Liabilities / Assets
36th percentile
Higher debt load relative to assets than 36% of similar nonprofits.
EIN 52-1322233 • 501(c)3 • Oakland, MD
Profile
To provide financial and construction assistance to low-income individuals in building safe and adequate housing.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
36th percentile
Higher debt load relative to assets than 36% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
83rd percentile
Higher net margin than 83% of similar nonprofits.
Top Officer Pay
51st percentile
Higher top officer pay than 51% of similar nonprofits.
Top officer pay equals 12.8% of source-year revenue.
Asset Growth
63rd percentile
Faster asset growth than 63% of similar nonprofits.
Revenue Growth
85th percentile
Faster revenue growth than 85% of similar nonprofits.
Assets
Up$2,450,452
Up $190,502 (+8.4%) from 2023
Liabilities
Up$41,963
Up $7,760 (+23%) from 2023
Net Assets
Up$2,408,489
Up $182,742 (+8.2%) from 2023
Revenue
Up$476,851
Up $175,294 (+58%) from 2023
Expenses
Up$310,110
Up $37,395 (+14%) from 2023
Net Income
Up$166,741
Up $137,899 (+478%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide financial and construction assistance to low-income individuals in building safe and adequate housing.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $1,009,302 | $959,186 | ▼ $50,116 |
| Savings and Temporary Cash Investments | $765,573 | $769,554 | ▲ $3,981 |
| Investments in Publicly Traded Securities | $199,627 | $363,866 | ▲ $164,239 |
| Land, Buildings, and Equipment, Net | $42,338 | $61,947 | ▲ $19,609 |
| Accounts Receivable | $44,748 | - | - |
| Total Assets | $2,259,950 | $2,450,452 | ▲ $190,502 |
| Other Assets Total | $198,362 | $295,899 | ▲ $97,537 |
| Liabilities | |||
| Other Liabilities | $33,677 | $41,843 | ▲ $8,166 |
| Accounts Payable and Accrued Expenses | $526 | $120 | ▼ $406 |
| Total Liabilities | $34,203 | $41,963 | ▲ $7,760 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,225,747 | $2,408,489 | ▲ $182,742 |
| Total Net Assets Fund Balance | $2,225,747 | $2,408,489 | ▲ $182,742 |
| Total Liabilities and Net Assets / Fund Balance | $2,259,950 | $2,450,452 | ▲ $190,502 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $25,005 | $13,733 | $38,738 |
| Land | $36,942 | - | $36,942 |
| Other Assets Org | $36,574 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Steve Bortz | Executive Di | FT | $61,000 | $61,000 |
| Name | Title |
|---|---|
| Ron Tressler | President |
| Bj Gallagher | Board Member |
| Charlie Nace | Board Member |
| Crystal Brady | Board Member |
| David Jochynek | Board Member |
| Josh Slone | Board Member |
| Linda Fike | Board Member |
| Robin Mcgill | Board Member |
| Trevor Devore | Board Member |
| Tonya Sturm | Secretary |
| Charles Boyd | Treasurer |
| Pam Nelson | Vice Preside |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $167,262 |
| Other Expenses | $142,848 |
| Total Fundraising Expense | $41,816 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $70,957 | - | $23,653 | $94,610 |
| Current Officers, Directors, Trustees, and Key Employees | $45,750 | - | $15,250 | $61,000 |
| Insurance | $7,098 | $7,098 | - | $14,196 |
| Payroll Taxes | $8,739 | - | $2,913 | $11,652 |
| Fees for Services Accounting | - | $11,575 | - | $11,575 |
| Advertising | $6,795 | - | - | $6,795 |
| Depreciation Depletion | - | $6,109 | - | $6,109 |
| All Other Expenses | $500 | $3,356 | - | $3,856 |
| Office Expenses | - | $3,671 | - | $3,671 |
| Fees for Service Investment Mgmnt Fees | - | $2,207 | - | $2,207 |
| Other Expenses | $1,817 | - | - | $1,817 |
| Travel | - | $175 | - | $175 |
| Conferences and Meetings | - | $40 | - | $40 |
| Total Functional Expenses | $234,063 | $34,231 | $41,816 | $310,110 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $313,710 |
| Expenses per Audited Statements | $310,110 |
| Total Expenses per Form 990 | $310,110 |
| Expenses Not Reported on Form 990 | $3,600 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $54,368 |
| Fundraising Direct Expenses | $9,334 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Square Foot Clu | $22,784 | $22,784 | - | $22,784 |
| Building Hope-o | $20,384 | $20,384 | $9,334 | $11,050 |
| Total Events | $54,368 | $54,368 | $9,334 | $45,034 |
| Liability | Amount |
|---|---|
| HOMEOWNER'S ESCROW | $36,574 |
| Payroll Liabilities | $4,897 |
| Credit Card Payable | $372 |
“Reviewed by board at full board meeting.”
“Regularly discusses any conflicts at board meetings.”
“Board discusses compensation process for top officials at board meetings.”
“Board discusses compensation process for officers or key employees at board meetings.”
“AVAILABLE UPON REQUEST”
“Includes general and administrative costs associated with the direct purpose of the organization.”
“The organization adopted the recommendations of the financial accounting standards board (fasb) in its accounting standards codification (asc) for accounting of uncertainty in income taxes without any material effect to the financial statements. These recommendations clarify the accounting for uncertainty in income taxes by prescribing the recognition threshold a tax position is required to meet before being recognized in the financial statements. They also provide guidance on de-recognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. Income tax benefits are recognized for income tax positions taken or expected to be taken in a tax return, only when it is determined that the income tax position will more-likely-than-not be sustained upon examination by taxing authorities. The organization has analyzed tax positions taken for filing with the internal revenue service and all state jurisdictions where it operates. Management believes that income tax filing positions will be sustained upon examination and does not anticipate any adjustments that would result in a material adverse affect on the organization's financial condition, results of operations or cash flows. Accordingly, the organization has not recorded any reserves, or related accruals for interest and penalties for uncertain income tax positions at december 31, 2024 or 2023.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 526 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 120 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 44748 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL AND CONSTRUCTION ASSISTANCE TO LOW-INCOME INDIVIDUALS IN BUILDING SAFE AND ADEQUATE HOUSING. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 6795 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 6795 |
| IRS990/AllOtherContributionsAmt | 0 | 67138 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 3356 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 500 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 3856 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LEIGH ANN JAMISON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3015330600 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | LIBERTY ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OAKLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 21550 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 15250 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 45750 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 61000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 40 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 40 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 67138 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 34228 |
| IRS990/CYOtherExpensesAmt | 0 | 142848 |
| IRS990/CYOtherRevenueAmt | 0 | 45034 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 330451 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 166741 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 167262 |
| IRS990/CYTotalExpensesAmt | 0 | 310110 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 41816 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 476851 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 6109 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 6109 |
| IRS990/Desc | 0 | INTEREST FREE LOANS HAVE BEEN PROVIDED TO HOMEOWNERS BASED ON NEED. AT DECEMBER 31, 2024- 42 LOANS WERE OUTSTANDING. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 11575 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 11575 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 2207 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 2207 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | STEVE BORTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CHARLES BOYD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CRYSTAL BRADY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TREVOR DEVORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LINDA FIKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BJ GALLAGHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DAVID JOCHYNEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROBIN MCGILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CHARLIE NACE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | PAM NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JOSH SLONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | TONYA STURM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | RON TRESSLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 61000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1983 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | true |
| IRS990/FundraisingDirectExpensesAmt | 0 | 9334 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 54368 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 18782 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 6675 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 12 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 25554 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 63140 |
| IRS990/GrossReceiptsAmt | 0 | 549422 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 12 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 7098 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 7098 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14196 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 8771 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 8771 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 199627 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 363866 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 13733 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 42338 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 61947 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 75680 |
| IRS990/LegalDomicileStateCd | 0 | MD |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 6772 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 56465 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE FINANCIAL AND CONSTRUCTION ASSISTANCE TO LOW-INCOME INDIVIDUALS IN BUILDING SAFE AND ADEQUATE HOUSING. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2225747 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2408489 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 25457 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 25457 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 45034 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 16001 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2225747 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2408489 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 3671 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 3671 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 198362 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 295899 |
| IRS990/OtherExpensesGrp/Desc | 0 | STORE |
| IRS990/OtherExpensesGrp/Desc | 1 | REPAIRS & MAINTENANCE |
| IRS990/OtherExpensesGrp/Desc | 2 | TITHE TO INTERNATIONAL |
| IRS990/OtherExpensesGrp/Desc | 3 | PROPERTY TAX |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 70587 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 12070 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 9750 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 1817 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 70587 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 12070 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9750 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1817 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 33677 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 41843 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 23653 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 70957 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 94610 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1009302 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 959186 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 2913 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 8739 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 11652 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | STEVE BORTZ |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | RETAIL SALES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MORTGAGE DISCOUNT AMORTIZATIO |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 248423 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 78396 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 3632 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 248423 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 78396 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3632 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | IN CALENDAR YEAR 2024- TWO HOMES WERE UNDER CONSTRUCTION TO BE SOLD TO QUALIFYING INDIVIDUALS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 140844 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | HOME STORE - REVENUE FROM DONATED ITEMS USED TO ENHANCE THE PROGRAM SERVICE ACTIVITIES OF PROVIDING AFFORDABLE AND DECENT HOUSING FOR CITIZENS OF GARRETT COUNTY, MD. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 70587 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 248423 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | INCLUDES GENERAL AND ADMINISTRATIVE COSTS ASSOCIATED WITH THE DIRECT PURPOSE OF THE ORGANIZATION. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 22632 |
| IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt | 0 | 3632 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 31278 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | -161880 |
| IRS990/PYOtherExpensesAmt | 0 | 130412 |
| IRS990/PYOtherRevenueAmt | 0 | 56108 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 376051 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 28842 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 142303 |
| IRS990/PYTotalExpensesAmt | 0 | 272715 |
| IRS990/PYTotalRevenueAmt | 0 | 301557 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 166741 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 78396 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 765573 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 769554 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 67138 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 31278 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 67338 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 187174 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 110497 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 463425 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 8771 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 4000 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2548 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2378 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1363 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 19060 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 2040807 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.62290 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.42450 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 300523 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 162902 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 67138 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 31278 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 67338 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 187174 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 110497 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 463425 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 482485 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 3600 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 3600 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 25005 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 13733 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 38738 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 3600 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 310110 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 36942 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 36942 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 221619 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 37706 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 36574 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | CONSTRUCTION IN PROGRESS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | INVESTMENTS FOR SALE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | ESCROW DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 36574 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4897 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 372 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | HOMEOWNER'S ESCROW |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | PAYROLL LIABILITIES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CREDIT CARD PAYABLE |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 3600 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 476851 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION ADOPTED THE RECOMMENDATIONS OF THE FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) IN ITS ACCOUNTING STANDARDS CODIFICATION (ASC) FOR ACCOUNTING OF UNCERTAINTY IN INCOME TAXES WITHOUT ANY MATERIAL EFFECT TO THE FINANCIAL STATEMENTS. THESE RECOMMENDATIONS CLARIFY THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES BY PRESCRIBING THE RECOGNITION THRESHOLD A TAX POSITION IS REQUIRED TO MEET BEFORE BEING RECOGNIZED IN THE FINANCIAL STATEMENTS. THEY ALSO PROVIDE GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. INCOME TAX BENEFITS ARE RECOGNIZED FOR INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN, ONLY WHEN IT IS DETERMINED THAT THE INCOME TAX POSITION WILL MORE-LIKELY-THAN-NOT BE SUSTAINED UPON EXAMINATION BY TAXING AUTHORITIES. THE ORGANIZATION HAS ANALYZED TAX POSITIONS TAKEN FOR FILING WITH THE INTERNAL REVENUE SERVICE AND ALL STATE JURISDICTIONS WHERE IT OPERATES. MANAGEMENT BELIEVES THAT INCOME TAX FILING POSITIONS WILL BE SUSTAINED UPON EXAMINATION AND DOES NOT ANTICIPATE ANY ADJUSTMENTS THAT WOULD RESULT IN A MATERIAL ADVERSE AFFECT ON THE ORGANIZATION'S FINANCIAL CONDITION, RESULTS OF OPERATIONS OR CASH FLOWS. ACCORDINGLY, THE ORGANIZATION HAS NOT RECORDED ANY RESERVES, OR RELATED ACCRUALS FOR INTEREST AND PENALTIES FOR UNCERTAIN INCOME TAX POSITIONS AT DECEMBER 31, 2024 OR 2023. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 61947 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 295899 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 310110 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 41843 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 476851 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 480451 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 313710 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 9334 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | SQUARE FOOT CLU |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm | 0 | BUILDING HOPE-O |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 22784 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt | 0 | 20384 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt | 0 | 11200 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 54368 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 22784 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt | 0 | 20384 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt | 0 | 11200 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 54368 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 45034 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 9334 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt | 0 | 9334 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt | 0 | 1 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | INCLUDES GENERAL AND ADMINISTRATIVE COSTS ASSOCIATED WITH THE DIRECT PURPOSE OF THE ORGANIZATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | REVIEWED BY BOARD AT FULL BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | REGULARLY DISCUSSES ANY CONFLICTS AT BOARD MEETINGS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BOARD DISCUSSES COMPENSATION PROCESS FOR TOP OFFICIALS AT BOARD MEETINGS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD DISCUSSES COMPENSATION PROCESS FOR OFFICERS OR KEY EMPLOYEES AT BOARD MEETINGS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | AVAILABLE UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
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