Liabilities / Assets
90th percentile
Higher debt load relative to assets than 90% of similar nonprofits.
EIN 52-1297276 • 501(c)3 • Oakland, MD
Profile
Subsidized housing to disabled persons.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
90th percentile
Higher debt load relative to assets than 90% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
13th percentile
Higher net margin than 13% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
43rd percentile
Faster asset growth than 43% of similar nonprofits.
Revenue Growth
20th percentile
Faster revenue growth than 20% of similar nonprofits.
Assets
Down$99,745
Down $7,528 (-7.0%) from 2024
Liabilities
Up$61,910
Up $8,726 (+16%) from 2024
Net Assets
Down$37,835
Down $16,254 (-30%) from 2024
Revenue
Down$26,713
Down $21,962 (-45%) from 2024
Expenses
Down$42,967
Down $8,244 (-16%) from 2024
Net Income
Down-$16,254
Down $13,718 (-541%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
Subsidized housing to disabled persons.
| Description | Grants | Expenses |
|---|---|---|
| HOUSING ASSISTANCE FOR THE DISABLED. OPERATING BUDGET FUNDED BY RENTAL INCOME FROM HUD SUBSIDY AND TENANTS. PROPERTY FINANCED THROUGH SECTION 202 OF NATIONAL HOUSING ACT. | $0 | $42,967 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| REANNA MILLER | President | - | $0 | - | - |
| THOMAS GRAY BILL | Vice President | - | $0 | - | - |
| CHERYL LOCKHART | Secretary | - | $0 | - | - |
| SCOTT HOLLINGSWORTH | Board Member | - | $0 | - | - |
| DORA SHAHAN | Board Member | - | $0 | - | - |
| REGINA GEARHART | Board Member | - | $0 | - | - |
“Description: interest income. Amount: 42.”
“Description: interest expense. Amount: 3,517. Description: depreciation. Amount: 8,028. Description: insurance. Amount: 2,859. Description: management expense. Amount: 4,643. Description: bookkeeping & data processing. Amount: 4,050. Description: repairs & maintenance. Amount: 243. Description: grounds expense. Amount: 7,318. Total to form 990-ez, line 16: 30,658.”
“Description: prepaid insurance. Beg. Of year amount: 432. End of year amount: 413. Description: other depreciable assets. Beg. Of year amount: 1,312. End of year amount: 626.”
“Description: accounts payable. Beg. Of year amount: 11,719. End of year amount: 41,930. Description: tenant security deposit. Beg. Of year amount: 456. End of year amount: 456. Description: mortgages payable. Beg. Of year amount: 23,509. End of year amount: 2,024. Description: notes payable. Beg. Of year amount: 17,500. End of year amount: 17,500.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | GARRETT COUNTY COMMUNITY ACTION COM |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3013349431 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 104 EAST CENTER STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | OAKLAND |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 215501328 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 42737 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 43255 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -16254 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 2700 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 107273 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 99745 |
| IRS990EZ/GrossReceiptsAmt | 0 | 26713 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 62792 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 55451 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 54089 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 37835 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 54089 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 37835 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 9609 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | REANNA MILLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | THOMAS GRAY BILL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | CHERYL LOCKHART |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | SCOTT HOLLINGSWORTH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DORA SHAHAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | REGINA GEARHART |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 1744 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 1039 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 30658 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 42 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SUBSIDIZED HOUSING TO DISABLED PERSONS. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 26671 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | HOUSING ASSISTANCE FOR THE DISABLED. OPERATING BUDGET FUNDED BY RENTAL INCOME FROM HUD SUBSIDY AND TENANTS. PROPERTY FINANCED THROUGH SECTION 202 OF NATIONAL HOUSING ACT. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 42967 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 53184 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 61910 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 42967 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 42967 |
| IRS990EZ/TotalRevenueAmt | 0 | 26713 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 11233 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 27453 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 42508 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 42300 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 41986 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 165480 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 15438 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 21182 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 32863 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 31017 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 30204 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 130704 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.55870 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.57220 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 165480 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 11233 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 27453 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 42508 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 42300 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 41986 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 165480 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 296184 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: INTEREST INCOME. AMOUNT: 42. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DESCRIPTION: INTEREST EXPENSE. AMOUNT: 3,517. DESCRIPTION: DEPRECIATION. AMOUNT: 8,028. DESCRIPTION: INSURANCE. AMOUNT: 2,859. DESCRIPTION: MANAGEMENT EXPENSE. AMOUNT: 4,643. DESCRIPTION: BOOKKEEPING & DATA PROCESSING. AMOUNT: 4,050. DESCRIPTION: REPAIRS & MAINTENANCE. AMOUNT: 243. DESCRIPTION: GROUNDS EXPENSE. AMOUNT: 7,318. TOTAL TO FORM 990-EZ, LINE 16: 30,658. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DESCRIPTION: PREPAID INSURANCE. BEG. OF YEAR AMOUNT: 432. END OF YEAR AMOUNT: 413. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 1,312. END OF YEAR AMOUNT: 626. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 11,719. END OF YEAR AMOUNT: 41,930. DESCRIPTION: TENANT SECURITY DEPOSIT. BEG. OF YEAR AMOUNT: 456. END OF YEAR AMOUNT: 456. DESCRIPTION: MORTGAGES PAYABLE. BEG. OF YEAR AMOUNT: 23,509. END OF YEAR AMOUNT: 2,024. DESCRIPTION: NOTES PAYABLE. BEG. OF YEAR AMOUNT: 17,500. END OF YEAR AMOUNT: 17,500. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | REANNA MILLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3013348449 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-01-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FREDERICK-GARRETT RESIDENCES INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FRED |
| ReturnHeader/Filer/EIN | 0 | 521297276 |
| ReturnHeader/Filer/PhoneNum | 0 | 3013349431 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 39 SOUTH THIRD STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | OAKLAND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 21550 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 522006953 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | THE RODEHEAVER GROUP PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 6000 THAYER CENTER |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OAKLAND |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 21550 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3013343127 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | CLINT ATHEY CPA |
| ReturnHeader/ReturnTs | 0 | 2026-02-03T08:11:04-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-10-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-09-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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