Civic Intelligence

Women'S Housing Development Inc

EIN 52-1636366 • 501(c)3 • Baltimore, MD

Profile

To develop and build affordable housing for homelessness for women and children

119 East 25th StreetBaltimore, MD 21218

www.womenshousing.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.86x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

99th percentile

25.62x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

1st percentile

-428%

Higher net margin than 1% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

33rd percentile

-1.6%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

2nd percentile

-73%

Faster revenue growth than 2% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$2,173,288

Down $34,835 (-1.6%) from 2023

Liabilities

Up

$1,860,791

Up $6,985 (+0.4%) from 2023

Net Assets

Down

$312,497

Down $41,820 (-12%) from 2023

Revenue

Down

$72,639

Down $198,937 (-73%) from 2023

Expenses

Down

$383,508

Down $343,163 (-47%) from 2023

Net Income

Up

-$310,869

Up $144,226 (+32%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2018: $1,855,869Liabilities 2018: $1,786,653Net Assets 2018: $69,2162018Assets 2019: $2,327,155Liabilities 2019: $1,795,583Net Assets 2019: $531,5722019Assets 2020: $2,308,187Liabilities 2020: $1,790,034Net Assets 2020: $518,1532020Assets 2021: $2,295,231Liabilities 2021: $1,841,015Net Assets 2021: $454,2162021Assets 2022: $2,256,360Liabilities 2022: $1,850,014Net Assets 2022: $406,3462022Assets 2023: $2,208,123Liabilities 2023: $1,853,806Net Assets 2023: $354,3172023Assets 2024: $2,173,288Liabilities 2024: $1,860,791Net Assets 2024: $312,4972024

Highlighted filing

2024

Assets$2,173,288
Liabilities$1,860,791
Net Assets$312,497

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2018: $74,968Expenses 2018: $127,279Net Income 2018: -$52,3112018Revenue 2019: $72,538Expenses 2019: $121,309Net Income 2019: -$48,7712019Revenue 2020: $75,357Expenses 2020: $269,281Net Income 2020: -$193,9242020Revenue 2021: $74,695Expenses 2021: $325,835Net Income 2021: -$251,1402021Revenue 2022: $74,780Expenses 2022: $299,495Net Income 2022: -$224,7152022Revenue 2023: $271,576Expenses 2023: $726,671Net Income 2023: -$455,0952023Revenue 2024: $72,639Expenses 2024: $383,508Net Income 2024: -$310,8692024

Highlighted filing

2024

Revenue$72,639
Expenses$383,508
Net Income-$310,869

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 7, 2025
Return Version
2023v6.0
Gross Receipts
$72,639
Mission and Program Overview

Mission

To develop and build affordable housing for homelessness for women and children

The women's housing development is dedicated to breaking the cycle ofhomelessness for women and children by providing affordable housingand supportive services to enable them to sustain social and financialindependence.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,227,676$1,194,337▼ $33,339
Other Notes and Loans Receivable, Net$175,799$175,799→ $0
Accounts Receivable$1,292$2,739▲ $1,447
Cash and Non-Interest-Bearing Accounts$1,594$504▼ $1,090
Total Assets$2,208,123$2,173,288▼ $34,835
Other Assets Total$801,762$799,909▼ $1,853
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,775,657$1,775,657→ $0
Other Liabilities$50,826$50,826→ $0
Accounts Payable and Accrued Expenses$27,323$34,308▲ $6,985
Total Liabilities$1,853,806$1,860,791▲ $6,985
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$354,317$312,497▼ $41,820
Total Net Assets Fund Balance$354,317$312,497▼ $41,820
Total Liabilities and Net Assets / Fund Balance$2,208,123$2,173,288▼ $34,835

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,185,551$444,615-
Equipment$8,786$51,456-
Other Assets Org$49,798--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Elizabeth a BennerExecutive DirectorFT$100,318$100,318

Board Members and Trustees

NameTitle
Kathleen LechleiterPresident
Calvin BlandVice President
Alex AaronDirector
Jeffrey SternDirector
Kara BeverlyDirector
Katie DealDirector
Kelly CantleyDirector
Keval ThakkarDirector
Mary Claire DavisDirector
Nancy S RaseDirector
Paul EdwardsDirector
Dale R McardleSecretary
Sanford M GoodmanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$72,639
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-310,869
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$383,508
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$42,654--$42,654
Occupancy$35,689--$35,689
Other Expenses$5,242--$5,242
All Other Expenses$4,139--$4,139
Interest$291--$291
Total Functional Expenses$383,508$0$0$383,508
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliate$50,826
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A draft 990 is reviewed by the finance committee of the board of directors and compared to the audit prior to being filed.

Part VI, Line 12B

Officers and employees are required to disclose any conflict of interest.

Form 990, Part VI, Section B, Line 12C

Officers and employees are required to disclose any conflict of interest.

Form 990, Part VI, Section C, Line 19

Available on-site upon request.

Filing and Contact Details

Filer

Filer Name
WOMEN'S HOUSING DEVELOPMENT INC
EIN
52-1636366
Phone
4102355782
Address
119 EAST 25TH STREET, BALTIMORE, MD 21218

Signing Officer

Name
Elizabeth a Benner
Title
Executive Director
Phone
4102355782
Signed
2025-05-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elizabeth a Benner
Formed
1989
Legal Domicile
Md
Voting Board Members
0
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Grandizio Wilkins Little & Matthews
Address
211 SCHILLING CIRCLE STE 188, HUNT VALLEY, MD 21031
Preparer
Mark Gatzke
Phone
4104940885
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Adjustement for investment in limited partnerships 269,049.

Part XII, Line 2C

No change from the prior year

Financial Statement Notes

PART X, LINE 2:

The organization is exempt from income tax under section 501c (3) of the u.s. Internal revenue code (code) and comparable state law, and contributions to it are tax deductible within the limitations prescribed by the code. The organization has been classified as a publicly-supported organization which is not a private foundation under section 509 (a) of the code. The 2020 through 2022 tax years remain subject to examination by the irs. The organization does not believe that any reasonably possible changes will occur within the next twelve (12) months that will have a material impact on the financial statements.

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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt072639
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt069603
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt074780
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt074695
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt075357
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0367074
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0367074
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt072639
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt069603
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt074780
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt074695
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt075357
IRS990ScheduleA/Total509Grp/TotalAmt0367074
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt072639
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt069603
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt074780
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt074695
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt075357
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0367074
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01185551
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0444615
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01630166
IRS990ScheduleD/EquipmentGrp/BookValueAmt08786
IRS990ScheduleD/EquipmentGrp/DepreciationAmt051456
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt060242
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt07090
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1738923
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt24098
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt349798
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RESTRICTED CASH
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1INVESTMENT IN LIMITED PARTNERSHIP
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2DEFERRED FINANCING (NET OF ACCUM. AMORT.)
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3DUE FROM WOMEN'S HOUSING COALITION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt050826
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DUE TO AFFILIATE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS EXEMPT FROM INCOME TAX UNDER SECTION 501C (3) OF THE U.S. INTERNAL REVENUE CODE (CODE) AND COMPARABLE STATE LAW, AND CONTRIBUTIONS TO IT ARE TAX DEDUCTIBLE WITHIN THE LIMITATIONS PRESCRIBED BY THE CODE. THE ORGANIZATION HAS BEEN CLASSIFIED AS A PUBLICLY-SUPPORTED ORGANIZATION WHICH IS NOT A PRIVATE FOUNDATION UNDER SECTION 509 (A) OF THE CODE. THE 2020 THROUGH 2022 TAX YEARS REMAIN SUBJECT TO EXAMINATION BY THE IRS. THE ORGANIZATION DOES NOT BELIEVE THAT ANY REASONABLY POSSIBLE CHANGES WILL OCCUR WITHIN THE NEXT TWELVE (12) MONTHS THAT WILL HAVE A MATERIAL IMPACT ON THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01194337
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0799909
IRS990ScheduleD/TotalLiabilityAmt050826
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A DRAFT 990 IS REVIEWED BY THE FINANCE COMMITTEE OF THE BOARD OF DIRECTORS AND COMPARED TO THE AUDIT PRIOR TO BEING FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OFFICERS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICERS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AVAILABLE ON-SITE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ADJUSTEMENT FOR INVESTMENT IN LIMITED PARTNERSHIPS 269,049.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO CHANGE FROM THE PRIOR YEAR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI, LINE 12B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART XII, LINE 2C
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0WOMEN'S HOUSING DEVELOPMENT INC
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0WHC RESERVOIR HILL LLC
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN0521636366
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt01258488
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0MD
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0REAL ESTATE
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt072639
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt0119 EAST 25TH STREET
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0BALTIMORE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd0MD
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd021218
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine1Txt0WOMEN'S HOUSING COALITION INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine1Txt1WOMEN'S HOUSING COALITION INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0521656257
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN1841693378
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt1C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0MD
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd1MD
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0REAL ESTATE INVESTMENT
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt1REAL ESTATE INVESTMENT
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0WOMEN'S HOUSING INVESTMENT INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1GREENSPRING INVESTMENT INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt0119 EAST 25TH STREET
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt1119 EAST 25TH STREET
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0BALTIMORE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm1BALTIMORE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0MD
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd1MD
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd021218
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd121218
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingEntityName/BusinessNameLine1Txt0WOMEN'S HOUSING INVESTMENT INC
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd1N/A
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd2N/A
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd00
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd10
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd20
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd30
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN0522079278
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN1521656258
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN2205791654
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/EIN3753051440
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd00
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd10
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd20
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/GeneralOrManagingPartnerInd30

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