Civic Intelligence

The Greater Catonsville Chamber of Commerce Inc

990 • Fiscal year 2013 • EIN 52-1927474

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 13, 2014

924 Frederick Road21228

(410) 744-4169

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.14x

Higher debt load relative to assets than 77% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

77th percentile

0.09x

Higher debt load relative to revenue than 77% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

48th percentile

1.6%

Higher net margin than 48% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

86th percentile

$51,050

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 23.4% of source-year revenue.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Asset Growth

36th percentile

-3.4%

Faster asset growth than 36% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

38th percentile

-3.2%

Faster revenue growth than 38% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2010 to 2013

Assets

Down

$138,542

Down $4,829 (-3.4%) from 2012

Net Assets

Up

$118,563

Up $3,570 (+3.1%) from 2012

Liabilities

Down

$19,979

Down $8,399 (-30%) from 2012

Revenue

$218,449

No earlier filing loaded for comparison.

Expenses

Down

$214,879

Down $9,159 (-4.1%) from 2012

Net Income

$3,570

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2010: $159,170Liabilities 2010: $45,460Net Assets 2010: $113,7102010Assets 2011: $151,927Liabilities 2011: $32,950Net Assets 2011: $118,9772011Assets 2012: $143,371Liabilities 2012: $28,378Net Assets 2012: $114,9932012Assets 2013: $138,542Liabilities 2013: $19,979Net Assets 2013: $118,5632013Assets 2014: $131,507Liabilities 2014: $5,405Net Assets 2014: $126,1022014Assets 2015: $109,083Liabilities 2015: $3,595Net Assets 2015: $105,4882015Assets 2016: $97,610Liabilities 2016: $121Net Assets 2016: $97,4892016Assets 2017: $92,149Liabilities 2017: $2,456Net Assets 2017: $89,6932017Assets 2018: $89,841Liabilities 2018: $2,910Net Assets 2018: $86,9312018Assets 2019: $73,506Liabilities 2019: $2,846Net Assets 2019: $70,6602019Assets 2020: $129,995Liabilities 2020: $27,608Net Assets 2020: $102,3872020Assets 2021: $104,373Liabilities 2021: $34,808Net Assets 2021: $69,5652021Assets 2022: $98,122Liabilities 2022: $28,075Net Assets 2022: $70,0472022Assets 2023: $62,910Liabilities 2023: $26,716Net Assets 2023: $36,1942023Assets 2024: $120,236Liabilities 2024: $28,574Net Assets 2024: $91,6622024

Highlighted filing

2013

Assets$138,542
Liabilities$19,979
Net Assets$118,563

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $240,902Expenses 2010: $232,530Net Income 2010: $8,3722010Expenses 2011: $222,7832011Expenses 2012: $224,0382012Revenue 2013: $218,449Expenses 2013: $214,879Net Income 2013: $3,5702013Revenue 2014: $246,116Expenses 2014: $238,577Net Income 2014: $7,5392014Revenue 2015: $227,422Expenses 2015: $245,031Net Income 2015: -$17,6092015Revenue 2016: $229,433Expenses 2016: $237,432Net Income 2016: -$7,9992016Revenue 2017: $221,585Expenses 2017: $229,381Net Income 2017: -$7,7962017Revenue 2018: $248,901Expenses 2018: $248,218Net Income 2018: $6832018Revenue 2019: $237,484Expenses 2019: $254,403Net Income 2019: -$16,9192019Revenue 2020: $237,687Expenses 2020: $207,000Net Income 2020: $30,6872020Revenue 2021: $160,640Expenses 2021: $193,462Net Income 2021: -$32,8222021Revenue 2022: $222,707Expenses 2022: $222,225Net Income 2022: $4822022Revenue 2023: $223,409Expenses 2023: $257,262Net Income 2023: -$33,8532023Revenue 2024: $446,143Expenses 2024: $390,675Net Income 2024: $55,4682024

Highlighted filing

2013

Revenue$218,449
Expenses$214,879
Net Income$3,570
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 13, 2014
Return Version
2013v3.1
Gross Receipts
$306,294
Mission and Program Overview

Mission

Chamber of commerce - to foster and improve the business community.

Chamber of commerce - to foster and improve the business community

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$114,993$118,563▲ $3,570
Cash and Non-Interest-Bearing Accounts$50,972$46,868▼ $4,104
Investments in Publicly Traded Securities$37,322$42,537▲ $5,215
Savings and Temporary Cash Investments$43,161$38,360▼ $4,801
Land, Buildings, and Equipment, Net$9,052$8,377▼ $675
Prepaid Expenses and Deferred Charges$1,464$0▼ $1,464
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$143,371$138,542▼ $4,829
Other Assets Total$1,400$2,400▲ $1,000
Liabilities
Other Liabilities$25,101$19,505▼ $5,596
Accounts Payable and Accrued Expenses$3,277$474▼ $2,803
Total Liabilities$28,378$19,979▼ $8,399
Net Assets / Fund Balance
Total Net Assets Fund Balance$114,993$118,563▲ $3,570
Total Liabilities and Net Assets / Fund Balance$143,371$138,542▼ $4,829

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$8,377$12,453$20,830
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Teal CaryExecutive DirecFT$51,050$51,050

Board Members and Trustees

NameTitle
Sally GriffinPresident
Cathy SchneiderVice President
Dan SwearingenVice President
Brian McfarlandDirector
Danae McdevittDirector
Joan SwistonDirector
Joe PoisalDirector
John MurphyDirector
Karen GatzkeDirector
Kevin GloverDirector
Omar Jennings IvDirector
Sherry WelchDirector
Susan PlittDirector
Kristen GartlandSecretary
Brian WolfeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,500
Program Service Revenue
$101,857
Investment Income
$5,648
Other Revenue
$108,444
All Other Contributions
$2,500
Change in Net Assets
$3,570
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$128,598
Salaries, Compensation, and Employee Benefits$86,281
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$51,050
Other Salaries and Wages---$28,184
All Other Expenses---$20,765
Occupancy---$18,600
Conferences and Meetings---$9,612
Other Expenses---$8,879
Information Technology---$8,580
Payroll Taxes---$7,047
Insurance---$6,401
Advertising---$4,853
Office Expenses---$4,611
Fees for Services Other---$4,591
Fees for Services Accounting---$4,568
Depreciation Depletion---$2,219
Interest---$43
Total Functional Expenses$0$0$0$214,879
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$163,606
Fundraising Direct Expenses$87,845
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$45,718$45,718$18,293$27,425
Event 2$33,462$33,462$7,524$25,938
Total Events$163,606$163,606$87,845$75,761
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to 2020 Committee$19,505
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

Local business owners and other business executives

Form 990, Part VI, Line 11B: Form 990 Review Process

TREASURER REVIEWS 990.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

Board reviewed comparability data for executive director.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Upon request during normal business hours at business office.

Filing and Contact Details

Filer

EIN
52-1927474
Phone
4107444169

Signing Officer

Name
Brian Wolfe
Title
Treasurer
Signed
2014-11-13

Organization Details

Legal Domicile
Md
Voting Board Members
15
Independent Board Members
15
Employees
5
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt012453
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09052
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08377
IRS990/LandBldgEquipCostOrOtherBssAmt020830
IRS990/LegalDomicileStateCd0MD
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CHAMBER OF COMMERCE - TO FOSTER AND IMPROVE THE BUSINESS COMMUNITY
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0114993
IRS990/NetAssetsOrFundBalancesEOYAmt0118563
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt075761
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt018600
IRS990/OfficeExpensesGrp/TotalAmt04611
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt01400
IRS990/OtherAssetsTotalGrp/EOYAmt02400
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Printing and Publications
IRS990/OtherExpensesGrp/Desc1GRANT EXPENSES
IRS990/OtherExpensesGrp/Desc2DONATIONS
IRS990/OtherExpensesGrp/Desc3EQUIPMENT RENTAL
IRS990/OtherExpensesGrp/TotalAmt012416
IRS990/OtherExpensesGrp/TotalAmt111615
IRS990/OtherExpensesGrp/TotalAmt210845
IRS990/OtherExpensesGrp/TotalAmt38879
IRS990/OtherLiabilitiesGrp/BOYAmt025101
IRS990/OtherLiabilitiesGrp/EOYAmt019505
IRS990/OtherRevenueMiscGrp/Desc0BANNER SPONSORS
IRS990/OtherRevenueMiscGrp/Desc1DIRECTORY ADVERTISING
IRS990/OtherRevenueMiscGrp/Desc2MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt08574
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt123521
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2588
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08574
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt123521
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2588
IRS990/OtherRevenueTotalAmt032683
IRS990/OtherSalariesAndWagesGrp/TotalAmt028184
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt07047
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01464
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0COUNTY GRANTS
IRS990/ProgramServiceRevenueGrp/Desc1INTERNET SITE & INSERTS
IRS990/ProgramServiceRevenueGrp/Desc2Membership Dues & Assessments
IRS990/ProgramServiceRevenueGrp/Desc3MONTHLY MEETINGS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09871
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1225
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt280613
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt311148
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09871
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1225
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt280613
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt311148
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt02500
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01354
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0132183
IRS990/PYOtherRevenueAmt099755
IRS990/PYProgramServiceRevenueAmt0116445
IRS990/PYRevenuesLessExpensesAmt0-3984
IRS990/PYSalariesCompEmpBnftPaidAmt091855
IRS990/PYTotalExpensesAmt0224038
IRS990/PYTotalRevenueAmt0220054
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt03570
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0114993
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0118563
IRS990/SavingsAndTempCashInvstGrp/BOYAmt043161
IRS990/SavingsAndTempCashInvstGrp/EOYAmt038360
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt08377
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt012453
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt020830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019505
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO 2020 COMMITTEE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08377
IRS990ScheduleD/TotalLiabilityAmt019505
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt087845
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt06050
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt02150
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt02025
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt010225
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt09609
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt09722
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt019331
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt045718
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt033462
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt084426
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0163606
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt045718
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt033462
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt084426
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0163606
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0FREDERICK ROAD FRIDAYS
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent2Amt0ARTS & CRAFTS FESTIVAL
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt075761
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt022093
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt047910
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt018293
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt07524
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt07
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsOtherEventsAmt010379
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt010379
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.20$0.29$0.92$4.46$3.91$0.55
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.63$0.27$0.36$2.23$2.57$0.34
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.98$0.28$0.70$2.23$2.22$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.04$0.35$0.70$1.61$1.93$0.33
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.28$1.02$2.38$2.07$0.31
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.74$0.03$0.71$2.37$2.54$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.90$0.03$0.87$2.49$2.48$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.02$0.90$2.22$2.29$0.08
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.00$0.97$2.29$2.37$0.08
2015Detailed filing. Detailed filing data is available for this year.$1.09$0.04$1.05$2.27$2.45$0.18
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.32$0.05$1.26$2.46$2.39$0.08
2013Detailed filing. Detailed filing data is available for this year.$1.39$0.20$1.19$2.18$2.15$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.43$0.28$1.15$2.24
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.33$1.19$2.23
2010Summary only. Only limited summary data is available for this year.$1.59$0.45$1.14$2.41$2.33$0.08
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)6 • <$500k nonprofits