Assets$1,502,832

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $244,3522010Expenses 2011: $211,9852011Expenses 2012: $213,3082012Expenses 2013: $207,6842013Revenue 2014: $249,523Expenses 2014: $228,107Net Income 2014: $21,4162014Revenue 2015: $275,163Expenses 2015: $231,347Net Income 2015: $43,8162015Revenue 2016: $264,441Expenses 2016: $203,246Net Income 2016: $61,1952016Revenue 2017: $262,173Expenses 2017: $219,587Net Income 2017: $42,5862017Revenue 2018: $277,541Expenses 2018: $221,052Net Income 2018: $56,4892018Revenue 2019: $291,875Expenses 2019: $256,906Net Income 2019: $34,9692019Revenue 2020: $207,283Expenses 2020: $355,748Net Income 2020: -$148,4652020Revenue 2021: $412,388Expenses 2021: $312,303Net Income 2021: $100,0852021Revenue 2022: $383,104Expenses 2022: $341,951Net Income 2022: $41,1532022Revenue 2023: $387,790Expenses 2023: $354,454Net Income 2023: $33,3362023Revenue 2025: $375,952Expenses 2025: $308,081Net Income 2025: $67,8712025

Highlighted filing

2025

Revenue$375,952
Expenses$308,081
Net Income$67,871

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.77$0.26$1.50$0.38$0.31$0.07
2023Summary only. Only limited summary data is available for this year.$1.50$0.18$1.32$0.39$0.35$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.47$0.19$1.28$0.38$0.34$0.04
2021Summary only. Only limited summary data is available for this year.$1.44$0.20$1.24$0.41$0.31$0.10
2020Summary only. Only limited summary data is available for this year.$1.35$0.21$1.14$0.21$0.36$0.15
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.47$0.18$1.29$0.29$0.26$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.19$1.26$0.28$0.22$0.06
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.20$1.20$0.26$0.22$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.23$0.06$1.17$0.26$0.20$0.06
2015Detailed filing. Detailed filing data is available for this year.$1.19$0.08$1.11$0.28$0.23$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.17$0.10$1.07$0.25$0.23$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.18$1.05$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.23$0.99$0.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.20$0.26$0.94$0.21
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.03$0.87$0.24
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Nov 20, 2025
Return Version
2024v5.2
Gross Receipts
$384,091
Mission and Program Overview

Mission

The organization provides swimming, diving, and tennis instruction, supports swim, dive and tennis teams and provides swimming, tennis and other recreational activities for its members and their families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,425,133$1,605,194▲ $180,061
Rtn Earn Endowment Incm Other Fnds$1,335,211$1,403,082▲ $67,871
Cash and Non-Interest-Bearing Accounts$179,446$161,459▼ $17,987
Pd in Cap Srpls Land Bldg Eqp Fund$99,750$99,750→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,604,579$1,766,653▲ $162,074
Liabilities
Other Liabilities$53,625$159,559▲ $105,934
Unsecured Notes Loans Payable$115,993$104,262▼ $11,731
Total Liabilities$169,618$263,821▲ $94,203
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,434,961$1,502,832▲ $67,871
Total Liabilities and Net Assets / Fund Balance$1,604,579$1,766,653▲ $162,074

Asset Categories

AssetBook ValueDepreciationBasis
Land$1,213,330-$1,213,330
Buildings$376,493-$376,493
Equipment$15,371-$15,371
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Kevin StoudtTreasurerPT$3,600$3,600

Board Members and Trustees

NameTitle
Zach ButlerPresident
Chris PollockVice President
Alexis LyonsDirector
Marnie MartinDirector
Rob BantaDirector
Robbie TurnerDirector
Tom BarilaDirector
Melissa RhoadesSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$272,718
Program Service Revenue
$24,548
Investment Income
$5,840
Other Revenue
$72,846
Change in Net Assets
$67,871
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$238,121
Salaries, Compensation, and Employee Benefits$69,960
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$92,145--$92,145
Occupancy$75,272--$75,272
Other Salaries and Wages$62,218--$62,218
Insurance$23,160--$23,160
Interest$7,161--$7,161
Payroll Taxes$4,142--$4,142
Fees for Services Other$3,877--$3,877
Current Officers, Directors, Trustees, and Key Employees$3,600--$3,600
Office Expenses$967--$967
Advertising$913--$913
Fees for Services Accounting$750--$750
Other Expenses$713--$713
All Other Expenses$464--$464
Total Functional Expenses$308,081$0$0$308,081
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$3,657
Fundraising Direct Expenses$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sona Bank Loan$150,559
Member loan repay upon resignation$9,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

The returns are provided to board members for review.

Form 990, Part VI, Section C, line 19

Available upon request.

Filing and Contact Details

Filer

Filer Name
Ridgetop Recreation Association Inc
EIN
54-0698751
Phone
8046735136
Address
1012 Bevridge Road, Richmond, VA 23226

Signing Officer

Name
Kevin Stoudt
Title
Treasurer
Phone
8046735136
Signed
2025-11-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kevin Stoudt
Formed
1955
Legal Domicile
Va
Voting Board Members
9
Independent Board Members
9
Employees
22
Volunteers
25

Preparer

Firm
Pilc & Moseley LLC
Address
4312 Grove Avenue, Richmond, VA 23221
Preparer
William C Pilc
Phone
8049188490
Raw XML Appendix374 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum08046735136
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt024548
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt024548
IRS990/ProgSrvcAccomActy2Grp/Desc0The organization provides tennis facilities-supports tennis teams and instruction and provides tennis related recreational activities for its members and their families.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt033876
IRS990/ProgSrvcAccomActy3Grp/Desc0The organization provides operational and management support for its pool and tennis facilities.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt03600
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0339913
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt010409
IRS990/PYOtherExpensesAmt0266124
IRS990/PYOtherRevenueAmt074780
IRS990/PYProgramServiceRevenueAmt022270
IRS990/PYRevenuesLessExpensesAmt0118611
IRS990/PYSalariesCompEmpBnftPaidAmt062637
IRS990/PYTotalExpensesAmt0328761
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0447372
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt067871
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01335211
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01403082
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0376493
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0376493
IRS990ScheduleD/EquipmentGrp/BookValueAmt015371
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt015371
IRS990ScheduleD/LandGrp/BookValueAmt01213330
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01213330
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1150559
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member loan repay upon resignation
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Sona Bank Loan
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01605194
IRS990ScheduleD/TotalLiabilityAmt0159559
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The returns are provided to board members for review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01604579
IRS990/TotalAssetsEOYAmt01766653
IRS990/TotalAssetsGrp/BOYAmt01604579
IRS990/TotalAssetsGrp/EOYAmt01766653
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0272718
IRS990/TotalEmployeeCnt022
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0308081
IRS990/TotalFunctionalExpensesGrp/TotalAmt0308081
IRS990/TotalGrossUBIAmt029473
IRS990/TotalLiabilitiesBOYAmt0169618
IRS990/TotalLiabilitiesEOYAmt0263821
IRS990/TotalLiabilitiesGrp/BOYAmt0169618
IRS990/TotalLiabilitiesGrp/EOYAmt0263821
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01434961
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01502832
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0308081
IRS990/TotalProgramServiceRevenueAmt024548
IRS990/TotalReportableCompFromOrgAmt03600
IRS990/TotalRevenueGrp/ExclusionAmt09497
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt064264
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0375952
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt029473
IRS990/TotalVolunteersCnt025
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01604579
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01766653
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0115993
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0104262
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01012 Bevridge Road
IRS990/USAddress/CityNm0Richmond
IRS990/USAddress/StateAbbreviationCd0VA
IRS990/USAddress/ZIPCd023226
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0ridgetop.org
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Kevin Stoudt
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum08046735136
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Ridgetop Recreation Association Inc
ReturnHeader/Filer/BusinessNameControlTxt0RIDG
ReturnHeader/Filer/EIN0540698751
ReturnHeader/Filer/PhoneNum08046735136
ReturnHeader/Filer/USAddress/AddressLine1Txt01012 Bevridge Road
ReturnHeader/Filer/USAddress/CityNm0Richmond
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023226
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0201826687
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Pilc & Moseley LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04312 Grove Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Richmond
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd023221
ReturnHeader/PreparerPersonGrp/PhoneNum08049188490
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0William C Pilc
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-26T12:59:58-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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