Civic Intelligence

Healthcare Access Maryland Inc

EIN 52-2017095 • 501(c)3 • Baltimore, MD

View Organization Page

Profile

We are making maryland healthier by connecting residents to insurance and care, educating the community about healthier living, and advocating a more equitable health care system.

One N Charles Street 900Baltimore, MD 21201

www.healthcareaccessmaryland.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.31x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

36th percentile

0.13x

Higher debt load relative to revenue than 36% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

70th percentile

$257,078

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

86th percentile

25%

Faster asset growth than 86% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

70th percentile

20%

Faster revenue growth than 70% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Down

$6,989,565

Down $1,335,114 (-16%) from 2023

Liabilities

Down

$3,872,509

Down $1,110,691 (-22%) from 2023

Net Assets

Down

$3,117,056

Down $224,423 (-6.7%) from 2023

Operations
Liabilities / Revenue36th percentileNet Margin67th percentile

Revenue

Down

$17,928,122

Down $188,089 (-1.0%) from 2023

Expenses

Down

$18,206,447

Down $359,878 (-1.9%) from 2023

Net Income

Up

-$278,325

Up $171,789 (+38%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth86th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $2,010,120Liabilities 2010: $1,727,141Net Assets 2010: $282,9792010Assets 2011: $2,023,520Liabilities 2011: $1,834,247Net Assets 2011: $189,2732011Assets 2012: $1,911,900Liabilities 2012: $1,750,623Net Assets 2012: $161,2772012Assets 2013: $1,348,935Liabilities 2013: $1,281,835Net Assets 2013: $67,1002013Assets 2014: $3,568,877Liabilities 2014: $3,226,343Net Assets 2014: $342,5342014Assets 2015: $3,367,174Liabilities 2015: $2,779,861Net Assets 2015: $587,3132015Assets 2016: $3,049,617Liabilities 2016: $2,648,434Net Assets 2016: $401,1832016Assets 2017: $2,048,872Liabilities 2017: $1,482,906Net Assets 2017: $565,9662017Assets 2018: $3,407,359Liabilities 2018: $2,460,618Net Assets 2018: $946,7412018Assets 2019: $5,945,659Liabilities 2019: $4,885,736Net Assets 2019: $1,059,9232019Assets 2020: $8,206,783Liabilities 2020: $7,068,368Net Assets 2020: $1,138,4152020Assets 2021: $8,321,624Liabilities 2021: $4,204,862Net Assets 2021: $4,116,7622021Assets 2022: $7,425,097Liabilities 2022: $3,633,504Net Assets 2022: $3,791,5932022Assets 2023: $8,324,679Liabilities 2023: $4,983,200Net Assets 2023: $3,341,4792023Assets 2024: $6,989,565Liabilities 2024: $3,872,509Net Assets 2024: $3,117,0562024

Highlighted filing

2024

Assets$6,989,565
Liabilities$3,872,509
Net Assets$3,117,056
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $9,294,7712010Expenses 2011: $11,142,7132011Revenue 2012: $12,384,766Expenses 2012: $12,078,428Net Income 2012: $306,3382012Expenses 2013: $12,629,4202013Revenue 2014: $18,040,933Expenses 2014: $17,765,499Net Income 2014: $275,4342014Revenue 2015: $18,372,349Expenses 2015: $18,127,570Net Income 2015: $244,7792015Revenue 2016: $16,702,025Expenses 2016: $16,888,155Net Income 2016: -$186,1302016Revenue 2017: $14,397,889Expenses 2017: $14,233,106Net Income 2017: $164,7832017Revenue 2018: $16,527,148Expenses 2018: $16,146,373Net Income 2018: $380,7752018Revenue 2019: $17,960,057Expenses 2019: $17,846,875Net Income 2019: $113,1822019Revenue 2020: $16,977,478Expenses 2020: $16,898,986Net Income 2020: $78,4922020Revenue 2021: $22,044,574Expenses 2021: $19,066,227Net Income 2021: $2,978,3472021Revenue 2022: $18,316,703Expenses 2022: $18,641,872Net Income 2022: -$325,1692022Revenue 2023: $18,116,211Expenses 2023: $18,566,325Net Income 2023: -$450,1142023Revenue 2024: $17,928,122Expenses 2024: $18,206,447Net Income 2024: -$278,3252024

Highlighted filing

2024

Revenue$17,928,122
Expenses$18,206,447
Net Income-$278,325
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,989,565
Liabilities
$3,872,509
Net assets
$3,117,056
Revenue
$17,928,122
Expenses
$18,206,447
Net income
-$278,325
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.99$3.87$3.12$17.9$18.2$0.28
2023Detailed filing. Detailed filing data is available for this year.$8.32$4.98$3.34$18.1$18.6$0.45
2022Detailed filing. Detailed filing data is available for this year.$7.43$3.63$3.79$18.3$18.6$0.33
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.32$4.20$4.12$22.0$19.1$2.98
2020Detailed filing. Detailed filing data is available for this year.$8.21$7.07$1.14$17.0$16.9$0.08
2019Detailed filing. Detailed filing data is available for this year.$5.95$4.89$1.06$18.0$17.8$0.11
2018Detailed filing. Detailed filing data is available for this year.$3.41$2.46$0.95$16.5$16.1$0.38
2017Detailed filing. Detailed filing data is available for this year.$2.05$1.48$0.57$14.4$14.2$0.16
2016Detailed filing. Detailed filing data is available for this year.$3.05$2.65$0.40$16.7$16.9$0.19
2015Detailed filing. Detailed filing data is available for this year.$3.37$2.78$0.59$18.4$18.1$0.24
2014Detailed filing. Detailed filing data is available for this year.$3.57$3.23$0.34$18.0$17.8$0.28
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.35$1.28$0.07$12.6
2012Summary only. Only limited summary data is available for this year.$1.91$1.75$0.16$12.4$12.1$0.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.02$1.83$0.19$11.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.01$1.73$0.28$9.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 5, 2025
Return Version
2023v6.0
Gross Receipts
$17,928,122
Mission and Program Overview

Mission

We are making maryland healthier by connecting residents to insurance and care, educating the community about healthier living, and advocating a more equitable health care system.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$5,465,901$4,430,350▼ $1,035,551
Land, Buildings, and Equipment, Net$239,328$504,093▲ $264,765
Accounts Receivable-$349,639-
Cash and Non-Interest-Bearing Accounts$488,164$308,862▼ $179,302
Prepaid Expenses and Deferred Charges$59,407$75,253▲ $15,846
Total Assets$8,324,679$6,989,565▼ $1,335,114
Other Assets Total$2,071,879$1,321,368▼ $750,511
Liabilities
Accounts Payable and Accrued Expenses$2,719,431$2,566,147▼ $153,284
Other Liabilities$2,232,323$1,222,039▼ $1,010,284
Deferred Revenue$31,446$84,323▲ $52,877
Total Liabilities$4,983,200$3,872,509▼ $1,110,691
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,341,479$3,117,056▼ $224,423
Total Net Assets Fund Balance$3,341,479$3,117,056▼ $224,423
Total Liabilities and Net Assets / Fund Balance$8,324,679$6,989,565▼ $1,335,114

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$362,375$654,584$1,016,959
Equipment$123,401$524,039$647,440
Leasehold Improvements$18,317$45,022$63,339
Other Assets Org$39,185--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Traci KodeckCEOFT$191,481$42,612$234,093
JULIA O'TOOLECFOFT$169,341$41,671$211,012
Elise GoodwinChief Operating OfficerFT$129,274$29,486$158,760
Kimberly LylesDirector of Pop HealthFT$118,387$33,119$151,506
Lisa SchaeferVP of Human ResourcesFT$136,584$8,446$145,030
Joseph PoindexterSr Director, Health Insur. PrgmFT$113,970$21,002$134,972
Janelle OlaibiDirector Match ProgramFT$113,456$12,573$126,029

Board Members and Trustees

NameTitle
Alan KaplanChair
Cheryl JonesVice-chair
Alexander HollingsworthBoard Member
Amanda Verner-thompsonBoard Member
Kerrilane PrunellaBoard Member
Kim LangenhahnBoard Member
Liela NowroozBoard Member
Lisa BariBoard Member
Lisa KempBoard Member
Matt FalcaoBoard Member
Nico WashingtonBoard Member
Norma NorrisBoard Member
Pamela LawrenceBoard Member
Rivka FriedmanBoard Member
Stephanie BrownBoard Member
Tamiko StanleyBoard Member
Thomas KimBoard Member
Letitia DziraszaBoard Member (part Year)
Peter WertheimerSecretary
Fred CooperTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Health Management AssociatesProfessional And Consulting Services ForPO BOX 7411071, Chicago, IL 60674$1,400,000
I4dm LLCData Protection And SecurityPO BOX 32297, Raleigh, NC 27622$318,220
Renaye James Healthcare AdvisorsConsultant For Match Program12028 OPEN RUN RD STE A150-11, Ellicott City, MD 21042$106,915
Revenue and Support

Revenue Composition

Contributions and Grants
$17,027,755
Program Service Revenue
$900,367
Investment Income
$0
Other Revenue
$0
All Other Contributions
$285,045
Change in Net Assets
$-278,325

Audited Revenue Reconciliation

Revenue per Audited Statements
$17,928,122
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$273,750
Total Revenue per Audited Statements
$18,201,872
Total Revenue per Form 990
$17,928,122
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$15,439,121
Other Expenses$2,763,313
Total Fundraising Expense$57,326
Grants and Similar Amounts Paid$4,013
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$11,482,187$837,758-$12,319,945
Other Employee Benefits$1,332,705$39,144$2,726$1,374,575
Payroll Taxes$924,948$80,431-$1,005,379
Fees for Services Other$835,780$46,457-$882,237
Depreciation Depletion$74,175$388,718-$462,893
Current Officers, Directors, Trustees, and Key Employees-$388,428$54,600$443,028
Information Technology$302,003$40,265-$342,268
Pension Plan Contributions$276,673$19,521-$296,194
Fees for Services Accounting-$226,721-$226,721
Office Expenses$101,611$9,407-$111,018
Insurance$5,306$64,190-$69,496
Advertising$44,184$4,791-$48,975
Interest-$43,965-$43,965
Fees for Services Legal-$42,855-$42,855
Travel$24,201$15,966-$40,167
Fees for Services Lobbying-$36,200-$36,200
Occupancy$22,093$6,497-$28,590
Other Expenses$56,669$22,027-$22,027
Grants to Domestic Orgs$4,013--$4,013
All Other Expenses-$3,296-$3,296
Total Functional Expenses$15,772,911$2,376,210$57,326$18,206,447

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$18,436,232
Total Expenses per Form 990$18,206,447
Expenses per Audited Statements$18,162,482
Expenses Not Reported on Form 990$273,750
Expenses Not Reported on Financial Statements$43,965
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$1,222,039
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The cfo and ceo review the form 990 then it is taken to the board finance committee for review and approval. The board finance committee recomends approval to the entire board.”

Form 990, Part VI, Section B, Line 12C

“The organization maintains a formal conflict of interest policy. A copy of this policy is provided to all employees and board members in their employee handbook. Members of the executive team, administration, board members and staff, complete a disclosure questionnaire each fiscal year to identify any potential conflicts of interest. The secretary of the board of directors maintains copies of all disclosure statements. Employees are encouraged to discuss any potential conflicts of interest that may arise with their manager. Employees are also encouraged to immediately report to their manager or member of the executive team, any potential or actual conflicts of interest they may become aware of. Where an actual or potential conflict of interest arises, the ceo is responsible for reviewing the matter and may take appropriate action as necessary to protect the interests of the organization. The ceo shall report to the chairman of the board the results of any review and action taken. The chairman shall determine if any further board review or action is required.”

Form 990, Part VI, Section B, Line 15

“The organization's policy is to perform an executive salary survey and review every two years. Salary information is used from both the association trend compensation report (an analysis of maryland area non-profits) and the professionals for non-profits (an annual survey for dc non-profits) as a guideline for market competitiveness. The organizations job responsibilities and compensation are compared to similar survey positions to competitiveness of compensation. All salary recommendations are referred to the board for their review, evaluation and final determination.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Healthcare Access Maryland Inc
EIN
52-2017095
Phone
4106490521
Address
ONE N CHARLES STREET 900, BALTIMORE, MD 21201

Signing Officer

Name
Bret Minarik
Title
CFO
Phone
4434514049
Signed
2025-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bret Minarik
Formed
1997
Legal Domicile
Md
Voting Board Members
19
Independent Board Members
19
Employees
273
Volunteers
20

Preparer

Firm
Sc&h Group Inc
Address
910 RIDGEBROOK ROAD, SPARKS, MD 21152
Preparer
Erin Charles
Phone
4104031604
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Lease modification 53,902.”

Financial Statement Notes

PART X, LINE 2:

“Asc 740, income taxes, prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of tax positions taken or expected to be taken in a tax return, as well as guidance on de-recognition, classification, interest and penalties and financial statement reporting disclosures. For these benefits to be recognized, a tax position must be more-likely-than not to be sustained upon examination by taxing authorities. The amount recognized is measured as the largest amount of benefit that is greater than fifty percent likely of being realized upon ultimate settlement. The organization recognizes interest and penalties accrued on any unrecognized tax exposures as a component of income tax expense. The organization does not have any amounts accrued relating to interest and penalties as of june 30, 2024 and 2023.”

Raw XML AppendixShowing 400 of 711 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0WE ARE MAKING MARYLAND HEALTHIER BY CONNECTING RESIDENTS TO INSURANCE AND CARE, EDUCATING THE COMMUNITY ABOUT HEALTHIER LIVING, AND ADVOCATING A MORE EQUITABLE HEALTH CARE SYSTEM.
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd221042
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0HEALTH MANAGEMENT ASSOCIATES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1I4DM LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2RENAYE JAMES HEALTHCARE ADVISORS
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IRS990/Form990PartVIISectionAGrp/TitleTxt23CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR OF POP HEALTH
IRS990/Form990PartVIISectionAGrp/TitleTxt25SR DIRECTOR, HEALTH INSUR. PRGM
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR MATCH PROGRAM
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