Civic Intelligence

Habitat for Humanity of Frederick

EIN 52-1820647 • 501(c)3 • Frederick, MD

Profile

The organization's mission is "seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope." in frederick, that mission drives the organization to partner with individuals and families who are in need of the strength, stability and self-reliance that comes with affordable home ownership. Habitat for humanity of frederick county, md partners with these local citizens to build a new home, purchase a newly renovated home through the frederick county affordable housing land trust, or make necessary repairs to their current home. It is the belief of the organization that everyone deserves a decent place to live.

917 N East Street - Unit GFrederick, MD 21701

www.frederickhabitat.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.56x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

88th percentile

1.36x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

21st percentile

-8.3%

Higher net margin than 21% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

44th percentile

$114,746

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 5.4% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

33rd percentile

-0.8%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

15th percentile

-19%

Faster revenue growth than 15% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Assets

Down

$5,088,361

Down $42,780 (-0.8%) from 2024

Liabilities

Up

$2,873,472

Up $131,422 (+4.8%) from 2024

Net Assets

Down

$2,214,889

Down $174,202 (-7.3%) from 2024

Revenue

Down

$2,119,360

Down $503,752 (-19%) from 2024

Expenses

Up

$2,295,629

Up $69,700 (+3.1%) from 2024

Net Income

Down

-$176,269

Down $573,452 (-144%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $2,091,065Liabilities 2011: $829,349Net Assets 2011: $1,261,7162011Assets 2012: $1,897,242Liabilities 2012: $363,969Net Assets 2012: $1,533,2732012Assets 2013: $1,760,483Liabilities 2013: $292,575Net Assets 2013: $1,467,9082013Assets 2014: $2,218,666Liabilities 2014: $952,608Net Assets 2014: $1,266,0582014Assets 2015: $2,500,809Liabilities 2015: $1,130,333Net Assets 2015: $1,370,4762015Assets 2016: $1,736,408Liabilities 2016: $263,016Net Assets 2016: $1,473,3922016Assets 2017: $1,891,966Liabilities 2017: $596,639Net Assets 2017: $1,295,3272017Assets 2018: $1,369,599Liabilities 2018: $243,769Net Assets 2018: $1,125,8302018Assets 2019: $1,411,770Liabilities 2019: $201,726Net Assets 2019: $1,210,0442019Assets 2020: $1,626,936Liabilities 2020: $653,318Net Assets 2020: $973,6182020Assets 2021: $1,977,657Liabilities 2021: $454,007Net Assets 2021: $1,523,6502021Assets 2022: $2,229,820Liabilities 2022: $301,445Net Assets 2022: $1,928,3752022Assets 2023: $4,281,250Liabilities 2023: $2,330,343Net Assets 2023: $1,950,9072023Assets 2024: $5,131,141Liabilities 2024: $2,742,050Net Assets 2024: $2,389,0912024Assets 2025: $5,088,361Liabilities 2025: $2,873,472Net Assets 2025: $2,214,8892025

Highlighted filing

2025

Assets$5,088,361
Liabilities$2,873,472
Net Assets$2,214,889

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $675,138Expenses 2011: $719,341Net Income 2011: -$44,2032011Revenue 2012: $1,343,260Expenses 2012: $1,091,534Net Income 2012: $251,7262012Expenses 2013: $1,392,5282013Revenue 2014: $994,273Expenses 2014: $1,226,636Net Income 2014: -$232,3632014Revenue 2015: $1,023,729Expenses 2015: $869,311Net Income 2015: $154,4182015Revenue 2016: $1,989,590Expenses 2016: $1,786,674Net Income 2016: $202,9162016Revenue 2017: $1,280,230Expenses 2017: $1,334,640Net Income 2017: -$54,4102017Revenue 2018: $1,737,940Expenses 2018: $1,930,681Net Income 2018: -$192,7412018Revenue 2019: $1,612,854Expenses 2019: $1,528,514Net Income 2019: $84,3402019Revenue 2020: $948,971Expenses 2020: $1,185,311Net Income 2020: -$236,3402020Revenue 2021: $2,143,344Expenses 2021: $1,652,914Net Income 2021: $490,4302021Revenue 2022: $1,760,433Expenses 2022: $1,346,642Net Income 2022: $413,7912022Revenue 2023: $1,919,650Expenses 2023: $1,899,018Net Income 2023: $20,6322023Revenue 2024: $2,623,112Expenses 2024: $2,225,929Net Income 2024: $397,1832024Revenue 2025: $2,119,360Expenses 2025: $2,295,629Net Income 2025: -$176,2692025

Highlighted filing

2025

Revenue$2,119,360
Expenses$2,295,629
Net Income-$176,269

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.09$2.87$2.21$2.12$2.30$0.18
2024Detailed filing. Detailed filing data is available for this year.$5.13$2.74$2.39$2.62$2.23$0.40
2023Detailed filing. Detailed filing data is available for this year.$4.28$2.33$1.95$1.92$1.90$0.02
2022Detailed filing. Detailed filing data is available for this year.$2.23$0.30$1.93$1.76$1.35$0.41
2021Detailed filing. Detailed filing data is available for this year.$1.98$0.45$1.52$2.14$1.65$0.49
2020Detailed filing. Detailed filing data is available for this year.$1.63$0.65$0.97$0.95$1.19$0.24
2019Detailed filing. Detailed filing data is available for this year.$1.41$0.20$1.21$1.61$1.53$0.08
2018Detailed filing. Detailed filing data is available for this year.$1.37$0.24$1.13$1.74$1.93$0.19
2017Detailed filing. Detailed filing data is available for this year.$1.89$0.60$1.30$1.28$1.33$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.74$0.26$1.47$1.99$1.79$0.20
2015Detailed filing. Detailed filing data is available for this year.$2.50$1.13$1.37$1.02$0.87$0.15
2014Detailed filing. Detailed filing data is available for this year.$2.22$0.95$1.27$0.99$1.23$0.23
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.76$0.29$1.47$1.39
2012Summary only. Only limited summary data is available for this year.$1.90$0.36$1.53$1.34$1.09$0.25
2011Summary only. Only limited summary data is available for this year.$2.09$0.83$1.26$0.68$0.72$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 13, 2025
Return Version
2024v5.0
Gross Receipts
$3,644,966
Mission and Program Overview

Mission

The organization's mission is "seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope." in frederick, that mission drives the organization to partner with individuals and families who are in need of the strength, stability and self-reliance that comes with affordable home ownership. Habitat for humanity of frederick county, md partners with these local citizens to build a new home, purchase a newly renovated home through the frederick county affordable housing land trust, or make necessary repairs to their current home. It is the belief of the organization that everyone deserves a decent place to live.

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use$2,286,246$2,559,392▲ $273,146
Land, Buildings, and Equipment, Net$869,799$936,955▲ $67,156
Other Notes and Loans Receivable, Net$149,564$276,175▲ $126,611
Cash and Non-Interest-Bearing Accounts$372,940$157,064▼ $215,876
Pledges and Grants Receivable$53,356$64,041▲ $10,685
Investments Other Securities$44,416$46,428▲ $2,012
Prepaid Expenses and Deferred Charges$6,654$22,044▲ $15,390
Accounts Receivable$45,575$15,282▼ $30,293
Total Assets$5,131,141$5,088,361▼ $42,780
Other Assets Total$1,302,591$1,010,980▼ $291,611
Liabilities
Other Liabilities$2,360,182$2,347,370▼ $12,812
Mortgage Notes Payable Secured by Investment Property$142,509$345,145▲ $202,636
Accounts Payable and Accrued Expenses$176,526$140,707▼ $35,819
Deferred Revenue$62,833$40,250▼ $22,583
Total Liabilities$2,742,050$2,873,472▲ $131,422
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,539,294$1,374,835▼ $164,459
Net Assets With Donor Restrictions$849,797$840,054▼ $9,743
Total Net Assets Fund Balance$2,389,091$2,214,889▼ $174,202
Total Liabilities and Net Assets / Fund Balance$5,131,141$5,088,361▼ $42,780

Asset Categories

AssetBook ValueDepreciationBasis
Land$801,390-$801,390
Other Land Buildings$52,399$100,271$152,670
Buildings$82,875$58,633$141,508
Equipment$291$30,363$30,654
Other Assets Org$12,623--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$44,416-▲ $4,677$-2,221$46,428
2023$42,226$250▲ $4,475$-2,111$44,416
2022$41,180-▲ $3,506$-2,059$42,226
2021$49,519$150▼ $5,514$-2,488$41,180
2020$39,370$200▲ $12,355$-1,969$49,519
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Eric C AndersonExecutive DiFT$110,000$4,746$114,746
Denia N LeishmanFinance DireFT$69,583-$69,583

Board Members and Trustees

NameTitle
Scott MccaskillPresident
Allen EtzlerDirector
Chris VandergriftDirector
Emily GutierrezDirector
Jessie DoyleDirector
Keith BarkerDirector
Shawn BenjaminsonDirector
Tim BainDirector
Stephanie FitchSecretary
Bob DannTreasurer
Jim BlubaughVice Preside

Highest Paid Contractors

ContractorServicesLocationCompensation
Total Detail Renovations LLCConstruction11 WATCH HILL PLACE, Gaithersburg, MD 20878$100,260
Revenue and Support

Revenue Composition

Contributions and Grants
$2,075,803
Program Service Revenue
$13,779
Investment Income
$-89,424
Other Revenue
$119,202
All Other Contributions
$1,498,152
Change in Net Assets
$-176,269

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Other Non Cash Contri Table$1,109,619Retail Value
Other Non Cash Contri Table$458Fair Market Value
Total Noncash Contributions$1,110,077-

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,119,360
Revenue Not Reported on Form 990
$1,546,799
Total Revenue per Audited Statements
$3,666,159
Total Revenue per Form 990
$2,119,360
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,190,857
Other Expenses$1,104,772
Total Fundraising Expense$136,658
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$654,534$72,165$90,636$817,335
Occupancy$356,469$61,468-$417,937
Current Officers, Directors, Trustees, and Key Employees$38,500$141,083-$179,583
Other Employee Benefits$68,883$28,088$12,079$109,050
Payroll Taxes$60,250$17,358$7,281$84,889
Fees for Services Accounting-$43,030-$43,030
Office Expenses$15,778$21,059$2,958$39,795
Insurance-$33,593-$33,593
Depreciation Depletion$28,094$181-$28,275
Conferences and Meetings$2,118$5,290$1,395$8,803
Interest$1,529$3,916-$5,445
Other Expenses$2,308$19,297$1,766$4,074
Fees for Services Other-$3,600-$3,600
Total Functional Expenses$1,708,843$450,128$136,658$2,295,629

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,840,361
Expenses per Audited Statements$2,295,629
Total Expenses per Form 990$2,295,629
Expenses Not Reported on Form 990$1,544,732
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$95,026
Fundraising Direct Expenses$32,837
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Blue Crabs & Bl$95,026$95,026$8,626$86,400
Total Events$95,026$95,026$32,837$62,189
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Line of Credit$1,205,684
Operating Lease Liability$1,141,686
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 4

The 2025 bylaws for habitat for humanity of frederick county maryland reflect a modernization and clarification of governance practices compared with the 2014 version, while maintaining the overall organizational structure and mission. Most core provisions-such as nonprofit status, board authority, meeting procedures, and fiduciary responsibilities-remain consistent. However, the 2025 document refines language throughout and updates several governance elements. Notably, the authorized board size was reduced from 12-20 directors to 9-15 directors, and the process for selecting directors shifted from an annual election cycle by board class to a rolling appointment model in which directors are nominated, evaluated, and approved by majority vote as vacancies arise. Term limits remain generally similar (three-year terms with a second consecutive term possible), but the 2025 bylaws provide greater flexibility by allowing reappointment after two terms if approved by the board. The annual meeting was also moved from june to september, and regular board meetings were adjusted to 10-11 meetings per year (excluding december) rather than monthly meetings. The 2025 bylaws also expand expectations for board engagement and governance practices. Board participation requirements were updated from specific service-hour requirements in 2014 to broader expectations related to financial contribution ("give or get" of 1,000), committee service, event participation, and community advocacy. Attendance policies were clarified with a defined minimum of nine meetings per year and a structured review process for noncompliance. Committee structures were streamlined, including the removal of the past president as an officer, reducing the executive committee from five officers to four. Additionally, the 2025 document introduces new governance safeguards such as a formal conflict of interest policy requirement, clearer procedures for evaluating board candidates, and more detailed guidance on financial oversight through the executive and finance committees. Overall, the updates emphasize greater flexibility in board recruitment, clearer expectations for director engagement, and stronger governance practices while preserving the organization's mission and nonprofit framework

Form 990, Page 6, Part VI, Line 11B

The 990 was reviewed by the executive director, the finance director and the organization's finance committee prior to filing. A copy of the filed 990 was made available to the board of directors.

Form 990, Page 6, Part VI, Line 12C

The board of directors monitor compliance with conflict of interest policy.

Form 990, Page 6, Part VI, Line 15A

The organization's executive committee of the board of directors determines the compensation of the organizations executive director, relying on comparability data, contemporaneous substantiation and deliberation among the board members.

Form 990, Page 6, Part VI, Line 15B

The executive director works with an executive leadership team to review all salary levels annually within the organization to determine a fair and equitable salary for all key employees that also fits within organizational budget guidelines.

Form 990, Page 6, Part VI, Line 19

Upon request; financial statements also available on another's website

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity of Frederick
EIN
52-1820647
Phone
3016982449
Address
917 N EAST STREET - UNIT G, FREDERICK, MD 21701

Signing Officer

Name
Eric C Anderson
Title
Executive Director
Phone
3016982449
Signed
2025-02-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Mccaskill
Formed
1993
Legal Domicile
Md
Voting Board Members
11
Independent Board Members
11
Employees
24
Volunteers
234

Preparer

Firm
Deleon & Stang Cpas and Advisors
Address
150 S EAST ST STE 103, FREDERICK, MD 21701-6175
Preparer
Clint Lehman CPA
Phone
3012507400
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The organization's mission is "seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope." in frederick, that mission drives the organization to partner with individuals and families who are in need of the strength, stability and self-reliance that comes with affordable home ownership. Habitat for humanity of frederick county, md partners with these local citizens to build a new home, purchase a newly renovated home through the frederick county affordable housing land trust, or make necessary repairs to their current home. It is the belief of the organization that everyone deserves a decent place to live.

Form 990, Page 2, Part III, Line 4B

Habitat for humanity of frederick county's award-winning land trust program, the first of its kind in maryland, allows low- to mid-income applicants the opportunity to purchase a home while the organization retains ownership of the land. This model reduces the purchase price to the buyer and, through resale clauses, ensures the housing units will be kept in affordability in perpetuity. Recent operations of this program focused on infrastructure growth in preparation for a large-scale project in the city of frederick, maryland. The frederick county affordable housing land trust (fcahlt) acquired a large grant from the maryland department of housing & community development to purchase three blighted properties. The fcahlt is in the process of rehabilitating, renovating and building on the properties in order to make 12 units of affordable housing available to local families. Substantial work began on this project in fiscal year 2022.

Form 990, Page 2, Part III, Line 4C

Habitat for humanity of frederick county md's home repair program: builds on the organization's traditional partnership model using grant and donor funds combined with volunteer labor to serve low-to moderate-income frederick county homeowners with home repairs and modifications. This program focuses on improving quality of life, maintaining financial stability, and keeping homes safe. Each project uniquely addresses the needs of the individual homeowner(s). Services can range from minor repairs to the installation of grab bars, accessibility ramps, plumbing repairs and other safety measures, all designed to improve the quality of life in those homes, and for senior clients, to allow them more opportunities to safely age-in-place. In fy25, 43 local homeowners received services this program to solve or improve significant challenges they were facing.

Form 990, Page 2, Part III, Line 4D

Habitat for humanity's neighborhood revitalization program seeks to serve the community by providing safe and affordable housing to the local area. This is based on a framework that focuses on first understanding the concerns of community and habitat stakeholders, and then empowering these groups to lead the projects they want to accomplish. In addition to involving homeowners, volunteers and habitat staff members through a variety of communication channels, this also involves partnerships with community nonprofits, faith-based institutions, schools, new and longstanding neighborhood coalitions, local, county, state and federal government, as well as additional community leaders, to achieve their goals. In order for qualified individuals in the community to know about the services offered through habitat for humanity of frederick county, md and associated community partnerships, these communication channels include attendance at local events, print and verbal advertising, community-type forums, social media sharing and monitoring, legislative advocacy, etc. Once a client or project has been identified as requiring support, habitat relies heavily on volunteers to physically perform the work needed to build or repair the homes or complete the assigned projects. Therefore, it is necessary to recruit, screen and train local volunteers. Together, this neighborhood revitalization program works simultaneously with the other necessary parts of the organization to accomplish its vision of a world where everyone has a decent place to live.

Form 990, Part XI, Line 9

Gross cost of sales 1,106,982 cost of homes sold 385,787 gross cost of sales -1,106,982 cost of homes sold -385,787

Financial Statement Notes

Schedule D, Page 2, Part V, Line 4

The organization intends to continue receiving a small percentage of the fund's growth each year as a cash distribution to benefit its general operations. It is the intent of the organization to allow the majority of the corpus of these endowment funds, held at the community foundation of frederick county, to continue to grow based on additional community donations and market growth, for an indeterminate period of time.

Schedule D, Page 3, Part X

The organization is exempt from federal income taxes under section 501(c)(3) of the internal revenue code. In addition, donations made to the organization qualify for charitable deductions under section 170(b)(1)(a). The organization has been classified as an organization that is not a private foundation under section 509(a)(1). Income which is not related to exempt purposes, less applicable deductions, is subject to federal and state corporate income taxes. The organization considers the possibility of uncertain tax positions and their impact on the financial position of the organization. The most significant tax positions of the organization are its tax-exempt status and its determination of the unrelated business income tax. As of june 30, 2025 and 2024, management did not identify any uncertain tax positions. The organization accrues interest and penalties (if applicable) in income taxes payable on the statement of financial position and records any expense in the provision for income taxes in the statement of activities and changes in net assets. The organization had no penalties or income taxes for the years ended june 30, 2025 and 2024. Pursuant to internal revenue service rules for the statute of limitations, the organization believes it is no longer subject to u.s. Federal, state, and local income tax examinations by taxing authorities for years before 2021.

Schedule D, Page 4, Part XI, Line 2D

Gross cost of sales 1,106,982 cost of homes sold 385,787

Schedule D, Page 4, Part XII, Line 2D

Gross cost of sales 1,106,982 cost of homes sold 385,787

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IRS990/Desc0HABITAT RESTORE: THOUSANDS OF TONS OF USEABLE BUILDING MATERIALS, HOUSEHOLD GOODS AND FURNITURE ARE DONATED TO THE HABITAT FOR HUMANITY RESTORE OF FREDERICK COUNTY, MD. NOT ONLY DO THESE DONATIONS KEEP THESE MATERIALS OUT OF LOCAL LANDFILLS BUT THE RESTORE IS ALSO ABLE TO RECYCLE AND SELL THESE DONATIONS BACK TO THE COMMUNITY. PROCEEDS FROM THESE SALES SUPPORT THE OPERATING EXPENSES OF THE ORGANIZATION SO THAT MORE HOMES CAN BE BUILT, RENOVATED AND REPAIRED FOR LOCAL CITIZENS WHO ARE IN NEED OF THE STRENGTH, STABILITY AND SELF-RELIANCE THAT COMES FROM AFFORDABLE HOME OWNERSHIP.
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IRS990/MissionDesc0THE ORGANIZATION'S MISSION IS "SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE." IN FREDERICK, THAT MISSION DRIVES THE ORGANIZATION TO PARTNER WITH INDIVIDUALS AND FAMILIES WHO ARE IN NEED OF THE STRENGTH, STABILITY AND SELF-RELIANCE THAT COMES WITH AFFORDABLE HOME OWNERSHIP. HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD PARTNERS WITH THESE LOCAL CITIZENS TO BUILD A NEW HOME, PURCHASE A NEWLY RENOVATED HOME THROUGH THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST, OR MAKE NECESSARY REPAIRS TO THEIR CURRENT HOME. IT IS THE BELIEF OF THE ORGANIZATION THAT EVERYONE DESERVES A DECENT PLACE TO LIVE.
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IRS990/ProgSrvcAccomActy2Grp/Desc0HABITAT FOR HUMANITY OF FREDERICK COUNTY'S AWARD-WINNING LAND TRUST PROGRAM, THE FIRST OF ITS KIND IN MARYLAND, ALLOWS LOW- TO MID-INCOME APPLICANTS THE OPPORTUNITY TO PURCHASE A HOME WHILE THE ORGANIZATION RETAINS OWNERSHIP OF THE LAND. THIS MODEL REDUCES THE PURCHASE PRICE TO THE BUYER AND, THROUGH RESALE CLAUSES, ENSURES THE HOUSING UNITS WILL BE KEPT IN AFFORDABILITY IN PERPETUITY. RECENT OPERATIONS OF THIS PROGRAM FOCUSED ON INFRASTRUCTURE GROWTH IN PREPARATION FOR A LARGE-SCALE PROJECT IN THE CITY OF FREDERICK, MARYLAND. THE FREDERICK COUNTY AFFORDABLE HOUSING LAND TRUST (FCAHLT) ACQUIRED A LARGE GRANT FROM THE MARYLAND DEPARTMENT OF HOUSING & COMMUNITY DEVELOPMENT TO PURCHASE THREE BLIGHTED PROPERTIES. THE FCAHLT IS IN THE PROCESS OF REHABILITATING, RENOVATING AND BUILDING ON THE PROPERTIES IN ORDER TO MAKE 12 UNITS OF AFFORDABLE HOUSING AVAILABLE TO LOCAL FAMILIES. SUBSTANTIAL WORK BEGAN ON THIS PROJECT IN FISCAL YEAR 2022.
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IRS990/ProgSrvcAccomActy3Grp/Desc0HABITAT FOR HUMANITY OF FREDERICK COUNTY MD'S HOME REPAIR PROGRAM: BUILDS ON THE ORGANIZATION'S TRADITIONAL PARTNERSHIP MODEL USING GRANT AND DONOR FUNDS COMBINED WITH VOLUNTEER LABOR TO SERVE LOW-TO MODERATE-INCOME FREDERICK COUNTY HOMEOWNERS WITH HOME REPAIRS AND MODIFICATIONS. THIS PROGRAM FOCUSES ON IMPROVING QUALITY OF LIFE, MAINTAINING FINANCIAL STABILITY, AND KEEPING HOMES SAFE. EACH PROJECT UNIQUELY ADDRESSES THE NEEDS OF THE INDIVIDUAL HOMEOWNER(S). SERVICES CAN RANGE FROM MINOR REPAIRS TO THE INSTALLATION OF GRAB BARS, ACCESSIBILITY RAMPS, PLUMBING REPAIRS AND OTHER SAFETY MEASURES, ALL DESIGNED TO IMPROVE THE QUALITY OF LIFE IN THOSE HOMES, AND FOR SENIOR CLIENTS, TO ALLOW THEM MORE OPPORTUNITIES TO SAFELY AGE-IN-PLACE. IN FY25, 43 LOCAL HOMEOWNERS RECEIVED SERVICES THIS PROGRAM TO SOLVE OR IMPROVE SIGNIFICANT CHALLENGES THEY WERE FACING.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0HABITAT FOR HUMANITY'S NEIGHBORHOOD REVITALIZATION PROGRAM SEEKS TO SERVE THE COMMUNITY BY PROVIDING SAFE AND AFFORDABLE HOUSING TO THE LOCAL AREA. THIS IS BASED ON A FRAMEWORK THAT FOCUSES ON FIRST UNDERSTANDING THE CONCERNS OF COMMUNITY AND HABITAT STAKEHOLDERS, AND THEN EMPOWERING THESE GROUPS TO LEAD THE PROJECTS THEY WANT TO ACCOMPLISH. IN ADDITION TO INVOLVING HOMEOWNERS, VOLUNTEERS AND HABITAT STAFF MEMBERS THROUGH A VARIETY OF COMMUNICATION CHANNELS, THIS ALSO INVOLVES PARTNERSHIPS WITH COMMUNITY NONPROFITS, FAITH-BASED INSTITUTIONS, SCHOOLS, NEW AND LONGSTANDING NEIGHBORHOOD COALITIONS, LOCAL, COUNTY, STATE AND FEDERAL GOVERNMENT, AS WELL AS ADDITIONAL COMMUNITY LEADERS, TO ACHIEVE THEIR GOALS. IN ORDER FOR QUALIFIED INDIVIDUALS IN THE COMMUNITY TO KNOW ABOUT THE SERVICES OFFERED THROUGH HABITAT FOR HUMANITY OF FREDERICK COUNTY, MD AND ASSOCIATED COMMUNITY PARTNERSHIPS, THESE COMMUNICATION CHANNELS INCLUDE ATTENDANCE AT LOCAL EVENTS, PRINT AND VERBAL ADVERTISING, COMMUNITY-TYPE FORUMS, SOCIAL MEDIA SHARING AND MONITORING, LEGISLATIVE ADVOCACY, ETC. ONCE A CLIENT OR PROJECT HAS BEEN IDENTIFIED AS REQUIRING SUPPORT, HABITAT RELIES HEAVILY ON VOLUNTEERS TO PHYSICALLY PERFORM THE WORK NEEDED TO BUILD OR REPAIR THE HOMES OR COMPLETE THE ASSIGNED PROJECTS. THEREFORE, IT IS NECESSARY TO RECRUIT, SCREEN AND TRAIN LOCAL VOLUNTEERS. TOGETHER, THIS NEIGHBORHOOD REVITALIZATION PROGRAM WORKS SIMULTANEOUSLY WITH THE OTHER NECESSARY PARTS OF THE ORGANIZATION TO ACCOMPLISH ITS VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE.
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