Civic Intelligence

Crumpton Volunteer Fire Department Inc.

990 • Fiscal year 2013 • EIN 52-1327354

Jan 01, 2013 to Dec 31, 2013 • Filed on May 01, 2014

PO Box 6821628

(410) 928-3433

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.32x

Higher debt load relative to assets than 75% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Liabilities / Revenue

87th percentile

0.78x

Higher debt load relative to revenue than 87% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Net Margin

82nd percentile

27%

Higher net margin than 82% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Asset Growth

52nd percentile

2.8%

Faster asset growth than 52% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2012 to 2013

Revenue Growth

70th percentile

18%

Faster revenue growth than 70% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2012 to 2013

Assets

Up

$961,527

Up $26,362 (+2.8%) from 2012

Net Assets

Up

$655,101

Up $107,559 (+20%) from 2012

Liabilities

Down

$306,426

Down $81,197 (-21%) from 2012

Revenue

Up

$392,679

Up $59,319 (+18%) from 2012

Expenses

Down

$286,201

Down $30,264 (-9.6%) from 2012

Net Income

Up

$106,478

Up $89,583 (+530%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $941,787Liabilities 2010: $401,003Net Assets 2010: $540,7842010Assets 2011: $984,021Liabilities 2011: $453,654Net Assets 2011: $530,3672011Assets 2012: $935,165Liabilities 2012: $387,623Net Assets 2012: $547,5422012Assets 2013: $961,527Liabilities 2013: $306,426Net Assets 2013: $655,1012013Assets 2014: $904,479Liabilities 2014: $221,201Net Assets 2014: $683,2782014Assets 2015: $1,064,362Liabilities 2015: $171,321Net Assets 2015: $893,0412015Assets 2016: $1,122,491Liabilities 2016: $118,348Net Assets 2016: $1,004,1432016Assets 2017: $1,151,707Liabilities 2017: $62,173Net Assets 2017: $1,089,5342017Assets 2018: $1,856,584Liabilities 2018: $630,562Net Assets 2018: $1,226,0222018Assets 2019: $1,820,156Liabilities 2019: $577,144Net Assets 2019: $1,243,0122019Assets 2020: $1,708,517Liabilities 2020: $520,027Net Assets 2020: $1,188,4902020Assets 2021: $1,608,187Liabilities 2021: $339,789Net Assets 2021: $1,268,3982021Assets 2022: $1,601,537Liabilities 2022: $287,069Net Assets 2022: $1,314,4682022Assets 2023: $1,548,799Liabilities 2023: $0Net Assets 2023: $1,548,7992023Assets 2024: $1,596,858Liabilities 2024: $5,813Net Assets 2024: $1,591,0452024Assets 2025: $1,853,652Liabilities 2025: $3,963Net Assets 2025: $1,849,6892025

Highlighted filing

2013

Assets$961,527
Liabilities$306,426
Net Assets$655,101

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $421,6482010Expenses 2011: $385,3792011Revenue 2012: $333,360Expenses 2012: $316,465Net Income 2012: $16,8952012Revenue 2013: $392,679Expenses 2013: $286,201Net Income 2013: $106,4782013Revenue 2014: $300,100Expenses 2014: $268,606Net Income 2014: $31,4942014Revenue 2015: $515,587Expenses 2015: $301,167Net Income 2015: $214,4202015Revenue 2016: $423,325Expenses 2016: $312,223Net Income 2016: $111,1022016Revenue 2017: $433,270Expenses 2017: $347,879Net Income 2017: $85,3912017Revenue 2018: $446,949Expenses 2018: $356,646Net Income 2018: $90,3032018Revenue 2019: $480,940Expenses 2019: $463,950Net Income 2019: $16,9902019Revenue 2020: $452,676Expenses 2020: $507,193Net Income 2020: -$54,5172020Revenue 2021: $486,524Expenses 2021: $406,616Net Income 2021: $79,9082021Revenue 2022: $493,870Expenses 2022: $440,153Net Income 2022: $53,7172022Revenue 2023: $651,334Expenses 2023: $387,656Net Income 2023: $263,6782023Revenue 2024: $543,305Expenses 2024: $503,744Net Income 2024: $39,5612024Revenue 2025: $683,186Expenses 2025: $482,221Net Income 2025: $200,9652025

Highlighted filing

2013

Revenue$392,679
Expenses$286,201
Net Income$106,478
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 1, 2014
Return Version
2013v3.1
Gross Receipts
$404,317
Mission and Program Overview

Mission

The volunteer fire company provides fire suppression and ambulatory services to surrounding communities in northern queen anne's and kent counties maryland.

The volunteer fire company provides fire suppression and ambulatory services to surrounding communities in northern Queen Anne's and Kent Counties Maryland

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$386,985$421,753▲ $34,768
Land, Buildings, and Equipment, Net$389,221$338,695▼ $50,526
Cash and Non-Interest-Bearing Accounts$158,559$200,679▲ $42,120
Accounts Receivable$400$400→ $0
Total Assets$935,165$961,527▲ $26,362
Liabilities
Mortgage Notes Payable Secured by Investment Property$387,623$306,313▼ $81,310
Accounts Payable and Accrued Expenses-$113-
Total Liabilities$387,623$306,426▼ $81,197
Net Assets / Fund Balance
Unrestricted Net Assets$547,542$655,101▲ $107,559
Total Net Assets Fund Balance$547,542$655,101▲ $107,559
Total Liabilities and Net Assets / Fund Balance$935,165$961,527▲ $26,362

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$235,548$1,648,438$1,883,986
Buildings$103,147$101,501$204,648
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tabitha McginnisPresident
Tom PenningtonVice President
Mary HusfeltAsst. Secretary
Louise FoxxAsst. Treasurer
Eric MeredithMember
Flossie CampbellMember
James HurlockMember
Joe KingMember
Tricia HunterMember
Linda HamannSecretary
Norman HusfeltTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$350,890
Program Service Revenue
$32,231
Investment Income
$1,886
Other Revenue
$7,672
All Other Contributions
$12,303
Change in Net Assets
$106,478
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$286,201
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$107,806$0$0$107,806
All Other Expenses$36,050$6,776$0$42,826
Occupancy$23,867$0$0$23,867
Insurance$17,800$0$0$17,800
Interest$14,652$0$0$14,652
Office Expenses$0$8,698$0$8,698
Other Expenses$6,609$0$0$6,609
Conferences and Meetings$0$4,754$0$4,754
Fees for Services Accounting$0$4,500$0$4,500
Advertising$980$0$0$980
Fees for Services Legal$0$100$0$100
Total Functional Expenses$261,373$24,828$0$286,201
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$18,510
Fundraising Direct Expenses$11,638
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$18,510$18,510-$18,510
Total Events$18,510$18,510$11,638$6,872
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

EIN
52-1327354
Phone
4109283433

Signing Officer

Name
Norman Husfelt
Title
Treasurer
Phone
4109283433
Signed
2014-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Norman Husfelt
Formed
1963
Legal Domicile
Md
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
25

Preparer

Preparer
Joseph Cupani
Phone
4108100020
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

The company has about 50 members who provide fire and ems services.

Pt VI, Line 7A

The members vote for the Governing body on a yearly basis

Pt VI, Line 7B

Members meet monthly to reivew activities. All items are

Pt VI, Line 7B

brought to the general membership for discussioin and voting.

Pt VI, Line 11B

Completed 990 is presented to the membership at meeting.

Pt VI, Line 12C

All conflict of issues are directed to the president

Pt VI, Line 12C

to monitor and discussed for compliance with the board at

Pt VI, Line 12C

a regular meeting.

Pt XII, Line 1

Tax basis accounting

Form 990, Part IX, Line 24F

Bank fees 297. 0. 297. 0. Dues 480. 480. 0. 0. Supplies 3534. 3534. 0. 0. Banquet 4878. 0. 4878. 0. Realestate taxes 1137. 0. 1137. 0. Equipment testing 4797. 4797. 0. 0. Uniform 147. 147. 0. 0. Medical billing 5001. 5001. 0. 0. Training 2683. 2683. 0. 0. Berevement/sunshine 464. 0. 464. 0. Ladies aux expenses 19408. 19408. 0. 0.

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IRS990/OtherExpensesGrp/TotalAmt213671
IRS990/OtherExpensesGrp/TotalAmt36609
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0NORMAN HUSFELT
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0621910
IRS990/ProgramServiceRevenueGrp/Desc0AMBULATORY
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt032231
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0300468
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0330
IRS990/PYOtherExpensesAmt0316465
IRS990/PYOtherRevenueAmt09989
IRS990/PYProgramServiceRevenueAmt022573
IRS990/PYRevenuesLessExpensesAmt016895
IRS990/PYTotalExpensesAmt0316465
IRS990/PYTotalRevenueAmt0333360
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0106478
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RelatedOrganizationsAmt018616
IRS990/RentalIncomeOrLossGrp/RealAmt0800
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0392543
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0386985
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0421753
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0404317
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0340886
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0388727
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0403149
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0504051
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02041130
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0136
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0330
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0434
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt03360
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt04260
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99790
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct00.99780
IRS990ScheduleA/PublicSupportTotal170Amt02041130
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0404317
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0340886
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0388727
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0403149
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0504051
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02041130
IRS990ScheduleA/TotalSupportAmt02045390
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0103147
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0101501
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0204648
IRS990ScheduleD/EquipmentGrp/BookValueAmt0235548
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01648438
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01883986
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0338695
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt011638
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt011638
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt011638
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt018510
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt018510
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt018510
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt018510
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0BREAKFAST
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt06872
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The company has about 50 members who provide fire and ems services.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The members vote for the Governing body on a yearly basis
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Members meet monthly to reivew activities. All items are
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3brought to the general membership for discussioin and voting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Completed 990 is presented to the membership at meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5All conflict of issues are directed to the president
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6to monitor and discussed for compliance with the board at
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7a regular meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Tax basis accounting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9BANK FEES 297. 0. 297. 0. DUES 480. 480. 0. 0. SUPPLIES 3534. 3534. 0. 0. BANQUET 4878. 0. 4878. 0. REALESTATE TAXES 1137. 0. 1137. 0. EQUIPMENT TESTING 4797. 4797. 0. 0. UNIFORM 147. 147. 0. 0. MEDICAL BILLING 5001. 5001. 0. 0. TRAINING 2683. 2683. 0. 0. BEREVEMENT/SUNSHINE 464. 0. 464. 0. LADIES AUX EXPENSES 19408. 19408. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt XII, Line 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24f
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0935165
IRS990/TotalAssetsEOYAmt0961527
IRS990/TotalAssetsGrp/BOYAmt0935165
IRS990/TotalAssetsGrp/EOYAmt0961527
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0350890
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt024828
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0261373
IRS990/TotalFunctionalExpensesGrp/TotalAmt0286201
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0387623
IRS990/TotalLiabilitiesEOYAmt0306426
IRS990/TotalLiabilitiesGrp/BOYAmt0387623
IRS990/TotalLiabilitiesGrp/EOYAmt0306426
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0547542
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0655101
IRS990/TotalProgramServiceExpensesAmt0261373
IRS990/TotalProgramServiceRevenueAmt032231
IRS990/TotalRevenueGrp/ExclusionAmt06872
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt034917
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0392679
IRS990/TotalVolunteersCnt025
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0935165
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0961527
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0547542
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0655101
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10PO BOX 162

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.85$0.00$1.85$0.68$0.48$0.20
2024Detailed filing. Detailed filing data is available for this year.$1.60$0.01$1.59$0.54$0.50$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.55$0.00$1.55$0.65$0.39$0.26
2022Detailed filing. Detailed filing data is available for this year.$1.60$0.29$1.31$0.49$0.44$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.61$0.34$1.27$0.49$0.41$0.08
2020Detailed filing. Detailed filing data is available for this year.$1.71$0.52$1.19$0.45$0.51$0.05
2019Detailed filing. Detailed filing data is available for this year.$1.82$0.58$1.24$0.48$0.46$0.02
2018Detailed filing. Detailed filing data is available for this year.$1.86$0.63$1.23$0.45$0.36$0.09
2017Detailed filing. Detailed filing data is available for this year.$1.15$0.06$1.09$0.43$0.35$0.09
2016Detailed filing. Detailed filing data is available for this year.$1.12$0.12$1.00$0.42$0.31$0.11
2015Detailed filing. Detailed filing data is available for this year.$1.06$0.17$0.89$0.52$0.30$0.21
2014Detailed filing. Detailed filing data is available for this year.$0.90$0.22$0.68$0.30$0.27$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.96$0.31$0.66$0.39$0.29$0.11
2012Summary only. Only limited summary data is available for this year.$0.94$0.39$0.55$0.33$0.32$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.98$0.45$0.53$0.39
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.40$0.54$0.42
Peer Organizations

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