Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
EIN 52-2225612 • 501(c)3 • Bethesda, MD
Profile
Providing housing to the chronically mentally disabled under section 811 of the national affordable housing act.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
27th percentile
Higher net margin than 27% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
56th percentile
Faster revenue growth than 56% of similar nonprofits.
Assets
Up$418,860
Up $16,398 (+4.1%) from 2022
Liabilities
Up$614,612
Up $25,648 (+4.4%) from 2022
Net Assets
-
No earlier filing loaded for comparison.
Revenue
Down$53,826
Down $335 (-0.6%) from 2022
Expenses
Down$63,076
Down $9,771 (-13%) from 2022
Net Income
Up-$9,250
Up $9,436 (+50%) from 2022
Most recent year
2023 • Form 990EZSummary only. Only limited summary data is available for this year.
The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2015 below.
Providing housing to the chronically mentally disabled under section 811 of the national affordable housing act
Providing housing to the chronically mentally disabled under section 811 of the national affordable housing act.
| Description | Grants | Expenses |
|---|---|---|
| PROVIDING HOUSING TO THE CHRONICALLY MENTALLY DISABLED IN ACCORDANCE WITH THE EXEMPT PURPOSE. | $0 | $44,014 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CARI GUTHRIE CHO | Acting President / Chairperson | - | $0 | - | - |
| GWEN ZECHA | Acting Secretary / Treasurer | - | $0 | - | - |
| JOAN CLEMENT | Vice President | - | $0 | - | - |
“Description: investment income. Amount: 5.”
“Description: depreciation. Amount: 14,654. Description: other expenses. Amount: 25,970. Total to form 990-ez, line 14: 40,624.”
“Description: office expense. Amount: 888. Description: taxes and licenses. Amount: 196. Description: misc. Admin expense. Amount: 195. Total to form 990-ez, line 16: 1,279.”
“Description: replacement reserve. Beg. Of year amount: 17,195. End of year amount: 18,836. Description: tenant security deposits. Beg. Of year amount: 861. End of year amount: 862. Description: prepaid expenses. Beg. Of year amount: 770. End of year amount: 0. Description: misc. Other assets. Beg. Of year amount: 125. End of year amount: 0. Description: other depreciable assets. Beg. Of year amount: 607. End of year amount: 392.”
“Description: accounts payable and accrued expenses. Beg. Of year amount: 5,725. End of year amount: 4,363. Description: deferred revenue. Beg. Of year amount: 244. End of year amount: 244. Description: escrow or custodial liability. Beg. Of year amount: 831. End of year amount: 831. Description: mortgage payable. Beg. Of year amount: 539,700. End of year amount: 539,700. Description: due to sponsor. Beg. Of year amount: 24,510. End of year amount: 24,510.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CORNERSTONE MONTGOMERY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3018964240 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 6040 SOUTHPORT DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | BETHESDA |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 20814 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 11486 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 1321 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -22710 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 9589 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 483868 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 459796 |
| IRS990EZ/GrossReceiptsAmt | 0 | 28782 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 5 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 452824 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 438385 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -87142 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -109852 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -87142 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -109852 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 40624 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.30 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CARI GUTHRIE CHO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | GWEN ZECHA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JOAN CLEMENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | ACTING PRESIDENT / CHAIRPERSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | ACTING SECRETARY / TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | VICE PRESIDENT |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 19558 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 20090 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 1279 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | PROVIDING HOUSING TO THE CHRONICALLY MENTALLY DISABLED UNDER SECTION 811 OF THE NATIONAL AFFORDABLE HOUSING ACT. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 28777 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDING HOUSING TO THE CHRONICALLY MENTALLY DISABLED IN ACCORDANCE WITH THE EXEMPT PURPOSE. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 44014 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 571010 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 569648 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 51492 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 44014 |
| IRS990EZ/TotalRevenueAmt | 0 | 28782 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.CORNERSTONEMONTGOMERY.ORG |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 5 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 24 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 22 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 20 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 12 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 83 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 28777 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 49104 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 36128 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 45672 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 45648 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 205329 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 5 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 24 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 22 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 20 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 12 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 83 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00040 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00050 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99960 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99950 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 205329 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 28777 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 49104 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 36128 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 45672 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 45648 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 205329 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 28782 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 49128 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 36150 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 45692 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 45660 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 205412 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INVESTMENT INCOME. AMOUNT: 5. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: DEPRECIATION. AMOUNT: 14,654. DESCRIPTION: OTHER EXPENSES. AMOUNT: 25,970. TOTAL TO FORM 990-EZ, LINE 14: 40,624. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: OFFICE EXPENSE. AMOUNT: 888. DESCRIPTION: TAXES AND LICENSES. AMOUNT: 196. DESCRIPTION: MISC. ADMIN EXPENSE. AMOUNT: 195. TOTAL TO FORM 990-EZ, LINE 16: 1,279. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: REPLACEMENT RESERVE. BEG. OF YEAR AMOUNT: 17,195. END OF YEAR AMOUNT: 18,836. DESCRIPTION: TENANT SECURITY DEPOSITS. BEG. OF YEAR AMOUNT: 861. END OF YEAR AMOUNT: 862. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 770. END OF YEAR AMOUNT: 0. DESCRIPTION: MISC. OTHER ASSETS. BEG. OF YEAR AMOUNT: 125. END OF YEAR AMOUNT: 0. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 607. END OF YEAR AMOUNT: 392. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DESCRIPTION: ACCOUNTS PAYABLE AND ACCRUED EXPENSES. BEG. OF YEAR AMOUNT: 5,725. END OF YEAR AMOUNT: 4,363. DESCRIPTION: DEFERRED REVENUE. BEG. OF YEAR AMOUNT: 244. END OF YEAR AMOUNT: 244. DESCRIPTION: ESCROW OR CUSTODIAL LIABILITY. BEG. OF YEAR AMOUNT: 831. END OF YEAR AMOUNT: 831. DESCRIPTION: MORTGAGE PAYABLE. BEG. OF YEAR AMOUNT: 539,700. END OF YEAR AMOUNT: 539,700. DESCRIPTION: DUE TO SPONSOR. BEG. OF YEAR AMOUNT: 24,510. END OF YEAR AMOUNT: 24,510. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 14 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2016-08-17 19:52:53Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | GWEN ZECHA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ACTING SECRETARY/TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3018964240 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SECOND STEP II INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SECO |
| ReturnHeader/Filer/EIN | 0 | 522225612 |
| ReturnHeader/Filer/PhoneNum | 0 | 3018964240 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 6040 SOUTHPORT DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BETHESDA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 20814 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 271728945 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PKF O'CONNOR DAVIES LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 665 FIFTH AVENUE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | NEW YORK |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 10022 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3016523464 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-10 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GARRETT M HIGGINS |
| ReturnHeader/ReturnTs | 0 | 2016-05-11T08:56:39-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-06-30 |
| ReturnHeader/TaxYr | 0 | 2014 |
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