Civic Intelligence

Twin City Floor Covering Labor-Management Cooperation Fund

990EZ • Fiscal year 2020 • EIN 52-2392892

Aug 01, 2019 to Jul 31, 2020 • Filed on Mar 01, 2021

Organization ProfileN/A

View Organization Page

3001 Metro Drive No 500Bloomington, MN 55425

(952) 854-0795

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.11x

Higher debt load relative to assets than 73% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

92nd percentile

0.58x

Higher debt load relative to revenue than 92% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

29th percentile

-11%

Higher net margin than 29% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

47th percentile

1.4%

Faster asset growth than 47% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

74th percentile

-1.4%

Faster revenue growth than 74% of similar nonprofits.

2020 filings • 501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$361,305

Up $4,864 (+1.4%) from 2019

Net Assets

Down

$319,773

Down $7,841 (-2.4%) from 2019

Liabilities

Up

$41,532

Up $12,705 (+44%) from 2019

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin29th percentile

Revenue

Down

$71,397

Down $1,003 (-1.4%) from 2019

Expenses

Up

$79,238

Up $4,946 (+6.7%) from 2019

Net Income

Down

-$7,841

Down $5,949 (-314%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $150,695Liabilities 2011: $729Net Assets 2011: $149,9662011Assets 2012: $138,780Liabilities 2012: $975Net Assets 2012: $137,8052012Assets 2013: $162,196Liabilities 2013: $525Net Assets 2013: $161,6712013Assets 2014: $198,320Liabilities 2014: $0Net Assets 2014: $198,3202014Assets 2015: $243,248Liabilities 2015: $0Net Assets 2015: $243,2482015Assets 2016: $289,126Liabilities 2016: $0Net Assets 2016: $289,1262016Assets 2017: $316,780Liabilities 2017: $0Net Assets 2017: $316,7802017Assets 2018: $344,355Liabilities 2018: $14,849Net Assets 2018: $329,5062018Assets 2019: $356,441Liabilities 2019: $28,827Net Assets 2019: $327,6142019Assets 2020: $361,305Liabilities 2020: $41,532Net Assets 2020: $319,7732020Assets 2021: $344,281Liabilities 2021: $19,708Net Assets 2021: $324,5732021Assets 2022: $354,690Liabilities 2022: $42,210Net Assets 2022: $312,4802022Assets 2023: $298,662Liabilities 2023: $27,682Net Assets 2023: $270,9802023Assets 2024: $280,713Liabilities 2024: $11,657Net Assets 2024: $269,0562024Assets 2025: $274,133Liabilities 2025: $23,377Net Assets 2025: $250,7562025

Highlighted filing

2020

Assets$361,305
Liabilities$41,532
Net Assets$319,773
Open 2020 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KExpenses 2011: $46,3662011Expenses 2012: $61,8472012Expenses 2013: $29,3732013Revenue 2014: $59,854Expenses 2014: $23,205Net Income 2014: $36,6492014Revenue 2015: $59,412Expenses 2015: $14,484Net Income 2015: $44,9282015Revenue 2016: $67,361Expenses 2016: $21,483Net Income 2016: $45,8782016Revenue 2017: $68,561Expenses 2017: $40,907Net Income 2017: $27,6542017Revenue 2018: $72,180Expenses 2018: $59,454Net Income 2018: $12,7262018Revenue 2019: $72,400Expenses 2019: $74,292Net Income 2019: -$1,8922019Revenue 2020: $71,397Expenses 2020: $79,238Net Income 2020: -$7,8412020Revenue 2021: $58,696Expenses 2021: $53,896Net Income 2021: $4,8002021Revenue 2022: $70,548Expenses 2022: $82,641Net Income 2022: -$12,0932022Revenue 2023: $61,896Expenses 2023: $103,396Net Income 2023: -$41,5002023Revenue 2024: $63,030Expenses 2024: $64,954Net Income 2024: -$1,9242024Revenue 2025: $68,325Expenses 2025: $86,625Net Income 2025: -$18,3002025

Highlighted filing

2020

Revenue$71,397
Expenses$79,238
Net Income-$7,841
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Aug 1, 2019 to Jul 31, 2020
Signed
Mar 1, 2021
Return Version
2019v5.2
Gross Receipts
$71,397
Mission and Program Overview

Mission

Promotion of floor covering industry.

Program Services

DescriptionGrantsExpenses
EXPANDS AND IMPROVES RELATIONSHIPS BETWEEN WORKERS, MANAGERS, AND THE GENERAL PUBLIC.$0$0
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARK COCHRANEmployer Trustee-$0--
JOHN NESSEEmployer Trustee-$0--
JEFFREY MILLERUnion Trustee-$0--
JIM HENDRICKSUnion Trustee-$0--
JEFF MOGAEmployer Trustee/Alternate-$0--
BILL LONSKYUnion Trustee/Alternate-$0--
DOMINIC ANDRISTUnion Trustee-$0--
RICK BATTISEmployer Trustee/Chairman-$0--
JOHN RAINESUnion Trustee/Secretary-$0--
Filing and Contact Details

Filer

Filer Name
Twin City Floor Covering
EIN
52-2392892
Phone
9528540795
Address
3001 METRO DRIVE NO 500, BLOOMINGTON, MN 55425

Signing Officer

Name
Rick Battis
Title
Chairman
Phone
9528540795
Signed
2021-03-01
Discuss with paid preparer
Yes

Preparer

Firm
Cliftonlarsonallen Llp
Address
220 SOUTH SIXTH STREET SUITE 300, MINNEAPOLIS, MN 55402
Preparer
Stacy Meyer
Phone
6123764500
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 3,055.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: apparel reimbursement. Amount: 67,788.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: employer contributions receivable. Beg. Of year amount: 6,000. End of year amount: 6,000. Description: due from related plan. Beg. Of year amount: 5,964. End of year amount: 4,859.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: accounts payable. Beg. Of year amount: 28,827. End of year amount: 41,532.”

Raw XML Appendix146 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0WILSON-MCSHANE CORPORATION
IRS990EZ/BooksInCareOfDetail/PhoneNum09528540795
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03001 METRO DRIVE STE 500
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BLOOMINGTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd055425
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0344477
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0350446
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-7841
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011450
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0356441
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0361305
IRS990EZ/GrossReceiptsAmt071397
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt03055
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0327614
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0319773
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0327614
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0319773
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARK COCHRAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN NESSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JEFFREY MILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JIM HENDRICKS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JEFF MOGA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BILL LONSKY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DOMINIC ANDRIST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7RICK BATTIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JOHN RAINES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EMPLOYER TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1EMPLOYER TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2UNION TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3UNION TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4EMPLOYER TRUSTEE/ALTERNATE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5UNION TRUSTEE/ALTERNATE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6UNION TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7EMPLOYER TRUSTEE/CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8UNION TRUSTEE/SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt011964
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010859
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt067788
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTION OF FLOOR COVERING INDUSTRY.
IRS990EZ/ProgramServiceRevenueAmt068342
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EXPANDS AND IMPROVES RELATIONSHIPS BETWEEN WORKERS, MANAGERS, AND THE GENERAL PUBLIC.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt028827
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt041532
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt079238
IRS990EZ/TotalRevenueAmt071397
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 3,055.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: APPAREL REIMBURSEMENT. AMOUNT: 67,788.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: EMPLOYER CONTRIBUTIONS RECEIVABLE. BEG. OF YEAR AMOUNT: 6,000. END OF YEAR AMOUNT: 6,000. DESCRIPTION: DUE FROM RELATED PLAN. BEG. OF YEAR AMOUNT: 5,964. END OF YEAR AMOUNT: 4,859.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 28,827. END OF YEAR AMOUNT: 41,532.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RICK BATTIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum09528540795
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-03-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TWIN CITY FLOOR COVERING
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0LABOR-MANAGEMENT COOPERATION FUND
ReturnHeader/Filer/BusinessNameControlTxt0TWIN
ReturnHeader/Filer/EIN0522392892
ReturnHeader/Filer/PhoneNum09528540795
ReturnHeader/Filer/USAddress/AddressLine1Txt03001 METRO DRIVE NO 500
ReturnHeader/Filer/USAddress/CityNm0BLOOMINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MN
ReturnHeader/Filer/USAddress/ZIPCd055425
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0410746749
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLIFTONLARSONALLEN LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0220 SOUTH SIXTH STREET SUITE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MINNEAPOLIS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd055402
ReturnHeader/PreparerPersonGrp/PhoneNum06123764500
ReturnHeader/PreparerPersonGrp/PreparationDt02021-03-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STACY MEYER
ReturnHeader/ReturnTs02021-03-04T20:08:20-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-08-01
ReturnHeader/TaxPeriodEndDt02020-07-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$361,305
Liabilities
$41,532
Net assets
$319,773
Revenue
$71,397
Expenses
$79,238
Net income
-$7,841
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.74$0.23$2.51$0.68$0.87$0.18
2024Detailed filing. Detailed filing data is available for this year.$2.81$0.12$2.69$0.63$0.65$0.02
2023Detailed filing. Detailed filing data is available for this year.$2.99$0.28$2.71$0.62$1.03$0.42
2022Detailed filing. Detailed filing data is available for this year.$3.55$0.42$3.12$0.71$0.83$0.12
2021Detailed filing. Detailed filing data is available for this year.$3.44$0.20$3.25$0.59$0.54$0.05
2020Detailed filing. Detailed filing data is available for this year.$3.61$0.42$3.20$0.71$0.79$0.08
2019Detailed filing. Detailed filing data is available for this year.$3.56$0.29$3.28$0.72$0.74$0.02
2018Detailed filing. Detailed filing data is available for this year.$3.44$0.15$3.30$0.72$0.59$0.13
2017Detailed filing. Detailed filing data is available for this year.$3.17$0.00$3.17$0.69$0.41$0.28
2016Detailed filing. Detailed filing data is available for this year.$2.89$0.00$2.89$0.67$0.21$0.46
2015Detailed filing. Detailed filing data is available for this year.$2.43$0.00$2.43$0.59$0.14$0.45
2014Detailed filing. Detailed filing data is available for this year.$1.98$0.00$1.98$0.60$0.23$0.37
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.62$0.01$1.62$0.29
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.39$0.01$1.38$0.62
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.51$0.01$1.50$0.46
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)6 • <$500k nonprofits