Civic Intelligence

Small Business Foundation Inc

EIN 52-2448025 • 501(c)3 • Worcester, MA

Profile

Promoting and supporting charitable and educational purposes and organizations.

38 Austin StreetWorcester, MA 01609

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $320 (-100%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$0

Down $320 (-100%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$320

Down $765 (-71%) from 2023

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2010: $61,998Net Assets 2010: $61,9982010Assets 2011: $52,788Net Assets 2011: $52,7882011Assets 2012: $40,675Net Assets 2012: $40,6752012Assets 2013: $39,875Liabilities 2013: $0Net Assets 2013: $39,8752013Assets 2014: $39,075Liabilities 2014: $0Net Assets 2014: $39,0752014Assets 2015: $38,275Liabilities 2015: $0Net Assets 2015: $38,2752015Assets 2016: $37,951Liabilities 2016: $0Net Assets 2016: $37,9512016Assets 2018: $9,331Liabilities 2018: $0Net Assets 2018: $9,3312018Assets 2019: $2,344Liabilities 2019: $0Net Assets 2019: $2,3442019Assets 2020: $1,547Liabilities 2020: $0Net Assets 2020: $1,5472020Assets 2021: $740Liabilities 2021: $0Net Assets 2021: $7402021Assets 2022: $1,400Liabilities 2022: $0Net Assets 2022: $1,4002022Assets 2023: $320Liabilities 2023: $0Net Assets 2023: $3202023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities$0
Net Assets$0
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2010: $8,730Expenses 2010: $9,530Net Income 2010: -$8002010Expenses 2011: $9,2102011Expenses 2012: $12,1132012Expenses 2013: $8002013Expenses 2014: $8002014Expenses 2015: $8002015Revenue 2016: $500Expenses 2016: $824Net Income 2016: -$3242016Expenses 2018: $27,7982018Expenses 2019: $6,9872019Expenses 2020: $7972020Revenue 2021: $58Expenses 2021: $865Net Income 2021: -$8072021Revenue 2022: $1,010Expenses 2022: $350Net Income 2022: $6602022Revenue 2023: $5Expenses 2023: $1,085Net Income 2023: -$1,0802023Expenses 2024: $3202024

Highlighted filing

2024

Revenue-
Expenses$320
Net Income-
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
-
Expenses
$320
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.32
2023Detailed filing. Detailed filing data is available for this year.$0.32$0.00$0.32$0.01$1.09$1.08
2022Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$1.01$0.35$0.66
2021Detailed filing. Detailed filing data is available for this year.$0.74$0.00$0.74$0.06$0.87$0.81
2020Detailed filing. Detailed filing data is available for this year.$1.55$0.00$1.55$0.80
2019Detailed filing. Detailed filing data is available for this year.$2.34$0.00$2.34$6.99
2018Detailed filing. Detailed filing data is available for this year.$9.33$0.00$9.33$27.8
2016Detailed filing. Detailed filing data is available for this year.$38.0$0.00$38.0$0.50$0.82$0.32
2015Detailed filing. Detailed filing data is available for this year.$38.3$0.00$38.3$0.80
2014Detailed filing. Detailed filing data is available for this year.$39.1$0.00$39.1$0.80
2013Detailed filing. Detailed filing data is available for this year.$39.9$0.00$39.9$0.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.7$40.7$12.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.8$52.8$9.21
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$62.0$8.73$9.53$0.80
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.2
Gross Receipts
$0
Mission and Program Overview

Mission

Promoting and supporting charitable and educational purposes and organizations.

Program Services

DescriptionGrantsExpenses
PROVIDES ENTERPRENUERS AND VETERANS RETURNING HOME FROM IRAQ AND AFGHANISTAN, WITH MATERIALS AIMED AT HELPING THEM EVALUATE THEIR SKILLS TO SUCCESSFULLY START THEIR OWN SMALL BUSINESS.$0$320
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
FRANCIS R CARROLLPresident-$0--
LISA M CARROLLTreasurer-$0--
VINCENT J PERRONEDirector-$0--
LAWRENCE W VERNAGLIAClerk-$0--
Filing and Contact Details

Filer

Filer Name
Small Business Foundation Inc
EIN
52-2448025
Phone
5087700195
Address
38 AUSTIN STREET, WORCESTER, MA 01609

Signing Officer

Name
Francis R Carroll
Title
Clerk
Phone
5087700195
Signed
2025-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Bollus Lynch Llp
Address
89 SHREWSBURY STREET, WORCESTER, MA 01604
Preparer
Kevin J Maguire Jr CPA
Phone
5087557107
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank charges. Amount: 320.”

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0FRANCIS R CARROLL
IRS990EZ/BooksInCareOfDetail/PhoneNum05087700195
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt038 AUSTIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WORCESTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001609
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0320
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt00
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-320
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0320
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0320
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0320
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0FRANCIS R CARROLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LISA M CARROLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2VINCENT J PERRONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LAWRENCE W VERNAGLIA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CLERK
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0320
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTING AND SUPPORTING CHARITABLE AND EDUCATIONAL PURPOSES AND ORGANIZATIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDES ENTERPRENUERS AND VETERANS RETURNING HOME FROM IRAQ AND AFGHANISTAN, WITH MATERIALS AIMED AT HELPING THEM EVALUATE THEIR SKILLS TO SUCCESSFULLY START THEIR OWN SMALL BUSINESS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0320
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0320
IRS990EZ/TotalProgramServiceExpensesAmt0320
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt05
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01010
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt058
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01073
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt01073
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt05
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01010
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt058
IRS990ScheduleA/Total509Grp/TotalAmt01073
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt05
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01010
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt058
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01073
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: BANK CHARGES. AMOUNT: 320.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0FRANCIS R CARROLL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CLERK
ReturnHeader/BusinessOfficerGrp/PhoneNum05087700195
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SMALL BUSINESS FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0SMAL
ReturnHeader/Filer/EIN0522448025
ReturnHeader/Filer/PhoneNum05087700195
ReturnHeader/Filer/USAddress/AddressLine1Txt038 AUSTIN STREET
ReturnHeader/Filer/USAddress/CityNm0WORCESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001609
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043037870
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BOLLUS LYNCH LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt089 SHREWSBURY STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WORCESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001604
ReturnHeader/PreparerPersonGrp/PhoneNum05087557107
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN J MAGUIRE JR CPA
ReturnHeader/ReturnTs02025-11-17T12:30:26-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.