Civic Intelligence

Spectrum Haworth Home Inc

EIN 52-1891859 • 501(c)3 • River Vale, NJ

Profile

To enable individuals who have developmental and/or physical disabilities to have the opportunity to attain their highest level of skills, purpose and independence.

210 Rivervale Road Suite 3River Vale, NJ 07675

www.spectrumforliving.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.12x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

1.02x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

20th percentile

-26%

Higher net margin than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

49th percentile

-1.9%

Faster asset growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

33rd percentile

-18%

Faster revenue growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$496,739

Down $9,792 (-1.9%) from 2023

Liabilities

Up

$58,480

Up $5,166 (+9.7%) from 2023

Net Assets

Down

$438,259

Down $14,958 (-3.3%) from 2023

Revenue

Down

$57,055

Down $12,673 (-18%) from 2023

Expenses

Down

$72,013

Down $32,776 (-31%) from 2023

Net Income

Up

-$14,958

Up $20,103 (+57%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $640,386Liabilities 2010: $24,963Net Assets 2010: $615,4232010Assets 2011: $637,160Liabilities 2011: $18,818Net Assets 2011: $618,3422011Assets 2012: $603,365Liabilities 2012: $8,591Net Assets 2012: $594,7742012Assets 2013: $587,415Liabilities 2013: $8,237Net Assets 2013: $579,1782013Assets 2014: $583,222Liabilities 2014: $20,823Net Assets 2014: $562,3992014Assets 2015: $557,201Liabilities 2015: $12,939Net Assets 2015: $544,2622015Assets 2016: $546,642Liabilities 2016: $9,586Net Assets 2016: $537,0582016Assets 2017: $538,168Liabilities 2017: $6,795Net Assets 2017: $531,3732017Assets 2018: $547,934Liabilities 2018: $19,507Net Assets 2018: $528,4272018Assets 2019: $556,801Liabilities 2019: $28,242Net Assets 2019: $528,5592019Assets 2020: $499,739Liabilities 2020: $25,560Net Assets 2020: $474,1792020Assets 2021: $528,608Liabilities 2021: $29,863Net Assets 2021: $498,7452021Assets 2022: $532,719Liabilities 2022: $44,441Net Assets 2022: $488,2782022Assets 2023: $506,531Liabilities 2023: $53,314Net Assets 2023: $453,2172023Assets 2024: $496,739Liabilities 2024: $58,480Net Assets 2024: $438,2592024

Highlighted filing

2024

Assets$496,739
Liabilities$58,480
Net Assets$438,259

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2010: $56,744Expenses 2010: $85,294Net Income 2010: -$28,5502010Revenue 2011: $93,188Expenses 2011: $90,269Net Income 2011: $2,9192011Revenue 2012: $66,764Expenses 2012: $90,332Net Income 2012: -$23,5682012Revenue 2013: $70,091Expenses 2013: $85,687Net Income 2013: -$15,5962013Revenue 2014: $70,085Expenses 2014: $86,864Net Income 2014: -$16,7792014Revenue 2015: $70,089Expenses 2015: $88,226Net Income 2015: -$18,1372015Revenue 2016: $70,090Expenses 2016: $77,295Net Income 2016: -$7,2052016Revenue 2017: $71,686Expenses 2017: $77,369Net Income 2017: -$5,6832017Revenue 2018: $68,864Expenses 2018: $71,810Net Income 2018: -$2,9462018Revenue 2019: $68,569Expenses 2019: $68,437Net Income 2019: $1322019Revenue 2020: $70,107Expenses 2020: $124,487Net Income 2020: -$54,3802020Revenue 2021: $93,573Expenses 2021: $69,007Net Income 2021: $24,5662021Revenue 2022: $66,031Expenses 2022: $76,498Net Income 2022: -$10,4672022Revenue 2023: $69,728Expenses 2023: $104,789Net Income 2023: -$35,0612023Revenue 2024: $57,055Expenses 2024: $72,013Net Income 2024: -$14,9582024

Highlighted filing

2024

Revenue$57,055
Expenses$72,013
Net Income-$14,958

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.97$0.58$4.38$0.57$0.72$0.15
2023Detailed filing. Detailed filing data is available for this year.$5.07$0.53$4.53$0.70$1.05$0.35
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.33$0.44$4.88$0.66$0.76$0.10
2021Detailed filing. Detailed filing data is available for this year.$5.29$0.30$4.99$0.94$0.69$0.25
2020Detailed filing. Detailed filing data is available for this year.$5.00$0.26$4.74$0.70$1.24$0.54
2019Detailed filing. Detailed filing data is available for this year.$5.57$0.28$5.29$0.69$0.68$0.00
2018Detailed filing. Detailed filing data is available for this year.$5.48$0.20$5.28$0.69$0.72$0.03
2017Detailed filing. Detailed filing data is available for this year.$5.38$0.07$5.31$0.72$0.77$0.06
2016Summary only. Only limited summary data is available for this year.$5.47$0.10$5.37$0.70$0.77$0.07
2015Summary only. Only limited summary data is available for this year.$5.57$0.13$5.44$0.70$0.88$0.18
2014Summary only. Only limited summary data is available for this year.$5.83$0.21$5.62$0.70$0.87$0.17
2013Summary only. Only limited summary data is available for this year.$5.87$0.08$5.79$0.70$0.86$0.16
2012Summary only. Only limited summary data is available for this year.$6.03$0.09$5.95$0.67$0.90$0.24
2011Summary only. Only limited summary data is available for this year.$6.37$0.19$6.18$0.93$0.90$0.03
2010Summary only. Only limited summary data is available for this year.$6.40$0.25$6.15$0.57$0.85$0.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 26, 2025
Return Version
2024v5.2
Gross Receipts
$57,055
Mission and Program Overview

Mission

Provide housing for 6 disable adults.

To enable individuals who have developmental and/or physical disabilities to have the opportunity to attain their highest level of skills, purpose and independence.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$427,160$441,704▲ $14,544
Accounts Receivable$1,573$2,620▲ $1,047
Cash and Non-Interest-Bearing Accounts$31,850$2,064▼ $29,786
Prepaid Expenses and Deferred Charges$810--
Total Assets$506,531$496,739▼ $9,792
Other Assets Total$45,138$50,351▲ $5,213
Liabilities
Accounts Payable and Accrued Expenses$31,850$34,925▲ $3,075
Other Liabilities$21,464$21,465▲ $1
Deferred Revenue-$2,090-
Total Liabilities$53,314$58,480▲ $5,166
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$314,864$310,028▼ $4,836
Net Assets With Donor Restrictions$138,353$128,231▼ $10,122
Total Net Assets Fund Balance$453,217$438,259▼ $14,958
Total Liabilities and Net Assets / Fund Balance$506,531$496,739▼ $9,792

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$237,931$353,492$591,423
Land$199,949-$199,949
Equipment$3,131$61,340$64,471
Other Land Buildings$693$61,752$62,445
Other Assets Org$28,590--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Brian ToddChairperson
Christopher L PerryPresident/CEO
Donna CannilloVice Chairperson
Christine Larocca EsqTrustee
Frank FioreTrustee
Isabelle JacobsTrustee
Martin SemarTrustee
Maureen PallattaTrustee
Michael CarpenterTrustee
Nancy RapuzziTrustee
Patricia MauriziTrustee
Paul BlausteinTrustee
Stanley WynmanTrustee
Sue FremontTrustee
Danny RosarioChief Financial Officer
Roseanne PsomasSecretary
VINCENT O'BRIENTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$33,125
Program Service Revenue
$23,895
Investment Income
$35
Other Revenue
$0
Change in Net Assets
$-14,958
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$72,013
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$35,446--$35,446
Depreciation Depletion$18,506--$18,506
Insurance$7,363--$7,363
Fees for Services Management-$5,674-$5,674
Fees for Services Accounting$4,023--$4,023
Other Expenses$1,001--$1,001
Total Functional Expenses$66,339$5,674$0$72,013
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Intercompany/interfunds$20,141
Tenant Security Deposits$1,324
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The organization's federal form 990 was provided to each voting individual of its full governing body, its board of directors, prior to filing with the internal revenue service. The organization's finance committee has assumed the responsibility to oversee and coordinate the federal form 990 preparation, review and filing process. The organization's internal working group reviewed the draft federal form 990 and provided its approval prior to providing it to the organization's finance committee and board of directors.

Form 990, Part VI, Section B, Line 12C

The organization adopted a conflict of interest policy and regularly monitors and enforces compliance with its conflict of interest policy. Annually, all members of the board of trustees are required to review the existing conflict of interest policy and complete a questionnaire. The completed questionnaires are returned to the organization's ceo and all responses to the questionnaires are reviewed for full compliance with the organization's policies. Members with a conflict are required to recuse themselves from voting on matters associated with themselves.

Form 990, Part VI, Section C, Line 19

Availability of documents available for inspection at corporate office. Copies will be provided upon request.

FORM 990, PART VI, LINE 12C:

Conflicts of interest the organization adopted a conflict of interest policy and regularly monitors and enforces compliance with its conflict of interest policy. Annually, all members of the board of trustees are reuired to review the existing conflict of interest policy and complete a questionnaire. The completed questionnaires are returned to the organization's ceo and all responses are reviewed for full compliance with the organization's policies. Members with a conflict are required to recuse themselves from voting on matters associated with themselves.

Filing and Contact Details

Filer

Filer Name
Spectrum Haworth Home Inc
EIN
52-1891859
Phone
2013588000
Address
210 RIVERVALE ROAD SUITE 3, RIVER VALE, NJ 07675

Signing Officer

Name
Danny Rosario
Title
Chief Financial Officer
Phone
2013588000
Signed
2025-08-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Danny Rosario
Formed
1994
Legal Domicile
Nj
Voting Board Members
15
Independent Board Members
15
Employees
0
Volunteers
60

Preparer

Firm
Mercadien Pc
Address
PO BOX 7648, PRINCETON, NJ 08543-7648
Preparer
Raphael J Carletti CPA
Phone
6096899700
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

The process has not changed from the previous year.

Financial Statement Notes

PART X, LINE 2:

U.s. Gaap requires management to evaluate tax positions taken by the organization and recognize a tax liability if the organization has taken an uncertain position that more likely than not would not be sustained upon examination by taxing authorities. Management evaluated the organization's tax positions and concluded that the organization had taken no uncertain tax positions that require adjustment to the financial statements to comply with the provisions of this guidance.

Raw XML AppendixShowing 400 of 622 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO ENABLE INDIVIDUALS WHO HAVE DEVELOPMENTAL AND/OR PHYSICAL DISABILITIES TO HAVE THE OPPORTUNITY TO ATTAIN THEIR HIGHEST LEVEL OF SKILLS, PURPOSE AND INDEPENDENCE.
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IRS990/Desc0PROVIDE HOUSING FACILITIES AND SERVICES FOR SIX (6) DEVELOPMENTALLY DISABLED ADULTS SPECIFICALLY DESIGNED TO MEET THEIR PHYSICAL, SOCIAL, AND PSYCHOLOGICAL NEEDS AND TO PROMOTE THEIR HEALTH, SECURITY, HAPPINESS AND USEFULNESS IN LONGER LIVING.
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16155878
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt11TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt12TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt13TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt14TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHIEF FINANCIAL OFFICER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GovernmentGrantsAmt033125
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt057055
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
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IRS990/InvestmentInJointVentureInd00
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IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ENABLE INDIVIDUALS WHO HAVE DEVELOPMENTAL AND/OR PHYSICAL DISABILITIES TO HAVE THE OPPORTUNITY TO ATTAIN THEIR HIGHEST LEVEL OF SKILLS, PURPOSE AND INDEPENDENCE.
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IRS990/MoreThan5000KToOrgInd00
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IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt045138
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IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0FEES AND PERMITS
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IRS990/OtherLiabilitiesGrp/BOYAmt021464
IRS990/OtherLiabilitiesGrp/EOYAmt021465
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0810
IRS990/PrincipalOfficerNm0DANNY ROSARIO
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0623990
IRS990/ProgramServiceRevenueGrp/Desc0TENANT RENTAL REVENUE
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt023895
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
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IRS990/PYOtherRevenueAmt00
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IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-14958
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
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IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990ScheduleA/TotalSupportAmt0234674
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990/ScheduleBRequiredInd01
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IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt064471
IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0199949
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt021761
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt128590
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RESERVE FOR REPLACEMENTS
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01324
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TENANT SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1INTERCOMPANY/INTERFUNDS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0U.S. GAAP REQUIRES MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE ORGANIZATION AND RECOGNIZE A TAX LIABILITY IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. MANAGEMENT EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THE ORGANIZATION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH THE PROVISIONS OF THIS GUIDANCE.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt050351
IRS990ScheduleD/TotalLiabilityAmt021465
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt030500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt123000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt19365
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00

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