Civic Intelligence

Caroline County Chamber of Commerce Inc

EIN 52-1619083 • 501(c)6 • Denton, MD

Profile

Support the business community and preserve the quality of life.

108 Market StreetDenton, MD 21629

carolinechamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

71st percentile

12%

Higher net margin than 71% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

91st percentile

$62,000

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 38.2% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

85th percentile

29%

Faster asset growth than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

20%

Faster revenue growth than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$89,732

Up $20,105 (+29%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$89,732

Up $20,105 (+29%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin71st percentile

Revenue

Up

$162,353

Up $27,538 (+20%) from 2023

Expenses

Up

$143,239

Up $6,956 (+5.1%) from 2023

Net Income

Up

$19,114

Up $20,582 (+1402%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2015: $79,964Liabilities 2015: $0Net Assets 2015: $79,9642015Assets 2017: $81,156Liabilities 2017: $0Net Assets 2017: $81,1562017Assets 2018: $70,740Liabilities 2018: $0Net Assets 2018: $70,7402018Assets 2019: $57,351Liabilities 2019: $0Net Assets 2019: $57,3512019Assets 2020: $55,009Liabilities 2020: $0Net Assets 2020: $55,0092020Assets 2021: $77,729Liabilities 2021: $0Net Assets 2021: $77,7292021Assets 2022: $66,667Liabilities 2022: $0Net Assets 2022: $66,6672022Assets 2023: $69,627Liabilities 2023: $0Net Assets 2023: $69,6272023Assets 2024: $89,732Liabilities 2024: $0Net Assets 2024: $89,7322024

Highlighted filing

2024

Assets$89,732
Liabilities$0
Net Assets$89,732
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2015: $95,226Expenses 2015: $93,975Net Income 2015: $1,2512015Revenue 2017: $89,491Expenses 2017: $99,198Net Income 2017: -$9,7072017Revenue 2018: $93,479Expenses 2018: $101,111Net Income 2018: -$7,6322018Revenue 2019: $107,308Expenses 2019: $123,972Net Income 2019: -$16,6642019Revenue 2020: $110,071Expenses 2020: $114,981Net Income 2020: -$4,9102020Revenue 2021: $130,025Expenses 2021: $124,055Net Income 2021: $5,9702021Revenue 2022: $127,914Expenses 2022: $133,685Net Income 2022: -$5,7712022Revenue 2023: $134,815Expenses 2023: $136,283Net Income 2023: -$1,4682023Revenue 2024: $162,353Expenses 2024: $143,239Net Income 2024: $19,1142024

Highlighted filing

2024

Revenue$162,353
Expenses$143,239
Net Income$19,114
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$89,732
Liabilities
$0
Net assets
$89,732
Revenue
$162,353
Expenses
$143,239
Net income
$19,114
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$1.62$1.43$0.19
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.00$0.70$1.35$1.36$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$1.28$1.34$0.06
2021Detailed filing. Detailed filing data is available for this year.$0.78$0.00$0.78$1.30$1.24$0.06
2020Detailed filing. Detailed filing data is available for this year.$0.55$0.00$0.55$1.10$1.15$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$1.07$1.24$0.17
2018Detailed filing. Detailed filing data is available for this year.$0.71$0.00$0.71$0.93$1.01$0.08
2017Detailed filing. Detailed filing data is available for this year.$0.81$0.00$0.81$0.89$0.99$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.80$0.00$0.80$0.95$0.94$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 21, 2025
Return Version
2024v5.2
Gross Receipts
$162,853
Mission and Program Overview

Mission

Support the business community and preserve the quality of life.

Program Services

DescriptionGrantsExpenses
WE SERVE AS THE CENTER FOR DEVELOPMENT, EDUCATION, AND COMMUNICATIONS WITHIN OUR BUSINESS COMMUNITY, AND PRESERVE THE QUALITY OF LIFE AND AESTHETIC VALUES OF OUR COUNTY AND COMMUNITIES$0$0
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TRACY SNYDERExecutive DirectorFT$62,000-$62,000
ADAM JONESImmediate Past President-$0--
MATT TEFFEAUBoard Member-$0--
KENDALL TEAGUEEx-Officio-$0--
RJ RITTERBoard Member-$0--
STEFANIE JOHNSONBoard Member-$0--
TONY HOLTBoard Member-$0--
JESSICA MUMBULOBoard Member-$0--
MIKE PUGHBoard Member-$0--
SHARI SACKBoard Member-$0--
LISA SCHMITTBoard Member-$0--
BEN COTTLETreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Caroline County Chamber of Commerce Inc
EIN
52-1619083
Phone
4104794638
Address
108 MARKET STREET, DENTON, MD 21629

Signing Officer

Name
Tracey Snyder
Title
Executive Director
Phone
4104794638
Signed
2025-07-21
Discuss with paid preparer
Yes

Preparer

Firm
Bsc Group LLC
Address
114 BAY STREET BUILDING B, EASTON, MD 21601
Preparer
Carville B Leaf
Phone
4108226950
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: dividend income. Amount: 2,484. Description: miscellaneous. Amount: 1,513. Total to form 990-ez, line 8: 3,997.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: supplies and office expense. Amount: 3,040. Description: conferences, conventions. Amount: 2,154. Description: chamber master fee. Amount: 3,628. Description: insurance. Amount: 2,696. Description: various events. Amount: 26,928. Description: payroll taxes. Amount: 7,974. Description: donations. Amount: 500. Description: miscellaneous expenses. Amount: 1,357. Total to form 990-ez, line 16: 48,277.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: unrealized gain. Amount: 991.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: heritage financial. Beg. Of year amount: 37,476. End of year amount: 40,934. Description: other depreciable assets. Beg. Of year amount: 43. End of year amount: 43.”

Raw XML Appendix176 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11BEN COTTLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0IMMEDIATE PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3EX-OFFICIO
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IRS990EZ/OtherRevenueTotalAmt03997
IRS990EZ/PoliticalCampaignActyInd00
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IRS990EZ/WebsiteAddressTxt0CAROLINECHAMBER.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDEND INCOME. AMOUNT: 2,484. DESCRIPTION: MISCELLANEOUS. AMOUNT: 1,513. TOTAL TO FORM 990-EZ, LINE 8: 3,997.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: SUPPLIES AND OFFICE EXPENSE. AMOUNT: 3,040. DESCRIPTION: CONFERENCES, CONVENTIONS. AMOUNT: 2,154. DESCRIPTION: CHAMBER MASTER FEE. AMOUNT: 3,628. DESCRIPTION: INSURANCE. AMOUNT: 2,696. DESCRIPTION: VARIOUS EVENTS. AMOUNT: 26,928. DESCRIPTION: PAYROLL TAXES. AMOUNT: 7,974. DESCRIPTION: DONATIONS. AMOUNT: 500. DESCRIPTION: MISCELLANEOUS EXPENSES. AMOUNT: 1,357. TOTAL TO FORM 990-EZ, LINE 16: 48,277.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: UNREALIZED GAIN. AMOUNT: 991.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: HERITAGE FINANCIAL. BEG. OF YEAR AMOUNT: 37,476. END OF YEAR AMOUNT: 40,934. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 43. END OF YEAR AMOUNT: 43.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TRACEY SNYDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum04104794638
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CAROLINE COUNTY CHAMBER OF COMMERCE INC
ReturnHeader/Filer/BusinessNameControlTxt0CARO
ReturnHeader/Filer/EIN0521619083
ReturnHeader/Filer/PhoneNum04104794638
ReturnHeader/Filer/USAddress/AddressLine1Txt0108 MARKET STREET
ReturnHeader/Filer/USAddress/CityNm0DENTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd021629
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0814629899
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BSC GROUP LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0114 BAY STREET BUILDING B
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EASTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021601
ReturnHeader/PreparerPersonGrp/PhoneNum04108226950
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CARVILLE B LEAF
ReturnHeader/ReturnTs02025-07-25T08:01:10-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits